The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101   292,445 869 SH   SOLE 0 0 0 869
AFLAC INC COM 001055102   599,980 8,340 SH   SOLE 0 0 0 8,340
ALPHABET INC CAP STK CL A 02079K305   741,485 8,404 SH   SOLE 0 0 0 8,404
ALPHABET INC CAP STK CL C 02079K107   264,327 2,979 SH   SOLE 0 0 0 2,979
AMAZON COM INC COM 023135106   447,216 5,324 SH   SOLE 0 0 0 5,324
AMGEN INC COM 031162100   368,221 1,402 SH   SOLE 0 0 0 1,402
ANALOG DEVICES INC COM 032654105   337,246 2,056 SH   SOLE 0 0 0 2,056
APPLE INC COM 037833100   1,428,191 10,992 SH   SOLE 0 0 0 10,992
ARCHER DANIELS MIDLAND CO COM 039483102   314,854 3,391 SH   SOLE 0 0 0 3,391
ASML HOLDING N V N Y REGISTRY SHS N07059210   333,850 611 SH   SOLE 0 0 0 611
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   322,801 1,045 SH   SOLE 0 0 0 1,045
BROADCOM INC COM 11135F101   268,942 481 SH   SOLE 0 0 0 481
BUILDERS FIRSTSOURCE INC COM 12008R107   414,389 6,387 SH   SOLE 0 0 0 6,387
CADENCE DESIGN SYSTEM INC COM 127387108   217,667 1,355 SH   SOLE 0 0 0 1,355
CHEVRON CORP NEW COM 166764100   251,286 1,400 SH   SOLE 0 0 0 1,400
CHUBB LIMITED COM H1467J104   363,990 1,650 SH   SOLE 0 0 0 1,650
CINTAS CORP COM 172908105   202,777 449 SH   SOLE 0 0 0 449
CISCO SYS INC COM 17275R102   340,959 7,157 SH   SOLE 0 0 0 7,157
COMCAST CORP NEW CL A 20030N101   200,098 5,722 SH   SOLE 0 0 0 5,722
CONOCOPHILLIPS COM 20825C104   416,658 3,531 SH   SOLE 0 0 0 3,531
CVS HEALTH CORP COM 126650100   618,502 6,637 SH   SOLE 0 0 0 6,637
DANAHER CORPORATION COM 235851102   663,550 2,500 SH   SOLE 0 0 0 2,500
DEVON ENERGY CORP NEW COM 25179M103   362,478 5,893 SH   SOLE 0 0 0 5,893
DEXCOM INC COM 252131107   205,417 1,814 SH   SOLE 0 0 0 1,814
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   660,351 15,870 SH   SOLE 0 0 0 15,870
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   801,264 33,001 SH   SOLE 0 0 0 33,001
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   850,025 39,353 SH   SOLE 0 0 0 39,353
EDWARDS LIFESCIENCES CORP COM 28176E108   246,810 3,308 SH   SOLE 0 0 0 3,308
EXPEDITORS INTL WASH INC COM 302130109   373,073 3,590 SH   SOLE 0 0 0 3,590
EXXON MOBIL CORP COM 30231G102   226,887 2,057 SH   SOLE 0 0 0 2,057
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQ 33740F755   202,777 9,130 SH   SOLE 0 0 0 9,130
FIRST TR HIGH YIELD OPPRT 20 COM 33741Q107   1,646,393 122,136 SH   SOLE 0 0 0 122,136
FIRST TR SR FLTG RATE INCOME COM 33733U108   172,064 18,055 SH   SOLE 0 0 0 18,055
GENERAL MLS INC COM 370334104   240,314 2,866 SH   SOLE 0 0 0 2,866
GILEAD SCIENCES INC COM 375558103   381,432 4,443 SH   SOLE 0 0 0 4,443
HARTFORD FINL SVCS GROUP INC COM 416515104   526,260 6,940 SH   SOLE 0 0 0 6,940
HOME DEPOT INC COM 437076102   316,808 1,003 SH   SOLE 0 0 0 1,003
INTUIT COM 461202103   228,472 587 SH   SOLE 0 0 0 587
ISHARES INC MSCI CDA ETF 464286509   308,022 9,411 SH   SOLE 0 0 0 9,411
ISHARES INC CORE MSCI EMKT 46434G103   1,948,978 41,734 SH   SOLE 0 0 0 41,734
ISHARES TR CORE MSCI EAFE 46432F842   2,946,639 47,804 SH   SOLE 0 0 0 47,804
ISHARES TR MSCI USA MMENTM 46432F396   1,258,208 8,622 SH   SOLE 0 0 0 8,622
ISHARES TR MSCI USA MIN VOL 46429B697   226,610 3,143 SH   SOLE 0 0 0 3,143
