The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107   30,846 300 SH   SOLE   0 0 300
AMAZON COM INC COM 023135106   12,712 100 SH   SOLE   0 0 100
APPLE INC COM 037833100   256,987 1,501 SH   SOLE   0 0 1,501
BANK AMERICA CORP COM 060505104   7,393 270 SH   SOLE   0 0 270
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   41,336 118 SH   SOLE   0 0 118
COLGATE PALMOLIVE CO COM 194162103   36,693 516 SH   SOLE   0 0 516
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   36,496 787 SH   SOLE   0 0 787
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   9,217,221 351,802 SH   SOLE   0 0 351,802
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   5,300,364 235,363 SH   SOLE   0 0 235,363
EXACT SCIENCES CORP COM 30063P105   37,863 555 SH   SOLE   0 0 555
FIDELITY NATL INFORMATION SV COM 31620M106   31,670 573 SH   SOLE   0 0 573
FISERV INC COM 337738108   43,490 385 SH   SOLE   0 0 385
GARTNER INC COM 366651107   355,293 1,034 SH   SOLE   0 0 1,034
ISHARES TR CORE INTL AGGR 46435G672   7,952 163 SH   SOLE   0 0 163
ISHARES TR CORE S&P500 ETF 464287200   351,274 818 SH   SOLE   0 0 818
ISHARES TR RUS 1000 VAL ETF 464287598   93,882 618 SH   SOLE   0 0 618
ISHARES TR RUS 2000 VAL ETF 464287630   56,557 417 SH   SOLE   0 0 417
ISHARES TR RUS MDCP VAL ETF 464287473   11,478 110 SH   SOLE   0 0 110
ISHARES TR SELECT DIVID ETF 464287168   52,372 487 SH   SOLE   0 0 487
JOHNSON & JOHNSON COM 478160104   7,788 50 SH   SOLE   0 0 50
MARATHON PETE CORP COM 56585A102   11,351 75 SH   SOLE   0 0 75
MICROSOFT CORP COM 594918104   47,363 150 SH   SOLE   0 0 150
NOVARTIS AG SPONSORED ADR 66987V109   25,465 250 SH   SOLE   0 0 250
OMNICOM GROUP INC COM 681919106   179,646 2,412 SH   SOLE   0 0 2,412
PROCTER AND GAMBLE CO COM 742718109   183,638 1,259 SH   SOLE   0 0 1,259
SALESFORCE INC COM 79466L302   33,459 165 SH   SOLE   0 0 165
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   88,494 2,097 SH   SOLE   0 0 2,097
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   70,185 1,464 SH   SOLE   0 0 1,464
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   23,351 330 SH   SOLE   0 0 330
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   940,556 22,708 SH   SOLE   0 0 22,708
SELECT SECTOR SPDR TR INDL 81369Y704   88,100 869 SH   SOLE   0 0 869
SEMPRA COM 816851109   26,396 388 SH   SOLE   0 0 388
SPDR GOLD TR GOLD SHS 78463V107   78,696 459 SH   SOLE   0 0 459
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   26,390 851 SH   SOLE   0 0 851
SPDR S&P 500 ETF TR TR UNIT 78462F103   79,549 186 SH   SOLE   0 0 186
STARBUCKS CORP COM 855244109   274 3 SH   SOLE   0 0 3
TESLA INC COM 88160R101   1,001 4 SH   SOLE   0 0 4
UNDER ARMOUR INC CL A 904311107   103 15 SH   SOLE   0 0 15
UNDER ARMOUR INC CL C 904311206   383 60 SH   SOLE   0 0 60
UNITED PARCEL SERVICE INC CL B 911312106   142,933 917 SH   SOLE   0 0 917
US BANCORP DEL COM NEW 902973304   100,900 3,052 SH   SOLE   0 0 3,052
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   15,063,403 200,391 SH   SOLE   0 0 200,391
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   21,727,893 454,273 SH   SOLE   0 0 454,273
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   32,410 226 SH   SOLE   0 0 226
VANGUARD INDEX FDS GROWTH ETF 922908736   1,785,132 6,556 SH   SOLE   0 0 6,556
VANGUARD INDEX FDS LARGE CAP ETF 922908637   62,817,388 321,005 SH   SOLE   0 0 321,005
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   9,924 76 SH   SOLE   0 0 76
VANGUARD INDEX FDS MID CAP ETF 922908629   810,437 3,892 SH   SOLE   0 0 3,892
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   265,858 677 SH   SOLE   0 0 677
VANGUARD INDEX FDS SM CP VAL ETF 922908611   15,949 100 SH   SOLE   0 0 100
VANGUARD INDEX FDS SMALL CP ETF 922908751   30,693,298 162,338 SH   SOLE   0 0 162,338
VANGUARD INDEX FDS TOTAL STK MKT 922908769   472,525 2,225 SH   SOLE   0 0 2,225
VANGUARD INDEX FDS VALUE ETF 922908744   1,959,667 14,208 SH   SOLE   0 0 14,208
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   27,871,531 537,334 SH   SOLE   0 0 537,334
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   10,733,642 101,070 SH   SOLE   0 0 101,070
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   28,360,398 496,245 SH   SOLE   0 0 496,245
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   28,175,336 370,826 SH   SOLE   0 0 370,826
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,190,615 26,965 SH   SOLE   0 0 26,965
VANGUARD STAR FDS VG TL INTL STK F 921909768   62,581 1,169 SH   SOLE   0 0 1,169
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   296,765 2,872 SH   SOLE   0 0 2,872
VANGUARD WORLD FD ESG INTL STK ETF 921910725   344,167 6,823 SH   SOLE   0 0 6,823
WEC ENERGY GROUP INC COM 92939U106   79,906 992 SH   SOLE   0 0 992
XCEL ENERGY INC COM 98389B100   26,322 460 SH   SOLE   0 0 460