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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   339,016 3,080 SH   SOLE   0 0 3,080
ABBVIE INC COM 00287Y109   718,596 4,637 SH   SOLE   0 0 4,637
ALPHABET INC CAP STK CL C 02079K107   710,287 5,040 SH   SOLE   0 0 5,040
ALPHABET INC CAP STK CL A 02079K305   701,244 5,020 SH   SOLE   0 0 5,020
AMAZON COM INC COM 023135106   866,058 5,700 SH   SOLE   0 0 5,700
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   1,049,079 20,546 SH   SOLE   0 0 20,546
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   844,676 14,623 SH   SOLE   0 0 14,623
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   945,379 18,364 SH   SOLE   0 0 18,364
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   764,028 13,549 SH   SOLE   0 0 13,549
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   1,654,756 35,659 SH   SOLE   0 0 35,659
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   597,351 9,885 SH   SOLE   0 0 9,885
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,269,214 20,310 SH   SOLE   0 0 20,310
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,689,854 29,953 SH   SOLE   0 0 29,953
AMERICAN CENTY ETF TR US EQT ETF 025072885   362,164 4,441 SH   SOLE   0 0 4,441
AMERICAN EXPRESS CO COM 025816109   345,830 1,846 SH   SOLE   0 0 1,846
APPLE INC COM 037833100   926,647 4,813 SH   SOLE   0 0 4,813
BOEING CO COM 097023105   314,095 1,205 SH   SOLE   0 0 1,205
CNFINANCE HLDGS LTD SPON ADS 18979T105   22,862 10,298 SH   OTR 1 0 0 10,298
COCA COLA CO COM 191216100   310,856 5,275 SH   SOLE   0 0 5,275
COMCAST CORP NEW CL A 20030N101   393,247 8,968 SH   SOLE   0 0 8,968
COSTCO WHSL CORP NEW COM 22160K105   370,965 562 SH   SOLE   0 0 562
DANAHER CORPORATION COM 235851102   277,145 1,198 SH   SOLE   0 0 1,198
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   302,925 10,577 SH   SOLE   0 0 10,577
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,739,344 72,142 SH   SOLE   0 0 72,142
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   5,883 244 SH   OTR 1 0 0 244
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   21,120 876 SH   OTR 1,2 0 0 876
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   206,024 3,975 SH   SOLE   0 0 3,975
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   5,969,313 115,171 SH   OTR 1 0 0 115,171
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   3,014,586 58,163 SH   OTR 1,2 0 0 58,163
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,655,767 27,772 SH   SOLE   0 0 27,772
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   12,868,890 215,849 SH   OTR 1 0 0 215,849
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   4,669,251 78,317 SH   OTR 1,2 0 0 78,317
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,640,336 31,346 SH   SOLE   0 0 31,346
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   12,888,365 246,290 SH   OTR 1 0 0 246,290
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   4,187,682 80,024 SH   OTR 1,2 0 0 80,024
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   13,569,268 464,224 SH   SOLE   0 0 464,224
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   29,361,050 1,004,483 SH   OTR 1 0 0 1,004,483
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   12,956,796 443,270 SH   OTR 1,2 0 0 443,270
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   3,618,975 97,232 SH   SOLE   0 0 97,232
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   17,413,497 467,853 SH   OTR 1 0 0 467,853
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   8,233,239 221,205 SH   OTR 1,2 0 0 221,205
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   133,686 5,356 SH   SOLE   0 0 5,356
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,497,173 100,047 SH   OTR 1 0 0 100,047
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   3,049,378 122,171 SH   OTR 1,2 0 0 122,171
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   1,885,913 78,027 SH   SOLE   0 0 78,027
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   2,831,721 117,159 SH   OTR 1 0 0 117,159
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   2,397,545 99,195 SH   OTR 1,2 0 0 99,195
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   110,592 4,289 SH   SOLE   0 0 4,289
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   983,790 38,154 SH   OTR 1 0 0 38,154
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,480,446 57,415 SH   OTR 1,2 0 0 57,415
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   2,900,694 113,619 SH   SOLE   0 0 113,619
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   2,267,542 88,819 SH   OTR 1 0 0 88,819
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   3,836,138 150,260 SH   OTR 1,2 0 0 150,260
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,255,102 36,528 SH   SOLE   0 0 36,528
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   5,485,905 159,660 SH   OTR 1 0 0 159,660
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,387,923 40,394 SH   OTR 1,2 0 0 40,394
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   117,384 5,162 SH   SOLE   0 0 5,162
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   580,711 25,537 SH   OTR 1 0 0 25,537
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   991,487 43,601 SH   OTR 1,2 0 0 43,601
