The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AB ACTIVE ETFS INC ULTRA SHORT INCM 00039J103   10,009,285 199,408 SH   SOLE 0 0 0 199,408
ABBOTT LABS COM 002824100   291,021 2,874 SH   SOLE 0 0 0 2,874
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   3,660,214 193,970 SH   SOLE 0 0 0 193,970
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   1,698,585 73,500 SH   SOLE 0 0 0 73,500
AMAZON COM INC COM 023135106   743,068 7,194 SH   SOLE 0 0 0 7,194
AMEREN CORP COM 023608102   246,212 2,850 SH   SOLE 0 0 0 2,850
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   317,457 8,950 SH   SOLE 0 0 0 8,950
APPLE INC COM 037833100   5,605,446 33,993 SH   SOLE 0 0 0 33,993
ARCHER DANIELS MIDLAND CO COM 039483102   245,990 3,088 SH   SOLE 0 0 0 3,088
AT&T INC COM 00206R102   1,076,298 55,912 SH   SOLE 0 0 0 55,912
AVALONBAY CMNTYS INC COM 053484101   226,209 1,346 SH   SOLE 0 0 0 1,346
BANK AMERICA CORP COM 060505104   319,866 11,184 SH   SOLE 0 0 0 11,184
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   967,994 3,135 SH   SOLE 0 0 0 3,135
BLACKSTONE INC COM 09260D107   418,733 4,767 SH   SOLE 0 0 0 4,767
BRISTOL-MYERS SQUIBB CO COM 110122108   521,073 7,518 SH   SOLE 0 0 0 7,518
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201   676,165 11,519 SH   SOLE 0 0 0 11,519
CATERPILLAR INC COM 149123101   575,075 2,513 SH   SOLE 0 0 0 2,513
CHEVRON CORP NEW COM 166764100   1,454,800 8,916 SH   SOLE 0 0 0 8,916
CISCO SYS INC COM 17275R102   615,059 11,766 SH   SOLE 0 0 0 11,766
CITIGROUP INC COM NEW 172967424   453,666 9,675 SH   SOLE 0 0 0 9,675
COLGATE PALMOLIVE CO COM 194162103   650,123 8,651 SH   SOLE 0 0 0 8,651
COSTCO WHSL CORP NEW COM 22160K105   307,563 619 SH   SOLE 0 0 0 619
CYBIN INC COM 23256X100   5,989 15,555 SH   SOLE 0 0 0 15,555
DIGITAL RLTY TR INC COM 253868103   480,539 4,888 SH   SOLE 0 0 0 4,888
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   390,489 14,489 SH   SOLE 0 0 0 14,489
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   537,603 12,081 SH   SOLE 0 0 0 12,081
DUPONT DE NEMOURS INC COM 26614N102   270,330 3,767 SH   SOLE 0 0 0 3,767
ELECTRONIC ARTS INC COM 285512109   223,555 1,856 SH   SOLE 0 0 0 1,856
EOG RES INC COM 26875P101   239,462 2,089 SH   SOLE 0 0 0 2,089
EXPEDIA GROUP INC COM NEW 30212P303   232,290 2,394 SH   SOLE 0 0 0 2,394
EXXON MOBIL CORP COM 30231G102   1,072,932 9,784 SH   SOLE 0 0 0 9,784
FEDEX CORP COM 31428X106   303,892 1,330 SH   SOLE 0 0 0 1,330
FIRST TR EXCHANGE-TRADED FD FT CBOE VEST GLD 33733E856   1,671,862 84,587 SH   SOLE 0 0 0 84,587
FIRST TR EXCHANGE-TRADED FD FT CBOE VEST S&P 33739Q705   1,443,406 28,060 SH   SOLE 0 0 0 28,060
FORD MTR CO DEL COM 345370860   600,909 47,691 SH   SOLE 0 0 0 47,691
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   104,873 23,620 SH   SOLE 0 0 0 23,620
FS KKR CAP CORP COM 302635206   606,430 32,780 SH   SOLE 0 0 0 32,780
GARMIN LTD SHS H2906T109   228,079 2,260 SH   SOLE 0 0 0 2,260
GEN DIGITAL INC COM 668771108   216,748 12,631 SH   SOLE 0 0 0 12,631
GENERAL ELECTRIC CO COM NEW 369604301   256,502 2,683 SH   SOLE 0 0 0 2,683
GENERAL MTRS CO COM 37045V100   302,755 8,254 SH   SOLE 0 0 0 8,254
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   642,681 10,113 SH   SOLE 0 0 0 10,113
