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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   498,720 2,208 SH   SOLE   0 0 2,208
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   10,108,748 372,330 SH   SOLE   0 0 372,330
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   7,480,644 272,817 SH   SOLE   0 0 272,817
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   15,922,346 468,167 SH   SOLE   0 0 468,167
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   19,951,533 656,732 SH   SOLE   0 0 656,732
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   6,848,043 265,737 SH   SOLE   0 0 265,737
EXXON MOBIL CORP COM 30231G102   229,940 1,969 SH   SOLE   0 0 1,969
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,012,610 5,744 SH   SOLE   0 0 5,744
ISHARES INC CORE MSCI EMKT 46434G103   590,075 10,609 SH   SOLE   0 0 10,609
ISHARES TR 1 3 YR TREAS BD 464287457   704,770 8,557 SH   SOLE   0 0 8,557
ISHARES TR CORE MSCI EAFE 46432F842   1,795,326 24,334 SH   SOLE   0 0 24,334
ISHARES TR CORE S&P TTL STK 464287150   6,461,010 51,792 SH   SOLE   0 0 51,792
ISHARES TR CORE S&P500 ETF 464287200   399,868 700 SH   SOLE   0 0 700
ISHARES TR CORE US AGGBD ET 464287226   426,230 4,331 SH   SOLE   0 0 4,331
ISHARES TR MSCI EAFE ETF 464287465   297,471 3,755 SH   SOLE   0 0 3,755
ISHARES TR NATIONAL MUN ETF 464288414   4,879,772 45,593 SH   SOLE   0 0 45,593
JPMORGAN CHASE & CO. COM 46625H100   906,480 4,085 SH   SOLE   0 0 4,085
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   867,583 21,576 SH   SOLE   0 0 21,576
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,977,358 6,995 SH   SOLE   0 0 6,995
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   19,370,604 388,812 SH   SOLE   0 0 388,812
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,314,110 4,427 SH   SOLE   0 0 4,427
VANGUARD INDEX FDS TOTAL STK MKT 922908769   65,703,156 233,794 SH   SOLE   0 0 233,794
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,334,940 28,665 SH   SOLE   0 0 28,665
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   12,906,120 219,492 SH   SOLE   0 0 219,492
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   19,382,100 238,197 SH   SOLE   0 0 238,197
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   12,905,067 164,563 SH   SOLE   0 0 164,563
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   21,346,242 426,073 SH   SOLE   0 0 426,073