The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   3,319,395 25,366 SH   SOLE   0 0 25,366
AMAZON COM INC COM 023135106   2,788,504 21,936 SH   SOLE   0 0 21,936
AMPHENOL CORP NEW CL A 032095101   785,139 9,348 SH   SOLE   0 0 9,348
APPLE INC COM 037833100   4,392,557 25,656 SH   SOLE   0 0 25,656
BANK AMERICA CORP COM 060505104   1,551,126 56,652 SH   SOLE   0 0 56,652
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,066,664 3,045 SH   SOLE   0 0 3,045
CHEVRON CORP NEW COM 166764100   399,292 2,368 SH   SOLE   0 0 2,368
CISCO SYS INC COM 17275R102   761,397 14,163 SH   SOLE   0 0 14,163
CONSTELLATION BRANDS INC CL A 21036P108   210,553 838 SH   SOLE   0 0 838
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   260,718 11,634 SH   SOLE   0 0 11,634
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   9,096,674 173,303 SH   SOLE   0 0 173,303
EDWARDS LIFESCIENCES CORP COM 28176E108   265,481 3,832 SH   SOLE   0 0 3,832
ELEVANCE HEALTH INC COM 036752103   1,609,911 3,697 SH   SOLE   0 0 3,697
ELI LILLY & CO COM 532457108   292,736 545 SH   SOLE   0 0 545
EMERSON ELEC CO COM 291011104   749,287 7,759 SH   SOLE   0 0 7,759
EXXON MOBIL CORP COM 30231G102   272,550 2,318 SH   SOLE   0 0 2,318
HOME DEPOT INC COM 437076102   1,083,775 3,587 SH   SOLE   0 0 3,587
HONEYWELL INTL INC COM 438516106   1,123,187 6,080 SH   SOLE   0 0 6,080
INVESCO QQQ TR UNIT SER 1 46090E103   8,422,605 23,509 SH   SOLE   0 0 23,509
ISHARES GOLD TR ISHARES NEW 464285204   358,682 10,251 SH   SOLE   0 0 10,251
ISHARES INC MSCI GBL MIN VOL 464286525   732,468 7,676 SH   SOLE   0 0 7,676
ISHARES TR IBDS DEC28 ETF 46435U515   434,607 18,086 SH   SOLE   0 0 18,086
ISHARES TR IBONDS DEC 29 46436E205   304,169 13,889 SH   SOLE   0 0 13,889
ISHARES TR IBONDS DEC 26 46435U259   668,778 26,956 SH   SOLE   0 0 26,956
ISHARES TR NATIONAL MUN ETF 464288414   5,350,466 52,179 SH   SOLE   0 0 52,179
ISHARES TR IBONDS 27 ETF 46435UAA9   1,050,579 45,401 SH   SOLE   0 0 45,401
ISHARES TR IBONDS DEC2023 46435G318   636,594 24,940 SH   SOLE   0 0 24,940
ISHARES TR IBONDS 27 TRM TS 46436E841   311,100 14,238 SH   SOLE   0 0 14,238
ISHARES TR IBONDS DEC25 ETF 46434VBD1   730,076 29,958 SH   SOLE   0 0 29,958
ISHARES TR IBONDS DEC 46435U697   680,374 26,484 SH   SOLE   0 0 26,484
ISHARES TR IBONDS 23 TRM TS 46436E882   272,598 10,983 SH   SOLE   0 0 10,983
ISHARES TR IBONDS 25 TRM TS 46436E866   321,689 13,938 SH   SOLE   0 0 13,938
ISHARES TR IBONDS DEC 25 46435U432   660,763 25,336 SH   SOLE   0 0 25,336
ISHARES TR IBONDS 24 TRM TS 46436E874   319,051 13,383 SH   SOLE   0 0 13,383
ISHARES TR EAFE SML CP ETF 464288273   206,206 3,652 SH   SOLE   0 0 3,652
ISHARES TR IBONDS DEC 2030 46436E726   301,135 14,776 SH   SOLE   0 0 14,776
ISHARES TR IBONDS 28 TRM TS 46436E833   233,322 10,827 SH   SOLE   0 0 10,827
