The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,194 12,755 SH   SOLE   0 0 12,755
ABBOTT LABS COM 002824100   665 6,871 SH   SOLE   0 0 6,871
ABBVIE INC COM 00287Y109   1,067 7,159 SH   SOLE   0 0 7,159
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   755 2,457 SH   SOLE   0 0 2,457
ADOBE INC COM 00724F101   211 413 SH   SOLE   0 0 413
ALAMOS GOLD INC NEW COM CL A 011532108   150 13,276 SH   SOLE   0 0 13,276
ALPHABET INC CAP STK CL C 02079K107   3,793 28,767 SH   SOLE   0 0 28,767
ALPHABET INC CAP STK CL A 02079K305   2,320 17,728 SH   SOLE   0 0 17,728
ALTRIA GROUP INC COM 02209S103   1,268 30,164 SH   SOLE   0 0 30,164
AMAZON COM INC COM 023135106   2,568 20,204 SH   SOLE   0 0 20,204
AMERICAN EXPRESS CO COM 025816109   754 5,055 SH   SOLE   0 0 5,055
AMERICAN TOWER CORP NEW COM 03027X100   397 2,411 SH   SOLE   0 0 2,411
AMERICAN WTR WKS CO INC NEW COM 030420103   267 2,154 SH   SOLE   0 0 2,154
AMGEN INC COM 031162100   740 2,752 SH   SOLE   0 0 2,752
APPLE INC COM 037833100   78,049 455,867 SH   SOLE   0 0 455,867
APPLIED MATLS INC COM 038222105   202 1,461 SH   SOLE   0 0 1,461
ARES CAPITAL CORP COM 04010L103   289 14,818 SH   SOLE   0 0 14,818
AT&T INC COM 00206R102   1,954 130,120 SH   SOLE   0 0 130,120
AUTOMATIC DATA PROCESSING IN COM 053015103   2,004 8,329 SH   SOLE   0 0 8,329
BABCOCK & WILCOX ENTERPRISES COM 05614L209   46 11,000 SH   SOLE   0 0 11,000
BANK AMERICA CORP COM 060505104   689 25,169 SH   SOLE   0 0 25,169
BARRICK GOLD CORP COM 067901108   242 16,619 SH   SOLE   0 0 16,619
BECTON DICKINSON & CO COM 075887109   300 1,160 SH   SOLE   0 0 1,160
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   10,737 30,651 SH   SOLE   0 0 30,651
BLACKSTONE INC COM 09260D107   282 2,633 SH   SOLE   0 0 2,633
BOEING CO COM 097023105   502 2,622 SH   SOLE   0 0 2,622
BP PLC SPONSORED ADR 055622104   368 9,515 SH   SOLE   0 0 9,515
BRISTOL-MYERS SQUIBB CO COM 110122108   2,913 50,196 SH   SOLE   0 0 50,196
BROADCOM INC COM 11135F101   508 612 SH   SOLE   0 0 612
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   590 3,295 SH   SOLE   0 0 3,295
CABOT CORP COM 127055101   208 3,000 SH   SOLE   0 0 3,000
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   1,532 57,862 SH   SOLE   0 0 57,862
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   2,106 96,853 SH   SOLE   0 0 96,853
CATERPILLAR INC COM 149123101   968 3,547 SH   SOLE   0 0 3,547
CHEVRON CORP NEW COM 166764100   2,231 13,229 SH   SOLE   0 0 13,229
CHUBB LIMITED COM H1467J104   223 1,074 SH   SOLE   0 0 1,074
CHURCH & DWIGHT CO INC COM 171340102   430 4,696 SH   SOLE   0 0 4,696
CISCO SYS INC COM 17275R102   1,445 26,882 SH   SOLE   0 0 26,882
CITIGROUP INC COM NEW 172967424   218 5,289 SH   SOLE   0 0 5,289
COCA COLA CO COM 191216100   675 12,049 SH   SOLE   0 0 12,049
COHEN & STEERS QUALITY INCOM COM 19247L106   312 30,877 SH   SOLE   0 0 30,877
COLGATE PALMOLIVE CO COM 194162103   376 5,294 SH   SOLE   0 0 5,294
COLUMBIA FINL INC COM 197641103   902 57,409 SH   SOLE   0 0 57,409
