The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHEMOURS CO COM 163851108 BBG005H82GC1 230,304 6,243 SH   SOLE   0 0 6,243
CORTEVA INC COM 22052L104 BBG00BN969D0 254,011 4,433 SH   SOLE   0 0 4,433
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 BBG01254CL28 696,350 16,687 SH   SOLE   0 0 16,687
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 BBG00Y2PHW26 4,041,088 172,254 SH   SOLE   0 0 172,254
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 9,520,743 348,490 SH   SOLE   0 0 348,490
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 BBG00Y2JG0C0 12,405,575 400,309 SH   SOLE   0 0 400,309
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 1,649,659 60,761 SH   SOLE   0 0 60,761
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 1,797,012 32,792 SH   SOLE   0 0 32,792
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 1,046,410 22,557 SH   SOLE   0 0 22,557
DOW INC COM 260557103 BBG00BN96931 239,404 4,495 SH   SOLE   0 0 4,495
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 248,968 3,485 SH   SOLE   0 0 3,485
HOME DEPOT INC COM 437076102 BBG001S5RTW7 233,291 751 SH   SOLE   0 0 751
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 329,339 2,857 SH   SOLE   0 0 2,857
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 1,600,307 27,133 SH   SOLE   0 0 27,133
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 1,090,002 14,946 SH   SOLE   0 0 14,946
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 1,381,616 14,176 SH   SOLE   0 0 14,176
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 BBG00GVX41Y3 757,299 27,730 SH   SOLE   0 0 27,730
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 BBG00FJ5HWZ7 558,076 15,087 SH   SOLE   0 0 15,087
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 4,665,836 189,437 SH   SOLE   0 0 189,437
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 6,756,041 189,510 SH   SOLE   0 0 189,510
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 11,742,842 254,394 SH   SOLE   0 0 254,394
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 1,543,280 29,469 SH   SOLE   0 0 29,469
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 6,200,848 317,504 SH   SOLE   0 0 317,504
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 17,154,536 227,002 SH   SOLE   0 0 227,002
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 802,355 11,038 SH   SOLE   0 0 11,038
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 7,183,584 35,436 SH   SOLE   0 0 35,436
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 1,801,036 21,554 SH   SOLE   0 0 21,554
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 1,770,680 4,348 SH   SOLE   0 0 4,348
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 3,332,704 20,149 SH   SOLE   0 0 20,149
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 3,821,304 19,213 SH   SOLE   0 0 19,213
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 5,109,171 35,955 SH   SOLE   0 0 35,955
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 489,760 9,001 SH   SOLE   0 0 9,001
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 378,869 9,313 SH   SOLE   0 0 9,313
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 5,076,567 64,236 SH   SOLE   0 0 64,236
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 8,556,915 113,097 SH   SOLE   0 0 113,097
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 273,255 1,682 SH   SOLE   0 0 1,682
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,121,965 24,295 SH   SOLE   0 0 24,295