The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107   44,223 300 SH   SOLE   0 0 300
ALPHABET INC CAP STK CL A 02079K305   140 1 SH   SOLE   0 0 1
AMAZON COM INC COM 023135106   15,194 100 SH   SOLE   0 0 100
APPLE INC COM 037833100   288,988 1,501 SH   SOLE   0 0 1,501
BANK AMERICA CORP COM 060505104   9,091 270 SH   SOLE   0 0 270
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   42,086 118 SH   SOLE   0 0 118
COLGATE PALMOLIVE CO COM 194162103   41,131 516 SH   SOLE   0 0 516
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583   21,352,543 400,892 SH   SOLE   0 0 400,892
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   26,828 571 SH   SOLE   0 0 571
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   10,418,658 356,437 SH   SOLE   0 0 356,437
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   6,134,495 251,208 SH   SOLE   0 0 251,208
EXACT SCIENCES CORP COM 30063P105   41,059 555 SH   SOLE   0 0 555
FIDELITY NATL INFORMATION SV COM 31620M106   34,421 573 SH   SOLE   0 0 573
FISERV INC COM 337738108   51,144 385 SH   SOLE   0 0 385
GARTNER INC COM 366651107   400,135 887 SH   SOLE   0 0 887
ISHARES TR CORE S&P500 ETF 464287200   390,702 818 SH   SOLE   0 0 818
ISHARES TR RUS 1000 VAL ETF 464287598   102,187 618 SH   SOLE   0 0 618
ISHARES TR RUS 2000 VAL ETF 464287630   64,810 417 SH   SOLE   0 0 417
ISHARES TR RUS MDCP VAL ETF 464287473   12,792 110 SH   SOLE   0 0 110
ISHARES TR SELECT DIVID ETF 464287168   57,034 487 SH   SOLE   0 0 487
JOHNSON & JOHNSON COM 478160104   7,837 50 SH   SOLE   0 0 50
MARATHON PETE CORP COM 56585A102   11,127 75 SH   SOLE   0 0 75
MICROSOFT CORP COM 594918104   56,406 150 SH   SOLE   0 0 150
NOVARTIS AG SPONSORED ADR 66987V109   25,243 250 SH   SOLE   0 0 250
OMNICOM GROUP INC COM 681919106   208,663 2,412 SH   SOLE   0 0 2,412
PROCTER AND GAMBLE CO COM 742718109   184,494 1,259 SH   SOLE   0 0 1,259
SALESFORCE INC COM 79466L302   43,419 165 SH   SOLE   0 0 165
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   70,062 1,559 SH   SOLE   0 0 1,559
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,978,163 39,786 SH   SOLE   0 0 39,786
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   25,123 330 SH   SOLE   0 0 330
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,028,073 21,763 SH   SOLE   0 0 21,763
SELECT SECTOR SPDR TR INDL 81369Y704   99,058 869 SH   SOLE   0 0 869
SEMPRA COM 816851109   28,996 388 SH   SOLE   0 0 388
SPDR GOLD TR GOLD SHS 78463V107   87,174 456 SH   SOLE   0 0 456
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   28,943 851 SH   SOLE   0 0 851
SPDR S&P 500 ETF TR TR UNIT 78462F103   88,449 186 SH   SOLE   0 0 186
STARBUCKS CORP COM 855244109   289 3 SH   SOLE   0 0 3
TESLA INC COM 88160R101   994 4 SH   SOLE   0 0 4
UNDER ARMOUR INC CL A 904311107   132 15 SH   SOLE   0 0 15
UNDER ARMOUR INC CL C 904311206   501 60 SH   SOLE   0 0 60
UNITED PARCEL SERVICE INC CL B 911312106   144,180 917 SH   SOLE   0 0 917
US BANCORP DEL COM NEW 902973304   115,731 2,674 SH   SOLE   0 0 2,674
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   15,295,053 198,585 SH   SOLE   0 0 198,585
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   23,311,613 472,230 SH   SOLE   0 0 472,230
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   34,220 208 SH   SOLE   0 0 208
VANGUARD INDEX FDS GROWTH ETF 922908736   1,965,232 6,322 SH   SOLE   0 0 6,322
VANGUARD INDEX FDS LARGE CAP ETF 922908637   69,726,484 319,626 SH   SOLE   0 0 319,626
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   10,989 76 SH   SOLE   0 0 76
VANGUARD INDEX FDS MID CAP ETF 922908629   896,325 3,853 SH   SOLE   0 0 3,853
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   295,714 677 SH   SOLE   0 0 677
VANGUARD INDEX FDS SM CP VAL ETF 922908611   17,997 100 SH   SOLE   0 0 100
VANGUARD INDEX FDS SMALL CP ETF 922908751   35,333,050 165,626 SH   SOLE   0 0 165,626
VANGUARD INDEX FDS TOTAL STK MKT 922908769   527,884 2,225 SH   SOLE   0 0 2,225
VANGUARD INDEX FDS VALUE ETF 922908744   2,073,369 13,869 SH   SOLE   0 0 13,869
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   30,927,320 550,896 SH   SOLE   0 0 550,896
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   12,063,861 104,876 SH   SOLE   0 0 104,876
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   28,759,655 484,822 SH   SOLE   0 0 484,822
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   31,560,225 388,290 SH   SOLE   0 0 388,290
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,519,261 26,521 SH   SOLE   0 0 26,521
VANGUARD STAR FDS VG TL INTL STK F 921909768   67,773 1,169 SH   SOLE   0 0 1,169
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   320,634 2,872 SH   SOLE   0 0 2,872
VANGUARD WORLD FD ESG INTL STK ETF 921910725   378,306 6,843 SH   SOLE   0 0 6,843
WEC ENERGY GROUP INC COM 92939U106   46,378 551 SH   SOLE   0 0 551
XCEL ENERGY INC COM 98389B100   28,479 460 SH   SOLE   0 0 460