The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   3,881,762 35,606 SH   SOLE   0 0 35,606
ABBVIE INC COM 00287Y109   628,260 4,663 SH   SOLE   0 0 4,663
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   463,487 1,502 SH   SOLE   0 0 1,502
ADOBE SYSTEMS INCORPORATED COM 00724F101   276,768 566 SH   SOLE   0 0 566
ALPHABET INC CAP STK CL A 02079K305   2,764,576 23,096 SH   SOLE   0 0 23,096
ALPHABET INC CAP STK CL C 02079K107   2,086,612 17,249 SH   SOLE   0 0 17,249
AMAZON COM INC COM 023135106   6,548,837 50,237 SH   SOLE   0 0 50,237
AMERICAN CENTY ETF TR FOCUSED LRG CAP 025072794   333,107 5,577 SH   SOLE   0 0 5,577
AMERICAN EXPRESS CO COM 025816109   255,377 1,466 SH   SOLE   0 0 1,466
AMERICAN WTR WKS CO INC NEW COM 030420103   259,520 1,818 SH   SOLE   0 0 1,818
APOLLO GLOBAL MGMT INC COM 03769M106   805,814 10,491 SH   SOLE   0 0 10,491
APPLE HOSPITALITY REIT INC COM NEW 03784Y200   228,614 15,130 SH   SOLE   0 0 15,130
APPLE INC COM 037833100   26,642,339 137,353 SH   SOLE   0 0 137,353
AT&T INC COM 00206R102   171,702 10,765 SH   SOLE   0 0 10,765
AURORA CANNABIS INC COM 05156X884   5,346 10,000 SH   SOLE   0 0 10,000
BANK AMERICA CORP COM 060505104   239,886 8,361 SH   SOLE   0 0 8,361
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,214,078 12,358 SH   SOLE   0 0 12,358
BLACKROCK INC COM 09247X101   2,743,888 3,970 SH   SOLE   0 0 3,970
BOEING CO COM 097023105   211,371 1,001 SH   SOLE   0 0 1,001
BRISTOL-MYERS SQUIBB CO COM 110122108   204,064 3,191 SH   SOLE   0 0 3,191
BROADCOM INC COM 11135F101   1,138,936 1,313 SH   SOLE   0 0 1,313
BROWN FORMAN CORP CL B 115637209   2,086,746 31,248 SH   SOLE   0 0 31,248
CATERPILLAR INC COM 149123101   722,669 2,937 SH   SOLE   0 0 2,937
CHEVRON CORP NEW COM 166764100   2,222,600 14,125 SH   SOLE   0 0 14,125
CISCO SYS INC COM 17275R102   273,507 5,286 SH   SOLE   0 0 5,286
CLOROX CO DEL COM 189054109   284,346 1,788 SH   SOLE   0 0 1,788
COCA COLA CO COM 191216100   1,494,776 24,822 SH   SOLE   0 0 24,822
COMCAST CORP NEW CL A 20030N101   256,014 6,162 SH   SOLE   0 0 6,162
COMPASS DIVERSIFIED SH BEN INT 20451Q104   251,062 11,575 SH   SOLE   0 0 11,575
COSTCO WHSL CORP NEW COM 22160K105   2,252,044 4,183 SH   SOLE   0 0 4,183
CROWDSTRIKE HLDGS INC CL A 22788C105   238,370 1,623 SH   SOLE   0 0 1,623
CSX CORP COM 126408103   281,837 8,265 SH   SOLE   0 0 8,265
CUMMINS INC COM 231021106   227,202 927 SH   SOLE   0 0 927
CVS HEALTH CORP COM 126650100   404,203 5,847 SH   SOLE   0 0 5,847
DISNEY WALT CO COM 254687106   1,430,139 16,019 SH   SOLE   0 0 16,019
DOMINION ENERGY INC COM 25746U109   271,587 5,244 SH   SOLE   0 0 5,244
EATON VANCE TAX-MANAGED GLOB COM 27829F108   102,197 12,904 SH   SOLE   0 0 12,904
ETF MANAGERS TR PRIME MOBILE PAY 26924G409   235,894 5,524 SH   SOLE   0 0 5,524
ETF SER SOLUTIONS CLERSHS PITON IN 26922A131   309,868 3,395 SH   SOLE   0 0 3,395
ETF SER SOLUTIONS CLEARSHS ULTRA 26922A453   5,432,043 54,161 SH   SOLE   0 0 54,161
EXELON CORP COM 30161N101   244,916 6,012 SH   SOLE   0 0 6,012
EXXON MOBIL CORP COM 30231G102   1,046,464 9,757 SH   SOLE   0 0 9,757
