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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   358,464 3,265 SH   SOLE   0 0 3,265
ABBVIE INC COM 00287Y109   873,987 5,408 SH   SOLE   0 0 5,408
ALPHABET INC CAP STK CL C 02079K107   447,199 5,040 SH   SOLE   0 0 5,040
ALPHABET INC CAP STK CL A 02079K305   442,915 5,020 SH   SOLE   0 0 5,020
AMAZON COM INC COM 023135106   600,600 7,150 SH   SOLE   0 0 7,150
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   843,244 19,452 SH   SOLE   0 0 19,452
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   697,259 13,892 SH   SOLE   0 0 13,892
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   819,604 18,169 SH   SOLE   0 0 18,169
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   645,659 12,798 SH   SOLE   0 0 12,798
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   678,337 14,786 SH   SOLE   0 0 14,786
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   525,783 9,885 SH   SOLE   0 0 9,885
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,020,322 18,434 SH   SOLE   0 0 18,434
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,109,453 28,311 SH   SOLE   0 0 28,311
AMERICAN EXPRESS CO COM 025816109   281,907 1,908 SH   SOLE   0 0 1,908
APPLE INC COM 037833100   627,172 4,827 SH   SOLE   0 0 4,827
BOEING CO COM 097023105   229,540 1,205 SH   SOLE   0 0 1,205
CNFINANCE HLDGS LTD SPON ADS 18979T105   17,610 10,298 SH   OTR 1 0 0 10,298
COCA COLA CO COM 191216100   335,543 5,275 SH   SOLE   0 0 5,275
COMCAST CORP NEW CL A 20030N101   366,695 10,486 SH   SOLE   0 0 10,486
COSTCO WHSL CORP NEW COM 22160K105   256,553 562 SH   SOLE   0 0 562
DANAHER CORPORATION COM 235851102   328,855 1,239 SH   SOLE   0 0 1,239
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   259,339 10,357 SH   SOLE   0 0 10,357
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   4,657 186 SH   OTR 1,2 0 0 186
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,349,288 61,471 SH   SOLE   0 0 61,471
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   7,670 349 SH   OTR 1 0 0 349
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   86,773 3,953 SH   OTR 1,2 0 0 3,953
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   195,858 4,707 SH   SOLE   0 0 4,707
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   5,015,142 120,527 SH   OTR 1 0 0 120,527
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   2,223,012 53,425 SH   OTR 1,2 0 0 53,425
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,138,855 22,265 SH   SOLE   0 0 22,265
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   10,920,800 213,505 SH   OTR 1 0 0 213,505
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   3,892,679 76,103 SH   OTR 1,2 0 0 76,103
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,063,107 24,189 SH   SOLE   0 0 24,189
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   10,274,828 233,784 SH   OTR 1 0 0 233,784
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   3,353,626 76,305 SH   OTR 1,2 0 0 76,305
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   11,786,847 485,455 SH   SOLE   0 0 485,455
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   26,116,312 1,075,631 SH   OTR 1 0 0 1,075,631
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   11,118,908 457,945 SH   OTR 1,2 0 0 457,945
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,967,065 88,622 SH   SOLE   0 0 88,622
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   15,658,034 467,683 SH   OTR 1 0 0 467,683
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   7,352,730 219,616 SH   OTR 1,2 0 0 219,616
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   110,818 4,934 SH   SOLE   0 0 4,934
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,049,687 91,259 SH   OTR 1 0 0 91,259
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,447,361 64,442 SH   OTR 1,2 0 0 64,442
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   1,636,545 76,083 SH   SOLE   0 0 76,083
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   2,383,710 110,819 SH   OTR 1 0 0 110,819
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   1,643,236 76,394 SH   OTR 1,2 0 0 76,394
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   98,413 4,431 SH   SOLE   0 0 4,431
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   809,588 36,452 SH   OTR 1 0 0 36,452
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   843,314 37,970 SH   OTR 1,2 0 0 37,970
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   2,186,948 97,850 SH   SOLE   0 0 97,850
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   1,821,564 81,502 SH   OTR 1 0 0 81,502
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   2,292,752 102,584 SH   OTR 1,2 0 0 102,584
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,175,842 38,679 SH   SOLE   0 0 38,679
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   5,082,333 167,182 SH   OTR 1 0 0 167,182
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,218,891 40,095 SH   OTR 1,2 0 0 40,095
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   134,476 5,429 SH   SOLE   0 0 5,429
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   95,117 3,840 SH   OTR 1 0 0 3,840
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   109,176 5,162 SH   SOLE   0 0 5,162
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   394,405 18,648 SH   OTR 1 0 0 18,648
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   398,466 18,840 SH   OTR 1,2 0 0 18,840
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   646,919 14,036 SH   SOLE   0 0 14,036
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   3,658,515 79,378 SH   OTR 1 0 0 79,378
