The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AB ACTIVE ETFS INC ULTRA SHORT INCM 00039J103   18,420,498 364,654 SH   SOLE 0 0 0 364,654
AB ACTIVE ETFS INC DISRUPTORS ETF 00039J509   343,113 4,437 SH   SOLE 0 0 0 4,437
ABBOTT LABS COM 002824100   303,002 2,916 SH   SOLE 0 0 0 2,916
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   486,727 17,483 SH   SOLE 0 0 0 17,483
ALPHABET INC CAP STK CL C 02079K107   227,441 1,240 SH   SOLE 0 0 0 1,240
ALPHABET INC CAP STK CL A 02079K305   406,012 2,229 SH   SOLE 0 0 0 2,229
AMAZON COM INC COM 023135106   1,316,033 6,810 SH   SOLE 0 0 0 6,810
AMEREN CORP COM 023608102   236,512 3,326 SH   SOLE 0 0 0 3,326
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   327,015 8,450 SH   SOLE 0 0 0 8,450
APPLE INC COM 037833100   7,271,234 34,523 SH   SOLE 0 0 0 34,523
AT&T INC COM 00206R102   661,645 34,623 SH   SOLE 0 0 0 34,623
BANK AMERICA CORP COM 060505104   433,702 10,905 SH   SOLE 0 0 0 10,905
BANK AMERICA CORP 7.25%CNV PFD L 060505682   757,169 633 SH   SOLE 0 0 0 633
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   848,178 2,085 SH   SOLE 0 0 0 2,085
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   1,357,983 26,015 SH   SOLE 0 0 0 26,015
BLACKSTONE INC COM 09260D107   331,511 2,678 SH   SOLE 0 0 0 2,678
BROADCOM INC COM 11135F101   866,986 540 SH   SOLE 0 0 0 540
CATERPILLAR INC COM 149123101   853,735 2,563 SH   SOLE 0 0 0 2,563
CHEVRON CORP NEW COM 166764100   1,432,557 9,158 SH   SOLE 0 0 0 9,158
CISCO SYS INC COM 17275R102   550,558 11,588 SH   SOLE 0 0 0 11,588
CITIGROUP INC COM NEW 172967424   311,861 4,914 SH   SOLE 0 0 0 4,914
CLEARWATER PAPER CORP COM 18538R103   644,360 13,294 SH   SOLE 0 0 0 13,294
COCA COLA CO COM 191216100   201,200 3,161 SH   SOLE 0 0 0 3,161
COLGATE PALMOLIVE CO COM 194162103   835,903 8,614 SH   SOLE 0 0 0 8,614
COMMUNITY HEALTH SYS INC NEW COM 203668108   77,280 23,000 SH   SOLE 0 0 0 23,000
COSTCO WHSL CORP NEW COM 22160K105   575,443 677 SH   SOLE 0 0 0 677
CRANE NXT CO COM 224441105   657,010 10,697 SH   SOLE 0 0 0 10,697
CYBIN INC COM 23256X100   4,215 15,555 SH   SOLE 0 0 0 15,555
DIGITAL RLTY TR INC COM 253868103   246,625 1,622 SH   SOLE 0 0 0 1,622
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   474,554 15,994 SH   SOLE 0 0 0 15,994
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   201,602 3,386 SH   SOLE 0 0 0 3,386
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   8,181,328 282,993 SH   SOLE 0 0 0 282,993
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   371,469 11,522 SH   SOLE 0 0 0 11,522
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,126,072 21,710 SH   SOLE 0 0 0 21,710
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   294,277 8,188 SH   SOLE 0 0 0 8,188
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,183,319 25,177 SH   SOLE 0 0 0 25,177
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   6,410,889 222,755 SH   SOLE 0 0 0 222,755
