The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101   209,655 2,052 SH   SOLE   0 0 2,052
ABBOTT LABS COM COM 002824100   575,097 5,535 SH   SOLE   0 0 5,535
ABBVIE INC COM COM 00287Y109   1,114,721 6,499 SH   SOLE   0 0 6,499
ACCENTURE PLC IRELAND SHS CLASS A SHS CLASS A G1151C101   430,769 1,420 SH   SOLE   0 0 1,420
ADVANCED MICRO DEVICES INC COM COM 007903107   428,072 2,639 SH   SOLE   0 0 2,639
ADVANTAGE SOLUTIONS INC COM CL A COM CL A 00791N102   998,200 310,000 SH   SOLE   0 0 310,000
AFLAC INC COM COM 001055102   202,376 2,266 SH   SOLE   0 0 2,266
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305   920,626 5,054 SH   SOLE   0 0 5,054
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107   3,192,684 17,406 SH   SOLE   0 0 17,406
AMAZON COM INC COM COM 023135106   4,176,904 21,614 SH   SOLE   0 0 21,614
AMEREN CORP COM COM 023608102   921,157 12,954 SH   SOLE   0 0 12,954
AMGEN INC COM COM 031162100   440,867 1,411 SH   SOLE   0 0 1,411
APPLE INC COM COM 037833100   14,973,124 71,091 SH   SOLE   0 0 71,091
APPLIED MATLS INC COM COM 038222105   1,727,447 7,320 SH   SOLE   0 0 7,320
ARTISAN PARTNERS ASSET MGMT IN CL A CL A 04316A108   299,703 7,262 SH   SOLE   0 0 7,262
AT&T INC COM COM 00206R102   329,046 17,219 SH   SOLE   0 0 17,219
BANK AMERICA CORP COM COM 060505104   1,490,388 37,475 SH   SOLE   0 0 37,475
BERKSHIRE HATHAWAY INC DEL CL A CL A 084670108   612,241 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702   3,076,880 7,564 SH   SOLE   0 0 7,564
BOEING CO COM COM 097023105   907,435 4,986 SH   SOLE   0 0 4,986
BRISTOL-MYERS SQUIBB CO COM COM 110122108   238,482 5,742 SH   SOLE   0 0 5,742
BROADCOM INC COM COM 11135F101   251,627 157 SH   SOLE   0 0 157
CALAMOS STRATEGIC TOTAL RETURN COM SH BEN INT SH BEN INT 128125101   321,490 19,091 SH   SOLE   0 0 19,091
CENTENE CORP DEL COM COM 15135B101   550,555 8,304 SH   SOLE   0 0 8,304
CHEVRON CORP NEW COM COM 166764100   789,397 5,047 SH   SOLE   0 0 5,047
CHURCH & DWIGHT CO INC COM COM 171340102   345,047 3,328 SH   SOLE   0 0 3,328
CISCO SYS INC COM COM 17275R102   559,910 11,785 SH   SOLE   0 0 11,785
COCA COLA CO COM COM 191216100   635,301 9,981 SH   SOLE   0 0 9,981
COMCAST CORP NEW CL A CL A 20030N101   279,660 7,141 SH   SOLE   0 0 7,141
COSTCO WHSL CORP NEW COM COM 22160K105   1,192,070 1,402 SH   SOLE   0 0 1,402
DANAHER CORPORATION COM COM 235851102   318,346 1,274 SH   SOLE   0 0 1,274
DEERE & CO COM COM 244199105   251,234 672 SH   SOLE   0 0 672
DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF EMERGING MKTS CO 25434V732   24,686,789 923,561 SH   SOLE   0 0 923,561
DIMENSIONAL GLOBAL REAL ESTATE ETF GLOBAL REAL EST 25434V658   14,419,135 576,996 SH   SOLE   0 0 576,996
DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF INTL CORE EQUITY 25434V799   14,405,118 547,931 SH   SOLE   0 0 547,931
