The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100   1,154,958 10,594 SH   SOLE   0 0 10,594
Accenture LTD SHS CLASS A G1151C101   3,276,040 10,617 SH   SOLE   0 0 10,617
Advance Auto Parts Inc COM 00751Y106   676,638 9,625 SH   SOLE   0 0 9,625
Alphabet Inc Class A CAP STK CL A 02079K305   1,905,385 15,918 SH   SOLE   0 0 15,918
Alphabet Inc Class C CAP STK CL C 02079K107   3,107,840 25,691 SH   SOLE   0 0 25,691
Amazon Com Inc COM 023135106   2,799,220 21,473 SH   SOLE   0 0 21,473
Ameriprise Financial Inc COM 03076C106   1,734,207 5,221 SH   SOLE   0 0 5,221
Amn Healthcare Svcs Inc COM 001744101   2,493,065 22,847 SH   SOLE   0 0 22,847
Apple Computer Inc COM 037833100   6,526,379 33,646 SH   SOLE   0 0 33,646
Bristol-Myers Squibb Co COM 110122108   2,351,122 36,765 SH   SOLE   0 0 36,765
Broadcom Inc COM 11135F101   3,051,619 3,518 SH   SOLE   0 0 3,518
CF Industries Holdings, Inc COM 125269100   910,096 13,110 SH   SOLE   0 0 13,110
Chevrontexaco Corp COM 166764100   1,097,516 6,975 SH   SOLE   0 0 6,975
Cisco Systems COM 17275R102   2,243,627 43,364 SH   SOLE   0 0 43,364
Conocophillips COM 20825C104   1,145,719 11,058 SH   SOLE   0 0 11,058
Costco Companies Inc COM 22160K105   3,041,309 5,649 SH   SOLE   0 0 5,649
Cummins Inc COM 231021106   3,828,664 15,617 SH   SOLE   0 0 15,617
CVS COM 126650100   856,590 12,391 SH   SOLE   0 0 12,391
Detroit Edison COM 233331107   2,867,396 26,063 SH   SOLE   0 0 26,063
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   3,765,915 169,942 SH   SOLE   0 0 169,942
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   4,541,547 71,951 SH   SOLE   0 0 71,951
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   2,391,496 18,306 SH   SOLE   0 0 18,306
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   427,089 5,825 SH   SOLE   0 0 5,825
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500   558,770 10,922 SH   SOLE   0 0 10,922
Fiserv Corp COM 337738108   4,735,923 37,542 SH   SOLE   0 0 37,542
Intel Corp COM 458140100   793,665 23,734 SH   SOLE   0 0 23,734
ISHARES TR CORE MSCI EAFE 46432F842   3,328,830 49,316 SH   SOLE   0 0 49,316
ISHARES TR 3 7 YR TREAS BD 464288661   15,788,200 136,979 SH   SOLE   0 0 136,979
ISHARES TR CORE MSCI EMKT 46434G103   2,124,448 43,101 SH   SOLE   0 0 43,101
ISHARES TR ISHS 1-5YR INVS 464288646   12,556,096 250,271 SH   SOLE   0 0 250,271
ISHARES TR CORE S&P MCP ETF 464287507   11,588,305 44,318 SH   SOLE   0 0 44,318
ISHARES TR CORE S&P SCP ETF 464287804   2,825,554 28,355 SH   SOLE   0 0 28,355
ISHARES TR CORE S&P US VLU 464287663   4,324,022 55,252 SH   SOLE   0 0 55,252
ISHARES TR CORE S&P500 ETF 464287200   18,883,396 42,367 SH   SOLE   0 0 42,367
ISHARES TR 1 3 YR TREAS BD 464287457   8,316,376 102,570 SH   SOLE   0 0 102,570
ISHARES TR CORE US AGGBD ET 464287226   7,129,966 72,792 SH   SOLE   0 0 72,792
ISHARES TR MSCI KLD400 SOC 464288570   1,644,093 19,533 SH   SOLE   0 0 19,533
ISHARES TR ESG AWR US AGRGT 46435U549   208,633 4,423 SH   SOLE   0 0 4,423
ISHARES TR MSCI EMG MKT ETF 464287234   602,459 15,229 SH   SOLE   0 0 15,229
ISHARES TR NATIONAL MUN ETF 464288414   1,176,271 11,021 SH   SOLE   0 0 11,021
ISHARES TR SHRT NAT MUN ETF 464288158   2,950,782 28,362 SH   SOLE   0 0 28,362
Isun Inc Com COM 465246106   5,480 13,700 SH   SOLE   0 0 13,700
Johnson & Johnson COM 478160104   3,204,384 19,360 SH   SOLE   0 0 19,360
JP Morgan Chase & Co COM 46625H100   1,417,458 9,746 SH   SOLE   0 0 9,746
Lowes COM 548661107   4,687,450 20,769 SH   SOLE   0 0 20,769
Lyondellbasell Industries N V SHS - A - N53745100   862,651 9,394 SH   SOLE   0 0 9,394
Mckesson Corp. COM 58155Q103   1,913,067 4,477 SH   SOLE   0 0 4,477
Merck & Co. Inc. COM 58933Y105   1,673,270 14,501 SH   SOLE   0 0 14,501
Meta Platforms Inc Class A CL A 30303M102   1,012,752 3,529 SH   SOLE   0 0 3,529
Metlife Inc COM 59156R108   914,655 16,180 SH   SOLE   0 0 16,180
Microsoft Corp. COM 594918104   6,079,916 17,854 SH   SOLE   0 0 17,854
Nvidia Corp COM 67066G104   5,083,431 12,017 SH   SOLE   0 0 12,017
Procter & Gamble Co COM 742718109   758,700 5,000 SH   SOLE   0 0 5,000
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   949,891 21,687 SH   SOLE   0 0 21,687
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   721,665 10,160 SH   SOLE   0 0 10,160
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,136,159 21,976 SH   SOLE   0 0 21,976
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   395,730 16,067 SH   SOLE   0 0 16,067
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   272,115 5,196 SH   SOLE   0 0 5,196
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,627,555 35,259 SH   SOLE   0 0 35,259
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   461,369 3,476 SH   SOLE   0 0 3,476
SPDR SER TR SPDR S&P 500 ETF 78468R796   398,919 11,029 SH   SOLE   0 0 11,029
Target Corporation COM 87612E106   945,855 7,171 SH   SOLE   0 0 7,171
Tyson Foods Inc CL A 902494103   1,910,172 37,425 SH   SOLE   0 0 37,425
Union Pacific Corp COM 907818108   3,833,556 18,735 SH   SOLE   0 0 18,735
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,895,392 26,075 SH   SOLE   0 0 26,075
VANGUARD WORLD FDS INF TECH ETF 92204A702   4,850,937 10,971 SH   SOLE   0 0 10,971
VANGUARD WORLD FDS TOTAL STK MKT 922908769   1,426,093 6,474 SH   SOLE   0 0 6,474
Verizon Communications COM 92343V104   743,019 19,979 SH   SOLE   0 0 19,979
ISHARES TR CORE HIGH DV ETF 46429B663   429,164 4,258 SH   SOLE   0 0 4,258