HOME DEPOT INC COM 437076102   1,099,027 3,724 SH   SOLE 0 0 0 3,724
INNOVATIVE INDL PPTYS INC COM 45781V101   206,541 2,718 SH   SOLE 0 0 0 2,718
INTEL CORP COM 458140100   216,641 6,631 SH   SOLE 0 0 0 6,631
INTERNATIONAL BUSINESS MACHS COM 459200101   264,671 2,019 SH   SOLE 0 0 0 2,019
INVESCO DB MULTI-SECTOR COMM AGRICULTURE FD 46140H106   1,050,694 51,429 SH   SOLE 0 0 0 51,429
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   261,786 6,202 SH   SOLE 0 0 0 6,202
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107   1,198,830 59,584 SH   SOLE 0 0 0 59,584
ISHARES SILVER TR ISHARES 46428Q109   578,239 26,141 SH   SOLE 0 0 0 26,141
ISHARES TR PFD AND INCM SEC 464288687   4,728,637 151,462 SH   SOLE 0 0 0 151,462
ISHARES TR INTL SEL DIV ETF 464288448   343,598 12,499 SH   SOLE 0 0 0 12,499
ISHARES TR U.S. UTILITS ETF 464287697   2,208,186 26,379 SH   SOLE 0 0 0 26,379
ISHARES TR CORE S&P MCP ETF 464287507   256,414 1,025 SH   SOLE 0 0 0 1,025
ISHARES TR CORE S&P500 ETF 464287200   3,277,952 7,974 SH   SOLE 0 0 0 7,974
ISHARES TR S&P 500 GRWT ETF 464287309   228,471 3,576 SH   SOLE 0 0 0 3,576
ISHARES TR RUSSELL 2000 ETF 464287655   209,085 1,172 SH   SOLE 0 0 0 1,172
ISHARES TR TIPS BD ETF 464287176   2,917,766 26,465 SH   SOLE 0 0 0 26,465
ISHARES U S ETF TR IT RT HDG HGYL 46431W606   1,612,396 19,479 SH   SOLE 0 0 0 19,479
ISHARES U S ETF TR INT RT HDG C B 46431W705   431,960 4,714 SH   SOLE 0 0 0 4,714
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   265,629 4,865 SH   SOLE 0 0 0 4,865
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   2,495,369 49,590 SH   SOLE 0 0 0 49,590
JACOBS SOLUTIONS INC COM 46982L108   225,619 1,920 SH   SOLE 0 0 0 1,920
JOHNSON & JOHNSON COM 478160104   403,620 2,604 SH   SOLE 0 0 0 2,604
JPMORGAN CHASE & CO COM 46625H100   789,194 6,056 SH   SOLE 0 0 0 6,056
KRAFT HEINZ CO COM 500754106   382,996 9,904 SH   SOLE 0 0 0 9,904
KROGER CO COM 501044101   498,637 10,100 SH   SOLE 0 0 0 10,100
LAM RESEARCH CORP COM 512807108   304,819 575 SH   SOLE 0 0 0 575
LAUDER ESTEE COS INC CL A 518439104   230,440 935 SH   SOLE 0 0 0 935
LILLY ELI & CO COM 532457108   2,542,793 7,404 SH   SOLE 0 0 0 7,404
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106   315,683 5,818 SH   SOLE 0 0 0 5,818
MASTERCARD INCORPORATED CL A 57636Q104   460,804 1,268 SH   SOLE 0 0 0 1,268
MCDONALDS CORP COM 580135101   751,871 2,689 SH   SOLE 0 0 0 2,689
MEDICAL PPTYS TRUST INC COM 58463J304   84,543 10,285 SH   SOLE 0 0 0 10,285
MEDTRONIC PLC SHS G5960L103   344,086 4,268 SH   SOLE 0 0 0 4,268
MERCK & CO INC COM 58933Y105   529,994 4,982 SH   SOLE 0 0 0 4,982
META PLATFORMS INC CL A 30303M102   626,071 2,954 SH   SOLE 0 0 0 2,954
MICROSOFT CORP COM 594918104   1,802,163 6,251 SH   SOLE 0 0 0 6,251
NEW JERSEY RES CORP COM 646025106   273,980 5,150 SH   SOLE 0 0 0 5,150
NIKE INC CL B 654106103   286,242 2,334 SH   SOLE 0 0 0 2,334
NVIDIA CORPORATION COM 67066G104   1,293,297 4,656 SH   SOLE 0 0 0 4,656
NXP SEMICONDUCTORS N V COM N6596X109   274,491 1,472 SH   SOLE 0 0 0 1,472
PEPSICO INC COM 713448108   206,546 1,133 SH   SOLE 0 0 0 1,133
PFIZER INC COM 717081103   356,306 8,733 SH   SOLE 0 0 0 8,733
