The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   651,599 5,015 SH   SOLE   0 0 5,015
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,874,844 4 SH   SOLE   0 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,715,940 5,555 SH   SOLE   0 0 5,555
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   1,873,602 93,962 SH   SOLE   0 0 93,962
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   3,046,450 146,253 SH   SOLE   0 0 146,253
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   5,893,608 268,502 SH   SOLE   0 0 268,502
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   490,083 19,572 SH   SOLE   0 0 19,572
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   274,523 10,160 SH   SOLE   0 0 10,160
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   325,583 15,394 SH   SOLE   0 0 15,394
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,539,458 126,040 SH   SOLE   0 0 126,040
ISHARES TR CORE US AGGBD ET 464287226   204,552 2,109 SH   SOLE   0 0 2,109
ISHARES TR MSCI EAFE ETF 464287465   263,873 4,020 SH   SOLE   0 0 4,020
ISHARES TR MSCI EMG MKT ETF 464287234   251,656 6,640 SH   SOLE   0 0 6,640
ISHARES TR RUS 1000 ETF 464287622   955,550 4,539 SH   SOLE   0 0 4,539
ISHARES TR RUS 1000 GRW ETF 464287614   520,782 2,431 SH   SOLE   0 0 2,431
ISHARES TR RUS 1000 VAL ETF 464287598   1,028,917 6,785 SH   SOLE   0 0 6,785
ISHARES TR RUS 2000 GRW ETF 464287648   1,142,453 5,326 SH   SOLE   0 0 5,326
ISHARES TR RUS 2000 VAL ETF 464287630   1,831,676 13,209 SH   SOLE   0 0 13,209
ISHARES TR RUSSELL 2000 ETF 464287655   691,163 3,964 SH   SOLE   0 0 3,964
ISHARES TR RUSSELL 3000 ETF 464287689   407,375 1,846 SH   SOLE   0 0 1,846
ISHARES TR TIPS BD ETF 464287176   455,137 4,276 SH   SOLE   0 0 4,276
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   605,852 12,294 SH   SOLE   0 0 12,294
J P MORGAN EXCHANGE TRADED F HIGH YLD RESRCH 46641Q878   554,006 12,637 SH   SOLE   0 0 12,637
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   266,431 5,830 SH   SOLE   0 0 5,830
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   2,947,794 58,803 SH   SOLE   0 0 58,803
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   6,862,400 135,795 SH   SOLE   0 0 135,795
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   6,014,137 242,603 SH   SOLE   0 0 242,603
NORFOLK SOUTHN CORP COM 655844108   281,412 1,142 SH   SOLE   0 0 1,142
PROCTER AND GAMBLE CO COM 742718109   291,298 1,922 SH   SOLE   0 0 1,922
REALTY INCOME CORP COM 756109104   995,911 15,701 SH   SOLE   0 0 15,701
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   390,158 16,483 SH   SOLE   0 0 16,483
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   264,556 11,800 SH   SOLE   0 0 11,800
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   485,173 15,417 SH   SOLE   0 0 15,417
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   220,293 5,438 SH   SOLE   0 0 5,438
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   281,380 8,537 SH   SOLE   0 0 8,537
STRYKER CORPORATION COM 863667101   518,808 2,122 SH   SOLE   0 0 2,122
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   7,236,968 96,134 SH   SOLE   0 0 96,134
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   256,253 3,567 SH   SOLE   0 0 3,567
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   332,220 6,780 SH   SOLE   0 0 6,780
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   6,270,934 132,215 SH   SOLE   0 0 132,215
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,340,077 14,736 SH   SOLE   0 0 14,736
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,755,095 31,356 SH   SOLE   0 0 31,356
VANGUARD INDEX FDS SML CP GRW ETF 922908595   7,456,963 37,184 SH   SOLE   0 0 37,184
VANGUARD INDEX FDS TOTAL STK MKT 922908769   502,893 2,630 SH   SOLE   0 0 2,630
VANGUARD INDEX FDS VALUE ETF 922908744   791,601 5,639 SH   SOLE   0 0 5,639
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   3,458,426 33,639 SH   SOLE   0 0 33,639
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   488,714 9,875 SH   SOLE   0 0 9,875
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   529,700 4,350 SH   SOLE   0 0 4,350