The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   424,711 2,628 SH   SOLE   0 0 2,628
ALPHABET INC CAP STK CL C 02079K107   201,417 2,270 SH   SOLE   0 0 2,270
ALPHABET INC CAP STK CL A 02079K305   387,683 4,394 SH   SOLE   0 0 4,394
AMAZON COM INC COM 023135106   202,860 2,415 SH   SOLE   0 0 2,415
AVEO PHARMACEUTICALS INC COM NEW 053588307   149,500 10,000 SH   SOLE   0 0 10,000
BOEING CO COM 097023105   320,023 1,680 SH   SOLE   0 0 1,680
BRISTOL-MYERS SQUIBB CO COM 110122108   397,668 5,527 SH   SOLE   0 0 5,527
BROADCOM INC COM 11135F101   253,845 454 SH   SOLE   0 0 454
CHEVRON CORP NEW COM 166764100   567,095 3,159 SH   SOLE   0 0 3,159
CITIGROUP INC COM NEW 172967424   260,841 5,767 SH   SOLE   0 0 5,767
CITIZENS FINL GROUP INC COM 174610105   245,944 6,247 SH   SOLE   0 0 6,247
CMS ENERGY CORP COM 125896100   257,183 4,061 SH   SOLE   0 0 4,061
CONOCOPHILLIPS COM 20825C104   358,130 3,035 SH   SOLE   0 0 3,035
CVS HEALTH CORP COM 126650100   320,108 3,435 SH   SOLE   0 0 3,435
DISNEY WALT CO COM 254687106   207,643 2,390 SH   SOLE   0 0 2,390
DTE ENERGY CO COM 233331107   308,046 2,621 SH   SOLE   0 0 2,621
FIDELITY NATL INFORMATION SV COM 31620M106   200,293 2,952 SH   SOLE   0 0 2,952
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   387,922 3,150 SH   SOLE   0 0 3,150
FISERV INC COM 337738108   863,037 8,539 SH   SOLE   0 0 8,539
HOME DEPOT INC COM 437076102   499,877 1,583 SH   SOLE   0 0 1,583
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   288,405 14,048 SH   SOLE   0 0 14,048
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   305,840 27,356 SH   SOLE   0 0 27,356
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   230,897 3,613 SH   SOLE   0 0 3,613
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   1,305,362 8,610 SH   SOLE   0 0 8,610
INVESCO QQQ TR UNIT SER 1 46090E103   646,528 2,428 SH   SOLE   0 0 2,428
ISHARES TR CORE 1 5 YR USD 46432F859   6,011,147 129,439 SH   SOLE   0 0 129,439
ISHARES TR CORE MSCI TOTAL 46432F834   4,508,484 77,894 SH   SOLE   0 0 77,894
ISHARES TR CORE US AGGBD ET 464287226   17,481,339 180,239 SH   SOLE   0 0 180,239
ISHARES TR CORE MSCI EAFE 46432F842   6,001,270 97,360 SH   SOLE   0 0 97,360
ISHARES TR CORE S&P500 ETF 464287200   2,440,502 6,352 SH   SOLE   0 0 6,352
ISHARES TR CORE S&P SCP ETF 464287804   1,975,231 20,871 SH   SOLE   0 0 20,871
ISHARES TR S&P 500 GRWT ETF 464287309   3,832,756 65,517 SH   SOLE   0 0 65,517
ISHARES TR TIPS BD ETF 464287176   265,674 2,496 SH   SOLE   0 0 2,496
ISHARES TR 0-5 YR TIPS ETF 46429B747   239,685 2,472 SH   SOLE   0 0 2,472
ISHARES TR 3 7 YR TREAS BD 464288661   313,994 2,733 SH   SOLE   0 0 2,733
ISHARES TR ISHS 5-10YR INVT 464288638   505,448 10,209 SH   SOLE   0 0 10,209
ISHARES TR CORE TOTAL USD 46434V613   356,520 7,935 SH   SOLE   0 0 7,935
ISHARES TR IBOXX HI YD ETF 464288513   320,217 4,349 SH   SOLE   0 0 4,349
ISHARES TR INTL SEL DIV ETF 464288448   311,552 11,471 SH   SOLE   0 0 11,471
ISHARES TR MBS ETF 464288588   1,903,416 20,522 SH   SOLE   0 0 20,522
ISHARES TR MSCI EMG MKT ETF 464287234   1,050,626 27,721 SH   SOLE   0 0 27,721
ISHARES TR S&P 500 VAL ETF 464287408   534,243 3,683 SH   SOLE   0 0 3,683
ISHARES TR U.S. MED DVC ETF 464288810   415,440 7,903 SH   SOLE   0 0 7,903
ISHARES TR US TREAS BD ETF 46429B267   276,207 12,157 SH   SOLE   0 0 12,157
ISHARES TR MSCI EAFE ETF 464287465   202,828 3,090 SH   SOLE   0 0 3,090
ISHARES TR NATIONAL MUN ETF 464288414   640,295 6,068 SH   SOLE   0 0 6,068
ISHARES TR SHRT NAT MUN ETF 464288158   441,896 4,238 SH   SOLE   0 0 4,238
JOHNSON & JOHNSON COM 478160104   405,058 2,293 SH   SOLE   0 0 2,293