PGIM ETF TR PGIM ULTRA SH BD 69344A107   1,902,142 38,583 SH   SOLE 0 0 0 38,583
PHYSICIANS RLTY TR COM 71943U104   162,737 10,900 SH   SOLE 0 0 0 10,900
PROCTER AND GAMBLE CO COM 742718109   759,509 5,108 SH   SOLE 0 0 0 5,108
PROSHARES TR SHRT 20+YR TRE 74347X849   332,058 15,715 SH   SOLE 0 0 0 15,715
PROSHARES TR S&P 500 DV ARIST 74348A467   373,445 4,093 SH   SOLE 0 0 0 4,093
QUALCOMM INC COM 747525103   326,732 2,561 SH   SOLE 0 0 0 2,561
REPUBLIC SVCS INC COM 760759100   373,927 2,765 SH   SOLE 0 0 0 2,765
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   1,298,545 16,099 SH   SOLE 0 0 0 16,099
SELECT SECTOR SPDR TR ENERGY 81369Y506   2,577,918 31,123 SH   SOLE 0 0 0 31,123
SOUTHERN CO COM 842587107   407,808 5,861 SH   SOLE 0 0 0 5,861
SPDR GOLD TR GOLD SHS 78463V107   1,850,339 10,099 SH   SOLE 0 0 0 10,099
SPDR S&P 500 ETF TR TR UNIT 78462F103   748,774 1,829 SH   SOLE 0 0 0 1,829
SPDR SER TR S&P METALS MNG 78464A755   1,397,257 26,284 SH   SOLE 0 0 0 26,284
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   1,423,639 75,285 SH   SOLE 0 0 0 75,285
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   570,282 13,755 SH   SOLE 0 0 0 13,755
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   291,339 3,132 SH   SOLE 0 0 0 3,132
TARGET CORP COM 87612E106   382,440 2,309 SH   SOLE 0 0 0 2,309
TESLA INC COM 88160R101   239,616 1,155 SH   SOLE 0 0 0 1,155
TOTALENERGIES SE SPONSORED ADS 89151E109   486,483 8,239 SH   SOLE 0 0 0 8,239
UNION PAC CORP COM 907818108   364,281 1,810 SH   SOLE 0 0 0 1,810
UNUM GROUP COM 91529Y106   566,122 14,310 SH   SOLE 0 0 0 14,310
US BANCORP DEL COM NEW 902973304   3,253,381 90,246 SH   SOLE 0 0 0 90,246
VANECK ETF TRUST GOLD MINERS ETF 92189F106   497,511 15,379 SH   SOLE 0 0 0 15,379
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   341,145 4,460 SH   SOLE 0 0 0 4,460
VANGUARD INDEX FDS VALUE ETF 922908744   1,149,467 8,323 SH   SOLE 0 0 0 8,323
VANGUARD INDEX FDS MID CAP ETF 922908629   1,270,535 6,024 SH   SOLE 0 0 0 6,024
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,099,374 5,800 SH   SOLE 0 0 0 5,800
VANGUARD INDEX FDS GROWTH ETF 922908736   438,765 1,759 SH   SOLE 0 0 0 1,759
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,200,616 10,782 SH   SOLE 0 0 0 10,782
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   792,027 19,605 SH   SOLE 0 0 0 19,605
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   233,448 2,535 SH   SOLE 0 0 0 2,535
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,155,687 13,997 SH   SOLE 0 0 0 13,997
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,425,834 75,843 SH   SOLE 0 0 0 75,843
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   383,883 5,210 SH   SOLE 0 0 0 5,210
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   265,338 3,407 SH   SOLE 0 0 0 3,407
VANGUARD WORLD FDS UTILITIES ETF 92204A876   4,843,819 32,835 SH   SOLE 0 0 0 32,835
VERIZON COMMUNICATIONS INC COM 92343V104   566,418 14,565 SH   SOLE 0 0 0 14,565
WALMART INC COM 931142103   496,464 3,367 SH   SOLE 0 0 0 3,367
WISDOMTREE TR ITL HIGH DIV FD 97717W802   1,571,624 41,743 SH   SOLE 0 0 0 41,743
WP CAREY INC COM 92936U109   247,840 3,200 SH   SOLE 0 0 0 3,200
ZOETIS INC CL A 98978V103   271,464 1,631 SH   SOLE 0 0 0 1,631