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   249,095 9,475 SH   SOLE 0 0 0 9,475
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   436,421 15,870 SH   SOLE 0 0 0 15,870
EATON CORP PLC SHS G29183103   250,840 800 SH   SOLE 0 0 0 800
ELI LILLY & CO COM 532457108   6,184,428 6,831 SH   SOLE 0 0 0 6,831
ENTERPRISE PRODS PARTNERS L COM 293792107   202,280 6,980 SH   SOLE 0 0 0 6,980
EOG RES INC COM 26875P101   262,942 2,089 SH   SOLE 0 0 0 2,089
ETFS GOLD TR PHYSCL GOLD SHS 00326A104   1,905,165 85,741 SH   SOLE 0 0 0 85,741
EXXON MOBIL CORP COM 30231G102   972,915 8,451 SH   SOLE 0 0 0 8,451
FEDEX CORP COM 31428X106   338,819 1,130 SH   SOLE 0 0 0 1,130
FIRST TR EXCHANGE-TRADED FD FT VEST GOLD 33733E856   937,185 46,808 SH   SOLE 0 0 0 46,808
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705   1,111,137 21,994 SH   SOLE 0 0 0 21,994
FORD MTR CO DEL COM 345370860   615,534 49,086 SH   SOLE 0 0 0 49,086
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   213,631 33,537 SH   SOLE 0 0 0 33,537
FS KKR CAP CORP COM 302635206   605,967 30,713 SH   SOLE 0 0 0 30,713
GALLAGHER ARTHUR J & CO COM 363576109   209,522 808 SH   SOLE 0 0 0 808
GARMIN LTD SHS H2906T109   368,199 2,260 SH   SOLE 0 0 0 2,260
GE AEROSPACE COM NEW 369604301   464,893 2,924 SH   SOLE 0 0 0 2,924
GENERAL MTRS CO COM 37045V100   405,428 8,726 SH   SOLE 0 0 0 8,726
HCA HEALTHCARE INC COM 40412C101   667,620 2,078 SH   SOLE 0 0 0 2,078
HOME DEPOT INC COM 437076102   1,324,980 3,849 SH   SOLE 0 0 0 3,849
INTERNATIONAL BUSINESS MACHS COM 459200101   343,133 1,984 SH   SOLE 0 0 0 1,984
INVESCO DB MULTI-SECTOR COMM AGRICULTURE FD 46140H106   202,038 8,489 SH   SOLE 0 0 0 8,489
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214   5,406,455 177,727 SH   SOLE 0 0 0 177,727
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   262,670 5,912 SH   SOLE 0 0 0 5,912
INVESCO QQQ TR UNIT SER 1 46090E103   473,840 989 SH   SOLE 0 0 0 989
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107   250,960 11,330 SH   SOLE 0 0 0 11,330
ISHARES SILVER TR ISHARES 46428Q109   266,258 10,021 SH   SOLE 0 0 0 10,021
ISHARES TR MBS ETF 464288588   663,694 7,229 SH   SOLE 0 0 0 7,229
ISHARES TR PFD AND INCM SEC 464288687   4,984,659 157,992 SH   SOLE 0 0 0 157,992
ISHARES TR INTL SEL DIV ETF 464288448   329,245 11,899 SH   SOLE 0 0 0 11,899
ISHARES TR US TREAS BD ETF 46429B267   265,626 11,769 SH   SOLE 0 0 0 11,769
ISHARES TR MSCI USA QLT FCT 46432F339   5,644,301 33,054 SH   SOLE 0 0 0 33,054
ISHARES TR INVESTMENT GRADE 46435G219   249,303 5,620 SH   SOLE 0 0 0 5,620
ISHARES TR CORE TOTAL USD 46434V613   1,914,343 42,334 SH   SOLE 0 0 0 42,334
ISHARES TR ESG MSCI LEADR 46435U218   279,819 2,872 SH   SOLE 0 0 0 2,872
ISHARES TR TRS FLT RT BD 46434V860   224,120 4,424 SH   SOLE 0 0 0 4,424
ISHARES TR U.S. UTILITS ETF 464287697   1,842,053 20,961 SH   SOLE 0 0 0 20,961
ISHARES TR CORE S&P MCP ETF 464287507   332,511 5,682 SH   SOLE 0 0 0 5,682
ISHARES TR CORE S&P500 ETF 464287200   4,787,168 8,748 SH   SOLE 0 0 0 8,748
