The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   210,263 693 SH   SOLE   0 0 693
ALCOA CORP COM 013872106   200,491 5,040 SH   SOLE   0 0 5,040
ALPHABET INC CAP STK CL A 02079K305   663,026 3,640 SH   SOLE   0 0 3,640
ALPHABET INC CAP STK CL C 02079K107   1,304,850 7,114 SH   SOLE   0 0 7,114
AMAZON COM INC COM 023135106   2,806,913 14,525 SH   SOLE   0 0 14,525
APPLE INC COM 037833100   3,492,286 16,581 SH   SOLE   0 0 16,581
ARISTA NETWORKS INC COM 040413106   513,453 1,465 SH   SOLE   0 0 1,465
BANK MONTREAL QUE COM 063671101   335,400 4,000 SH   SOLE   0 0 4,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,348,542 3,315 SH   SOLE   0 0 3,315
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   9,261,732 197,310 SH   SOLE   0 0 197,310
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   993,049 19,024 SH   SOLE   0 0 19,024
BLACKSTONE INC COM 09260D107   209,841 1,695 SH   SOLE   0 0 1,695
BROADCOM INC COM 11135F101   465,604 290 SH   SOLE   0 0 290
CATERPILLAR INC COM 149123101   2,013,923 6,046 SH   SOLE   0 0 6,046
CHEVRON CORP NEW COM 166764100   315,580 2,018 SH   SOLE   0 0 2,018
CHIPOTLE MEXICAN GRILL INC COM 169656105   426,020 6,800 SH   SOLE   0 0 6,800
COINBASE GLOBAL INC COM CL A 19260Q107   255,342 1,149 SH   SOLE   0 0 1,149
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   4,002,321 125,386 SH   SOLE   0 0 125,386
COSTCO WHSL CORP NEW COM 22160K105   222,354 262 SH   SOLE   0 0 262
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,224,098 34,059 SH   SOLE   0 0 34,059
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   557,362 9,277 SH   SOLE   0 0 9,277
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   208,616 8,470 SH   SOLE   0 0 8,470
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,297,576 102,132 SH   SOLE   0 0 102,132
GLOBAL X FDS GLBL X MLP ETF 37954Y343   494,070 10,187 SH   SOLE   0 0 10,187
GRAINGER W W INC COM 384802104   252,627 280 SH   SOLE   0 0 280
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   574,406 10,789 SH   SOLE   0 0 10,789
HOME DEPOT INC COM 437076102   446,135 1,296 SH   SOLE   0 0 1,296
INVESCO QQQ TR UNIT SER 1 46090E103   7,744,534 16,164 SH   SOLE   0 0 16,164
ISHARES INC MSCI EMRG CHN 46434G764   712,768 12,040 SH   SOLE   0 0 12,040
ISHARES INC CORE MSCI EMKT 46434G103   1,298,020 24,248 SH   SOLE   0 0 24,248
ISHARES TR CORE MSCI EAFE 46432F842   817,291 11,251 SH   SOLE   0 0 11,251
ISHARES TR TIPS BD ETF 464287176   852,004 7,979 SH   SOLE   0 0 7,979
ISHARES TR S&P 500 GRWT ETF 464287309   1,074,297 11,609 SH   SOLE   0 0 11,609
ISHARES TR CORE MSCI TOTAL 46432F834   477,784 7,072 SH   SOLE   0 0 7,072
ISHARES TR 20 YR TR BD ETF 464287432   1,888,017 20,571 SH   SOLE   0 0 20,571
ISHARES TR MBS ETF 464288588   2,091,874 22,785 SH   SOLE   0 0 22,785
ISHARES TR CORE S&P500 ETF 464287200   42,613,466 77,871 SH   SOLE   0 0 77,871
ISHARES TR CORE S&P SCP ETF 464287804   879,218 8,243 SH   SOLE   0 0 8,243
ISHARES TR CORE S&P MCP ETF 464287507   1,413,258 24,150 SH   SOLE   0 0 24,150
ISHARES TR CORE S&P TTL STK 464287150   712,205 5,996 SH   SOLE   0 0 5,996