COMCAST CORP NEW CL A 20030N101   878 19,805 SH   SOLE   0 0 19,805
COMMERCE BANCSHARES INC COM 200525103   240 5,000 SH   SOLE   0 0 5,000
CONOCOPHILLIPS COM 20825C104   618 5,157 SH   SOLE   0 0 5,157
CONSOLIDATED EDISON INC COM 209115104   473 5,526 SH   SOLE   0 0 5,526
CONSTELLATION BRANDS INC CL A 21036P108   358 1,424 SH   SOLE   0 0 1,424
COPART INC COM 217204106   348 8,068 SH   SOLE   0 0 8,068
COSTCO WHSL CORP NEW COM 22160K105   1,511 2,675 SH   SOLE   0 0 2,675
COTERRA ENERGY INC COM 127097103   464 17,164 SH   SOLE   0 0 17,164
CURIOSITYSTREAM INC COM CL A 23130Q107   35 49,800 SH   SOLE   0 0 49,800
CVS HEALTH CORP COM 126650100   293 4,195 SH   SOLE   0 0 4,195
DANAHER CORPORATION COM 235851102   1,481 5,970 SH   SOLE   0 0 5,970
DEERE & CO COM 244199105   284 752 SH   SOLE   0 0 752
DIREXION SHS ETF TR DRX S&P500BULL 25459W862   313 4,000 SH   SOLE   0 0 4,000
DISNEY WALT CO COM 254687106   1,348 16,638 SH   SOLE   0 0 16,638
DOMINION ENERGY INC COM 25746U109   295 6,598 SH   SOLE   0 0 6,598
DOW INC COM 260557103   1,141 22,120 SH   SOLE   0 0 22,120
DUKE ENERGY CORP NEW COM NEW 26441C204   617 6,991 SH   SOLE   0 0 6,991
DUPONT DE NEMOURS INC COM 26614N102   211 2,835 SH   SOLE   0 0 2,835
ELI LILLY & CO COM 532457108   3,664 6,821 SH   SOLE   0 0 6,821
EMERSON ELEC CO COM 291011104   215 2,222 SH   SOLE   0 0 2,222
EMPIRE ST RLTY OP L P UNIT LTD PRT 250 292102308   116 16,150 SH   SOLE   0 0 16,150
EMPIRE ST RLTY TR INC CL A 292104106   155 19,238 SH   SOLE   0 0 19,238
ENERGY FUELS INC COM NEW 292671708   265 32,190 SH   SOLE   0 0 32,190
ENTERPRISE PRODS PARTNERS L COM 293792107   263 9,603 SH   SOLE   0 0 9,603
ENTHUSIAST GAMING HLDGS INC COM 29385B109   8 23,231 SH   SOLE   0 0 23,231
ESPERION THERAPEUTICS INC NE COM 29664W105   23 23,150 SH   SOLE   0 0 23,150
EXXON MOBIL CORP COM 30231G102   6,518 55,434 SH   SOLE   0 0 55,434
FEDEX CORP COM 31428X106   369 1,394 SH   SOLE   0 0 1,394
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   297 5,710 SH   SOLE   0 0 5,710
FINGERMOTION INC COM 31788K108   70 11,300 SH   SOLE   0 0 11,300
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   279 17,500 SH   SOLE   0 0 17,500
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   320 7,000 SH   SOLE   0 0 7,000
FIRST TR NASDAQ 100 TECH IND SHS 337345102   514 3,535 SH   SOLE   0 0 3,535
FISERV INC COM 337738108   598 5,293 SH   SOLE   0 0 5,293
FORD MTR CO DEL COM 345370860   230 18,514 SH   SOLE   0 0 18,514
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   787 11,563 SH   SOLE   0 0 11,563
GENERAL ELECTRIC CO COM NEW 369604301   1,386 12,539 SH   SOLE   0 0 12,539
GENERAL MLS INC COM 370334104   329 5,145 SH   SOLE   0 0 5,145
GILEAD SCIENCES INC COM 375558103   357 4,762 SH   SOLE   0 0 4,762
GLOBAL PMTS INC COM 37940X102   309 2,675 SH   SOLE   0 0 2,675
GLOBAL X FDS GLB X MLP ENRG I 37954Y293   606 14,296 SH   SOLE   0 0 14,296
GOLDMAN SACHS GROUP INC COM 38141G104   339 1,048 SH   SOLE   0 0 1,048
