The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS GROWTH ETF 922908736   55,152,852 258,800 SH   SOLE   0 0 258,800
VANGUARD INDEX FDS VALUE ETF 922908744   48,341,175 344,384 SH   SOLE   0 0 344,384
ISHARES TR CORE DIV GRWTH 46434V621   38,100,221 762,004 SH   SOLE   0 0 762,004
ISHARES TR CORE MSCI EAFE 46432F842   32,402,817 525,678 SH   SOLE   0 0 525,678
ISHARES TR CORE S&P US GWT 464287671   21,802,479 267,449 SH   SOLE   0 0 267,449
ISHARES TR MSCI USA QLT FCT 46432F339   20,014,485 175,627 SH   SOLE   0 0 175,627
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   19,905,402 277,080 SH   SOLE   0 0 277,080
VANGUARD INDEX FDS SM CP VAL ETF 922908611   19,314,238 121,626 SH   SOLE   0 0 121,626
VANGUARD INDEX FDS SML CP GRW ETF 922908595   15,836,056 78,967 SH   SOLE   0 0 78,967
ISHARES TR CORE S&P US VLU 464287663   13,720,366 194,257 SH   SOLE   0 0 194,257
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   11,291,832 74,362 SH   SOLE   0 0 74,362
ISHARES TR MSCI EAFE ETF 464287465   9,703,623 147,831 SH   SOLE   0 0 147,831
ISHARES INC CORE MSCI EMKT 46434G103   9,429,542 201,917 SH   SOLE   0 0 201,917
SPDR GOLD TR GOLD SHS 78463V107   8,641,859 50,942 SH   SOLE   0 0 50,942
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   5,577,346 126,758 SH   SOLE   0 0 126,758
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   4,952,550 23,478 SH   SOLE   0 0 23,478
SPDR SER TR NUVEEN BLMBRG SH 78468R739   4,811,273 102,411 SH   SOLE   0 0 102,411
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,682,465 120,125 SH   SOLE   0 0 120,125
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   4,570,386 32,632 SH   SOLE   0 0 32,632
SELECT SECTOR SPDR TR ENERGY 81369Y506   4,198,066 47,994 SH   SOLE   0 0 47,994
ISHARES TR NATIONAL MUN ETF 464288414   3,880,989 36,780 SH   SOLE   0 0 36,780
SPDR SER TR S&P 600 SMCP GRW 78464A201   3,795,047 52,534 SH   SOLE   0 0 52,534
SPDR SER TR S&P METALS MNG 78464A755   3,122,492 62,688 SH   SOLE   0 0 62,688
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,040,531 40,966 SH   SOLE   0 0 40,966
INVESCO EXCH TRADED FD TR II KBW PREM YIELD 46138E594   2,525,651 129,587 SH   SOLE   0 0 129,587
ISHARES TR CORE S&P500 ETF 464287200   2,352,728 6,124 SH   SOLE   0 0 6,124
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,990,229 10,844 SH   SOLE   0 0 10,844
INVESCO QQQ TR UNIT SER 1 46090E103   1,857,338 6,975 SH   SOLE   0 0 6,975
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,624,667 54,721 SH   SOLE   0 0 54,721
ISHARES TR S&P 500 GRWT ETF 464287309   1,601,788 27,381 SH   SOLE   0 0 27,381
ISHARES TR CORE MSCI INTL 46435G326   1,539,658 27,504 SH   SOLE   0 0 27,504
INVESCO EXCH TRADED FD TR II KBW HIG DV YLD 46138E610   1,525,552 102,662 SH   SOLE   0 0 102,662
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,472,181 4,190 SH   SOLE   0 0 4,190
ISHARES TR CORE S&P SCP ETF 464287804   1,379,765 14,579 SH   SOLE   0 0 14,579
VANGUARD INDEX FDS MID CAP ETF 922908629   1,293,776 6,348 SH   SOLE   0 0 6,348
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,229,374 29,292 SH   SOLE   0 0 29,292
ALPS ETF TR ALERIAN MLP 00162Q452   1,177,189 30,922 SH   SOLE   0 0 30,922
ISHARES TR S&P 500 VAL ETF 464287408   1,042,509 7,186 SH   SOLE   0 0 7,186
