The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Advance Auto Parts Inc COM 00751Y106   1,148,850 9,447 SH   SOLE   0 0 9,447
Apple Computer Inc COM 037833100   5,597,630 33,946 SH   SOLE   0 0 33,946
Abbott Laboratories COM 002824100   1,063,230 10,500 SH   SOLE   0 0 10,500
Accenture LTD SHS CLASS A G1151C101   3,042,040 10,644 SH   SOLE   0 0 10,644
Amn Healthcare Svcs Inc COM 001744101   1,885,681 22,730 SH   SOLE   0 0 22,730
Ameriprise Financial Inc COM 03076C106   1,609,738 5,252 SH   SOLE   0 0 5,252
Amazon Com Inc COM 023135106   2,187,476 21,178 SH   SOLE   0 0 21,178
Broadcom Inc COM 11135F101   2,271,693 3,541 SH   SOLE   0 0 3,541
Bristol-Myers Squibb Co COM 110122108   2,519,409 36,350 SH   SOLE   0 0 36,350
CF Industries Holdings, Inc COM 125269100   951,431 13,125 SH   SOLE   0 0 13,125
Cummins Inc COM 231021106   3,717,231 15,561 SH   SOLE   0 0 15,561
Conocophillips COM 20825C104   1,113,731 11,226 SH   SOLE   0 0 11,226
Costco Companies Inc COM 22160K105   2,801,147 5,638 SH   SOLE   0 0 5,638
Cisco Systems COM 17275R102   2,262,420 43,279 SH   SOLE   0 0 43,279
CVS COM 126650100   907,399 12,211 SH   SOLE   0 0 12,211
Chevrontexaco Corp COM 166764100   1,157,947 7,097 SH   SOLE   0 0 7,097
Detroit Edison COM 233331107   2,812,667 25,677 SH   SOLE   0 0 25,677
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   3,785,785 168,707 SH   SOLE   0 0 168,707
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   4,522,717 73,576 SH   SOLE   0 0 73,576
Fiserv Corp COM 337738108   4,226,757 37,395 SH   SOLE   0 0 37,395
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   3,050,401 67,636 SH   SOLE   0 0 67,636
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   2,017,485 17,705 SH   SOLE   0 0 17,705
Alphabet Inc Class C CAP STK CL C 02079K107   2,682,056 25,789 SH   SOLE   0 0 25,789
Alphabet Inc Class A CAP STK CL A 02079K305   1,696,193 16,352 SH   SOLE   0 0 16,352
ISHARES TR CORE MSCI EAFE 46432F842   3,232,866 48,360 SH   SOLE   0 0 48,360
ISHARES TR 3 7 YR TREAS BD 464288661   15,216,498 129,337 SH   SOLE   0 0 129,337
ISHARES TR CORE MSCI EMKT 46434G103   2,068,403 42,394 SH   SOLE   0 0 42,394
ISHARES TR ISHS 1-5YR INVS 464288646   12,307,725 243,524 SH   SOLE   0 0 243,524
ISHARES TR CORE S&P MCP ETF 464287507   10,965,600 43,834 SH   SOLE   0 0 43,834
ISHARES TR CORE S&P SCP ETF 464287804   2,672,167 27,634 SH   SOLE   0 0 27,634
Intel Corp COM 458140100   775,390 23,734 SH   SOLE   0 0 23,734
Isun Inc Com COM 465246106   14,111 13,700 SH   SOLE   0 0 13,700
ISHARES TR CORE S&P US VLU 464287663   4,108,808 55,690 SH   SOLE   0 0 55,690
ISHARES TR CORE S&P500 ETF 464287200   14,005,013 34,069 SH   SOLE   0 0 34,069
Johnson & Johnson COM 478160104   2,976,514 19,203 SH   SOLE   0 0 19,203
JP Morgan Chase & Co COM 46625H100   1,270,001 9,746 SH   SOLE   0 0 9,746
Lowes COM 548661107   4,193,872 20,973 SH   SOLE   0 0 20,973
Lyondellbasell Industries N V SHS - A - N53745100   873,928 9,308 SH   SOLE   0 0 9,308
Mckesson Corp. COM 58155Q103   1,667,382 4,683 SH   SOLE   0 0 4,683
Metlife Inc COM 59156R108   938,049 16,190 SH   SOLE   0 0 16,190
Meta Platforms Inc Class A CL A 30303M102   753,235 3,554 SH   SOLE   0 0 3,554
Merck & Co. Inc. COM 58933Y105   1,550,953 14,578 SH   SOLE   0 0 14,578
Microsoft Corp. COM 594918104   5,200,237 18,038 SH   SOLE   0 0 18,038
Nvidia Corp COM 67066G104   4,612,410 16,605 SH   SOLE   0 0 16,605
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   900,447 21,475 SH   SOLE   0 0 21,475
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   684,064 10,082 SH   SOLE   0 0 10,082
ISHARES TR 1 3 YR TREAS BD 464287457   8,429,945 102,604 SH   SOLE   0 0 102,604
Target Corporation COM 87612E106   1,189,886 7,184 SH   SOLE   0 0 7,184
Tyson Foods Inc CL A 902494103   2,198,075 37,055 SH   SOLE   0 0 37,055
Union Pacific Corp COM 907818108   3,760,621 18,685 SH   SOLE   0 0 18,685
Verizon Communications COM 92343V104   769,050 19,775 SH   SOLE   0 0 19,775
ISHARES TR CORE US AGGBD ET 464287226   7,006,909 70,322 SH   SOLE   0 0 70,322
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,961,294 26,565 SH   SOLE   0 0 26,565
ISHARES TR MSCI KLD400 SOC 464288570   1,526,030 19,567 SH   SOLE   0 0 19,567
ISHARES TR ESG AWR US AGRGT 46435U549   214,107 4,455 SH   SOLE   0 0 4,455
ISHARES TR MSCI EMG MKT ETF 464287234   606,934 15,381 SH   SOLE   0 0 15,381
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   207,961 5,682 SH   SOLE   0 0 5,682
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   331,787 5,067 SH   SOLE   0 0 5,067
ISHARES TR NATIONAL MUN ETF 464288414   1,187,403 11,021 SH   SOLE   0 0 11,021
Procter & Gamble Co COM 742718109   743,450 5,000 SH   SOLE   0 0 5,000
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500   491,014 9,401 SH   SOLE   0 0 9,401
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,035,857 21,648 SH   SOLE   0 0 21,648
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   374,175 15,260 SH   SOLE   0 0 15,260
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   251,331 5,196 SH   SOLE   0 0 5,196
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,638,285 34,924 SH   SOLE   0 0 34,924
SPDR SER TR SPDR S&P 500 ETF 78468R796   372,055 11,193 SH   SOLE   0 0 11,193
ISHARES TR SHRT NAT MUN ETF 464288158   2,968,934 28,362 SH   SOLE   0 0 28,362
VANGUARD WORLD FDS INF TECH ETF 92204A702   4,432,134 11,498 SH   SOLE   0 0 11,498
VANGUARD WORLD FDS TOTAL STK MKT 922908769   1,331,957 6,526 SH   SOLE   0 0 6,526
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   450,003 3,476 SH   SOLE   0 0 3,476