ISHARES TR S&P 500 GRWT ETF 464287309   354,891 3,835 SH   SOLE 0 0 0 3,835
ISHARES TR RUSSELL 2000 ETF 464287655   305,755 1,507 SH   SOLE 0 0 0 1,507
ISHARES TR CORE S&P US GWT 464287671   8,225,647 64,525 SH   SOLE 0 0 0 64,525
ISHARES TR S&P 100 ETF 464287101   294,430 1,114 SH   SOLE 0 0 0 1,114
ISHARES TR 20 YR TR BD ETF 464287432   16,786,929 182,904 SH   SOLE 0 0 0 182,904
ISHARES TR TIPS BD ETF 464287176   1,283,816 12,023 SH   SOLE 0 0 0 12,023
ISHARES U S ETF TR IT RT HDG HGYL 46431W606   314,330 3,698 SH   SOLE 0 0 0 3,698
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   3,085,736 61,140 SH   SOLE 0 0 0 61,140
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   285,554 5,038 SH   SOLE 0 0 0 5,038
JOHNSON & JOHNSON COM 478160104   290,128 1,985 SH   SOLE 0 0 0 1,985
JPMORGAN CHASE & CO. COM 46625H100   2,082,521 10,296 SH   SOLE 0 0 0 10,296
KLA CORP COM NEW 482480100   784,934 952 SH   SOLE 0 0 0 952
KRAFT HEINZ CO COM 500754106   264,579 8,212 SH   SOLE 0 0 0 8,212
KROGER CO COM 501044101   489,314 9,800 SH   SOLE 0 0 0 9,800
LAM RESEARCH CORP COM 512807108   612,289 575 SH   SOLE 0 0 0 575
LINCOLN NATL CORP IND COM 534187109   298,174 9,588 SH   SOLE 0 0 0 9,588
LINDE PLC SHS G54950103   253,193 577 SH   SOLE 0 0 0 577
MASTERCARD INCORPORATED CL A 57636Q104   596,007 1,351 SH   SOLE 0 0 0 1,351
MCDONALDS CORP COM 580135101   685,265 2,689 SH   SOLE 0 0 0 2,689
MERCK & CO INC COM 58933Y105   612,934 4,951 SH   SOLE 0 0 0 4,951
MERITAGE HOMES CORP COM 59001A102   630,406 3,895 SH   SOLE 0 0 0 3,895
META PLATFORMS INC CL A 30303M102   1,353,326 2,684 SH   SOLE 0 0 0 2,684
MICRON TECHNOLOGY INC COM 595112103   226,398 1,721 SH   SOLE 0 0 0 1,721
MICROSOFT CORP COM 594918104   3,317,263 7,422 SH   SOLE 0 0 0 7,422
NEW JERSEY RES CORP COM 646025106   207,289 4,850 SH   SOLE 0 0 0 4,850
NVIDIA CORPORATION COM 67066G104   5,718,790 46,291 SH   SOLE 0 0 0 46,291
ONEOK INC NEW COM 682680103   349,842 4,290 SH   SOLE 0 0 0 4,290
OWENS CORNING NEW COM 690742101   623,481 3,589 SH   SOLE 0 0 0 3,589
PEPSICO INC COM 713448108   220,346 1,336 SH   SOLE 0 0 0 1,336
PFIZER INC COM 717081103   261,343 9,340 SH   SOLE 0 0 0 9,340
PGIM ETF TR PGIM ULTRA SH BD 69344A107   1,123,071 22,597 SH   SOLE 0 0 0 22,597
PIPER SANDLER COMPANIES COM 724078100   205,542 893 SH   SOLE 0 0 0 893
POWERSHARES ACTIVELY MANAGED AAA CLO FLTNG RT 46090A721   750,711 29,239 SH   SOLE 0 0 0 29,239
PROCTER AND GAMBLE CO COM 742718109   745,768 4,522 SH   SOLE 0 0 0 4,522
PROSHARES TR S&P 500 DV ARIST 74348A467   321,843 3,348 SH   SOLE 0 0 0 3,348
QUALCOMM INC COM 747525103   340,797 1,711 SH   SOLE 0 0 0 1,711
REPUBLIC SVCS INC COM 760759100   519,488 2,673 SH   SOLE 0 0 0 2,673
SCHWAB CHARLES CORP COM 808513105   237,650 3,225 SH   SOLE 0 0 0 3,225
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   252,919 6,583 SH   SOLE 0 0 0 6,583
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   285,527 4,444 SH   SOLE 0 0 0 4,444