ISHARES TR SHRT NAT MUN ETF 464288158   248,097 2,373 SH   SOLE   0 0 2,373
ISHARES TR HIGH YLD SYSTM B 46435G250   426,606 9,186 SH   SOLE   0 0 9,186
ISHARES TR MSCI USA QLT FCT 46432F339   10,406,341 60,941 SH   SOLE   0 0 60,941
ISHARES TR 10-20 YR TRS ETF 464288653   800,549 7,795 SH   SOLE   0 0 7,795
ISHARES TR RUS 1000 GRW ETF 464287614   1,208,351 3,315 SH   SOLE   0 0 3,315
ISHARES TR EAFE GRWTH ETF 464288885   9,287,310 90,785 SH   SOLE   0 0 90,785
ISHARES TR CORE MSCI INTL 46435G326   365,090 5,562 SH   SOLE   0 0 5,562
ISHARES TR US INFRASTRUC 46435U713   1,880,349 44,643 SH   SOLE   0 0 44,643
ISHARES TR GLOBAL ENERG ETF 464287341   591,808 14,257 SH   SOLE   0 0 14,257
ISHARES TR CORE US AGGBD ET 464287226   12,333,764 127,061 SH   SOLE   0 0 127,061
ISHARES TR IBOXX INV CP ETF 464287242   425,481 3,972 SH   SOLE   0 0 3,972
ISHARES TR EAFE VALUE ETF 464288877   4,029,891 75,978 SH   SOLE   0 0 75,978
ISHARES TR CORE MSCI EURO 46434V738   508,336 8,926 SH   SOLE   0 0 8,926
ISHARES TR NATIONAL MUN ETF 464288414   5,117,418 48,028 SH   SOLE   0 0 48,028
ISHARES TR S&P 100 ETF 464287101   1,243,532 4,705 SH   SOLE   0 0 4,705
ISHARES TR SP SMCP600VL ETF 464287879   206,212 2,120 SH   SOLE   0 0 2,120
ISHARES TR MSCI EAFE ETF 464287465   478,205 6,105 SH   SOLE   0 0 6,105
ISHARES TR HDG MSCI EAFE 46434V803   2,123,842 59,734 SH   SOLE   0 0 59,734
ISHARES TR S&P 500 VAL ETF 464287408   966,291 5,309 SH   SOLE   0 0 5,309
JOHNSON & JOHNSON COM 478160104   208,132 1,424 SH   SOLE   0 0 1,424
JPMORGAN CHASE & CO. COM 46625H100   861,021 4,257 SH   SOLE   0 0 4,257
KKR & CO INC COM 48251W104   437,483 4,157 SH   SOLE   0 0 4,157
LAM RESEARCH CORP COM 512807108   697,477 655 SH   SOLE   0 0 655
MASTERCARD INCORPORATED CL A 57636Q104   246,608 559 SH   SOLE   0 0 559
MCDONALDS CORP COM 580135101   209,224 821 SH   SOLE   0 0 821
MICROSOFT CORP COM 594918104   3,248,880 7,269 SH   SOLE   0 0 7,269
NEXTERA ENERGY INC COM 65339F101   241,816 3,415 SH   SOLE   0 0 3,415
NOVARTIS AG SPONSORED ADR 66987V109   211,749 1,989 SH   SOLE   0 0 1,989
NOVO-NORDISK A S ADR 670100205   263,070 1,843 SH   SOLE   0 0 1,843
NUVEEN PFD & INCOME OPPORTUN COM 67073B106   76,045 10,180 SH   SOLE   0 0 10,180
NVIDIA CORPORATION COM 67066G104   7,747,193 62,710 SH   SOLE   0 0 62,710
PALO ALTO NETWORKS INC COM 697435105   292,227 862 SH   SOLE   0 0 862
PROSHARES TR S&P 500 DV ARIST 74348A467   235,519 2,450 SH   SOLE   0 0 2,450
ROCKWELL AUTOMATION INC COM 773903109   445,678 1,619 SH   SOLE   0 0 1,619
RTX CORPORATION COM 75513E101   247,562 2,466 SH   SOLE   0 0 2,466
SALESFORCE INC COM 79466L302   889,823 3,461 SH   SOLE   0 0 3,461
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,116,768 42,047 SH   SOLE   0 0 42,047
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   686,511 10,685 SH   SOLE   0 0 10,685
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,083,052 20,657 SH   SOLE   0 0 20,657
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   703,272 9,036 SH   SOLE   0 0 9,036