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   927,553 58,300 SH   SOLE   0 0 58,300
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   888,418 24,327 SH   SOLE   0 0 24,327
ISHARES TR IBOXX HI YD ETF 464288513   887,989 12,060 SH   SOLE   0 0 12,060
VANGUARD WORLD FD MEGA CAP INDEX 921910873   877,965 6,631 SH   SOLE   0 0 6,631
ISHARES TR CORE US AGGBD ET 464287226   853,714 8,802 SH   SOLE   0 0 8,802
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   705,640 9,341 SH   SOLE   0 0 9,341
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   665,584 2,009 SH   SOLE   0 0 2,009
VANGUARD WORLD FDS INF TECH ETF 92204A702   625,484 1,958 SH   SOLE   0 0 1,958
ISHARES TR CORE S&P MCP ETF 464287507   619,300 2,560 SH   SOLE   0 0 2,560
ISHARES TR CORE S&P TTL STK 464287150   578,452 6,821 SH   SOLE   0 0 6,821
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   526,880 10,508 SH   SOLE   0 0 10,508
ISHARES TR SELECT DIVID ETF 464287168   517,098 4,288 SH   SOLE   0 0 4,288
ISHARES TR RESIDENTIAL MULT 464288562   510,040 7,463 SH   SOLE   0 0 7,463
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   502,158 2,621 SH   SOLE   0 0 2,621
SPDR SER TR NUVEEN BLOOMBERG 78464A284   481,471 9,832 SH   SOLE   0 0 9,832
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   475,457 11,605 SH   SOLE   0 0 11,605
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   463,332 9,243 SH   SOLE   0 0 9,243
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   453,672 16,025 SH   SOLE   0 0 16,025
ISHARES TR RUS 2000 VAL ETF 464287630   451,785 3,258 SH   SOLE   0 0 3,258
ISHARES TR GLOBAL TECH ETF 464287291   406,759 9,073 SH   SOLE   0 0 9,073
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   360,846 4,375 SH   SOLE   0 0 4,375
SPDR SER TR PRTFLO S&P500 GW 78464A409   357,030 7,046 SH   SOLE   0 0 7,046
MERCANTILE BK CORP COM 587376104   340,730 10,177 SH   SOLE   0 0 10,177
VANGUARD STAR FDS VG TL INTL STK F 921909768   305,999 5,916 SH   SOLE   0 0 5,916
OWL ROCK CAPITAL CORPORATION COM 69121K104   275,003 23,810 SH   SOLE   0 0 23,810
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   273,906 2,016 SH   SOLE   0 0 2,016
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   251,350 2,020 SH   SOLE   0 0 2,020
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   245,031 2,495 SH   SOLE   0 0 2,495
ISHARES TR EAFE VALUE ETF 464288877   243,939 5,317 SH   SOLE   0 0 5,317
ISHARES TR US TREAS BD ETF 46429B267   240,408 10,581 SH   SOLE   0 0 10,581
GREEN BRICK PARTNERS INC COM 392709101   237,454 9,800 SH   SOLE   0 0 9,800
ISHARES TR RUSSELL 2000 ETF 464287655   235,730 1,352 SH   SOLE   0 0 1,352
ISHARES TR MSCI CHINA ETF 46429B671   233,253 4,911 SH   SOLE   0 0 4,911
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   219,432 6,813 SH   SOLE   0 0 6,813
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   209,569 1,721 SH   SOLE   0 0 1,721
MANAGED PORTFOLIO SERIES TORTOISE NRAM PI 56167N720   206,187 8,351 SH   SOLE   0 0 8,351
PROSPECT CAP CORP COM 74348T102   179,309 25,652 SH   SOLE   0 0 25,652
MIMEDX GROUP INC COM 602496101   110,058 39,589 SH   SOLE   0 0 39,589
ZOMEDICA CORP COM 98980M109   2,038 12,500 SH   SOLE   0 0 12,500
ORAGENICS INC COM PAR 684023302   1,052 10,001 SH   SOLE   0 0 10,001