The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   820,987 4,795 SH   SOLE   4,795 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,868,150 5,333 SH   SOLE   5,333 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   2,226,070 90,860 SH   SOLE   90,860 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   3,488,226 160,452 SH   SOLE   160,452 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   4,943,721 219,039 SH   SOLE   219,039 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   604,308 26,966 SH   SOLE   26,966 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   410,501 15,722 SH   SOLE   15,722 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   254,485 8,497 SH   SOLE   8,497 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   1,456,248 58,696 SH   SOLE   58,696 0 0
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   431,568 22,109 SH   SOLE   22,109 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,147,390 112,659 SH   SOLE   112,659 0 0
ELI LILLY & CO COM 532457108   926,012 1,724 SH   SOLE   1,724 0 0
ISHARES TR CORE INTL AGGR 46435G672   207,559 4,255 SH   SOLE   4,255 0 0
ISHARES TR CORE S&P MCP ETF 464287507   878,460 3,523 SH   SOLE   3,523 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,883,800 30,571 SH   SOLE   30,571 0 0
ISHARES TR CORE S&P500 ETF 464287200   3,542,412 8,249 SH   SOLE   8,249 0 0
ISHARES TR CORE US AGGBD ET 464287226   300,364 3,194 SH   SOLE   3,194 0 0
ISHARES TR MSCI EAFE ETF 464287465   275,680 4,000 SH   SOLE   4,000 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   247,168 6,513 SH   SOLE   6,513 0 0
ISHARES TR RUS 1000 ETF 464287622   934,942 3,980 SH   SOLE   3,980 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   612,797 2,304 SH   SOLE   2,304 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   955,071 6,291 SH   SOLE   6,291 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   1,189,480 5,307 SH   SOLE   5,307 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   1,679,590 12,391 SH   SOLE   12,391 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   578,647 3,274 SH   SOLE   3,274 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   388,175 1,584 SH   SOLE   1,584 0 0
ISHARES TR TIPS BD ETF 464287176   376,400 3,629 SH   SOLE   3,629 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   699,491 15,941 SH   SOLE   15,941 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   590,980 11,691 SH   SOLE   11,691 0 0
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   285,768 6,300 SH   SOLE   6,300 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,534,454 30,579 SH   SOLE   30,579 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   4,046,494 80,208 SH   SOLE   80,208 0 0
JOHNSON & JOHNSON COM 478160104   368,037 2,363 SH   SOLE   2,363 0 0
JPMORGAN CHASE & CO COM 46625H100   344,267 2,374 SH   SOLE   2,374 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   4,982,128 194,235 SH   SOLE   194,235 0 0
NORFOLK SOUTHN CORP COM 655844108   224,894 1,142 SH   SOLE   1,142 0 0
PROCTER AND GAMBLE CO COM 742718109   258,172 1,770 SH   SOLE   1,770 0 0
REALTY INCOME CORP COM 756109104   755,939 15,137 SH   SOLE   15,137 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   580,521 24,249 SH   SOLE   24,249 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   279,772 12,164 SH   SOLE   12,164 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   497,198 15,417 SH   SOLE   15,417 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   286,587 8,537 SH   SOLE   8,537 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   331,579 6,317 SH   SOLE   6,317 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   360,919 9,781 SH   SOLE   9,781 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   408,321 6,888 SH   SOLE   6,888 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   345,965 8,385 SH   SOLE   8,385 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201   539,927 7,369 SH   SOLE   7,369 0 0
STRYKER CORPORATION COM 863667101   579,879 2,122 SH   SOLE   2,122 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   6,313,679 83,992 SH   SOLE   83,992 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   246,393 3,531 SH   SOLE   3,531 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   5,526,470 115,544 SH   SOLE   115,544 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   229,830 844 SH   SOLE   844 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,949,287 12,222 SH   SOLE   12,222 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,708,860 30,194 SH   SOLE   30,194 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   7,357,173 34,350 SH   SOLE   34,350 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   603,358 2,841 SH   SOLE   2,841 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   760,552 5,514 SH   SOLE   5,514 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,832,566 26,672 SH   SOLE   26,672 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   299,904 6,235 SH   SOLE   6,235 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   459,652 3,850 SH   SOLE   3,850 0 0