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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   706,342 3,642 SH   SOLE   0 0 3,642
DIMENSIONAL ETF TRUST EMERGING MKTS HI 25434V757   2,741,322 115,473 SH   SOLE   0 0 115,473
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   2,857,071 86,973 SH   SOLE   0 0 86,973
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   990,251 43,394 SH   SOLE   0 0 43,394
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   1,704,657 64,230 SH   SOLE   0 0 64,230
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   3,026,648 123,638 SH   SOLE   0 0 123,638
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,817,766 77,484 SH   SOLE   0 0 77,484
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782   253,950 5,172 SH   SOLE   0 0 5,172
FIRST TR EXCH TRD ALPHDX FD EM SML CP ALPH 33737J307   1,364,279 37,532 SH   SOLE   0 0 37,532
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   742,546 32,611 SH   SOLE   0 0 32,611
FIRST TR S&P REIT INDEX FD COM 33734G108   1,785,529 72,543 SH   SOLE   0 0 72,543
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   5,984,527 144,729 SH   SOLE   0 0 144,729
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498   286,176 5,902 SH   SOLE   0 0 5,902
INVESCO EXCHANGE TRADED FD T S&P MDCP400 VL 46137V191   12,177,662 117,761 SH   SOLE   0 0 117,761
INVESCO QQQ TR UNIT SER 1 46090E103   5,255,021 14,225 SH   SOLE   0 0 14,225
ISHARES TR COHEN STEER REIT 464287564   272,320 4,900 SH   SOLE   0 0 4,900
MICROSOFT CORP COM 594918104   229,457 674 SH   SOLE   0 0 674
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   337,249 4,644 SH   SOLE   0 0 4,644
SELECT SECTOR SPDR TR ENERGY 81369Y506   2,203,110 27,142 SH   SOLE   0 0 27,142
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301   241,107 2,431 SH   SOLE   0 0 2,431
SPDR SER TR PRTFLO S&P500 HI 78468R788   336,836 9,084 SH   SOLE   0 0 9,084
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   11,852,192 158,198 SH   SOLE   0 0 158,198
VANGUARD BD INDEX FDS INTERMED TERM 921937819   12,361,922 164,322 SH   SOLE   0 0 164,322
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   6,005,360 79,468 SH   SOLE   0 0 79,468
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   12,488,408 255,491 SH   SOLE   0 0 255,491
VANGUARD INDEX FDS LARGE CAP ETF 922908637   286,057 1,411 SH   SOLE   0 0 1,411
VANGUARD INDEX FDS VALUE ETF 922908744   9,836,543 69,223 SH   SOLE   0 0 69,223
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   282,459 2,913 SH   SOLE   0 0 2,913
VANGUARD WORLD FD MEGA GRWTH IND 921910816   4,697,357 19,962 SH   SOLE   0 0 19,962
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   953,716 4,905 SH   SOLE   0 0 4,905
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   4,992,412 20,392 SH   SOLE   0 0 20,392