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192   895,788 11,796 SH   SOLE   0 0 11,796
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   344,253 14,243 SH   SOLE   0 0 14,243
FORD MTR CO DEL COM 345370860   234,041 15,469 SH   SOLE   0 0 15,469
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   354,293 74,588 SH   SOLE   0 0 74,588
FS KKR CAP CORP COM 302635206   664,888 34,666 SH   SOLE   0 0 34,666
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   268,495 4,129 SH   SOLE   0 0 4,129
GLOBAL X FDS INTERNET OF THNG 37954Y780   768,571 22,223 SH   SOLE   0 0 22,223
GLOBAL X FDS US INFR DEV ETF 37954Y673   1,517,409 48,279 SH   SOLE   0 0 48,279
GOLDMAN SACHS GROUP INC COM 38141G104   449,943 1,395 SH   SOLE   0 0 1,395
GRAINGER W W INC COM 384802104   908,456 1,152 SH   SOLE   0 0 1,152
HOME DEPOT INC COM 437076102   1,614,363 5,197 SH   SOLE   0 0 5,197
HONEYWELL INTL INC COM 438516106   2,376,347 11,452 SH   SOLE   0 0 11,452
INTEL CORP COM 458140100   699,817 20,928 SH   SOLE   0 0 20,928
INTERNATIONAL BUSINESS MACHS COM 459200101   324,779 2,427 SH   SOLE   0 0 2,427
INVESCO QQQ TR UNIT SER 1 46090E103   4,616,537 12,497 SH   SOLE   0 0 12,497
ISHARES INC CORE MSCI EMKT 46434G103   293,522 5,955 SH   SOLE   0 0 5,955
ISHARES TR CORE MSCI EAFE 46432F842   1,958,204 29,010 SH   SOLE   0 0 29,010
ISHARES TR CRE U S REIT ETF 464288521   3,986,176 77,537 SH   SOLE   0 0 77,537
ISHARES TR CORE S&P TTL STK 464287150   1,016,264 10,387 SH   SOLE   0 0 10,387
ISHARES TR US AER DEF ETF 464288760   454,780 3,898 SH   SOLE   0 0 3,898
ISHARES TR U.S. MED DVC ETF 464288810   1,674,474 29,658 SH   SOLE   0 0 29,658
ISHARES TR CORE US AGGBD ET 464287226   483,677 4,938 SH   SOLE   0 0 4,938
ISHARES TR MSCI EMG MKT ETF 464287234   613,452 15,507 SH   SOLE   0 0 15,507
ISHARES TR RUS 2000 GRW ETF 464287648   265,470 1,094 SH   SOLE   0 0 1,094
ISHARES TR CORE S&P MCP ETF 464287507   1,911,805 7,311 SH   SOLE   0 0 7,311
ISHARES TR CORE S&P SCP ETF 464287804   3,574,356 35,869 SH   SOLE   0 0 35,869
ISHARES TR S&P 500 VAL ETF 464287408   247,385 1,535 SH   SOLE   0 0 1,535
ISHARES TR CORE S&P500 ETF 464287200   3,049,207 6,841 SH   SOLE   0 0 6,841
ISHARES TR RUS 1000 ETF 464287622   221,803 910 SH   SOLE   0 0 910
ISHARES TR RUS 1000 GRW ETF 464287614   1,116,680 4,058 SH   SOLE   0 0 4,058
ISHARES TR RUS 2000 VAL ETF 464287630   764,122 5,427 SH   SOLE   0 0 5,427
ISHARES TR CORE S&P US GWT 464287671   682,601 6,991 SH   SOLE   0 0 6,991
ISHARES TR MSCI EAFE ETF 464287465   1,172,750 16,176 SH   SOLE   0 0 16,176
ISHARES TR ISHARES BIOTECH 464287556   200,343 1,578 SH   SOLE   0 0 1,578
ISHARES TR EXPND TEC SC ETF 464287549   7,535,136 19,180 SH   SOLE   0 0 19,180
ISHARES TR RUS MID CAP ETF 464287499   343,752 4,707 SH   SOLE   0 0 4,707
ISHARES TR RUS MD CP GR ETF 464287481   206,595 2,138 SH   SOLE   0 0 2,138
ISHARES TR US HLTHCARE ETF 464287762   522,671 1,865 SH   SOLE   0 0 1,865
ISHARES TR CORE DIV GRWTH 46434V621   241,313 4,683 SH   SOLE   0 0 4,683
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   3,607,682 65,203 SH   SOLE   0 0 65,203