DIMENSIONAL INTERNATIONAL VALUE ETF INTERNATNAL VAL 25434V807   231,512 6,442 SH   SOLE   0 0 6,442
DIMENSIONAL U.S. CORE EQUITY 2 ETF US CORE EQUITY 2 25434V708   960,266 29,785 SH   SOLE   0 0 29,785
DIMENSIONAL U.S. EQUITY ETF US EQUITY ETF 25434V401   906,513 15,404 SH   SOLE   0 0 15,404
DIMENSIONAL U.S. SMALL CAP ETF US SMALL CAP ETF 25434V500   340,637 5,670 SH   SOLE   0 0 5,670
DIMENSIONAL U.S. TARGETED VALUE ETF US TARGETED VLU 25434V609   20,072,653 386,980 SH   SOLE   0 0 386,980
DIMENSIONAL US CORE EQUITY MARKET ETF US CORE EQT MKT 25434V104   642,871 17,148 SH   SOLE   0 0 17,148
DIMENSIONAL US LARGE CAP VALUE ETF US LARGE CAP VAL 25434V666   67,920,458 2,349,376 SH   SOLE   0 0 2,349,376
DIMENSIONAL US MARKETWIDE VALUE ETF US MKTWIDE VALUE 25434V724   13,530,710 344,556 SH   SOLE   0 0 344,556
DIMENSIONAL US SMALL CAP VALUE ETF US SMALL CAP VAL 25434V815   22,362,616 777,019 SH   SOLE   0 0 777,019
DIMENSIONAL WORLD EQUITY ETF WORLD EQUITY ETF 25434V617   750,878 12,611 SH   SOLE   0 0 12,611
DISNEY WALT CO COM COM 254687106   371,663 3,743 SH   SOLE   0 0 3,743
DUKE ENERGY CORP NEW COM NEW COM NEW 26441C204   295,800 2,951 SH   SOLE   0 0 2,951
ELI LILLY & CO COM COM 532457108   1,522,343 1,681 SH   SOLE   0 0 1,681
EMERSON ELEC CO COM COM 291011104   1,833,310 16,642 SH   SOLE   0 0 16,642
ENERGY TRANSFER L P COM UT LTD PTN COM UT LTD PTN 29273V100   356,774 21,996 SH   SOLE   0 0 21,996
ENTERPRISE FINL SVCS CORP COM COM 293712105   969,403 23,696 SH   SOLE   0 0 23,696
ENTERPRISE PRODS PARTNERS L P COM COM 293792107   1,050,432 36,247 SH   SOLE   0 0 36,247
EXXON MOBIL CORP COM COM 30231G102   550,636 4,783 SH   SOLE   0 0 4,783
FLAHERTY & CRUMRINE PFD INCOME COM COM 33848E106   100,147 11,824 SH   SOLE   0 0 11,824
FREEPORT-MCMORAN INC CL B CL B NEW 35671D857   1,666,627 34,293 SH   SOLE   0 0 34,293
FUTUREFUEL CORP COM COM 36116M106   53,946 10,516 SH   SOLE   0 0 10,516
GENERAL DYNAMICS CORP COM COM 369550108   395,243 1,362 SH   SOLE   0 0 1,362
GOLDMAN SACHS GROUP INC COM COM 38141G104   200,035 442 SH   SOLE   0 0 442
GUGGENHEIM STRATEGIC OPPORTUN COM SBI COM SBI 40167F101   2,954,163 198,133 SH   SOLE   0 0 198,133
HANCOCK JOHN PREM DIVID FD COM SH BEN INT SH BEN IT 41013T105   190,720 16,190 SH   SOLE   0 0 16,190
HEWLETT PACKARD ENTERPRISE CO COM COM 42824C109   1,058,500 50,000 SH   SOLE   0 0 50,000
HOME DEPOT INC COM COM 437076102   607,616 1,765 SH   SOLE   0 0 1,765
HP INC COM COM 40434L105   1,033,615 29,515 SH   SOLE   0 0 29,515
INTEL CORP COM COM 458140100   305,569 9,867 SH   SOLE   0 0 9,867
INTERNATIONAL BUSINESS MACHS COM COM 459200101   261,127 1,510 SH   SOLE   0 0 1,510
INVESCO BLOOMBERG MVP MULTI-FACTOR ETF DYNMC MKT ETF 46137V712   259,654 5,898 SH   SOLE   0 0 5,898
