The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107   19,431 300 SH   SOLE   0 0 300
AMAZON COM INC COM 023135106   8,400 100 SH   SOLE   0 0 100
APPLE INC COM 037833100   195,025 1,501 SH   SOLE   0 0 1,501
BANK AMERICA CORP COM 060505104   28,451 859 SH   SOLE   0 0 859
BERKSHIRE HATHAWAY COM 084670702   36,450 118 SH   SOLE   0 0 118
CHURCH & DWIGHT CO INC COM 171340102   2,741 34 SH   SOLE   0 0 34
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   8,824,741 363,457 SH   SOLE   0 0 363,457
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   5,058,205 234,176 SH   SOLE   0 0 234,176
DISNEY WALT CO COM 254687106   869 10 SH   SOLE   0 0 10
EXACT SCIENCES CORP COM 30063P105   11,437 231 SH   SOLE   0 0 231
FIDELITY NATL INFORMATION SV COM 31620M106   19,338 285 SH   SOLE   0 0 285
FISERV INC COM 337738108   38,912 385 SH   SOLE   0 0 385
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263   12,868 276 SH   SOLE   0 0 276
ISHARES TR CORE S&P500 ETF 464287200   374,221 974 SH   SOLE   0 0 974
ISHARES TR RUS 1000 VAL ETF 464287598   113,643 749 SH   SOLE   0 0 749
ISHARES TR RUS 2000 VAL ETF 464287630   57,858 417 SH   SOLE   0 0 417
ISHARES TR RUS MDCP VAL ETF 464287473   11,588 110 SH   SOLE   0 0 110
ISHARES TR SELECT DIVID ETF 464287168   92,333 766 SH   SOLE   0 0 766
JOHNSON & JOHNSON COM 478160104   8,833 50 SH   SOLE   0 0 50
MICROSOFT CORP COM 594918104   46,046 192 SH   SOLE   0 0 192
OMNICOM GROUP INC COM 681919106   196,747 2,412 SH   SOLE   0 0 2,412
PIPER SANDLER COMPANIES COM 724078100   2,995 23 SH   SOLE   0 0 23
PROCTER AND GAMBLE CO COM 742718109   190,815 1,259 SH   SOLE   0 0 1,259
SALESFORCE INC COM 79466L302   21,878 165 SH   SOLE   0 0 165
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   67,193 1,559 SH   SOLE   0 0 1,559
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   69,070 1,403 SH   SOLE   0 0 1,403
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   24,929 330 SH   SOLE   0 0 330
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   919,892 22,708 SH   SOLE   0 0 22,708
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   85,345 869 SH   SOLE   0 0 869
SEMPRA COM 816851109   44,508 288 SH   SOLE   0 0 288
SPDR GOLD TR GOLD SHS 78463V107   77,865 459 SH   SOLE   0 0 459
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   25,267 851 SH   SOLE   0 0 851
SPDR S&P 500 ETF TR TR UNIT 78462F103   61,987 162 SH   SOLE   0 0 162
STARBUCKS CORP COM 855244109   298 3 SH   SOLE   0 0 3
UNDER ARMOUR INC CL A 904311107   153 15 SH   SOLE   0 0 15
UNDER ARMOUR INC CL C 904311206   536 60 SH   SOLE   0 0 60
UNITED PARCEL SERVICE INC CL B 911312106   172,450 992 SH   SOLE   0 0 992
US BANCORP DEL COM NEW 902973304   133,098 3,052 SH   SOLE   0 0 3,052
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   15,164,060 201,435 SH   SOLE   0 0 201,435
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   21,629,562 456,031 SH   SOLE   0 0 456,031
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   30,043 226 SH   SOLE   0 0 226
VANGUARD INDEX FDS GROWTH ETF 922908736   1,461,192 6,857 SH   SOLE   0 0 6,857
VANGUARD INDEX FDS LARGE CAP ETF 922908637   56,534,840 324,540 SH   SOLE   0 0 324,540
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   10,248 76 SH   SOLE   0 0 76
VANGUARD INDEX FDS MID CAP ETF 922908629   811,335 3,981 SH   SOLE   0 0 3,981
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   237,858 677 SH   SOLE   0 0 677
VANGUARD INDEX FDS SM CP VAL ETF 922908611   15,880 100 SH   SOLE   0 0 100
VANGUARD INDEX FDS SMALL CP ETF 922908751   29,362,451 159,978 SH   SOLE   0 0 159,978
VANGUARD INDEX FDS TOTAL STK MKT 922908769   424,952 2,223 SH   SOLE   0 0 2,223
VANGUARD INDEX FDS VALUE ETF 922908744   2,150,691 15,322 SH   SOLE   0 0 15,322
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   26,887,762 536,254 SH   SOLE   0 0 536,254
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   9,980,103 97,073 SH   SOLE   0 0 97,073
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   28,562,113 488,408 SH   SOLE   0 0 488,408
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   28,446,860 367,009 SH   SOLE   0 0 367,009
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,298,310 28,306 SH   SOLE   0 0 28,306
VANGUARD STAR FDS VG TL INTL STK F 921909768   60,476 1,169 SH   SOLE   0 0 1,169
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   353,012 3,262 SH   SOLE   0 0 3,262
VANGUARD WORLD FD ESG INTL STK ETF 921910725   320,457 6,515 SH   SOLE   0 0 6,515
WEC ENERGY GROUP INC COM 92939U106   92,260 984 SH   SOLE   0 0 984