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,472,871 31,956 SH   OTR 1,2 0 0 31,956
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   2,270,609 54,687 SH   SOLE   0 0 54,687
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   6,178,799 148,815 SH   OTR 1 0 0 148,815
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,906,939 45,928 SH   OTR 1,2 0 0 45,928
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   168,631 7,807 SH   SOLE   0 0 7,807
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   3,212,676 148,735 SH   OTR 1 0 0 148,735
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   154,678 7,161 SH   OTR 1,2 0 0 7,161
EXXON MOBIL CORP COM 30231G102   393,330 3,566 SH   SOLE   0 0 3,566
ISHARES TR CORE US AGGBD ET 464287226   187,009 1,928 SH   SOLE   0 0 1,928
ISHARES TR CORE US AGGBD ET 464287226   6,327,445 65,238 SH   OTR 1 0 0 65,238
ISHARES TR CORE US AGGBD ET 464287226   651,762 6,720 SH   OTR 1,2 0 0 6,720
ISHARES TR 1 3 YR TREAS BD 464287457   2,255,227 27,784 SH   OTR 1 0 0 27,784
ISHARES TR 1 3 YR TREAS BD 464287457   208,363 2,567 SH   OTR 1,2 0 0 2,567
ISHARES TR RUS 2000 VAL ETF 464287630   10,816 78 SH   SOLE   0 0 78
ISHARES TR RUS 2000 VAL ETF 464287630   545,389 3,933 SH   OTR 1,2 0 0 3,933
ISHARES TR CALIF MUN BD ETF 464288356   693,351 12,357 SH   SOLE   0 0 12,357
ISHARES INC CORE MSCI EMKT 46434G103   886,740 18,988 SH   SOLE   0 0 18,988
ISHARES INC CORE MSCI EMKT 46434G103   10,975 235 SH   OTR 1,2 0 0 235
JPMORGAN CHASE & CO COM 46625H100   506,764 3,779 SH   SOLE   0 0 3,779
JOHNSON & JOHNSON COM 478160104   455,274 2,577 SH   SOLE   0 0 2,577
LILLY ELI & CO COM 532457108   213,285 583 SH   SOLE   0 0 583
LOWES COS INC COM 548661107   243,073 1,220 SH   SOLE   0 0 1,220
MCKESSON CORP COM 58155Q103   249,455 665 SH   SOLE   0 0 665
MICROSOFT CORP COM 594918104   1,517,101 6,326 SH   SOLE   0 0 6,326
MICROSOFT CORP COM 594918104   345,101 1,439 SH   OTR 1 0 0 1,439
NORTHROP GRUMMAN CORP COM 666807102   245,525 450 SH   SOLE   0 0 450
1LIFE HEALTHCARE INC COM 68269G107   288,448 17,262 SH   OTR 1 0 0 17,262
ORACLE CORP COM 68389X105   219,145 2,681 SH   SOLE   0 0 2,681
PEPSICO INC COM 713448108   313,084 1,733 SH   SOLE   0 0 1,733
PFIZER INC COM 717081103   398,698 7,781 SH   SOLE   0 0 7,781
PHILIP MORRIS INTL INC COM 718172109   200,396 1,980 SH   SOLE   0 0 1,980
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,237,598 5,851 SH   SOLE   0 0 5,851
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   567,706 6,206 SH   OTR 1 0 0 6,206
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   321,676 3,517 SH   OTR 1,2 0 0 3,517
SEMPRA COM 816851109   211,720 1,370 SH   SOLE   0 0 1,370
TEXAS INSTRS INC COM 882508104   431,389 2,611 SH   SOLE   0 0 2,611
3M CO COM 88579Y101   229,840 2,080 SH   OTR 1 0 0 2,080
UNITEDHEALTH GROUP INC COM 91324P102   593,271 1,119 SH   SOLE   0 0 1,119
VANGUARD BD INDEX FDS INTERMED TERM 921937819   10,925 147 SH   SOLE   0 0 147
VANGUARD BD INDEX FDS INTERMED TERM 921937819   5,594,324 75,273 SH   OTR 1 0 0 75,273
VANGUARD BD INDEX FDS INTERMED TERM 921937819   230,764 3,105 SH   OTR 1,2 0 0 3,105
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   3,012,688 40,019 SH   SOLE   0 0 40,019
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   7,064,485 93,843 SH   OTR 1 0 0 93,843
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,310,702 30,695 SH   OTR 1,2 0 0 30,695
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   978,869 13,625 SH   SOLE   0 0 13,625
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   291,943 6,956 SH   SOLE   0 0 6,956
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   32,023 763 SH   OTR 1,2 0 0 763
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   237,684 2,757 SH   SOLE   0 0 2,757
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   36,491 423 SH   OTR 1 0 0 423
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   6,895 80 SH   OTR 1,2 0 0 80
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   3,812,362 65,935 SH   SOLE   0 0 65,935
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   512,177 8,858 SH   OTR 1 0 0 8,858
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   72,754 1,258 SH   OTR 1,2 0 0 1,258
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   422,718 5,622 SH   SOLE   0 0 5,622
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   354,623 6,064 SH   SOLE   0 0 6,064
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   7,494,214 128,150 SH   OTR 1 0 0 128,150
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   486,554 8,320 SH   OTR 1,2 0 0 8,320
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   524,199 1,492 SH   SOLE   0 0 1,492
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   7,378 21 SH   OTR 1 0 0 21
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,865 11 SH   OTR 1,2 0 0 11
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,140,987 25,957 SH   SOLE   0 0 25,957
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   282,482 3,425 SH   OTR 1 0 0 3,425
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   149,536 1,813 SH   OTR 1,2 0 0 1,813
VANGUARD INDEX FDS VALUE ETF 922908744   256,596 1,828 SH   SOLE   0 0 1,828
VANGUARD INDEX FDS VALUE ETF 922908744   55,587 396 SH   OTR 1,2 0 0 396
VANGUARD INDEX FDS SMALL CP ETF 922908751   579,069 3,155 SH   SOLE   0 0 3,155
WALMART INC COM 931142103   270,394 1,907 SH   SOLE   0 0 1,907
WISDOMTREE TR INTL SMCAP DIV 97717W760   358,508 6,185 SH   SOLE   0 0 6,185
WISDOMTREE TR INTL SMCAP DIV 97717W760   3,014 52 SH   OTR 1,2 0 0 52