The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCH TRADED FD TR II CEF INM COMPSI 46138E404   465,763 24,709 SH   SOLE   24,709 0 0
ISHARES TR 20 YR TR BD ETF 464287432   3,191,163 33,726 SH   SOLE   30,639 0 3,087
ISHARES TR CORE S&P TTL STK 464287150   657,787 5,705 SH   SOLE   5,705 0 0
ISHARES TR IBONDS DEC 2033 46436E130   1,579,199 61,978 SH   SOLE   61,978 0 0
ISHARES TR INTL SEL DIV ETF 464288448   524,215 18,695 SH   SOLE   18,695 0 0
ISHARES TR JPMORGAN USD EMG 464288281   295,014 3,290 SH   SOLE   3,290 0 0
ISHARES TR U.S. MED DVC ETF 464288810   1,081,117 18,452 SH   SOLE   18,452 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,647,043 45,749 SH   SOLE   37,699 0 8,050
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   7,803,940 96,787 SH   SOLE   96,787 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,070,446 17,752 SH   SOLE   17,752 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   1,367,343 17,946 SH   SOLE   17,946 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,773,045 18,780 SH   SOLE   17,800 0 980
INVESCO QQQ TR UNIT SER 1 46090E103   2,383,941 5,369 SH   SOLE   4,905 0 464
ISHARES TR ISHS 1-5YR INVS 464288646   445,406 8,686 SH   SOLE   7,827 0 859
ISHARES TR CORE S&P500 ETF 464287200   2,053,424 3,906 SH   SOLE   3,581 0 325
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,562,121 25,588 SH   SOLE   25,159 0 429
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   4,775,367 62,850 SH   SOLE   60,956 0 1,894
VANGUARD WORLD FD FINANCIALS ETF 92204A405   392,154 3,830 SH   SOLE   3,606 0 224
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,624,924 21,695 SH   SOLE   19,440 0 2,255
VANGUARD WORLD FD INF TECH ETF 92204A702   1,511,863 2,883 SH   SOLE   2,792 0 92
WISDOMTREE TR US TOTAL DIVIDND 97717W109   731,632 10,345 SH   SOLE   9,169 0 1,177
ISHARES TR BLACKROCK ULTRA 46434V878   2,353,821 46,555 SH   SOLE   46,555 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   11,720,005 190,476 SH   SOLE   190,476 0 0
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   5,247,918 84,562 SH   SOLE   84,562 0 0
ISHARES BITCOIN TR SHS 46438F101   4,921,354 121,605 SH   SOLE   121,605 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   502,922 7,635 SH   SOLE   5,411 0 2,224
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   379,037 1,401 SH   SOLE   1,196 0 205
AMAZON COM INC COM 023135106   991,008 5,494 SH   SOLE   3,504 0 1,990
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   259,513 6,161 SH   SOLE   4,281 0 1,880
ISHARES TR MRNING SM CP ETF 464288703   816,461 13,341 SH   SOLE   11,838 0 1,503
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   3,280,857 35,385 SH   SOLE   35,088 0 297
ABBOTT LABS COM 002824100   2,594,767 22,829 SH   SOLE   22,829 0 0
ALPHABET INC CAP STK CL A 02079K305   1,763,013 11,681 SH   SOLE   10,431 0 1,250
ALPHABET INC CAP STK CL C 02079K107   4,835,930 31,761 SH   SOLE   30,981 0 780
ISHARES TR CORE MSCI EAFE 46432F842   2,069,784 27,887 SH   SOLE   27,521 0 366
ISHARES TR CORE S&P MCP ETF 464287507   1,006,453 16,570 SH   SOLE   16,570 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   4,157,155 25,295 SH   SOLE   25,295 0 0
PACER FDS TR PACER US SMALL 69374H857   396,475 8,065 SH   SOLE   8,065 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   4,766,219 53,017 SH   SOLE   50,361 0 2,656
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755   223,409 2,912 SH   SOLE   2,912 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,763,287 5,123 SH   SOLE   5,098 0 25
ISHARES TR CORE S&P SCP ETF 464287804   384,966 3,483 SH   SOLE   2,321 0 1,162
ISHARES TR MSCI USA MIN VOL 46429B697   557,479 6,670 SH   SOLE   6,670 0 0
ISHARES TR CORE TOTAL USD 46434V613   286,624 6,287 SH   SOLE   6,287 0 0
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   714,881 8,347 SH   SOLE   8,347 0 0
ISHARES INC MSCI EMRG CHN 46434G764   525,725 9,132 SH   SOLE   8,132 0 1,000
ISHARES TR TRS FLT RT BD 46434V860   829,542 16,365 SH   SOLE   16,365 0 0
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   252,747 4,255 SH   SOLE   3,905 0 350
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   694,272 12,800 SH   SOLE   9,800 0 3,000
META PLATFORMS INC CL A 30303M102   1,204,336 2,480 SH   SOLE   1,735 0 745
PEPSICO INC COM 713448108   1,875,912 10,719 SH   SOLE   10,719 0 0
TOLL BROTHERS INC COM 889478103   245,803 1,900 SH   SOLE   1,400 0 500
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,760,450 7,823 SH   SOLE   7,763 0 60
WELLTOWER INC COM 95040Q104   544,288 5,825 SH   SOLE   5,825 0 0
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105   644,614 14,050 SH   SOLE   8,850 0 5,200
