The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   9,239 5 SH   SOLE   0 0 5
APPLE INC COM 037833100   110,205 375 SH   SOLE   0 0 375
AQUA METALS INC COM 03837J101   3,777 5,000 SH   SOLE   0 0 5,000
ASSOCIATED BANC CORP COM 045487105   9,103 413 SH   SOLE   0 0 413
BANK MONTREAL QUE COM 063671101   6,665 86 SH   SOLE   0 0 86
BECTON DICKINSON & CO COM 075887109   160,734 591 SH   SOLE   0 0 591
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   11,325 50 SH   SOLE   0 0 50
BRIGGS & STRATTON CORP COM 109043109   5,279 793 SH   SOLE   0 0 793
CHEVRON CORP NEW COM 166764100   13,859 115 SH   SOLE   0 0 115
CORTEVA INC COM 22052L104   6,208 210 SH   SOLE   0 0 210
DOW INC COM 260557103   11,493 210 SH   SOLE   0 0 210
DUPONT DE NEMOURS INC COM 26614N102   13,482 210 SH   SOLE   0 0 210
EXACT SCIENCES CORP COM 30063P105   52,899 572 SH   SOLE   0 0 572
FIDELITY NATL INFORMATION SV COM 31620M106   144,793 1,041 SH   SOLE   0 0 1,041
FISERV INC COM 337738108   52,265 452 SH   SOLE   0 0 452
FLAHERTY & CRUMRIN PFD & INM COM 338478100   21,690 1,000 SH   SOLE   0 0 1,000
FORD MTR CO DEL COM 345370860   2,399 258 SH   SOLE   0 0 258
GENERAL ELECTRIC CO COM 369604103   22,420 2,009 SH   SOLE   0 0 2,009
HONEYWELL INTL INC COM 438516106   144,078 814 SH   SOLE   0 0 814
INTERNATIONAL BUSINESS MACHS COM 459200101   68,226 509 SH   SOLE   0 0 509
ISHARES TR CORE MSCI EAFE 46432F842   223,708 3,429 SH   SOLE   0 0 3,429
ISHARES TR CORE S&P500 ETF 464287200   360,089 1,114 SH   SOLE   0 0 1,114
ISHARES TR RUS 1000 VAL ETF 464287598   179,522 1,315 SH   SOLE   0 0 1,315
ISHARES TR RUS 2000 VAL ETF 464287630   53,648 417 SH   SOLE   0 0 417
ISHARES TR RUS MDCP VAL ETF 464287473   10,425 110 SH   SOLE   0 0 110
ISHARES TR RUSSELL 2000 ETF 464287655   3,313 20 SH   SOLE   0 0 20
ISHARES TR SELECT DIVID ETF 464287168   154,434 1,462 SH   SOLE   0 0 1,462
ISHARES TR SP SMCP600VL ETF 464287879   44,542 277 SH   SOLE   0 0 277
JOHNSON & JOHNSON COM 478160104   7,294 50 SH   SOLE   0 0 50
JOHNSON CTLS INTL PLC SHS G51502105   7,084 174 SH   SOLE   0 0 174
KOHLS CORP COM 500255104   22,262 437 SH   SOLE   0 0 437
MICROSOFT CORP COM 594918104   41,002 260 SH   SOLE   0 0 260
NATIONAL FUEL GAS CO N J COM 636180101   12,799 275 SH   SOLE   0 0 275
NEKTAR THERAPEUTICS COM 640268108   2,137 99 SH   SOLE   0 0 99
NEW IRELAND FD INC COM 645673104   4,222 426 SH   SOLE   0 0 426
PARAMOUNT GOLD NEV CORP COM 69924M109   19 25 SH   SOLE   0 0 25
PRINCIPAL FINL GROUP INC COM 74251V102   22,550 410 SH   SOLE   0 0 410
PROCTER AND GAMBLE CO COM 742718109   199,091 1,594 SH   SOLE   0 0 1,594
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   6,087 114 SH   SOLE   0 0 114
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   70,797 869 SH   SOLE   0 0 869
SEMPRA ENERGY COM 816851109   43,626 288 SH   SOLE   0 0 288
SMITH A O CORP COM 831865209   104,713 2,198 SH   SOLE   0 0 2,198
SPDR S&P 500 ETF TR TR UNIT 78462F103   57,641 179 SH   SOLE   0 0 179
STARBUCKS CORP COM 855244109   264 3 SH   SOLE   0 0 3
TEXAS INSTRS INC COM 882508104   25,658 200 SH   SOLE   0 0 200
UNDER ARMOUR INC CL A 904311107   324 15 SH   SOLE   0 0 15
UNDER ARMOUR INC CL C 904311206   1,151 60 SH   SOLE   0 0 60
UNITED PARCEL SERVICE INC CL B 911312106   150,305 1,284 SH   SOLE   0 0 1,284
US BANCORP DEL COM NEW 902973304   267,457 4,511 SH   SOLE   0 0 4,511
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   19,368,588 240,275 SH   SOLE   0 0 240,275
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858   31,194 708 SH   SOLE   0 0 708
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407   18,384,677 324,932 SH   SOLE   0 0 324,932
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   24,583 195 SH   SOLE   0 0 195
VANGUARD INDEX FDS GROWTH ETF 922908736   1,187,502 6,519 SH   SOLE   0 0 6,519
VANGUARD INDEX FDS LARGE CAP ETF 922908637   38,645,232 261,399 SH   SOLE   0 0 261,399
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   20,832 175 SH   SOLE   0 0 175
VANGUARD INDEX FDS MID CAP ETF 922908629   1,473,672 8,271 SH   SOLE   0 0 8,271
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   34,904 118 SH   SOLE   0 0 118
VANGUARD INDEX FDS SMALL CP ETF 922908751   21,071,559 127,213 SH   SOLE   0 0 127,213
VANGUARD INDEX FDS VALUE ETF 922908744   3,036,962 25,340 SH   SOLE   0 0 25,340
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   15,208,205 282,943 SH   SOLE   0 0 282,943
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   311,496 5,818 SH   SOLE   0 0 5,818
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   15,072 181 SH   SOLE   0 0 181
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   29,065 243 SH   SOLE   0 0 243
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,414,114 35,409 SH   SOLE   0 0 35,409
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,420,463 25,507 SH   SOLE   0 0 25,507
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   272,816 2,911 SH   SOLE   0 0 2,911
VANGUARD WORLD FD ESG INTL STK ETF 921910725   90,967 1,702 SH   SOLE   0 0 1,702
WATERSTONE FINL INC MD COM 94188P101   2,074 109 SH   SOLE   0 0 109
WEC ENERGY GROUP INC COM 92939U106   172,379 1,869 SH   SOLE   0 0 1,869