INVESCO QQQ TRUST SERIES I UNIT SER 1 46090E103   663,609 1,385 SH   SOLE   0 0 1,385
INVESCO S&P 500 EQUAL WEIGHT ETF S&P500 EQL WGT 46137V357   900,909 5,484 SH   SOLE   0 0 5,484
INVESCO S&P MIDCAP QUALITY ETF S&P MDCP QUALITY 46137V472   276,147 2,846 SH   SOLE   0 0 2,846
ISHARES CORE HIGH DIVIDEND ETF CORE HIGH DV ETF 46429B663   965,211 8,880 SH   SOLE   0 0 8,880
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   486,764 6,701 SH   SOLE   0 0 6,701
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103   1,058,454 19,773 SH   SOLE   0 0 19,773
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200   1,369,295 2,502 SH   SOLE   0 0 2,502
ISHARES CORE S&P SMALL CAP ETF CORE S&P SCP ETF 464287804   220,716 2,069 SH   SOLE   0 0 2,069
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF CORE S&P TTL STK 464287150   1,063,319 8,952 SH   SOLE   0 0 8,952
ISHARES CORE U.S. AGGREGATE BOND ETF CORE US AGGBD ET 464287226   405,753 4,180 SH   SOLE   0 0 4,180
ISHARES GOLD TRUST ISHARES NEW 464285204   494,510 11,257 SH   SOLE   0 0 11,257
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465   3,455,846 44,119 SH   SOLE   0 0 44,119
ISHARES MSCI EAFE MIN VOL FACTOR ETF MSCI EAFE MIN VL 46429B689   733,680 10,579 SH   SOLE   0 0 10,579
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF MSCI EMERG MRKT 464286533   330,434 5,776 SH   SOLE   0 0 5,776
ISHARES MSCI USA MIN VOL FACTOR ETF MSCI USA MIN VOL 46429B697   2,197,490 26,173 SH   SOLE   0 0 26,173
ISHARES MSCI USA MOMENTUM FACTOR ETF MSCI USA MMENTM 46432F396   638,791 3,278 SH   SOLE   0 0 3,278
ISHARES MSCI USA QUALITY FACTOR ETF MSCI USA QLT FCT 46432F339   1,148,220 6,724 SH   SOLE   0 0 6,724
ISHARES MSCI USA SMALL-CAP MIN VOL FACTOR ETF MSCI USA SMCP MN 46435G433   604,021 16,196 SH   SOLE   0 0 16,196
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614   3,719,118 10,203 SH   SOLE   0 0 10,203
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598   2,546,760 14,597 SH   SOLE   0 0 14,597
ISHARES RUSSELL 2000 GROWTH ETF RUS 2000 GRW ETF 464287648   302,791 1,153 SH   SOLE   0 0 1,153
ISHARES RUSSELL 2000 VALUE ETF RUS 2000 VAL ETF 464287630   427,741 2,809 SH   SOLE   0 0 2,809
ISHARES RUSSELL MID-CAP GROWTH ETF RUS MD CP GR ETF 464287481   493,658 4,474 SH   SOLE   0 0 4,474
ISHARES RUSSELL MID-CAP VALUE ETF RUS MDCP VAL ETF 464287473   618,412 5,122 SH   SOLE   0 0 5,122
ISHARES S&P MID-CAP 400 GROWTH ETF S&P MC 400GR ETF 464287606   445,038 5,051 SH   SOLE   0 0 5,051
ISHARES SELECT DIVIDEND ETF SELECT DIVID ETF 464287168   2,070,451 17,114 SH   SOLE   0 0 17,114
ISHARES TIPS BOND ETF TIPS BD ETF 464287176   239,862 2,246 SH   SOLE   0 0 2,246
JOHNSON & JOHNSON COM COM 478160104   1,225,375 8,384 SH   SOLE   0 0 8,384
