The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CORTEVA INC COM 22052L104 BBG00BN969D0 226,792 4,433 SH   SOLE   0 0 4,433
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 BBG01254CL28 452,098 11,199 SH   SOLE   0 0 11,199
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 BBG00Y2PHW26 5,234,392 231,918 SH   SOLE   0 0 231,918
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 12,313,631 471,606 SH   SOLE   0 0 471,606
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 BBG00Y2JG0C0 15,232,426 508,595 SH   SOLE   0 0 508,595
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 1,353,275 51,652 SH   SOLE   0 0 51,652
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 2,428,716 46,270 SH   SOLE   0 0 46,270
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 1,646,028 36,026 SH   SOLE   0 0 36,026
DOW INC COM 260557103 BBG00BN96931 231,762 4,495 SH   SOLE   0 0 4,495
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 259,946 3,485 SH   SOLE   0 0 3,485
HOME DEPOT INC COM 437076102 BBG001S5RTW7 243,541 806 SH   SOLE   0 0 806
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 319,953 2,827 SH   SOLE   0 0 2,827
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 1,588,818 28,136 SH   SOLE   0 0 28,136
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 1,095,217 15,843 SH   SOLE   0 0 15,843
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 1,258,521 13,401 SH   SOLE   0 0 13,401
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 BBG00GVX41Y3 745,653 28,438 SH   SOLE   0 0 28,438
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 BBG00FJ5HWZ7 584,766 16,794 SH   SOLE   0 0 16,794
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 4,040,540 168,778 SH   SOLE   0 0 168,778
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 5,494,057 161,780 SH   SOLE   0 0 161,780
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 15,433,623 348,940 SH   SOLE   0 0 348,940
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 1,376,462 27,203 SH   SOLE   0 0 27,203
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 6,413,301 361,313 SH   SOLE   0 0 361,313
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 16,948,340 225,467 SH   SOLE   0 0 225,467
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 572,469 8,204 SH   SOLE   0 0 8,204
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 6,080,410 31,072 SH   SOLE   0 0 31,072
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 1,537,979 20,328 SH   SOLE   0 0 20,328
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 1,707,466 4,348 SH   SOLE   0 0 4,348
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 2,826,878 17,724 SH   SOLE   0 0 17,724
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 3,031,082 16,032 SH   SOLE   0 0 16,032
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 4,639,915 33,640 SH   SOLE   0 0 33,640
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 575,001 11,085 SH   SOLE   0 0 11,085
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 322,625 8,228 SH   SOLE   0 0 8,228
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 5,822,341 76,630 SH   SOLE   0 0 76,630
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 7,865,818 104,668 SH   SOLE   0 0 104,668
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 254,735 1,639 SH   SOLE   0 0 1,639
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,132,418 25,902 SH   SOLE   0 0 25,902