The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   347,822 3,920 SH   SOLE   3,920 0 0
ALPHABET INC CAP STK CL A 02079K305   970,373 10,999 SH   SOLE   10,999 0 0
ALTRIA GROUP INC COM 02209S103   438,816 9,600 SH   SOLE   9,600 0 0
APPLE INC COM 037833100   3,185,564 24,518 SH   SOLE   24,518 0 0
AUTOZONE INC COM 053332102   246,618 100 SH   SOLE   100 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,130,186 6,897 SH   SOLE   6,897 0 0
COSTCO WHSL CORP NEW COM 22160K105   472,023 1,034 SH   SOLE   1,034 0 0
DISNEY WALT CO COM 254687106   203,299 2,340 SH   SOLE   2,340 0 0
EXXON MOBIL CORP COM 30231G102   947,368 8,589 SH   SOLE   8,589 0 0
ISHARES GOLD TR ISHARES NEW 464285204   301,313 8,711 SH   SOLE   8,711 0 0
ISHARES TR EAFE VALUE ETF 464288877   2,945,852 64,211 SH   SOLE   64,211 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   5,664,241 26,405 SH   SOLE   26,405 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   20,912,617 357,489 SH   SOLE   357,489 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   2,821,787 20,348 SH   SOLE   20,348 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   3,863,140 165,444 PRN   SOLE   165,444 0 0
ISHARES TR U.S. ENERGY ETF 464287796   1,596,491 34,341 SH   SOLE   34,341 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   3,030,328 129,665 PRN   SOLE   129,665 0 0
ISHARES TR U.S. REAL ES ETF 464287739   1,272,461 15,115 SH   SOLE   15,115 0 0
ISHARES TR EAFE SML CP ETF 464288273   4,154,666 73,558 SH   SOLE   73,558 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   1,751,044 77,106 SH   SOLE   77,106 0 0
ISHARES TR S&P MC 400GR ETF 464287606   1,576,306 23,078 SH   SOLE   23,078 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   2,608,690 106,824 PRN   SOLE   106,824 0 0
ISHARES TR S&P MC 400VL ETF 464287705   3,915,866 38,848 SH   SOLE   38,848 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   877,453 35,056 PRN   SOLE   35,056 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   2,635,538 69,539 SH   SOLE   69,539 0 0
ISHARES TR IBDS DEC28 ETF 46435U515   1,519,527 62,557 SH   SOLE   62,557 0 0
ISHARES TR S&P 500 VAL ETF 464287408   15,513,621 106,939 SH   SOLE   106,939 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   3,411,194 140,261 PRN   SOLE   140,261 0 0
ISHARES TR EAFE GRWTH ETF 464288885   3,403,657 40,636 SH   SOLE   40,636 0 0
JPMORGAN CHASE & CO COM 46625H100   333,723 2,489 SH   SOLE   2,489 0 0
MERCK & CO INC COM 58933Y105   1,499,933 13,519 SH   SOLE   13,519 0 0
MICROSOFT CORP COM 594918104   1,140,193 4,754 SH   SOLE   4,754 0 0
PFIZER INC COM 717081103   437,924 8,547 SH   SOLE   8,547 0 0
PHILIP MORRIS INTL INC COM 718172109   986,798 9,750 SH   SOLE   9,750 0 0
PROSHARES TR ULTRPRO S&P500 74347X864   220,180 6,719 SH   SOLE   6,719 0 0
UNITEDHEALTH GROUP INC COM 91324P102   221,632 418 SH   SOLE   418 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   509,970 9,252 SH   SOLE   9,252 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   407,642 5,421 SH   SOLE   5,421 0 0