JPMORGAN CHASE & CO. COM COM 46625H100   1,393,591 6,890 SH   SOLE   0 0 6,890
KAYNE ANDERSON ENERGY INFRSTR COM COM 486606106   281,642 27,264 SH   SOLE   0 0 27,264
LOCKHEED MARTIN CORP COM COM 539830109   422,139 904 SH   SOLE   0 0 904
LOWES COS INC COM COM 548661107   820,354 3,721 SH   SOLE   0 0 3,721
MASTERCARD INCORPORATED CL A CL A 57636Q104   947,060 2,147 SH   SOLE   0 0 2,147
MCDONALDS CORP COM COM 580135101   1,345,767 5,281 SH   SOLE   0 0 5,281
MERCK & CO INC COM COM 58933Y105   421,168 3,402 SH   SOLE   0 0 3,402
META PLATFORMS INC CL A CL A 30303M102   705,324 1,399 SH   SOLE   0 0 1,399
MFS INTER HIGH INCOME FD SH BEN INT SH BEN INT 59318T109   270,845 159,790 SH   SOLE   0 0 159,790
MFS MULTIMARKET INCOME TR SH BEN INT SH BEN INT 552737108   744,542 159,090 SH   SOLE   0 0 159,090
MICRON TECHNOLOGY INC COM COM 595112103   1,592,270 12,106 SH   SOLE   0 0 12,106
MICROSOFT CORP COM COM 594918104   5,754,010 12,844 SH   SOLE   0 0 12,844
MONDELEZ INTL INC CL A CL A 609207105   286,932 4,385 SH   SOLE   0 0 4,385
MORGAN STANLEY COM NEW COM NEW 617446448   447,655 4,606 SH   SOLE   0 0 4,606
MPLX LP COM UNIT REP LTD COM UNIT REP LTD 55336V100   267,721 6,286 SH   SOLE   0 0 6,286
NETFLIX INC COM COM 64110L106   480,515 712 SH   SOLE   0 0 712
NEUBERGER BERMAN ENERGY INFRA COM COM 64129H104   155,469 19,434 SH   SOLE   0 0 19,434
NEXTERA ENERGY INC COM COM 65339F101   1,357,886 19,176 SH   SOLE   0 0 19,176
NIKE INC CL B CL B 654106103   2,861,871 37,971 SH   SOLE   0 0 37,971
NORTHROP GRUMMAN CORP COM COM 666807102   248,927 571 SH   SOLE   0 0 571
NOVO-NORDISK A S ADR SPONSORED ADR 670100205   276,351 1,936 SH   SOLE   0 0 1,936
NUVEEN PFD & INCOME OPPORTUNIT COM COM 67073B106   436,576 58,444 SH   SOLE   0 0 58,444
NVIDIA CORPORATION COM COM 67066G104   3,410,828 27,609 SH   SOLE   0 0 27,609
ONEOK INC NEW COM COM 682680103   1,021,681 12,528 SH   SOLE   0 0 12,528
ORACLE CORP COM COM 68389X105   337,362 2,389 SH   SOLE   0 0 2,389
PACER US SMALL CAP CASH COWS 100 ETF PACER US SMALL 69374H857   248,423 5,703 SH   SOLE   0 0 5,703
PEPSICO INC COM COM 713448108   1,546,762 9,378 SH   SOLE   0 0 9,378
PERFORMANCE FOOD GROUP CO COM COM 71377A103   245,731 3,717 SH   SOLE   0 0 3,717
PERIMETER SOLUTIONS SA COMMON STOCK COMMON STOCK L7579L106   190,612 24,344 SH   SOLE   0 0 24,344
PFIZER INC COM COM 717081103   706,174 25,239 SH   SOLE   0 0 25,239
PHILLIPS 66 COM COM 718546104   470,877 3,336 SH   SOLE   0 0 3,336
PROCTER AND GAMBLE CO COM COM 742718109   1,434,635 8,699 SH   SOLE   0 0 8,699
REALTY INCOME CORP COM COM 756109104   706,406 13,374 SH   SOLE   0 0 13,374
REINSURANCE GRP OF AMERICA INC COM NEW COM NEW 759351604   4,481,080 21,830 SH   SOLE   0 0 21,830
RTX CORPORATION COM COM 75513E101   267,639 2,666 SH   SOLE   0 0 2,666
