The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   418,080 4,020 SH   SOLE   4,020 0 0
ALPHABET INC CAP STK CL A 02079K305   678,211 6,539 SH   SOLE   6,539 0 0
ALTRIA GROUP INC COM 02209S103   428,352 9,600 SH   SOLE   9,600 0 0
APPLE INC COM 037833100   3,272,173 19,843 SH   SOLE   19,843 0 0
AUTOZONE INC COM 053332102   245,815 100 SH   SOLE   100 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,130,402 6,900 SH   SOLE   6,900 0 0
COSTCO WHSL CORP NEW COM 22160K105   490,339 987 SH   SOLE   987 0 0
EXXON MOBIL CORP COM 30231G102   938,105 8,555 SH   SOLE   8,555 0 0
GARMIN LTD SHS H2906T109   213,244 2,113 SH   SOLE   2,113 0 0
ISHARES GOLD TR ISHARES NEW 464285204   325,530 8,711 SH   SOLE   8,711 0 0
ISHARES TR U.S. ENERGY ETF 464287796   1,147,490 26,229 SH   SOLE   26,229 0 0
ISHARES TR S&P MC 400VL ETF 464287705   4,298,990 41,832 SH   SOLE   41,832 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   834,788 33,140 PRN   SOLE   33,140 0 0
ISHARES TR U.S. REAL ES ETF 464287739   2,028,653 23,895 SH   SOLE   23,895 0 0
ISHARES TR S&P 500 VAL ETF 464287408   16,232,678 106,963 SH   SOLE   106,963 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   2,500,292 101,676 PRN   SOLE   101,676 0 0
ISHARES TR EAFE VALUE ETF 464288877   3,375,469 69,556 SH   SOLE   69,556 0 0
ISHARES TR EAFE SML CP ETF 464288273   3,296,531 55,394 SH   SOLE   55,394 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   3,738,678 157,551 PRN   SOLE   157,551 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   4,198,943 18,512 SH   SOLE   18,512 0 0
ISHARES TR EAFE GRWTH ETF 464288885   2,725,047 29,091 SH   SOLE   29,091 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   2,783,748 20,316 SH   SOLE   20,316 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   2,957,674 74,953 SH   SOLE   74,953 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   2,931,330 119,499 PRN   SOLE   119,499 0 0
ISHARES TR IBDS DEC28 ETF 46435U515   1,333,535 53,469 SH   SOLE   53,469 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   2,904,885 121,949 PRN   SOLE   121,949 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   1,784,393 77,821 SH   SOLE   77,821 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   22,834,990 357,421 SH   SOLE   357,421 0 0
ISHARES TR S&P MC 400GR ETF 464287606   1,500,853 20,987 SH   SOLE   20,987 0 0
JPMORGAN CHASE & CO COM 46625H100   332,891 2,555 SH   SOLE   2,555 0 0
MERCK & CO INC COM 58933Y105   1,154,424 10,851 SH   SOLE   10,851 0 0
MICROSOFT CORP COM 594918104   923,376 3,203 SH   SOLE   3,203 0 0
MONDELEZ INTL INC CL A 609207105   202,397 2,903 SH   SOLE   2,903 0 0
PFIZER INC COM 717081103   348,698 8,547 SH   SOLE   8,547 0 0
PHILIP MORRIS INTL INC COM 718172109   948,188 9,750 SH   SOLE   9,750 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   207,784 833 SH   SOLE   833 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   479,714 7,628 SH   SOLE   7,628 0 0