<SEC-DOCUMENT>0001172661-25-000202.txt : 20250115
<SEC-HEADER>0001172661-25-000202.hdr.sgml : 20250115
<ACCEPTANCE-DATETIME>20250115171822
ACCESSION NUMBER:		0001172661-25-000202
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20241231
FILED AS OF DATE:		20250115
DATE AS OF CHANGE:		20250115
EFFECTIVENESS DATE:		20250115

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Walker Financial Services, Inc.
		CENTRAL INDEX KEY:			0001965479
		ORGANIZATION NAME:           	
		IRS NUMBER:				611275035
		STATE OF INCORPORATION:			KY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-23217
		FILM NUMBER:		25533715

	BUSINESS ADDRESS:	
		STREET 1:		2451 INDUSTRIAL DR
		CITY:			BOWLING GREEN
		STATE:			KY
		ZIP:			42101-4082
		BUSINESS PHONE:		8774999255

	MAIL ADDRESS:	
		STREET 1:		2451 INDUSTRIAL DR
		CITY:			BOWLING GREEN
		STATE:			KY
		ZIP:			42101-4082
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
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        <credentials>
          <cik>0001965479</cik>
          <ccc>XXXXXXXX</ccc>
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      <periodOfReport>12-31-2024</periodOfReport>
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    <coverPage>
      <reportCalendarOrQuarter>12-31-2024</reportCalendarOrQuarter>
      <isAmendment>false</isAmendment>
      <filingManager>
        <name>Walker Financial Services, Inc.</name>
        <address>
          <ns1:street1>2451 Industrial Dr</ns1:street1>
          <ns1:city>Bowling Green</ns1:city>
          <ns1:stateOrCountry>KY</ns1:stateOrCountry>
          <ns1:zipCode>42101-4082</ns1:zipCode>
        </address>
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      <reportType>13F HOLDINGS REPORT</reportType>
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      <secFileNumber>801-120466</secFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>CARL JURGENS</name>
      <title>CHIEF COMPLIANCE OFFICER</title>
      <phone>270-843-9380</phone>
      <signature>/s/ CARL JURGENS</signature>
      <city>BOWLING GREEN</city>
      <stateOrCountry>KY</stateOrCountry>
      <signatureDate>01-15-2025</signatureDate>
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    <nameOfIssuer>COCA COLA CO</nameOfIssuer>
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    <nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>22160K105</cusip>
    <value>278644</value>
    <shrsOrPrnAmt>
      <sshPrnamt>304</sshPrnamt>
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    <votingAuthority>
      <Sole>304</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
    <titleOfClass>CONSMR STAPLES</titleOfClass>
    <cusip>316092303</cusip>
    <value>1792285</value>
    <shrsOrPrnAmt>
      <sshPrnamt>36259</sshPrnamt>
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      <Sole>36259</Sole>
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      <None>0</None>
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    <nameOfIssuer>FIDELITY MERRIMACK STR TR</nameOfIssuer>
    <titleOfClass>TOTAL BD ETF</titleOfClass>
    <cusip>316188309</cusip>
    <value>16222673</value>
    <shrsOrPrnAmt>
      <sshPrnamt>361548</sshPrnamt>
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    <titleOfClass>COM</titleOfClass>
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    </votingAuthority>
  </infoTable>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
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    <value>719267</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7960</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7960</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
</informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>