The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   365,415 6,509 SH   SOLE   0 0 6,509
PIMCO ETF TR BROAD US TIPS 72201R403   374,654 7,026 SH   SOLE   0 0 7,026
ALPHABET INC CAP STK CL A 02079K305   207,859 1,488 SH   SOLE   0 0 1,488
ALPHABET INC CAP STK CL C 02079K107   1,994,019 14,149 SH   SOLE   0 0 14,149
GREEN DOT CORP CL A 39304D102   2,454,398 247,919 SH   SOLE   0 0 247,919
UNITED PARCEL SERVICE INC CL B 911312106   500,778 3,185 SH   SOLE   0 0 3,185
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,760,117 4,935 SH   SOLE   0 0 4,935
APPLE INC COM 037833100   14,551,225 75,579 SH   SOLE   0 0 75,579
MICROSOFT CORP COM 594918104   12,070,884 32,100 SH   SOLE   0 0 32,100
CARDINAL HEALTH INC COM 14149Y108   11,138,803 110,504 SH   SOLE   0 0 110,504
PRUDENTIAL FINL INC COM 744320102   10,710,028 103,269 SH   SOLE   0 0 103,269
WALMART INC COM 931142103   10,477,734 66,462 SH   SOLE   0 0 66,462
CHEVRON CORP NEW COM 166764100   8,595,196 57,624 SH   SOLE   0 0 57,624
PEPSICO INC COM 713448108   7,205,972 42,428 SH   SOLE   0 0 42,428
LOWES COS INC COM 548661107   6,546,308 29,415 SH   SOLE   0 0 29,415
EXXON MOBIL CORP COM 30231G102   6,063,487 60,647 SH   SOLE   0 0 60,647
AMAZON COM INC COM 023135106   6,043,869 39,778 SH   SOLE   0 0 39,778
AFLAC INC COM 001055102   5,919,458 71,751 SH   SOLE   0 0 71,751
RTX CORPORATION COM 75513E101   5,879,178 69,874 SH   SOLE   0 0 69,874
EMERSON ELEC CO COM 291011104   5,813,326 59,728 SH   SOLE   0 0 59,728
FEDEX CORP COM 31428X106   5,163,118 20,410 SH   SOLE   0 0 20,410
MCDONALDS CORP COM 580135101   5,126,361 17,289 SH   SOLE   0 0 17,289
AUTOMATIC DATA PROCESSING IN COM 053015103   5,002,798 21,474 SH   SOLE   0 0 21,474
SYSCO CORP COM 871829107   4,379,756 59,890 SH   SOLE   0 0 59,890
RAYMOND JAMES FINL INC COM 754730109   4,346,604 38,983 SH   SOLE   0 0 38,983
WHIRLPOOL CORP COM 963320106   2,906,650 23,870 SH   SOLE   0 0 23,870
ABBVIE INC COM 00287Y109   2,776,133 17,914 SH   SOLE   0 0 17,914
CATERPILLAR INC COM 149123101   2,672,265 9,038 SH   SOLE   0 0 9,038
FRANKLIN RESOURCES INC COM 354613101   2,485,946 83,449 SH   SOLE   0 0 83,449
JOHNSON & JOHNSON COM 478160104   2,468,812 15,751 SH   SOLE   0 0 15,751
PROCTER AND GAMBLE CO COM 742718109   2,434,616 16,614 SH   SOLE   0 0 16,614
MERCK & CO INC COM 58933Y105   2,251,699 20,654 SH   SOLE   0 0 20,654
JPMORGAN CHASE & CO COM 46625H100   2,240,727 13,173 SH   SOLE   0 0 13,173
DISNEY WALT CO COM 254687106   2,113,508 23,408 SH   SOLE   0 0 23,408
VERIZON COMMUNICATIONS INC COM 92343V104   2,060,066 54,644 SH   SOLE   0 0 54,644
BRISTOL-MYERS SQUIBB CO COM 110122108   2,001,039 38,999 SH   SOLE   0 0 38,999
COCA COLA CO COM 191216100   1,865,842 31,662 SH   SOLE   0 0 31,662
AT&T INC COM 00206R102   1,846,179 110,023 SH   SOLE   0 0 110,023
INTEL CORP COM 458140100   1,828,045 36,379 SH   SOLE   0 0 36,379
CISCO SYS INC COM 17275R102   1,539,698 30,477 SH   SOLE   0 0 30,477
PACKAGING CORP AMER COM 695156109   1,463,095 8,981 SH   SOLE   0 0 8,981
ALLIANT ENERGY CORP COM 018802108   1,351,550 26,346 SH   SOLE   0 0 26,346
WASTE MGMT INC DEL COM 94106L109   1,331,608 7,435 SH   SOLE   0 0 7,435
SOUTHERN CO COM 842587107   1,156,980 16,500 SH   SOLE   0 0 16,500
PAYCHEX INC COM 704326107   1,104,269 9,271 SH   SOLE   0 0 9,271
BLACKSTONE INC COM 09260D107   1,063,725 8,125 SH   SOLE   0 0 8,125
PFIZER INC COM 717081103   1,037,649 36,042 SH   SOLE   0 0 36,042
CONSOLIDATED EDISON INC COM 209115104   956,731 10,517 SH   SOLE   0 0 10,517
ENTERGY CORP NEW COM 29364G103   896,037 8,855 SH   SOLE   0 0 8,855
BANK AMERICA CORP COM 060505104   706,632 20,987 SH   SOLE   0 0 20,987
HOME DEPOT INC COM 437076102   596,759 1,722 SH   SOLE   0 0 1,722
INTERNATIONAL BUSINESS MACHS COM 459200101   562,448 3,439 SH   SOLE   0 0 3,439
WELLS FARGO CO NEW COM 949746101   513,020 10,423 SH   SOLE   0 0 10,423
MARATHON PETE CORP COM 56585A102   456,652 3,078 SH   SOLE   0 0 3,078
DOW INC COM 260557103   422,749 7,709 SH   SOLE   0 0 7,709