SALESFORCE INC COM COM 79466L302   282,039 1,097 SH   SOLE   0 0 1,097
SAREPTA THERAPEUTICS INC COM COM 803607100   469,102 2,969 SH   SOLE   0 0 2,969
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805   330,412 8,600 SH   SOLE   0 0 8,600
SCHWAB U.S. LARGE-CAP ETF US LRG CAP ETF 808524201   2,807,404 43,695 SH   SOLE   0 0 43,695
SCHWAB U.S. LARGE-CAP GROWTH ETF US LCAP GR ETF 808524300   222,856 2,210 SH   SOLE   0 0 2,210
SOUTHERN CO COM COM 842587107   496,999 6,407 SH   SOLE   0 0 6,407
SPDR GOLD SHARES GOLD SHS 78463V107   350,228 1,629 SH   SOLE   0 0 1,629
SPDR PORTFOLIO S&P 500 GROWTH ETF PRTFLO S&P500 GW 78464A409   783,665 9,780 SH   SOLE   0 0 9,780
SPDR S&P 400 MID CAP GROWTH ETF S&P 400 MDCP GRW 78464A821   282,021 3,355 SH   SOLE   0 0 3,355
SPDR S&P 500 ETF TRUST TR UNIT 78462F103   4,272,510 7,851 SH   SOLE   0 0 7,851
SPDR S&P 600 SMALL CAP GROWTH ETF S&P 600 SMCP GRW 78464A201   983,977 11,460 SH   SOLE   0 0 11,460
SPIRE INC COM COM 84857L101   255,375 4,205 SH   SOLE   0 0 4,205
STIFEL FINL CORP COM COM 860630102   1,343,371 15,964 SH   SOLE   0 0 15,964
TARGA RES CORP COM COM 87612G101   374,767 2,910 SH   SOLE   0 0 2,910
TESLA INC COM COM 88160R101   882,941 4,462 SH   SOLE   0 0 4,462
TEXAS INSTRS INC COM COM 882508104   234,409 1,205 SH   SOLE   0 0 1,205
TRANE TECHNOLOGIES PLC SHS SHS G8994E103   285,840 869 SH   SOLE   0 0 869
UNION PAC CORP COM COM 907818108   673,330 2,976 SH   SOLE   0 0 2,976
UNITEDHEALTH GROUP INC COM COM 91324P102   935,089 1,836 SH   SOLE   0 0 1,836
US BANCORP DEL COM NEW COM NEW 902973304   757,714 19,086 SH   SOLE   0 0 19,086
VANECK FALLEN ANGEL HIGH YIELD BOND ETF FALLEN ANGEL HG 92189F437   4,087,141 144,422 SH   SOLE   0 0 144,422
VANGUARD DIVIDEND APPRECIATION ETF DIV APP ETF 921908844   902,948 4,946 SH   SOLE   0 0 4,946
VANGUARD EXTENDED MARKET ETF EXTEND MKT ETF 922908652   201,535 1,194 SH   SOLE   0 0 1,194
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ALLWRLD EX US 922042775   233,270 3,978 SH   SOLE   0 0 3,978
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858   14,515,708 293,721 SH   SOLE   0 0 293,721
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858   5,401,111 123,426 SH   SOLE   0 0 123,426
VANGUARD GROWTH ETF GROWTH ETF 922908736   102,470,912 273,979 SH   SOLE   0 0 273,979
VANGUARD HIGH DIVIDEND YIELD INDEX ETF HIGH DIV YLD 921946406   1,472,358 12,414 SH   SOLE   0 0 12,414
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF INT-TERM CORP 92206C870   1,910,220 23,899 SH   SOLE   0 0 23,899
VANGUARD LARGE-CAP ETF LARGE CAP ETF 922908637   1,266,757 5,075 SH   SOLE   0 0 5,075
VANGUARD MEGA CAP ETF MEGA CAP INDEX 921910873   577,674 2,928 SH   SOLE   0 0 2,928
VANGUARD MID-CAP ETF MID CAP ETF 922908629   2,034,838 8,405 SH   SOLE   0 0 8,405