ISHARES TR CORE US AGGBD ET 464287226   8,555,173 90,974 SH   SOLE   0 0 90,974
ISHARES TR CORE S&P500 ETF 464287200   11,526,151 26,841 SH   SOLE   0 0 26,841
ISHARES TR IBONDS DEC 27 46435U283   670,850 27,404 SH   SOLE   0 0 27,404
ISHARES TR IBONDS DEC23 ETF 46434VAX8   687,484 27,109 SH   SOLE   0 0 27,109
ISHARES TR IBONDS DEC24 ETF 46434VBG4   730,722 29,548 SH   SOLE   0 0 29,548
ISHARES TR IBONDS 26 TRM TS 46436E858   316,355 14,079 SH   SOLE   0 0 14,079
ISHARES TR IBONDS DEC2026 46435GAA0   652,050 27,943 SH   SOLE   0 0 27,943
JOHNSON & JOHNSON COM 478160104   1,029,399 6,609 SH   SOLE   0 0 6,609
JPMORGAN CHASE & CO COM 46625H100   631,107 4,352 SH   SOLE   0 0 4,352
MASTERCARD INCORPORATED CL A 57636Q104   453,713 1,146 SH   SOLE   0 0 1,146
MCDONALDS CORP COM 580135101   6,112,335 23,202 SH   SOLE   0 0 23,202
META PLATFORMS INC CL A 30303M102   2,058,240 6,856 SH   SOLE   0 0 6,856
MICROSOFT CORP COM 594918104   1,647,358 5,217 SH   SOLE   0 0 5,217
NEXTERA ENERGY INC COM 65339F101   675,442 11,790 SH   SOLE   0 0 11,790
NVIDIA CORPORATION COM 67066G104   1,992,727 4,581 SH   SOLE   0 0 4,581
PROCTER AND GAMBLE CO COM 742718109   256,174 1,756 SH   SOLE   0 0 1,756
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   3,826,234 23,768 SH   SOLE   0 0 23,768
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   4,219,747 127,216 SH   SOLE   0 0 127,216
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   2,118,273 30,784 SH   SOLE   0 0 30,784
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   759,571 12,889 SH   SOLE   0 0 12,889
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,727,715 19,114 SH   SOLE   0 0 19,114
SELECT SECTOR SPDR TR INDL 81369Y704   2,918,184 28,785 SH   SOLE   0 0 28,785
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   871,029 11,089 SH   SOLE   0 0 11,089
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   3,806,704 29,569 SH   SOLE   0 0 29,569
SPDR S&P 500 ETF TR TR UNIT 78462F103   515,968 1,207 SH   SOLE   0 0 1,207
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   245,647 538 SH   SOLE   0 0 538
THE TRADE DESK INC COM CL A 88339J105   552,677 7,072 SH   SOLE   0 0 7,072
UNITEDHEALTH GROUP INC COM 91324P102   361,942 718 SH   SOLE   0 0 718
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   2,142,164 48,575 SH   SOLE   0 0 48,575
VANGUARD BD INDEX FDS INTERMED TERM 921937819   3,406,808 47,114 SH   SOLE   0 0 47,114
VANGUARD INDEX FDS VALUE ETF 922908744   2,023,571 14,671 SH   SOLE   0 0 14,671
VANGUARD INDEX FDS MID CAP ETF 922908629   412,172 1,979 SH   SOLE   0 0 1,979
VANGUARD INDEX FDS SMALL CP ETF 922908751   420,720 2,225 SH   SOLE   0 0 2,225
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,451,596 88,028 SH   SOLE   0 0 88,028
VISA INC COM CL A 92826C839   367,081 1,596 SH   SOLE   0 0 1,596
WALMART INC COM 931142103   305,306 1,909 SH   SOLE   0 0 1,909