The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 BBG01254CL28 930,247 21,888 SH   SOLE   0 0 21,888
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 BBG00Y2PHW26 3,196,407 138,853 SH   SOLE   0 0 138,853
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 8,398,884 311,647 SH   SOLE   0 0 311,647
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 BBG00Y2JG0C0 10,620,467 369,151 SH   SOLE   0 0 369,151
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 1,211,585 47,550 SH   SOLE   0 0 47,550
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 1,367,554 25,950 SH   SOLE   0 0 25,950
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 768,367 17,267 SH   SOLE   0 0 17,267
HOME DEPOT INC COM 437076102 BBG001S5RTW7 238,162 807 SH   SOLE   0 0 807
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 1,581,561 26,576 SH   SOLE   0 0 26,576
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 977,690 13,609 SH   SOLE   0 0 13,609
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 1,262,871 13,962 SH   SOLE   0 0 13,962
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 BBG00GVX41Y3 699,929 26,049 SH   SOLE   0 0 26,049
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 BBG00FJ5HWZ7 504,635 14,251 SH   SOLE   0 0 14,251
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 4,548,132 185,487 SH   SOLE   0 0 185,487
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 6,477,878 186,146 SH   SOLE   0 0 186,146
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 13,034,926 277,871 SH   SOLE   0 0 277,871
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 1,381,778 28,567 SH   SOLE   0 0 28,567
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 5,778,748 296,346 SH   SOLE   0 0 296,346
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 15,281,422 199,783 SH   SOLE   0 0 199,783
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 809,506 10,964 SH   SOLE   0 0 10,964
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 6,533,204 34,972 SH   SOLE   0 0 34,972
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 1,815,221 21,860 SH   SOLE   0 0 21,860
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 2,949,757 18,580 SH   SOLE   0 0 18,580
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 3,217,251 16,972 SH   SOLE   0 0 16,972
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 4,725,891 34,218 SH   SOLE   0 0 34,218
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 483,682 9,046 SH   SOLE   0 0 9,046
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 474,557 11,746 SH   SOLE   0 0 11,746
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 5,500,041 68,562 SH   SOLE   0 0 68,562
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 6,217,805 81,566 SH   SOLE   0 0 81,566
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 261,750 1,700 SH   SOLE   0 0 1,700
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,130,486 25,027 SH   SOLE   0 0 25,027