The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   3,003,393 25,091 SH   SOLE   0 0 25,091
AMAZON COM INC COM 023135106   2,847,453 21,843 SH   SOLE   0 0 21,843
AMPHENOL CORP NEW CL A 032095101   990,347 11,658 SH   SOLE   0 0 11,658
APPLE INC COM 037833100   4,925,524 25,393 SH   SOLE   0 0 25,393
BANK AMERICA CORP COM 060505104   1,610,640 56,139 SH   SOLE   0 0 56,139
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   998,448 2,928 SH   SOLE   0 0 2,928
BROADCOM INC COM 11135F101   205,581 237 SH   SOLE   0 0 237
CHEVRON CORP NEW COM 166764100   366,153 2,327 SH   SOLE   0 0 2,327
CISCO SYS INC COM 17275R102   729,425 14,098 SH   SOLE   0 0 14,098
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   283,753 11,634 SH   SOLE   0 0 11,634
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   9,583,534 174,882 SH   SOLE   0 0 174,882
EDWARDS LIFESCIENCES CORP COM 28176E108   346,851 3,677 SH   SOLE   0 0 3,677
ELEVANCE HEALTH INC COM 036752103   1,573,353 3,541 SH   SOLE   0 0 3,541
EMERSON ELEC CO COM 291011104   850,570 9,410 SH   SOLE   0 0 9,410
EXXON MOBIL CORP COM 30231G102   242,707 2,263 SH   SOLE   0 0 2,263
HERSHEY CO COM 427866108   226,478 907 SH   SOLE   0 0 907
HOME DEPOT INC COM 437076102   1,108,318 3,568 SH   SOLE   0 0 3,568
HONEYWELL INTL INC COM 438516106   1,208,026 5,822 SH   SOLE   0 0 5,822
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   229,075 11,753 SH   SOLE   0 0 11,753
INVESCO QQQ TR UNIT SER 1 46090E103   8,583,689 23,236 SH   SOLE   0 0 23,236
ISHARES GOLD TR ISHARES NEW 464285204   373,034 10,251 SH   SOLE   0 0 10,251
ISHARES INC MSCI GBL MIN VOL 464286525   760,552 7,756 SH   SOLE   0 0 7,756
ISHARES TR EAFE SML CP ETF 464288273   215,987 3,662 SH   SOLE   0 0 3,662
ISHARES TR IBONDS 26 TRM TS 46436E858   321,789 14,207 SH   SOLE   0 0 14,207
ISHARES TR IBONDS DEC 27 46435U283   686,881 27,404 SH   SOLE   0 0 27,404
ISHARES TR IBDS DEC28 ETF 46435U515   443,107 18,086 SH   SOLE   0 0 18,086
ISHARES TR IBONDS 24 TRM TS 46436E874   321,133 13,493 SH   SOLE   0 0 13,493
ISHARES TR IBONDS 28 TRM TS 46436E833   240,878 10,949 SH   SOLE   0 0 10,949
ISHARES TR IBONDS DEC 46435U697   682,228 26,484 SH   SOLE   0 0 26,484
ISHARES TR IBONDS 27 TRM TS 46436E841   318,140 14,363 SH   SOLE   0 0 14,363
ISHARES TR IBONDS DEC23 ETF 46434VAX8   685,587 27,109 SH   SOLE   0 0 27,109
ISHARES TR CORE US AGGBD ET 464287226   8,519,442 86,977 SH   SOLE   0 0 86,977
ISHARES TR IBONDS DEC2023 46435G318   639,136 25,074 SH   SOLE   0 0 25,074
ISHARES TR IBONDS DEC24 ETF 46434VBG4   727,472 29,548 SH   SOLE   0 0 29,548
ISHARES TR IBONDS DEC 25 46435U432   667,224 25,336 SH   SOLE   0 0 25,336
ISHARES TR IBONDS DEC2026 46435GAA0   655,822 27,943 SH   SOLE   0 0 27,943
ISHARES TR IBONDS 27 ETF 46435UAA9   926,795 39,472 SH   SOLE   0 0 39,472
ISHARES TR IBONDS DEC 26 46435U259   678,752 26,956 SH   SOLE   0 0 26,956
