The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   2,470,226 23,814 SH   SOLE   0 0 23,814
AMAZON COM INC COM 023135106   1,957,862 18,955 SH   SOLE   0 0 18,955
AMPHENOL CORP NEW CL A 032095101   953,836 11,672 SH   SOLE   0 0 11,672
APPLE INC COM 037833100   4,169,369 25,284 SH   SOLE   0 0 25,284
BANK AMERICA CORP COM 060505104   1,310,951 45,837 SH   SOLE   0 0 45,837
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   878,451 2,845 SH   SOLE   0 0 2,845
CHEVRON CORP NEW COM 166764100   361,073 2,213 SH   SOLE   0 0 2,213
CISCO SYS INC COM 17275R102   692,795 13,253 SH   SOLE   0 0 13,253
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   8,860,873 168,138 SH   SOLE   0 0 168,138
EDWARDS LIFESCIENCES CORP COM 28176E108   289,224 3,496 SH   SOLE   0 0 3,496
ELEVANCE HEALTH INC COM 036752103   1,756,600 3,820 SH   SOLE   0 0 3,820
EMERSON ELEC CO COM 291011104   864,342 9,919 SH   SOLE   0 0 9,919
EXXON MOBIL CORP COM 30231G102   322,291 2,939 SH   SOLE   0 0 2,939
HERSHEY CO COM 427866108   210,651 828 SH   SOLE   0 0 828
HOME DEPOT INC COM 437076102   1,021,072 3,460 SH   SOLE   0 0 3,460
HONEYWELL INTL INC COM 438516106   1,069,854 5,598 SH   SOLE   0 0 5,598
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   1,255,959 65,483 SH   SOLE   0 0 65,483
INVESCO QQQ TR UNIT SER 1 46090E103   7,383,182 23,006 SH   SOLE   0 0 23,006
ISHARES GOLD TR ISHARES NEW 464285204   385,210 10,308 SH   SOLE   0 0 10,308
ISHARES INC MSCI GBL MIN VOL 464286525   763,008 7,886 SH   SOLE   0 0 7,886
ISHARES TR IBONDS DEC2026 46435GAA0   443,680 18,697 SH   SOLE   0 0 18,697
ISHARES TR EAFE SML CP ETF 464288273   225,307 3,786 SH   SOLE   0 0 3,786
ISHARES TR IBONDS DEC 27 46435U283   697,706 27,404 SH   SOLE   0 0 27,404
ISHARES TR NATIONAL MUN ETF 464288414   5,262,977 48,849 SH   SOLE   0 0 48,849
ISHARES TR IBONDS 28 TRM TS 46436E833   217,726 9,681 SH   SOLE   0 0 9,681
ISHARES TR CORE US AGGBD ET 464287226   7,961,182 79,899 SH   SOLE   0 0 79,899
ISHARES TR IBONDS DEC 46435U697   685,141 26,484 SH   SOLE   0 0 26,484
ISHARES TR IBONDS DEC24 ETF 46434VBG4   609,340 24,780 SH   SOLE   0 0 24,780
ISHARES TR IBONDS DEC2023 46435G318   640,938 25,204 SH   SOLE   0 0 25,204
ISHARES TR IBONDS 27 TRM TS 46436E841   256,896 11,337 SH   SOLE   0 0 11,337
ISHARES TR IBDS DEC28 ETF 46435U515   377,342 15,130 SH   SOLE   0 0 15,130
ISHARES TR IBONDS DEC 25 46435U432   674,191 25,336 SH   SOLE   0 0 25,336
ISHARES TR IBONDS 25 TRM TS 46436E866   261,983 11,134 SH   SOLE   0 0 11,134
ISHARES TR IBONDS 26 TRM TS 46436E858   259,165 11,229 SH   SOLE   0 0 11,229
ISHARES TR IBONDS DEC25 ETF 46434VBD1   612,367 24,964 SH   SOLE   0 0 24,964
ISHARES TR IBONDS 23 TRM TS 46436E882   231,353 9,325 SH   SOLE   0 0 9,325
ISHARES TR IBONDS DEC 26 46435U259   688,187 26,956 SH   SOLE   0 0 26,956
ISHARES TR IBONDS DEC23 ETF 46434VAX8   621,387 24,668 SH   SOLE   0 0 24,668
ISHARES TR CORE S&P500 ETF 464287200   10,684,440 25,991 SH   SOLE   0 0 25,991
ISHARES TR IBONDS 27 ETF 46435UAA9   717,440 30,119 SH   SOLE   0 0 30,119
ISHARES TR IBONDS 24 TRM TS 46436E874   258,492 10,766 SH   SOLE   0 0 10,766
JOHNSON & JOHNSON COM 478160104   952,832 6,147 SH   SOLE   0 0 6,147
JPMORGAN CHASE & CO COM 46625H100   540,034 4,144 SH   SOLE   0 0 4,144
MASTERCARD INCORPORATED CL A 57636Q104   403,749 1,111 SH   SOLE   0 0 1,111
MCDONALDS CORP COM 580135101   472,821 1,691 SH   SOLE   0 0 1,691
META PLATFORMS INC CL A 30303M102   1,378,882 6,506 SH   SOLE   0 0 6,506
MICROSOFT CORP COM 594918104   1,416,789 4,914 SH   SOLE   0 0 4,914
NEXTERA ENERGY INC COM 65339F101   845,452 10,969 SH   SOLE   0 0 10,969
NVIDIA CORPORATION COM 67066G104   1,334,432 4,804 SH   SOLE   0 0 4,804
PROCTER AND GAMBLE CO COM 742718109   234,380 1,576 SH   SOLE   0 0 1,576
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   839,461 10,407 SH   SOLE   0 0 10,407
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,782,916 21,525 SH   SOLE   0 0 21,525
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   3,551,179 27,431 SH   SOLE   0 0 27,431
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   779,124 11,510 SH   SOLE   0 0 11,510
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   2,174,661 29,108 SH   SOLE   0 0 29,108
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   3,229,086 21,593 SH   SOLE   0 0 21,593
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   2,741,405 27,094 SH   SOLE   0 0 27,094
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   3,676,971 114,369 SH   SOLE   0 0 114,369
SPDR S&P 500 ETF TR TR UNIT 78462F103   494,134 1,207 SH   SOLE   0 0 1,207
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   250,638 547 SH   SOLE   0 0 547
THE TRADE DESK INC COM CL A 88339J105   548,190 9,000 SH   SOLE   0 0 9,000
UNITEDHEALTH GROUP INC COM 91324P102   291,998 618 SH   SOLE   0 0 618
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   2,136,326 45,972 SH   SOLE   0 0 45,972
VANGUARD BD INDEX FDS INTERMED TERM 921937819   3,146,759 41,005 SH   SOLE   0 0 41,005
VANGUARD INDEX FDS MID CAP ETF 922908629   462,564 2,193 SH   SOLE   0 0 2,193
VANGUARD INDEX FDS VALUE ETF 922908744   2,104,382 15,237 SH   SOLE   0 0 15,237
VANGUARD INDEX FDS SMALL CP ETF 922908751   454,505 2,398 SH   SOLE   0 0 2,398
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,421,879 84,700 SH   SOLE   0 0 84,700
VISA INC COM CL A 92826C839   337,274 1,496 SH   SOLE   0 0 1,496
WALMART INC COM 931142103   249,780 1,694 SH   SOLE   0 0 1,694