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   3,978,916 82,260 SH   SOLE   0 0 82,260
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   3,315,976 66,134 SH   SOLE   0 0 66,134
JOHNSON & JOHNSON COM 478160104   3,972,859 24,002 SH   SOLE   0 0 24,002
JPMORGAN CHASE & CO COM 46625H100   1,577,313 10,845 SH   SOLE   0 0 10,845
LABORATORY CORP AMER HLDGS COM NEW 50540R409   203,200 842 SH   SOLE   0 0 842
LI-CYCLE HOLDINGS CORP COMMON SHARES 50202P105   86,025 15,500 SH   SOLE   0 0 15,500
LILLY ELI & CO COM 532457108   280,450 598 SH   SOLE   0 0 598
LKQ CORP COM 501889208   702,445 12,055 SH   SOLE   0 0 12,055
LOCKHEED MARTIN CORP COM 539830109   758,259 1,647 SH   SOLE   0 0 1,647
LOWES COS INC COM 548661107   3,162,083 14,010 SH   SOLE   0 0 14,010
MARRIOTT INTL INC NEW CL A 571903202   216,571 1,179 SH   SOLE   0 0 1,179
MASTERCARD INCORPORATED CL A 57636Q104   1,623,235 4,127 SH   SOLE   0 0 4,127
MCDONALDS CORP COM 580135101   7,113,608 23,838 SH   SOLE   0 0 23,838
MERCK & CO INC COM 58933Y105   260,089 2,254 SH   SOLE   0 0 2,254
META PLATFORMS INC CL A 30303M102   639,391 2,228 SH   SOLE   0 0 2,228
MICROSOFT CORP COM 594918104   14,094,218 41,388 SH   SOLE   0 0 41,388
MONDELEZ INTL INC CL A 609207105   7,532,170 103,265 SH   SOLE   0 0 103,265
NEXTERA ENERGY INC COM 65339F101   224,232 3,022 SH   SOLE   0 0 3,022
NORTHROP GRUMMAN CORP COM 666807102   239,560 526 SH   SOLE   0 0 526
NOVO-NORDISK A S ADR 670100205   1,629,304 10,068 SH   SOLE   0 0 10,068
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   281,438 4,524 SH   SOLE   0 0 4,524
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   310,291 8,955 SH   SOLE   0 0 8,955
NVIDIA CORPORATION COM 67066G104   5,316,940 12,569 SH   SOLE   0 0 12,569
OREILLY AUTOMOTIVE INC COM 67103H107   548,342 574 SH   SOLE   0 0 574
PALO ALTO NETWORKS INC COM 697435105   1,305,401 5,109 SH   SOLE   0 0 5,109
PEPSICO INC COM 713448108   11,390,055 61,495 SH   SOLE   0 0 61,495
PFIZER INC COM 717081103   581,210 15,845 SH   SOLE   0 0 15,845
PHILIP MORRIS INTL INC COM 718172109   1,040,980 10,664 SH   SOLE   0 0 10,664
PROCTER AND GAMBLE CO COM 742718109   1,361,245 8,971 SH   SOLE   0 0 8,971
PUBLIC STORAGE COM 74460D109   1,036,320 3,551 SH   SOLE   0 0 3,551
QUALCOMM INC COM 747525103   208,796 1,754 SH   SOLE   0 0 1,754
RAYTHEON TECHNOLOGIES CORP COM 75513E101   834,319 8,517 SH   SOLE   0 0 8,517
SALESFORCE INC COM 79466L302   909,686 4,306 SH   SOLE   0 0 4,306
SANDY SPRING BANCORP INC COM 800363103   248,187 10,943 SH   SOLE   0 0 10,943
SCHWAB STRATEGIC TR US TIPS ETF 808524870   265,191 5,058 SH   SOLE   0 0 5,058
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   659,280 8,796 SH   SOLE   0 0 8,796
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   421,594 6,284 SH   SOLE   0 0 6,284
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,245,367 50,563 SH   SOLE   0 0 50,563
SELECT SECTOR SPDR TR ENERGY 81369Y506   257,877 3,177 SH   SOLE   0 0 3,177
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   201,219 1,516 SH   SOLE   0 0 1,516
