The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   303,810 3,958 SH   SOLE   0 0 3,958
AMAZON COM INC COM 023135106   357,716 2,814 SH   SOLE   0 0 2,814
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   1,996,625 37,901 SH   SOLE   0 0 37,901
AMERICAN CENTY ETF TR US SML CP VALU 025072877   865,334 11,101 SH   SOLE   0 0 11,101
APPLE INC COM 037833100   1,206,486 7,047 SH   SOLE   0 0 7,047
CHIMERA INVT CORP COM NEW 16934Q208   57,368 10,507 SH   SOLE   0 0 10,507
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,103,549 80,565 SH   SOLE   0 0 80,565
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   599,155 26,547 SH   SOLE   0 0 26,547
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   205,220 7,833 SH   SOLE   0 0 7,833
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   3,119,204 133,814 SH   SOLE   0 0 133,814
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   6,045,876 258,924 SH   SOLE   0 0 258,924
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   8,836,966 348,735 SH   SOLE   0 0 348,735
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   13,410,630 522,017 SH   SOLE   0 0 522,017
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   9,847,147 247,602 SH   SOLE   0 0 247,602
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   694,101 17,193 SH   SOLE   0 0 17,193
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   20,172,786 895,772 SH   SOLE   0 0 895,772
ENTERPRISE PRODS PARTNERS L COM 293792107   421,927 15,416 SH   SOLE   0 0 15,416
GSK PLC SPONSORED ADR 37733W204   208,764 5,759 SH   SOLE   0 0 5,759
GLOBAL X FDS GLB X MLP ENRG I 37954Y293   326,056 7,693 SH   SOLE   0 0 7,693
INNOVATOR ETFS TR GRWT100 PWR BUF 45782C276   326,593 6,429 SH   SOLE   0 0 6,429
INNOVATOR ETFS TR GRWT100 PWR BF 45782C466   297,353 7,328 SH   SOLE   0 0 7,328
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   294,033 8,725 SH   SOLE   0 0 8,725
INVESCO QQQ TR UNIT SER 1 46090E103   1,099,249 3,068 SH   SOLE   0 0 3,068
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621   357,272 25,410 SH   SOLE   0 0 25,410
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   273,807 25,005 SH   SOLE   0 0 25,005
ISHARES INC MSCI PAC JP ETF 464286665   232,836 5,853 SH   SOLE   0 0 5,853
ISHARES TR ISHS 1-5YR INVS 464288646   428,076 8,591 SH   SOLE   0 0 8,591
ISHARES TR MODERT ALLOC ETF 464289875   206,328 5,300 SH   SOLE   0 0 5,300
ISHARES TR MSCI USA QLT FCT 46432F339   643,151 4,881 SH   SOLE   0 0 4,881
ISHARES TR GLOBAL REIT ETF 46434V647   4,009,730 189,407 SH   SOLE   0 0 189,407
ISHARES TR BLACKROCK ULTRA 46434V878   766,583 15,216 SH   SOLE   0 0 15,216
JOHNSON & JOHNSON COM 478160104   226,339 1,454 SH   SOLE   0 0 1,454
MANAGED PORTFOLIO SERIES TORTOISE NRAM PI 56167N720   315,373 12,899 SH   SOLE   0 0 12,899
MERCK & CO INC COM 58933Y105   232,565 2,259 SH   SOLE   0 0 2,259
SPDR SER TR S&P 600 SMCP VAL 78464A300   376,399 5,201 SH   SOLE   0 0 5,201
SPDR SER TR PORT MTG BK ETF 78464A383   1,339,805 64,414 SH   SOLE   0 0 64,414
SPDR SER TR PORTFOLIO AGRGTE 78464A649   14,909,874 612,567 SH   SOLE   0 0 612,567
SPDR SER TR PORTFLI TIPS ETF 78464A656   636,100 25,608 SH   SOLE   0 0 25,608
SPDR SER TR PORTFOLIO LN TSR 78464A664   316,543 12,105 SH   SOLE   0 0 12,105
SPDR SER TR PORTFLI INTRMDIT 78464A672   624,494 22,684 SH   SOLE   0 0 22,684
SPDR SER TR S&P DIVID ETF 78464A763   1,203,759 10,466 SH   SOLE   0 0 10,466
SPDR SER TR PORTFOLIO S&P500 78464A854   24,030,989 478,134 SH   SOLE   0 0 478,134
SPDR SER TR PORTFLI HIGH YLD 78468R606   503,844 22,473 SH   SOLE   0 0 22,473
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   1,479,996 16,118 SH   SOLE   0 0 16,118
SPDR SER TR PORTFOLIO S&P600 78468R853   862,115 23,363 SH   SOLE   0 0 23,363
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   7,925,278 158,982 SH   SOLE   0 0 158,982
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   998,789 19,739 SH   SOLE   0 0 19,739
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   261,556 4,058 SH   SOLE   0 0 4,058
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   671,398 9,488 SH   SOLE   0 0 9,488
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,156,437 34,053 SH   SOLE   0 0 34,053
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,904,024 65,657 SH   SOLE   0 0 65,657
SCHWAB STRATEGIC TR US REIT ETF 808524847   775,969 43,717 SH   SOLE   0 0 43,717
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,631,341 54,946 SH   SOLE   0 0 54,946
SCHWAB STRATEGIC TR US TIPS ETF 808524870   702,010 13,904 SH   SOLE   0 0 13,904
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   278,173 8,625 SH   SOLE   0 0 8,625
SOUTHWEST AIRLS CO COM 844741108   208,639 4,453 SH   SOLE   0 0 4,453
TESLA INC COM 88160R101   215,224 860 SH   SOLE   0 0 860
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,944,164 25,384 SH   SOLE   0 0 25,384
VANGUARD STAR FDS VG TL INTL STK F 921909768   300,505 5,615 SH   SOLE   0 0 5,615
VANGUARD WORLD FD EXTENDED DUR 921910709   299,448 4,276 SH   SOLE   0 0 4,276
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   220,937 2,138 SH   SOLE   0 0 2,138
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   423,184 8,951 SH   SOLE   0 0 8,951
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,143,883 23,916 SH   SOLE   0 0 23,916
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,253,150 6,434 SH   SOLE   0 0 6,434
VANGUARD INDEX FDS VALUE ETF 922908744   376,687 2,731 SH   SOLE   0 0 2,731
WISDOMTREE TR US EFFICIENT COR 97717Y790   1,762,646 50,405 SH   SOLE   0 0 50,405
WORLD GOLD TR SPDR GLD MINIS 98149E303   912,724 24,897 SH   SOLE   0 0 24,897