VANGUARD MID-CAP GROWTH ETF MCAP GR IDXVIP 922908538   4,374,713 19,057 SH   SOLE   0 0 19,057
VANGUARD MID-CAP VALUE ETF MCAP VL IDXVIP 922908512   5,704,536 37,922 SH   SOLE   0 0 37,922
VANGUARD REAL ESTATE ETF REAL ESTATE ETF 922908553   1,810,262 21,612 SH   SOLE   0 0 21,612
VANGUARD RUSSELL 2000 ETF VNG RUS2000IDX 92206C664   584,446 7,130 SH   SOLE   0 0 7,130
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   2,562,805 5,124 SH   SOLE   0 0 5,124
VANGUARD S&P 500 GROWTH ETF 500 GRTH IDX F 921932505   4,575,267 13,721 SH   SOLE   0 0 13,721
VANGUARD S&P 500 VALUE ETF 500 VAL IDX FD 921932703   1,587,824 9,033 SH   SOLE   0 0 9,033
VANGUARD S&P MID-CAP 400 GROWTH ETF MIDCP 400 GRTH 921932869   241,755 2,207 SH   SOLE   0 0 2,207
VANGUARD S&P MID-CAP 400 VALUE ETF MIDCP 400 VAL 921932844   438,023 5,002 SH   SOLE   0 0 5,002
VANGUARD S&P SMALL-CAP 600 GROWTH ETF SMLCP 600 GRTH 921932794   1,122,811 10,187 SH   SOLE   0 0 10,187
VANGUARD S&P SMALL-CAP 600 VALUE ETF SMLCP 600 VAL 921932778   278,417 3,328 SH   SOLE   0 0 3,328
VANGUARD SHORT-TERM BOND ETF SHORT TRM BOND 921937827   1,618,824 21,106 SH   SOLE   0 0 21,106
VANGUARD SHORT-TERM TREASURY ETF SHORT TERM TREAS 92206C102   1,518,889 26,192 SH   SOLE   0 0 26,192
VANGUARD SMALL CAP VALUE ETF SM CP VAL ETF 922908611   5,726,888 31,377 SH   SOLE   0 0 31,377
VANGUARD SMALL-CAP ETF SMALL CP ETF 922908751   1,069,486 4,905 SH   SOLE   0 0 4,905
VANGUARD SMALL-CAP GROWTH ETF SML CP GRW ETF 922908595   25,481,571 101,873 SH   SOLE   0 0 101,873
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835   12,781,708 177,401 SH   SOLE   0 0 177,401
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768   574,418 9,526 SH   SOLE   0 0 9,526
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769   1,668,712 6,238 SH   SOLE   0 0 6,238
VANGUARD TOTAL WORLD STOCK ETF TT WRLD ST ETF 922042742   490,278 4,353 SH   SOLE   0 0 4,353
VANGUARD U.S. VALUE FACTOR ETF US VALUE FACTR 921935805   243,594 2,154 SH   SOLE   0 0 2,154
VANGUARD VALUE ETF VALUE ETF 922908744   26,158,849 163,075 SH   SOLE   0 0 163,075
VISA INC COM CL A COM CL A 92826C839   392,109 1,494 SH   SOLE   0 0 1,494
WALMART INC COM COM 931142103   1,604,836 23,702 SH   SOLE   0 0 23,702
WASTE MGMT INC DEL COM COM 94106L109   702,742 3,294 SH   SOLE   0 0 3,294
WELLS FARGO CO NEW COM COM 949746101   320,386 5,395 SH   SOLE   0 0 5,395
WELLTOWER INC COM COM 95040Q104   263,753 2,530 SH   SOLE   0 0 2,530
WESTERN ASSET MANAGED MUNS FD COM COM 95766M105   485,465 46,905 SH   SOLE   0 0 46,905
WILLIAMS COS INC COM COM 969457100   297,165 6,992 SH   SOLE   0 0 6,992
XCEL ENERGY INC COM COM 98389B100   559,683 10,479 SH   SOLE   0 0 10,479
XTRACKERS MSCI EAFE HEDGED EQUITY ETF XTRACK MSCI EAFE 233051200   58,834,144 1,419,743 SH   SOLE   0 0 1,419,743