COMMERCE BANCSHARES INC COM 200525103   349,408 6,542 SH   SOLE   0 0 6,542
MCKESSON CORP COM 58155Q103   318,993 689 SH   SOLE   0 0 689
BOEING CO COM 097023105   298,977 1,147 SH   SOLE   0 0 1,147
NVIDIA CORPORATION COM 67066G104   287,228 580 SH   SOLE   0 0 580
CSX CORP COM 126408103   263,943 7,613 SH   SOLE   0 0 7,613
AUTOZONE INC COM 053332102   258,561 100 SH   SOLE   0 0 100
TEXAS INSTRS INC COM 882508104   246,656 1,447 SH   SOLE   0 0 1,447
AMERICAN ELEC PWR CO INC COM 025537101   243,660 3,000 SH   SOLE   0 0 3,000
FORD MTR CO DEL COM 345370860   240,984 19,769 SH   SOLE   0 0 19,769
ABBOTT LABS COM 002824100   229,056 2,081 SH   SOLE   0 0 2,081
GENERAL DYNAMICS CORP COM 369550108   223,316 860 SH   SOLE   0 0 860
PATTERSON COS INC COM 703395103   204,243 7,179 SH   SOLE   0 0 7,179
PHILLIPS 66 COM 718546104   201,175 1,511 SH   SOLE   0 0 1,511
REPUBLIC SVCS INC COM 760759100   200,695 1,217 SH   SOLE   0 0 1,217
VERTEX ENERGY INC COM 92534K107   61,095 18,022 SH   SOLE   0 0 18,022
LUMEN TECHNOLOGIES INC COM 550241103   52,071 28,454 SH   SOLE   0 0 28,454
CHUBB LIMITED COM H1467J104   411,998 1,823 SH   SOLE   0 0 1,823
MAGNA INTL INC COM 559222401   284,707 4,819 SH   SOLE   0 0 4,819
CANADIAN PACIFIC KANSAS CITY COM 13646K108   265,721 3,361 SH   SOLE   0 0 3,361
AIRBNB INC COM CL A 009066101   2,582,984 18,973 SH   SOLE   0 0 18,973
US BANCORP DEL COM NEW 902973304   4,654,807 107,551 SH   SOLE   0 0 107,551
DELTA AIR LINES INC DEL COM NEW 247361702   3,139,831 78,047 SH   SOLE   0 0 78,047
DUKE ENERGY CORP NEW COM NEW 26441C204   1,066,858 10,994 SH   SOLE   0 0 10,994
SYLVAMO CORP COMMON STOCK 871332102   303,549 6,181 SH   SOLE   0 0 6,181
ORGANON & CO COMMON STOCK 68622V106   211,152 14,643 SH   SOLE   0 0 14,643
ISHARES TR CORE S&P SCP ETF 464287804   245,728 2,270 SH   SOLE   0 0 2,270
ISHARES TR CORE US AGGBD ET 464287226   9,486,315 95,580 SH   SOLE   0 0 95,580
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   443,210 2,601 SH   SOLE   0 0 2,601
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   2,138,587 23,180 SH   SOLE   0 0 23,180
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,930,389 71,299 SH   SOLE   0 0 71,299
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108   5,588,778 181,808 SH   SOLE   0 0 181,808
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   311,772 2,150 SH   SOLE   0 0 2,150
ISHARES INC MSCI EMERG MRKT 464286533   4,423,685 79,577 SH   SOLE   0 0 79,577
ISHARES TR MSCI EMG MKT ETF 464287234   323,690 8,050 SH   SOLE   0 0 8,050
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   5,703,638 64,550 SH   SOLE   0 0 64,550
ISHARES TR RUS 2000 GRW ETF 464287648   11,366,547 45,066 SH   SOLE   0 0 45,066
ISHARES TR RUS 2000 VAL ETF 464287630   371,549 2,392 SH   SOLE   0 0 2,392
ISHARES TR RUS MD CP GR ETF 464287481   11,013,740 105,435 SH   SOLE   0 0 105,435
PROSHARES TR S&P 500 DV ARIST 74348A467   6,832,314 71,768 SH   SOLE   0 0 71,768
ISHARES TR S&P 500 GRWT ETF 464287309   27,433,880 365,298 SH   SOLE   0 0 365,298
ISHARES TR S&P 500 VAL ETF 464287408   7,819,833 44,970 SH   SOLE   0 0 44,970
ISHARES TR S&P MC 400VL ETF 464287705   6,553,309 57,465 SH   SOLE   0 0 57,465
PROSHARES TR S&P MDCP 400 DIV 74347B680   5,979,402 81,275 SH   SOLE   0 0 81,275
ISHARES TR SELECT DIVID ETF 464287168   4,486,596 38,275 SH   SOLE   0 0 38,275
EATON CORP PLC SHS G29183103   2,222,528 9,229 SH   SOLE   0 0 9,229
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   1,058,906 11,137 SH   SOLE   0 0 11,137
VANGUARD INDEX FDS SM CP VAL ETF 922908611   16,139,350 89,678 SH   SOLE   0 0 89,678
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   7,957,773 73,957 SH   SOLE   0 0 73,957
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   4,313,366 87,377 SH   SOLE   0 0 87,377
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,864,004 16,545 SH   SOLE   0 0 16,545
INVESCO QQQ TR UNIT SER 1 46090E103   202,303 494 SH   SOLE   0 0 494
VANGUARD INDEX FDS VALUE ETF 922908744   549,412 3,675 SH   SOLE   0 0 3,675