SCHWAB STRATEGIC TR US REIT ETF 808524847   823,243 41,224 SH   SOLE   0 0 41,224
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,125,207 29,287 SH   SOLE   0 0 29,287
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,298,400 17,527 SH   SOLE   0 0 17,527
SELECT SECTOR SPDR TR ENERGY 81369Y506   415,644 4,560 SH   SOLE   0 0 4,560
SERVICENOW INC COM 81762P102   297,361 378 SH   SOLE   0 0 378
SHOPIFY INC CL A 82509L107   867,237 13,130 SH   SOLE   0 0 13,130
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,247,260 64,061 SH   SOLE   0 0 64,061
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,301,159 34,541 SH   SOLE   0 0 34,541
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   309,756 5,348 SH   SOLE   0 0 5,348
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,812,529 5,168 SH   SOLE   0 0 5,168
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   613,202 1,146 SH   SOLE   0 0 1,146
SPDR SER TR PORTFOLIO S&P400 78464A847   1,356,189 26,436 SH   SOLE   0 0 26,436
SPDR SER TR PORTFOLIO S&P500 78464A854   1,435,904 22,436 SH   SOLE   0 0 22,436
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   243,318 5,821 SH   SOLE   0 0 5,821
STRYKER CORPORATION COM 863667101   339,910 999 SH   SOLE   0 0 999
TESLA INC COM 88160R101   1,376,880 6,958 SH   SOLE   0 0 6,958
THERMO FISHER SCIENTIFIC INC COM 883556102   200,186 362 SH   SOLE   0 0 362
TRANE TECHNOLOGIES PLC SHS G8994E103   347,021 1,055 SH   SOLE   0 0 1,055
UNITEDHEALTH GROUP INC COM 91324P102   584,139 1,147 SH   SOLE   0 0 1,147
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   253,404 5,528 SH   SOLE   0 0 5,528
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   336,173 3,423 SH   SOLE   0 0 3,423
VANGUARD BD INDEX FDS INTERMED TERM 921937819   212,762 2,841 SH   SOLE   0 0 2,841
VANGUARD INDEX FDS MID CAP ETF 922908629   1,891,769 7,814 SH   SOLE   0 0 7,814
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,036,692 7,614 SH   SOLE   0 0 7,614
VANGUARD INDEX FDS SML CP GRW ETF 922908595   210,109 840 SH   SOLE   0 0 840
VANGUARD INDEX FDS SM CP VAL ETF 922908611   263,194 1,442 SH   SOLE   0 0 1,442
VANGUARD INDEX FDS VALUE ETF 922908744   5,926,498 36,946 SH   SOLE   0 0 36,946
VANGUARD INDEX FDS LARGE CAP ETF 922908637   3,924,276 15,721 SH   SOLE   0 0 15,721
VANGUARD INDEX FDS GROWTH ETF 922908736   13,388,708 35,798 SH   SOLE   0 0 35,798
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   651,475 9,757 SH   SOLE   0 0 9,757
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,245,317 97,014 SH   SOLE   0 0 97,014
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   665,617 8,973 SH   SOLE   0 0 8,973
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,168,906 63,239 SH   SOLE   0 0 63,239
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,858,552 57,842 SH   SOLE   0 0 57,842
VISA INC COM CL A 92826C839   1,439,123 5,483 SH   SOLE   0 0 5,483
WALMART INC COM 931142103   286,820 4,236 SH   SOLE   0 0 4,236
WISDOMTREE TR EMG MKTS SMCAP 97717W281   549,122 10,675 SH   SOLE   0 0 10,675
ZOETIS INC CL A 98978V103   302,340 1,744 SH   SOLE   0 0 1,744