The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   472 3,508 SH   SOLE   0 0 3,508
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   4,987 57,482 SH   SOLE   0 0 57,482
ADOBE SYSTEMS INCORPORATED COM 00724F101   281 575 SH   SOLE   0 0 575
AIR PRODS &CHEMS INC COM 009158106   259 867 SH   SOLE   0 0 867
ALPHABET INC CAP STK CL C 02079K107   295 2,439 SH   SOLE   0 0 2,439
ALPHABET INC CAP STK CL A 02079K305   662 5,536 SH   SOLE   0 0 5,536
ALTRIA GROUP INC COM 02209S103   266 5,887 SH   SOLE   0 0 5,887
AMAZON COM INC COM 023135106   1,829 14,032 SH   SOLE   0 0 14,032
APPLE INC COM 037833100   3,977 20,507 SH   SOLE   0 0 20,507
AT&T INC COM 00206R102   177 11,141 SH   SOLE   0 0 11,141
AVIENT CORPORATION COM 05368V106   224 5,490 SH   SOLE   0 0 5,490
BLACKROCK MULTI SECTOR INC T COM 09258A107   222 15,462 SH   SOLE   0 0 15,462
BOEING CO COM 097023105   226 1,072 SH   SOLE   0 0 1,072
BROADCOM INC COM 11135F101   346 399 SH   SOLE   0 0 399
CHEVRON CORP NEW COM 166764100   259 1,651 SH   SOLE   0 0 1,651
CHUBB LIMITED COM H1467J104   232 1,207 SH   SOLE   0 0 1,207
COCA COLA CO COM 191216100   315 5,241 SH   SOLE   0 0 5,241
COLGATE PALMOLIVE CO COM 194162103   426 5,532 SH   SOLE   0 0 5,532
CONSTELLATION ENERGY CORP COM 21037T109   213 2,327 SH   SOLE   0 0 2,327
COSTCO WHSL CORP NEW COM 22160K105   818 1,520 SH   SOLE   0 0 1,520
CSX CORP COM 126408103   750 21,999 SH   SOLE   0 0 21,999
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,126 48,037 SH   SOLE   0 0 48,037
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,839 67,316 SH   SOLE   0 0 67,316
ESSENTIAL UTILS INC COM 29670G102   302 7,584 SH   SOLE   0 0 7,584
EXELON CORP COM 30161N101   307 7,556 SH   SOLE   0 0 7,556
EXXON MOBIL CORP COM 30231G102   3,753 35,000 SH   SOLE   0 0 35,000
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   3,510 139,926 SH   SOLE   0 0 139,926
FLEXSHARES TR MORNSTAR UPSTR 33939L407   8,604 214,747 SH   SOLE   0 0 214,747
GUINNESS ATKINSON FDS SMARTETFS DIVID 402031835   636 24,994 SH   SOLE   0 0 24,994
HOME DEPOT INC COM 437076102   346 1,116 SH   SOLE   0 0 1,116
HONEYWELL INTL INC COM 438516106   207 1,001 SH   SOLE   0 0 1,001
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   855 25,013 SH   SOLE   0 0 25,013
INTERNATIONAL BUSINESS MACHS COM 459200101   353 2,644 SH   SOLE   0 0 2,644
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   238 5,765 SH   SOLE   0 0 5,765
INVESCO QQQ TR UNIT SER 1 46090E103   911 2,467 SH   SOLE   0 0 2,467
ISHARES GOLD TR ISHARES NEW 464285204   555 15,266 SH   SOLE   0 0 15,266
ISHARES INC MSCI JPN ETF NEW 46434G822   3,235 52,277 SH   SOLE   0 0 52,277
ISHARES TR S&P 500 GRWT ETF 464287309   201 2,859 SH   SOLE   0 0 2,859
ISHARES TR 7-10 YR TRSY BD 464287440   207 2,145 SH   SOLE   0 0 2,145
ISHARES TR EAFE GRWTH ETF 464288885   214 2,251 SH   SOLE   0 0 2,251