ISHARES TR NATIONAL MUN ETF 464288414   5,442,036 50,989 SH   SOLE   0 0 50,989
ISHARES TR IBONDS DEC 2030 46436E726   313,251 14,776 SH   SOLE   0 0 14,776
ISHARES TR IBONDS DEC 29 46436E205   311,808 13,889 SH   SOLE   0 0 13,889
ISHARES TR IBONDS 25 TRM TS 46436E866   325,416 14,069 SH   SOLE   0 0 14,069
ISHARES TR CORE S&P500 ETF 464287200   11,710,650 26,274 SH   SOLE   0 0 26,274
ISHARES TR IBONDS 23 TRM TS 46436E882   272,488 10,983 SH   SOLE   0 0 10,983
ISHARES TR IBONDS DEC25 ETF 46434VBD1   730,376 29,958 SH   SOLE   0 0 29,958
JOHNSON & JOHNSON COM 478160104   1,033,391 6,243 SH   SOLE   0 0 6,243
JPMORGAN CHASE & CO COM 46625H100   618,444 4,252 SH   SOLE   0 0 4,252
LILLY ELI & CO COM 532457108   255,594 545 SH   SOLE   0 0 545
MASTERCARD INCORPORATED CL A 57636Q104   464,094 1,180 SH   SOLE   0 0 1,180
MCDONALDS CORP COM 580135101   8,217,615 27,538 SH   SOLE   0 0 27,538
META PLATFORMS INC CL A 30303M102   1,966,674 6,853 SH   SOLE   0 0 6,853
MICROSOFT CORP COM 594918104   1,776,695 5,217 SH   SOLE   0 0 5,217
NEXTERA ENERGY INC COM 65339F101   833,378 11,232 SH   SOLE   0 0 11,232
NVIDIA CORPORATION COM 67066G104   1,916,741 4,531 SH   SOLE   0 0 4,531
PROCTER AND GAMBLE CO COM 742718109   262,556 1,730 SH   SOLE   0 0 1,730
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   775,476 11,850 SH   SOLE   0 0 11,850
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,517,311 18,693 SH   SOLE   0 0 18,693
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   4,057,580 120,367 SH   SOLE   0 0 120,367
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   3,868,180 22,779 SH   SOLE   0 0 22,779
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   3,679,767 27,724 SH   SOLE   0 0 27,724
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   2,158,720 29,105 SH   SOLE   0 0 29,105
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   887,654 10,711 SH   SOLE   0 0 10,711
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   2,946,507 27,455 SH   SOLE   0 0 27,455
SPDR S&P 500 ETF TR TR UNIT 78462F103   535,039 1,207 SH   SOLE   0 0 1,207
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   261,368 546 SH   SOLE   0 0 546
THE TRADE DESK INC COM CL A 88339J105   694,980 9,000 SH   SOLE   0 0 9,000
UNITEDHEALTH GROUP INC COM 91324P102   335,423 698 SH   SOLE   0 0 698
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   2,203,351 47,826 SH   SOLE   0 0 47,826
VANGUARD BD INDEX FDS INTERMED TERM 921937819   3,380,570 44,936 SH   SOLE   0 0 44,936
VANGUARD INDEX FDS MID CAP ETF 922908629   448,263 2,036 SH   SOLE   0 0 2,036
VANGUARD INDEX FDS VALUE ETF 922908744   2,078,639 14,628 SH   SOLE   0 0 14,628
VANGUARD INDEX FDS SMALL CP ETF 922908751   455,395 2,290 SH   SOLE   0 0 2,290
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,511,334 86,316 SH   SOLE   0 0 86,316
VISA INC COM CL A 92826C839   379,003 1,596 SH   SOLE   0 0 1,596
WALMART INC COM 931142103   295,970 1,883 SH   SOLE   0 0 1,883