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   1,305,928 14,788 SH   SOLE 0 0 0 14,788
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,952,082 43,358 SH   SOLE 0 0 0 43,358
SILA REALTY TRUST INC COMMON STOCK 146280508   476,537 22,510 SH   SOLE 0 0 0 22,510
SOUTHERN CO COM 842587107   528,429 6,812 SH   SOLE 0 0 0 6,812
SPDR GOLD TR GOLD SHS 78463V107   975,500 4,537 SH   SOLE 0 0 0 4,537
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,725,220 21,545 SH   SOLE 0 0 0 21,545
SPDR SER TR S&P METALS MNG 78464A755   2,766,083 46,622 SH   SOLE 0 0 0 46,622
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   1,020,739 46,292 SH   SOLE 0 0 0 46,292
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,427,675 8,214 SH   SOLE 0 0 0 8,214
TARGET CORP COM 87612E106   234,791 1,586 SH   SOLE 0 0 0 1,586
TAYLOR MORRISON HOME CORP COM 87724P106   623,866 11,253 SH   SOLE 0 0 0 11,253
TESLA INC COM 88160R101   228,551 1,155 SH   SOLE 0 0 0 1,155
TOTALENERGIES SE SPONSORED ADS 89151E109   526,937 7,902 SH   SOLE 0 0 0 7,902
UNION PAC CORP COM 907818108   202,955 897 SH   SOLE 0 0 0 897
UNITED RENTALS INC COM 911363109   380,277 588 SH   SOLE 0 0 0 588
UNUM GROUP COM 91529Y106   680,613 13,317 SH   SOLE 0 0 0 13,317
US BANCORP DEL COM NEW 902973304   3,613,142 91,011 SH   SOLE 0 0 0 91,011
VANGUARD INDEX FDS VALUE ETF 922908744   1,508,843 9,406 SH   SOLE 0 0 0 9,406
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,718,016 10,160 SH   SOLE 0 0 0 10,160
VANGUARD INDEX FDS MID CAP ETF 922908629   1,442,738 5,959 SH   SOLE 0 0 0 5,959
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,815,166 33,610 SH   SOLE 0 0 0 33,610
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,174,770 5,388 SH   SOLE 0 0 0 5,388
VANGUARD INDEX FDS GROWTH ETF 922908736   764,476 2,044 SH   SOLE 0 0 0 2,044
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   217,270 3,254 SH   SOLE 0 0 0 3,254
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   324,712 2,883 SH   SOLE 0 0 0 2,883
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   789,318 18,037 SH   SOLE 0 0 0 18,037
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,592,577 8,724 SH   SOLE 0 0 0 8,724
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,751,213 75,905 SH   SOLE 0 0 0 75,905
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   426,162 5,243 SH   SOLE 0 0 0 5,243
VANGUARD WORLD FD INF TECH ETF 92204A702   2,906,590 5,041 SH   SOLE 0 0 0 5,041
VANGUARD WORLD FD FINANCIALS ETF 92204A405   237,928 2,382 SH   SOLE 0 0 0 2,382
VANGUARD WORLD FD UTILITIES ETF 92204A876   1,794,270 12,130 SH   SOLE 0 0 0 12,130
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   338,618 1,273 SH   SOLE 0 0 0 1,273
VANGUARD WORLD FD ENERGY ETF 92204A306   469,713 3,682 SH   SOLE 0 0 0 3,682
VERIZON COMMUNICATIONS INC COM 92343V104   423,354 10,266 SH   SOLE 0 0 0 10,266
WALMART INC COM 931142103   517,982 7,650 SH   SOLE 0 0 0 7,650
WELLS FARGO CO NEW PERP PFD CNV A 949746804   794,232 668 SH   SOLE 0 0 0 668