GSK PLC SPONSORED ADR 37733W204   290 8,009 SH   SOLE   0 0 8,009
HALEON PLC SPON ADS 405552100   91 10,949 SH   SOLE   0 0 10,949
HALLIBURTON CO COM 406216101   497 12,274 SH   SOLE   0 0 12,274
HOME DEPOT INC COM 437076102   739 2,446 SH   SOLE   0 0 2,446
HONEYWELL INTL INC COM 438516106   1,235 6,684 SH   SOLE   0 0 6,684
IDEXX LABS INC COM 45168D104   622 1,422 SH   SOLE   0 0 1,422
INTEL CORP COM 458140100   584 16,420 SH   SOLE   0 0 16,420
INTERNATIONAL BUSINESS MACHS COM 459200101   1,048 7,468 SH   SOLE   0 0 7,468
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   301 4,421 SH   SOLE   0 0 4,421
INTUIT COM 461202103   730 1,428 SH   SOLE   0 0 1,428
INTUITIVE SURGICAL INC COM NEW 46120E602   252 862 SH   SOLE   0 0 862
INVESCO QQQ TR UNIT SER 1 46090E103   852 2,378 SH   SOLE   0 0 2,378
ISHARES TR RUSSELL 2000 ETF 464287655   1,751 9,905 SH   SOLE   0 0 9,905
ISHARES TR CORE S&P500 ETF 464287200   1,571 3,658 SH   SOLE   0 0 3,658
ISHARES TR CORE 1 5 YR USD 46432F859   1,320 28,468 SH   SOLE   0 0 28,468
ISHARES TR CORE S&P SCP ETF 464287804   1,075 11,393 SH   SOLE   0 0 11,393
ISHARES TR S&P 500 GRWT ETF 464287309   923 13,484 SH   SOLE   0 0 13,484
ISHARES TR RUS 1000 GRW ETF 464287614   907 3,410 SH   SOLE   0 0 3,410
ISHARES TR GLOBAL ENERG ETF 464287341   484 11,740 SH   SOLE   0 0 11,740
ISHARES TR RUS 2000 VAL ETF 464287630   392 2,891 SH   SOLE   0 0 2,891
ISHARES TR U.S. FINLS ETF 464287788   340 4,548 SH   SOLE   0 0 4,548
ISHARES TR CORE S&P MCP ETF 464287507   313 1,256 SH   SOLE   0 0 1,256
ISHARES TR RUS 1000 VAL ETF 464287598   312 2,058 SH   SOLE   0 0 2,058
ISHARES TR RUS MD CP GR ETF 464287481   292 3,191 SH   SOLE   0 0 3,191
ISHARES TR RUS 2000 GRW ETF 464287648   215 958 SH   SOLE   0 0 958
ISHARES TR RUS MDCP VAL ETF 464287473   206 1,973 SH   SOLE   0 0 1,973
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,440 28,694 SH   SOLE   0 0 28,694
JOHNSON & JOHNSON COM 478160104   4,054 26,030 SH   SOLE   0 0 26,030
JPMORGAN CHASE & CO COM 46625H100   3,415 23,549 SH   SOLE   0 0 23,549
LAM RESEARCH CORP COM 512807108   327 521 SH   SOLE   0 0 521
LINDE PLC SHS G54950103   449 1,205 SH   SOLE   0 0 1,205
LOCKHEED MARTIN CORP COM 539830109   241 590 SH   SOLE   0 0 590
MARSH & MCLENNAN COS INC COM 571748102   583 3,062 SH   SOLE   0 0 3,062
MASTERCARD INCORPORATED CL A 57636Q104   1,833 4,630 SH   SOLE   0 0 4,630
MCDONALDS CORP COM 580135101   658 2,499 SH   SOLE   0 0 2,499
MEDTRONIC PLC SHS G5960L103   269 3,436 SH   SOLE   0 0 3,436
MERCK & CO INC COM 58933Y105   3,207 31,153 SH   SOLE   0 0 31,153
META PLATFORMS INC CL A 30303M102   1,087 3,622 SH   SOLE   0 0 3,622
METLIFE INC COM 59156R108   451 7,171 SH   SOLE   0 0 7,171
MICROSOFT CORP COM 594918104   15,881 50,296 SH   SOLE   0 0 50,296
MONDELEZ INTL INC CL A 609207105   232 3,346 SH   SOLE   0 0 3,346
MORGAN STANLEY COM NEW 617446448   273 3,349 SH   SOLE   0 0 3,349
NETFLIX INC COM 64110L106   477 1,264 SH   SOLE   0 0 1,264
NEW YORK CMNTY BANCORP INC COM 649445103   123 10,867 SH   SOLE   0 0 10,867