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,457,665 12,312 SH   SOLE   0 0 12,312
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,181,542 2,467 SH   SOLE   0 0 2,467
SPDR SER TR PRTFLO S&P500 HI 78468R788   640,297 17,268 SH   SOLE   0 0 17,268
STANLEY BLACK & DECKER INC COM 854502101   341,011 3,639 SH   SOLE   0 0 3,639
STRYKER CORPORATION COM 863667101   305,090 1,000 SH   SOLE   0 0 1,000
TARGET CORP COM 87612E106   880,092 6,672 SH   SOLE   0 0 6,672
TEGNA INC COM 87901J105   438,399 26,995 SH   SOLE   0 0 26,995
TESLA INC COM 88160R101   921,954 3,522 SH   SOLE   0 0 3,522
THERMO FISHER SCIENTIFIC INC COM 883556102   446,018 855 SH   SOLE   0 0 855
TJX COS INC NEW COM 872540109   262,041 3,090 SH   SOLE   0 0 3,090
UNITED PARCEL SERVICE INC CL B 911312106   212,006 1,183 SH   SOLE   0 0 1,183
UNITEDHEALTH GROUP INC COM 91324P102   1,594,586 3,318 SH   SOLE   0 0 3,318
US BANCORP DEL COM NEW 902973304   634,321 19,199 SH   SOLE   0 0 19,199
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   341,345 2,242 SH   SOLE   0 0 2,242
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   506,286 6,965 SH   SOLE   0 0 6,965
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   26,545,090 65,177 SH   SOLE   0 0 65,177
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   323,796 1,574 SH   SOLE   0 0 1,574
VANGUARD INDEX FDS MID CAP ETF 922908629   350,275 1,591 SH   SOLE   0 0 1,591
VANGUARD INDEX FDS VALUE ETF 922908744   974,243 6,856 SH   SOLE   0 0 6,856
VANGUARD INDEX FDS SMALL CP ETF 922908751   10,560,462 53,097 SH   SOLE   0 0 53,097
VANGUARD INDEX FDS GROWTH ETF 922908736   233,442 825 SH   SOLE   0 0 825
VANGUARD INDEX FDS SML CP GRW ETF 922908595   213,412 929 SH   SOLE   0 0 929
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   429,253 10,552 SH   SOLE   0 0 10,552
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   967,735 17,786 SH   SOLE   0 0 17,786
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   206,619 2,920 SH   SOLE   0 0 2,920
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   887,087 5,461 SH   SOLE   0 0 5,461
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,952,018 42,270 SH   SOLE   0 0 42,270
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,278,642 12,055 SH   SOLE   0 0 12,055
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   344,663 4,590 SH   SOLE   0 0 4,590
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   2,862,813 14,723 SH   SOLE   0 0 14,723
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   2,431,552 9,932 SH   SOLE   0 0 9,932
VERIZON COMMUNICATIONS INC COM 92343V104   322,526 8,672 SH   SOLE   0 0 8,672
VISA INC COM CL A 92826C839   5,020,719 21,142 SH   SOLE   0 0 21,142
WALMART INC COM 931142103   2,924,226 18,604 SH   SOLE   0 0 18,604
WASTE MGMT INC DEL COM 94106L109   5,867,296 33,833 SH   SOLE   0 0 33,833
WELLS FARGO CO NEW COM 949746101   685,917 16,071 SH   SOLE   0 0 16,071
WP CAREY INC COM 92936U109   858,688 12,710 SH   SOLE   0 0 12,710
XYLEM INC COM 98419M100   2,403,129 21,338 SH   SOLE   0 0 21,338