ISHARES TR GLOB HLTHCRE ETF 464287325   264 3,109 SH   SOLE   0 0 3,109
ISHARES TR FLTG RATE NT ETF 46429B655   265 5,230 SH   SOLE   0 0 5,230
ISHARES TR S&P MC 400VL ETF 464287705   345 3,228 SH   SOLE   0 0 3,228
ISHARES TR RUSSELL 2000 ETF 464287655   453 2,419 SH   SOLE   0 0 2,419
ISHARES TR CORE S&P MCP ETF 464287507   546 2,090 SH   SOLE   0 0 2,090
ISHARES TR 10+ YR INVST GRD 464289511   568 11,034 SH   SOLE   0 0 11,034
ISHARES TR MSCI EMG MKT ETF 464287234   660 16,706 SH   SOLE   0 0 16,706
ISHARES TR 0-5 YR TIPS ETF 46429B747   695 7,123 SH   SOLE   0 0 7,123
ISHARES TR S&P 500 VAL ETF 464287408   1,104 6,854 SH   SOLE   0 0 6,854
ISHARES TR CORE S&P500 ETF 464287200   1,316 2,952 SH   SOLE   0 0 2,952
ISHARES TR MSCI EAFE ETF 464287465   1,340 18,484 SH   SOLE   0 0 18,484
ISHARES TR EUROPE ETF 464287861   1,800 35,617 SH   SOLE   0 0 35,617
ISHARES TR 1 3 YR TREAS BD 464287457   2,720 33,558 SH   SOLE   0 0 33,558
ISHARES TR TIPS BD ETF 464287176   2,745 25,514 SH   SOLE   0 0 25,514
ISHARES TR CORE INTL AGGR 46435G672   3,320 67,375 SH   SOLE   0 0 67,375
ISHARES TR CORE S&P SCP ETF 464287804   3,666 36,790 SH   SOLE   0 0 36,790
ISHARES TR CORE TOTAL USD 46434V613   8,831 194,223 SH   SOLE   0 0 194,223
ISHARES TR ISHS 5-10YR INVT 464288638   9,430 186,489 SH   SOLE   0 0 186,489
ISHARES TR SHORT TREAS BD 464288679   79,880 723,230 SH   SOLE   0 0 723,230
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   716 14,286 SH   SOLE   0 0 14,286
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   5,636 101,862 SH   SOLE   0 0 101,862
JOHNSON &JOHNSON COM 478160104   1,449 8,757 SH   SOLE   0 0 8,757
JPMORGAN CHASE &CO COM 46625H100   390 2,685 SH   SOLE   0 0 2,685
LILLY ELI &CO COM 532457108   461 985 SH   SOLE   0 0 985
LOCKHEED MARTIN CORP COM 539830109   368 800 SH   SOLE   0 0 800
LOWES COS INC COM 548661107   276 1,224 SH   SOLE   0 0 1,224
MARATHON PETE CORP COM 56585A102   369 3,166 SH   SOLE   0 0 3,166
MASTERCARD INCORPORATED CL A 57636Q104   350 890 SH   SOLE   0 0 890
MCDONALDS CORP COM 580135101   481 1,612 SH   SOLE   0 0 1,612
MERCK &CO INC COM 58933Y105   1,907 16,532 SH   SOLE   0 0 16,532
MICROSOFT CORP COM 594918104   670 1,969 SH   SOLE   0 0 1,969
NETFLIX INC COM 64110L106   347 790 SH   SOLE   0 0 790
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534   222 6,765 SH   SOLE   0 0 6,765
NORTHERN LTS FD TR IV INSPIRE CORP BD 66538H633   305 13,214 SH   SOLE   0 0 13,214
NVIDIA CORPORATION COM 67066G104   498 1,179 SH   SOLE   0 0 1,179
ONEOK INC NEW COM 682680103   292 4,742 SH   SOLE   0 0 4,742
PACER FDS TR TRENDPILOT EUR 69374H808   214 7,978 SH   SOLE   0 0 7,978
PACER FDS TR US CASH COWS 100 69374H881   499 10,435 SH   SOLE   0 0 10,435
PACER FDS TR TRENDPILOT US BD 69374H642   1,361 68,096 SH   SOLE   0 0 68,096
PEPSICO INC COM 713448108   464 2,507 SH   SOLE   0 0 2,507
PHILLIPS 66 COM 718546104   239 2,511 SH   SOLE   0 0 2,511