JPMORGAN CHASE & CO COM 46625H100   321,304 2,396 SH   SOLE   0 0 2,396
KEURIG DR PEPPER INC COM 49271V100   231,469 6,491 SH   SOLE   0 0 6,491
MCDONALDS CORP COM 580135101   346,805 1,316 SH   SOLE   0 0 1,316
METLIFE INC COM 59156R108   331,889 4,586 SH   SOLE   0 0 4,586
MICROSOFT CORP COM 594918104   202,928 846 SH   SOLE   0 0 846
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106   274,052 3,910 SH   SOLE   0 0 3,910
NUVEEN DYNAMIC MUN OPPORTUNI COM SHS 67079X102   267,582 26,920 SH   SOLE   0 0 26,920
PFIZER INC COM 717081103   545,347 10,643 SH   SOLE   0 0 10,643
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   929,018 10,408 SH   SOLE   0 0 10,408
PROCTER AND GAMBLE CO COM 742718109   501,057 3,306 SH   SOLE   0 0 3,306
QUALCOMM INC COM 747525103   296,948 2,701 SH   SOLE   0 0 2,701
REALTY INCOME CORP COM 756109104   289,685 4,567 SH   SOLE   0 0 4,567
S&P GLOBAL INC COM 78409V104   362,121 1,081 SH   SOLE   0 0 1,081
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   5,909,240 90,066 SH   SOLE   0 0 90,066
SCHWAB STRATEGIC TR US TIPS ETF 808524870   288,211 5,565 SH   SOLE   0 0 5,565
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434   271,399 4,234 SH   SOLE   0 0 4,234
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   513,846 15,590 SH   SOLE   0 0 15,590
SPDR S&P 500 ETF TR TR UNIT 78462F103   10,978,418 28,707 SH   SOLE   0 0 28,707
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,354,052 3,058 SH   SOLE   0 0 3,058
SPDR SER TR PORTFOLIO S&P500 78464A854   838,901 18,651 SH   SOLE   0 0 18,651
SPDR SER TR PORTFLI INTRMDIT 78464A672   10,565,544 374,134 SH   SOLE   0 0 374,134
SPDR SER TR S&P DIVID ETF 78464A763   2,503,201 20,008 SH   SOLE   0 0 20,008
SPDR SER TR PRTFLO S&P500 HI 78468R788   405,655 10,249 SH   SOLE   0 0 10,249
SPDR SER TR PRTFLO S&P500 GW 78464A409   2,757,121 54,413 SH   SOLE   0 0 54,413
SPDR SER TR NUVEEN BLMBRG SH 78468R739   228,511 4,864 SH   SOLE   0 0 4,864
SYSCO CORP COM 871829107   215,971 2,825 SH   SOLE   0 0 2,825
TE CONNECTIVITY LTD SHS H84989104   285,163 2,484 SH   SOLE   0 0 2,484
TESLA INC COM 88160R101   436,427 3,543 SH   SOLE   0 0 3,543
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   243,564 1,739 SH   SOLE   0 0 1,739
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,732,350 24,114 SH   SOLE   0 0 24,114
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   292,613 3,887 SH   SOLE   0 0 3,887
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,033,271 13,903 SH   SOLE   0 0 13,903
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,567,725 13,990 SH   SOLE   0 0 13,990
VANGUARD INDEX FDS VALUE ETF 922908744   9,861,091 70,251 SH   SOLE   0 0 70,251
VANGUARD INDEX FDS MID CAP ETF 922908629   3,596,635 17,647 SH   SOLE   0 0 17,647
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   7,625,835 21,705 SH   SOLE   0 0 21,705
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   292,981 5,920 SH   SOLE   0 0 5,920
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   309,575 3,994 SH   SOLE   0 0 3,994
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   1,160,261 16,488 SH   SOLE   0 0 16,488
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,501,872 33,274 SH   SOLE   0 0 33,274
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,825,612 18,608 SH   SOLE   0 0 18,608
VICI PPTYS INC COM 925652109   334,951 10,338 SH   SOLE   0 0 10,338
VISA INC COM CL A 92826C839   245,780 1,183 SH   SOLE   0 0 1,183
WP CAREY INC COM 92936U109   256,332 3,280 SH   SOLE   0 0 3,280
ZOETIS INC CL A 98978V103   212,937 1,453 SH   SOLE   0 0 1,453