The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMARIN CORP PLC SPONS ADR NEW 023111206   3,579 850 SH   SOLE   0 0 850
AMAZON COM INC COM 023135106   15,744 5 SH   SOLE   0 0 5
APPLE INC COM 037833100   173,852 1,501 SH   SOLE   0 0 1,501
AQUA METALS INC COM 03837J101   4,555 5,000 SH   SOLE   0 0 5,000
BANK MONTREAL QUE COM 063671101   5,023 86 SH   SOLE   0 0 86
BECTON DICKINSON & CO COM 075887109   137,514 591 SH   SOLE   0 0 591
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   10,647 50 SH   SOLE   0 0 50
CENTRIC BRANDS INC COM 15644G104   1 16 SH   SOLE   0 0 16
CLEAN HARBORS INC COM 184496107   896 16 SH   SOLE   0 0 16
COWEN INC CL A NEW 223622606   2,034 125 SH   SOLE   0 0 125
EXACT SCIENCES CORP COM 30063P105   48,120 472 SH   SOLE   0 0 472
FIDELITY NATL INFORMATION SV COM 31620M106   153,246 1,041 SH   SOLE   0 0 1,041
FISERV INC COM 337738108   46,579 452 SH   SOLE   0 0 452
GENERAL ELECTRIC CO COM 369604103   1,246 200 SH   SOLE   0 0 200
INTEL CORP COM 458140100   5,178 100 SH   SOLE   0 0 100
INTERNATIONAL BUSINESS MACHS COM 459200101   61,930 509 SH   SOLE   0 0 509
ISHARES TR CORE S&P500 ETF 464287200   374,371 1,114 SH   SOLE   0 0 1,114
ISHARES TR RUS 1000 VAL ETF 464287598   155,385 1,315 SH   SOLE   0 0 1,315
ISHARES TR RUS 2000 VAL ETF 464287630   41,444 417 SH   SOLE   0 0 417
ISHARES TR RUS MDCP VAL ETF 464287473   8,892 110 SH   SOLE   0 0 110
ISHARES TR SELECT DIVID ETF 464287168   103,932 1,275 SH   SOLE   0 0 1,275
JOHNSON & JOHNSON COM 478160104   7,444 50 SH   SOLE   0 0 50
KOHLS CORP COM 500255104   6,022 325 SH   SOLE   0 0 325
MERCK & CO. INC COM 58933Y105   13,023 157 SH   SOLE   0 0 157
MOTOROLA SOLUTIONS INC COM NEW 620076307   4,391 28 SH   SOLE   0 0 28
NATIONAL FUEL GAS CO N J COM 636180101   8,280 204 SH   SOLE   0 0 204
NEKTAR THERAPEUTICS COM 640268108   1,642 99 SH   SOLE   0 0 99
NEW IRELAND FD INC COM 645673104   3,583 426 SH   SOLE   0 0 426
PRINCIPAL FINL GROUP INC COM 74251V102   16,511 410 SH   SOLE   0 0 410
PROCTER AND GAMBLE CO COM 742718109   221,550 1,594 SH   SOLE   0 0 1,594
ROYAL BK CDA COM 780087102   2,244 32 SH   SOLE   0 0 32
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   777,399 11,379 SH   SOLE   0 0 11,379
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   66,896 869 SH   SOLE   0 0 869
SEMPRA ENERGY COM 816851109   34,088 288 SH   SOLE   0 0 288
SPDR S&P 500 ETF TR TR UNIT 78462F103   59,974 179 SH   SOLE   0 0 179
STARBUCKS CORP COM 855244109   258 3 SH   SOLE   0 0 3
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209   901 100 SH   SOLE   0 0 100
3-D SYS CORP DEL COM NEW 88554D205   982 200 SH   SOLE   0 0 200
UNDER ARMOUR INC CL A 904311107   168 15 SH   SOLE   0 0 15
UNDER ARMOUR INC CL C 904311206   590 60 SH   SOLE   0 0 60
UNITED PARCEL SERVICE INC CL B 911312106   172,295 1,034 SH   SOLE   0 0 1,034
US BANCORP DEL COM NEW 902973304   161,719 4,511 SH   SOLE   0 0 4,511
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   12,029,373 144,845 SH   SOLE   0 0 144,845
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407   19,686,099 338,336 SH   SOLE   0 0 338,336
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   18,566 143 SH   SOLE   0 0 143
VANGUARD INDEX FDS GROWTH ETF 922908736   1,573,866 6,915 SH   SOLE   0 0 6,915
VANGUARD INDEX FDS LARGE CAP ETF 922908637   44,540,981 284,716 SH   SOLE   0 0 284,716
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   15,284 151 SH   SOLE   0 0 151
VANGUARD INDEX FDS MID CAP ETF 922908629   1,201,490 6,817 SH   SOLE   0 0 6,817
VANGUARD INDEX FDS SMALL CP ETF 922908751   24,291,790 157,944 SH   SOLE   0 0 157,944
VANGUARD INDEX FDS VALUE ETF 922908744   2,285,985 21,873 SH   SOLE   0 0 21,873
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   20,121,964 398,850 SH   SOLE   0 0 398,850
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   6,092,574 57,865 SH   SOLE   0 0 57,865
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   71,480 1,313 SH   SOLE   0 0 1,313
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   20,624,217 215,284 SH   SOLE   0 0 284,703
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   20,065,840 284,703 SH   SOLE   0 0 215,284
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,290,398 33,347 SH   SOLE   0 0 33,347
VANGUARD STAR FDS VG TL INTL STK F 921909768   470,025 9,009 SH   SOLE   0 0 9,009
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   235,610 2,911 SH   SOLE   0 0 2,911
VANGUARD WORLD FD ESG INTL STK ETF 921910725   178,917 3,467 SH   SOLE   0 0 3,467
VEDANTA LTD SPONSORED ADR 92242Y100   887 120 SH   SOLE   0 0 120
WEC ENERGY GROUP INC COM 92939U106   181,107 1,869 SH   SOLE   0 0 1,869