NEWBURY STREET ACQUISITN COR *W EXP 04/30/202 65101L112   7 50,271 SH   SOLE   0 0 50,271
NEXTERA ENERGY INC COM 65339F101   578 10,083 SH   SOLE   0 0 10,083
NIKE INC CL B 654106103   593 6,198 SH   SOLE   0 0 6,198
NOVARTIS AG SPONSORED ADR 66987V109   221 2,173 SH   SOLE   0 0 2,173
NOVO-NORDISK A S ADR 670100205   2,286 25,134 SH   SOLE   0 0 25,134
NUSCALE PWR CORP CL A COM 67079K100   67 13,600 SH   SOLE   0 0 13,600
NVIDIA CORPORATION COM 67066G104   1,609 3,698 SH   SOLE   0 0 3,698
OCCIDENTAL PETE CORP COM 674599105   287 4,431 SH   SOLE   0 0 4,431
ORACLE CORP COM 68389X105   1,684 15,903 SH   SOLE   0 0 15,903
PALO ALTO NETWORKS INC COM 697435105   528 2,250 SH   SOLE   0 0 2,250
PEAPACK-GLADSTONE FINL CORP COM 704699107   214 8,329 SH   SOLE   0 0 8,329
PEPSICO INC COM 713448108   1,409 8,317 SH   SOLE   0 0 8,317
PFIZER INC COM 717081103   3,452 104,078 SH   SOLE   0 0 104,078
PGIM ETF TR PGIM ULTRA SH BD 69344A107   458 9,248 SH   SOLE   0 0 9,248
PHILIP MORRIS INTL INC COM 718172109   425 4,593 SH   SOLE   0 0 4,593
PHILLIPS 66 COM 718546104   296 2,462 SH   SOLE   0 0 2,462
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   2,576 25,725 SH   SOLE   0 0 25,725
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   1,116 11,900 SH   SOLE   0 0 11,900
PIONEER NAT RES CO COM 723787107   314 1,369 SH   SOLE   0 0 1,369
PROCTER AND GAMBLE CO COM 742718109   3,701 25,375 SH   SOLE   0 0 25,375
PRUDENTIAL FINL INC COM 744320102   302 3,179 SH   SOLE   0 0 3,179
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   1,122 19,721 SH   SOLE   0 0 19,721
QUALCOMM INC COM 747525103   549 4,940 SH   SOLE   0 0 4,940
REGENERON PHARMACEUTICALS COM 75886F107   542 659 SH   SOLE   0 0 659
RTX CORPORATION COM 75513E101   236 3,280 SH   SOLE   0 0 3,280
SALESFORCE INC COM 79466L302   224 1,105 SH   SOLE   0 0 1,105
SCHLUMBERGER LTD COM STK 806857108   245 4,209 SH   SOLE   0 0 4,209
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   419 6,188 SH   SOLE   0 0 6,188
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   392 5,397 SH   SOLE   0 0 5,397
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   261 5,167 SH   SOLE   0 0 5,167
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   222 6,542 SH   SOLE   0 0 6,542
SEELOS THERAPEUTICS INC COM 81577F109   4 20,000 SH   SOLE   0 0 20,000
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   444 3,451 SH   SOLE   0 0 3,451
SELECT SECTOR SPDR TR ENERGY 81369Y506   381 4,215 SH   SOLE   0 0 4,215
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   297 1,812 SH   SOLE   0 0 1,812
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   280 8,442 SH   SOLE   0 0 8,442
SHERWIN WILLIAMS CO COM 824348106   302 1,183 SH   SOLE   0 0 1,183
SOUTHERN CO COM 842587107   473 7,302 SH   SOLE   0 0 7,302
SPDR GOLD TR GOLD SHS 78463V107   539 3,145 SH   SOLE   0 0 3,145
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,074 2,513 SH   SOLE   0 0 2,513