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   622,640 9,050 SH   SOLE   5,300 0 3,750
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   508,392 8,048 SH   SOLE   8,048 0 0
ISHARES TR U.S. TECH ETF 464287721   276,198 2,045 SH   SOLE   2,045 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   731,264 4,950 SH   SOLE   3,450 0 1,500
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   543,678 3,210 SH   SOLE   2,310 0 900
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101   260,696 3,988 SH   SOLE   2,713 0 1,275
EXXON MOBIL CORP COM 30231G102   418,232 3,598 SH   SOLE   3,598 0 0
APPLE INC COM 037833100   1,671,473 9,747 SH   SOLE   7,898 0 1,849
ISHARES TR S&P MC 400VL ETF 464287705   778,940 6,585 SH   SOLE   4,435 0 2,150
ISHARES TR SP SMCP600VL ETF 464287879   552,849 5,380 SH   SOLE   3,680 0 1,700
PFIZER INC COM 717081103   329,180 11,862 SH   SOLE   8,695 0 3,167
VANGUARD BD INDEX FDS INTERMED TERM 921937819   335,530 4,450 SH   SOLE   3,500 0 950
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,440,827 17,694 SH   SOLE   17,694 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,259,426 25,577 SH   SOLE   25,577 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,813,282 4,312 SH   SOLE   3,732 0 580
MICROSOFT CORP COM 594918104   1,468,231 3,490 SH   SOLE   2,952 0 538
SCHWAB CHARLES CORP COM 808513105   983,318 13,593 SH   SOLE   9,918 0 3,675
COMCAST CORP NEW CL A 20030N101   277,137 6,393 SH   SOLE   6,393 0 0
EATON CORP PLC SHS G29183103   292,043 934 SH   SOLE   934 0 0
FORD MTR CO DEL COM 345370860   140,675 10,593 SH   SOLE   10,393 0 200
MERCK & CO INC COM 58933Y105   533,870 4,046 SH   SOLE   3,736 0 310
NVIDIA CORPORATION COM 67066G104   468,044 518 SH   SOLE   510 0 8
TESLA INC COM 88160R101   658,158 3,744 SH   SOLE   2,419 0 1,325
BARINGS BDC INC COM 06759L103   246,841 26,542 SH   SOLE   26,542 0 0
FS KKR CAP CORP COM 302635206   425,433 22,309 SH   SOLE   22,309 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   695,545 13,335 SH   SOLE   13,335 0 0
NORTHERN LTS FD TR III HCM DEFND 100 66538R748   1,501,594 27,351 SH   SOLE   27,351 0 0
NORTHERN LTS FD TR III HCM DEFEN 500 66538R730   1,426,030 30,640 SH   SOLE   30,640 0 0
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   215,086 4,100 SH   SOLE   2,850 0 1,250
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   328,764 11,329 SH   SOLE   8,329 0 3,000
VANGUARD WORLD FD ENERGY ETF 92204A306   373,588 2,837 SH   SOLE   2,837 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207   373,152 1,828 SH   SOLE   1,811 0 17
AIM ETF PRODUCTS TRUST US LRGCP B10 JUN 00888H745   329,456 11,250 SH   SOLE   10,750 0 500
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   274,812 3,939 SH   SOLE   3,760 0 179
MICROSTRATEGY INC CL A NEW 594972408   211,365 124 SH   SOLE   124 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   207,643 3,346 SH   SOLE   3,346 0 0
LOCKHEED MARTIN CORP COM 539830109   267,009 587 SH   SOLE   587 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   207,343 1,330 SH   SOLE   1,330 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   266,877 3,086 SH   SOLE   1,900 0 1,186
REALTY INCOME CORP COM 756109104   353,852 6,541 SH   SOLE   5,800 0 740
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   257,249 43,381 SH   SOLE   43,381 0 0
ISHARES GOLD TR ISHARES NEW 464285204   265,335 6,316 SH   SOLE   6,316 0 0
SPDR GOLD TR GOLD SHS 78463V107   262,704 1,277 SH   SOLE   1,277 0 0
ISHARES TR MSCI USA ESG SLC 464288802   326,418 2,990 SH   SOLE   2,990 0 0
AIM ETF PRODUCTS TRUST US LRGCP B10 JAN 00888H703   385,039 11,675 SH   SOLE   2,600 0 9,075
AIM ETF PRODUCTS TRUST US LRGCP B10 OCT 00888H604   493,694 13,750 SH   SOLE   10,750 0 3,000
AIM ETF PRODUCTS TRUST US LRGCP B20 OCT 00888H505   253,949 7,500 SH   SOLE   5,000 0 2,500
SOFI TECHNOLOGIES INC COM 83406F102   167,900 23,000 SH   SOLE   12,500 0 10,500
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   952,980 16,966 SH   SOLE   16,966 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   314,803 6,101 SH   SOLE   5,083 0 1,018
ARBOR REALTY TRUST INC COM 038923108   174,317 13,156 SH   SOLE   13,156 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   226,462 7,088 SH   SOLE   7,088 0 0
CELLDEX THERAPEUTICS INC NEW COM NEW 15117B202   272,805 6,500 SH   SOLE   6,500 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   261,618 1,400 SH   SOLE   1,400 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   211,843 405 SH   SOLE   405 0 0
MIDCAP FINANCIAL INVSTMNT CO COM NEW 03761U502   806,595 53,630 SH   SOLE   53,630 0 0
DAVITA INC COM 23918K108   203,348 1,473 SH   SOLE   1,473 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876   264,122 1,852 SH   SOLE   1,577 0 275