PROCTER AND GAMBLE CO COM 742718109   619 4,085 SH   SOLE   0 0 4,085
PROLOGIS INC. COM 74340W103   213 1,740 SH   SOLE   0 0 1,740
PROSHARES TR ULTSHRT QQQ 74347G739   156 11,850 SH   SOLE   0 0 11,850
RAYTHEON TECHNOLOGIES CORP COM 75513E101   268 2,736 SH   SOLE   0 0 2,736
RBB FD INC MOTLEY FOL ETF 74933W601   360 8,857 SH   SOLE   0 0 8,857
SALESFORCE INC COM 79466L302   310 1,468 SH   SOLE   0 0 1,468
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   239 8,942 SH   SOLE   0 0 8,942
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   1,336 41,375 SH   SOLE   0 0 41,375
SCHWAB STRATEGIC TR SCHWAB US DIVIDEND EQUITY ETF 808524797   4,172 57,443 SH   SOLE   0 0 57,443
SELECT SECTOR SPDR TR ENERGY 81369Y506   599 7,388 SH   SOLE   0 0 7,388
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   454 1,322 SH   SOLE   0 0 1,322
SPDR GOLD TR GOLD SHS 78463V107   363 2,037 SH   SOLE   0 0 2,037
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,626 3,668 SH   SOLE   0 0 3,668
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   863 1,802 SH   SOLE   0 0 1,802
SPDR SER TR PORTFLI INTRMDIT 78464A672   252 8,910 SH   SOLE   0 0 8,910
SPDR SER TR PRTFLO S&P500 GW 78464A409   321 5,264 SH   SOLE   0 0 5,264
SPDR SER TR S&P DIVID ETF 78464A763   628 5,130 SH   SOLE   0 0 5,130
STARBUCKS CORP COM 855244109   358 3,611 SH   SOLE   0 0 3,611
TESLA INC COM 88160R101   407 1,555 SH   SOLE   0 0 1,555
UNITEDHEALTH GROUP INC COM 91324P102   261 543 SH   SOLE   0 0 543
VANECK ETF TRUST GOLD MINERS ETF 92189F106   948 31,507 SH   SOLE   0 0 31,507
VANGUARD BD INDEX FDS INTERMED TERM 921937819   499 6,643 SH   SOLE   0 0 6,643
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   728 10,017 SH   SOLE   0 0 10,017
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,139 23,302 SH   SOLE   0 0 23,302
VANGUARD INDEX FDS TOTAL STK MKT 922908769   425 1,931 SH   SOLE   0 0 1,931
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,583 10,638 SH   SOLE   0 0 10,638
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,007 9,838 SH   SOLE   0 0 9,838
VANGUARD INDEX FDS VALUE ETF 922908744   6,161 43,361 SH   SOLE   0 0 43,361
VANGUARD INDEX FDS GROWTH ETF 922908736   8,064 28,502 SH   SOLE   0 0 28,502
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   369 9,092 SH   SOLE   0 0 9,092
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   398 8,401 SH   SOLE   0 0 8,401
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   599 11,946 SH   SOLE   0 0 11,946
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   511 6,764 SH   SOLE   0 0 6,764
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,609 16,062 SH   SOLE   0 0 16,062
VERIZON COMMUNICATIONS INC COM 92343V104   240 6,457 SH   SOLE   0 0 6,457
VISA INC COM CL A 92826C839   930 3,920 SH   SOLE   0 0 3,920
WALMART INC COM 931142103   274 1,746 SH   SOLE   0 0 1,746