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   2,112 4,626 SH   SOLE   0 0 4,626
SPDR SER TR BBG CONV SEC ETF 78464A359   547 8,062 SH   SOLE   0 0 8,062
SPDR SER TR PRTFLO S&P500 GW 78464A409   346 5,833 SH   SOLE   0 0 5,833
SPDR SER TR S&P HOMEBUILD 78464A888   208 2,711 SH   SOLE   0 0 2,711
STARBUCKS CORP COM 855244109   640 7,008 SH   SOLE   0 0 7,008
STRYKER CORPORATION COM 863667101   899 3,291 SH   SOLE   0 0 3,291
TERAWULF INC COM 88080T104   23 18,000 SH   SOLE   0 0 18,000
TESLA INC COM 88160R101   1,539 6,150 SH   SOLE   0 0 6,150
TEXAS INSTRS INC COM 882508104   245 1,541 SH   SOLE   0 0 1,541
THERMO FISHER SCIENTIFIC INC COM 883556102   446 881 SH   SOLE   0 0 881
TJX COS INC NEW COM 872540109   838 9,433 SH   SOLE   0 0 9,433
T-MOBILE US INC COM 872590104   211 1,507 SH   SOLE   0 0 1,507
TOTALENERGIES SE SPONSORED ADS 89151E109   436 6,635 SH   SOLE   0 0 6,635
UNION PAC CORP COM 907818108   649 3,187 SH   SOLE   0 0 3,187
UNITED PARCEL SERVICE INC CL B 911312106   733 4,700 SH   SOLE   0 0 4,700
UNITEDHEALTH GROUP INC COM 91324P102   791 1,569 SH   SOLE   0 0 1,569
VALLEY NATL BANCORP COM 919794107   561 65,483 SH   SOLE   0 0 65,483
VANGUARD BD INDEX FDS INTERMED TERM 921937819   409 5,656 SH   SOLE   0 0 5,656
VANGUARD INDEX FDS GROWTH ETF 922908736   11,172 41,029 SH   SOLE   0 0 41,029
VANGUARD INDEX FDS VALUE ETF 922908744   4,592 33,289 SH   SOLE   0 0 33,289
VANGUARD INDEX FDS TOTAL STK MKT 922908769   575 2,708 SH   SOLE   0 0 2,708
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   375 955 SH   SOLE   0 0 955
VANGUARD INDEX FDS SMALL CP ETF 922908751   307 1,623 SH   SOLE   0 0 1,623
VANGUARD INDEX FDS SML CP GRW ETF 922908595   214 1,001 SH   SOLE   0 0 1,001
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   222 2,960 SH   SOLE   0 0 2,960
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   262 1,684 SH   SOLE   0 0 1,684
VANGUARD STAR FDS VG TL INTL STK F 921909768   926 17,296 SH   SOLE   0 0 17,296
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   754 7,298 SH   SOLE   0 0 7,298
VANGUARD WORLD FDS INF TECH ETF 92204A702   6,823 16,445 SH   SOLE   0 0 16,445
VANGUARD WORLD FDS ENERGY ETF 92204A306   2,647 20,889 SH   SOLE   0 0 20,889
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   2,323 9,881 SH   SOLE   0 0 9,881
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   861 4,416 SH   SOLE   0 0 4,416
VANGUARD WORLD FDS UTILITIES ETF 92204A876   415 3,250 SH   SOLE   0 0 3,250
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   230 2,869 SH   SOLE   0 0 2,869
VERIZON COMMUNICATIONS INC COM 92343V104   2,713 83,699 SH   SOLE   0 0 83,699
VISA INC COM CL A 92826C839   1,465 6,368 SH   SOLE   0 0 6,368
WALMART INC COM 931142103   852 5,325 SH   SOLE   0 0 5,325
WARNER BROS DISCOVERY INC COM SER A 934423104   223 20,517 SH   SOLE   0 0 20,517
WASTE MGMT INC DEL COM 94106L109   324 2,127 SH   SOLE   0 0 2,127
WATSCO INC COM 942622200   347 920 SH   SOLE   0 0 920
WELLS FARGO CO NEW COM 949746101   492 12,039 SH   SOLE   0 0 12,039