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   575,073 12,233 SH   SOLE   0 0 12,233
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   4,180,629 88,931 SH   OTR 1 0 0 88,931
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,985,625 42,238 SH   OTR 1,2 0 0 42,238
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   2,866,409 67,603 SH   SOLE   0 0 67,603
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   7,025,807 165,703 SH   OTR 1 0 0 165,703
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   3,783,501 89,234 SH   OTR 1,2 0 0 89,234
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   169,914 6,958 SH   SOLE   0 0 6,958
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   3,634,526 148,834 SH   OTR 1 0 0 148,834
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   174,872 7,161 SH   OTR 1,2 0 0 7,161
EXXON MOBIL CORP COM 30231G102   356,529 3,566 SH   SOLE   0 0 3,566
INTEL CORP COM 458140100   215,573 4,290 SH   SOLE   0 0 4,290
ISHARES TR CORE US AGGBD ET 464287226   175,064 1,763 SH   SOLE   0 0 1,763
ISHARES TR CORE US AGGBD ET 464287226   6,065,328 61,112 SH   OTR 1 0 0 61,112
ISHARES TR CORE US AGGBD ET 464287226   1,890,235 19,045 SH   OTR 1,2 0 0 19,045
ISHARES TR 1 3 YR TREAS BD 464287457   2,279,399 27,784 SH   OTR 1 0 0 27,784
ISHARES TR 1 3 YR TREAS BD 464287457   225,118 2,744 SH   OTR 1,2 0 0 2,744
ISHARES TR RUS 2000 VAL ETF 464287630   12,116 78 SH   SOLE   0 0 78
ISHARES TR RUS 2000 VAL ETF 464287630   610,292 3,929 SH   OTR 1,2 0 0 3,929
ISHARES TR CALIF MUN BD ETF 464288356   1,087,418 18,768 SH   SOLE   0 0 18,768
ISHARES INC CORE MSCI EMKT 46434G103   929,509 18,377 SH   SOLE   0 0 18,377
JPMORGAN CHASE & CO COM 46625H100   642,808 3,779 SH   SOLE   0 0 3,779
JOHNSON & JOHNSON COM 478160104   385,092 2,456 SH   SOLE   0 0 2,456
LILLY ELI & CO COM 532457108   360,245 618 SH   SOLE   0 0 618
LOWES COS INC COM 548661107   271,511 1,220 SH   SOLE   0 0 1,220
MCKESSON CORP COM 58155Q103   274,084 592 SH   SOLE   0 0 592
MICROSOFT CORP COM 594918104   2,378,829 6,326 SH   SOLE   0 0 6,326
MICRON TECHNOLOGY INC COM 595112103   257,641 3,019 SH   SOLE   0 0 3,019
NORTHROP GRUMMAN CORP COM 666807102   210,663 450 SH   SOLE   0 0 450
ORACLE CORP COM 68389X105   282,658 2,681 SH   SOLE   0 0 2,681
PEPSICO INC COM 713448108   294,333 1,733 SH   SOLE   0 0 1,733
PFIZER INC COM 717081103   224,015 7,781 SH   SOLE   0 0 7,781
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,781,039 5,851 SH   SOLE   0 0 5,851
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   804,092 8,798 SH   OTR 1 0 0 8,798
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   300,846 3,292 SH   OTR 1,2 0 0 3,292
TEXAS INSTRS INC COM 882508104   432,798 2,539 SH   SOLE   0 0 2,539
3M CO COM 88579Y101   227,386 2,080 SH   OTR 1 0 0 2,080
UNITEDHEALTH GROUP INC COM 91324P102   589,120 1,119 SH   SOLE   0 0 1,119
VANGUARD BD INDEX FDS INTERMED TERM 921937819   11,228 147 SH   SOLE   0 0 147
VANGUARD BD INDEX FDS INTERMED TERM 921937819   6,030,934 78,960 SH   OTR 1 0 0 78,960
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,135,236 14,863 SH   OTR 1,2 0 0 14,863
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,211,817 28,717 SH   SOLE   0 0 28,717
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   6,557,328 85,138 SH   OTR 1 0 0 85,138
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,924,485 24,987 SH   OTR 1,2 0 0 24,987
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,104,654 15,019 SH   SOLE   0 0 15,019
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   319,158 6,663 SH   SOLE   0 0 6,663
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   252,806 2,457 SH   SOLE   0 0 2,457
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   12,346 120 SH   OTR 1 0 0 120
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   4,115 40 SH   OTR 1,2 0 0 40
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   3,608,819 61,869 SH   SOLE   0 0 61,869
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   318,632 5,463 SH   OTR 1 0 0 5,463
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   93,732 1,607 SH   OTR 1,2 0 0 1,607
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   434,974 5,622 SH   SOLE   0 0 5,622
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   359,716 6,064 SH   SOLE   0 0 6,064
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   5,117,996 86,278 SH   OTR 1 0 0 86,278
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   428,290 7,220 SH   OTR 1,2 0 0 7,220
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   635,981 1,456 SH   SOLE   0 0 1,456
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,474,470 28,004 SH   SOLE   0 0 28,004
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   23,219 263 SH   OTR 1 0 0 263
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   76,696 868 SH   OTR 1,2 0 0 868
VANGUARD INDEX FDS VALUE ETF 922908744   249,516 1,669 SH   SOLE   0 0 1,669
VANGUARD INDEX FDS SMALL CP ETF 922908751   665,163 3,118 SH   SOLE   0 0 3,118
VERTEX PHARMACEUTICALS INC COM 92532F100   218,093 536 SH   SOLE   0 0 536
WALMART INC COM 931142103   300,639 1,907 SH   SOLE   0 0 1,907
WELLS FARGO CO NEW COM 949746101   204,115 4,147 SH   SOLE   0 0 4,147
WISDOMTREE TR INTL SMCAP DIV 97717W760   382,365 5,988 SH   SOLE   0 0 5,988