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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   609,570 3,560 SH   SOLE   0 0 3,560
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   2,607,979 112,461 SH   SOLE   0 0 112,461
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   1,546,297 60,191 SH   SOLE   0 0 60,191
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   789,661 35,992 SH   SOLE   0 0 35,992
DIMENSIONAL ETF TRUST EMERGING MKTS HI 25434V757   2,407,930 106,310 SH   SOLE   0 0 106,310
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,735,626 76,900 SH   SOLE   0 0 76,900
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   2,706,763 82,979 SH   SOLE   0 0 82,979
EXXON MOBIL CORP COM 30231G102   217,872 1,853 SH   SOLE   0 0 1,853
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782   248,499 5,193 SH   SOLE   0 0 5,193
FIRST TR EXCH TRD ALPHDX FD EM SML CP ALPH 33737J307   1,328,933 34,554 SH   SOLE   0 0 34,554
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   603,516 25,147 SH   SOLE   0 0 25,147
FIRST TR S&P REIT INDEX FD COM 33734G108   1,253,584 54,861 SH   SOLE   0 0 54,861
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   5,156,961 131,589 SH   SOLE   0 0 131,589
INVESCO EXCHANGE TRADED FD T S&P MDCP400 VL 46137V191   10,990,077 111,559 SH   SOLE   0 0 111,559
INVESCO QQQ TR UNIT SER 1 46090E103   4,919,677 13,732 SH   SOLE   0 0 13,732
MICROSOFT CORP COM 594918104   212,767 674 SH   SOLE   0 0 674
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   306,275 4,328 SH   SOLE   0 0 4,328
SELECT SECTOR SPDR TR ENERGY 81369Y506   2,290,720 25,343 SH   SOLE   0 0 25,343
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301   236,417 2,431 SH   SOLE   0 0 2,431
SPDR SER TR PRTFLO S&P500 HI 78468R788   321,636 9,171 SH   SOLE   0 0 9,171
VANGUARD BD INDEX FDS INTERMED TERM 921937819   11,613,477 160,607 SH   SOLE   0 0 160,607
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   10,425,111 155,459 SH   SOLE   0 0 155,459
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   5,072,608 67,482 SH   SOLE   0 0 67,482
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   11,979,778 250,466 SH   SOLE   0 0 250,466
VANGUARD INDEX FDS VALUE ETF 922908744   8,800,652 63,805 SH   SOLE   0 0 63,805
VANGUARD INDEX FDS LARGE CAP ETF 922908637   263,299 1,345 SH   SOLE   0 0 1,345
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   289,499 3,107 SH   SOLE   0 0 3,107
VANGUARD WORLD FD MEGA GRWTH IND 921910816   4,138,647 18,240 SH   SOLE   0 0 18,240
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   850,729 4,657 SH   SOLE   0 0 4,657
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   4,582,042 19,490 SH   SOLE   0 0 19,490