ISHARES TR US TREAS BD ETF 46429B267   1,051,254 46,270 SH   SOLE 0 0 0 46,270
ISHARES TR 0-5YR HI YL CP 46434V407   1,258,390 30,775 SH   SOLE 0 0 0 30,775
ISHARES TR BLACKROCK ULTRA 46434V878   1,036,829 20,720 SH   SOLE 0 0 0 20,720
ISHARES TR JPMORGAN USD EMG 464288281   1,970,862 23,299 SH   SOLE 0 0 0 23,299
ISHARES TR IBOXX HI YD ETF 464288513   4,459,475 60,566 SH   SOLE 0 0 0 60,566
ISHARES TR USD INV GRDE ETF 464288620   478,086 9,735 SH   SOLE 0 0 0 9,735
ISHARES TR ISHS 1-5YR INVS 464288646   3,066,580 61,553 SH   SOLE 0 0 0 61,553
ISHARES TR 3 7 YR TREAS BD 464288661   2,597,088 22,605 SH   SOLE 0 0 0 22,605
ISHARES TR NATIONAL MUN ETF 464288414   945,037 8,956 SH   SOLE 0 0 0 8,956
ISHARES TR ISHS 5-10YR INVT 464288638   2,967,976 59,947 SH   SOLE 0 0 0 59,947
ISHARES TR CORE MSCI EURO 46434V738   266,855 5,618 SH   SOLE 0 0 0 5,618
ISHARES TR CORE TOTAL USD 46434V613   321,429 7,154 SH   SOLE 0 0 0 7,154
ISHARES TR CORE MSCI INTL 46435G326   769,053 13,738 SH   SOLE 0 0 0 13,738
ISHARES TR RUS MDCP VAL ETF 464287473   320,946 3,047 SH   SOLE 0 0 0 3,047
ISHARES TR CORE S&P SCP ETF 464287804   232,341 2,455 SH   SOLE 0 0 0 2,455
ISHARES TR 1 3 YR TREAS BD 464287457   1,004,154 12,371 SH   SOLE 0 0 0 12,371
ISHARES TR 20 YR TR BD ETF 464287432   5,395,754 54,196 SH   SOLE 0 0 0 54,196
ISHARES TR IBOXX INV CP ETF 464287242   2,751,723 26,100 SH   SOLE 0 0 0 26,100
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   386,202 7,704 SH   SOLE 0 0 0 7,704
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399   754,694 11,011 SH   SOLE 0 0 0 11,011
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373   906,790 18,271 SH   SOLE 0 0 0 18,271
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134   426,661 8,523 SH   SOLE 0 0 0 8,523
JPMORGAN CHASE & CO COM 46625H100   369,446 2,755 SH   SOLE 0 0 0 2,755
KEYSIGHT TECHNOLOGIES INC COM 49338L103   218,456 1,277 SH   SOLE 0 0 0 1,277
KNIGHT-SWIFT TRANSN HLDGS IN CL A 499049104   262,993 5,018 SH   SOLE 0 0 0 5,018
LABORATORY CORP AMER HLDGS COM NEW 50540R409   340,504 1,446 SH   SOLE 0 0 0 1,446
LILLY ELI & CO COM 532457108   278,038 760 SH   SOLE 0 0 0 760
MARSH & MCLENNAN COS INC COM 571748102   299,850 1,812 SH   SOLE 0 0 0 1,812
MASTERCARD INCORPORATED CL A 57636Q104   293,832 845 SH   SOLE 0 0 0 845
MCDONALDS CORP COM 580135101   385,808 1,464 SH   SOLE 0 0 0 1,464
MERCK & CO INC COM 58933Y105   476,464 4,294 SH   SOLE 0 0 0 4,294
META PLATFORMS INC CL A 30303M102   214,807 1,785 SH   SOLE 0 0 0 1,785
METLIFE INC COM 59156R108   431,615 5,964 SH   SOLE 0 0 0 5,964
MICROSOFT CORP COM 594918104   2,087,393 8,704 SH   SOLE 0 0 0 8,704
NEXTERA ENERGY INC COM 65339F101   259,076 3,099 SH   SOLE 0 0 0 3,099
NRG ENERGY INC COM NEW 629377508   253,414 7,964 SH   SOLE 0 0 0 7,964
NVIDIA CORPORATION COM 67066G104   284,242 1,945 SH   SOLE 0 0 0 1,945
OGE ENERGY CORP COM 670837103   243,865 6,166 SH   SOLE 0 0 0 6,166
ON SEMICONDUCTOR CORP COM 682189105   203,638 3,265 SH   SOLE 0 0 0 3,265
PEPSICO INC COM 713448108   293,211 1,623 SH   SOLE 0 0 0 1,623
PFIZER INC COM 717081103   887,169 17,314 SH   SOLE 0 0 0 17,314
PHILIP MORRIS INTL INC COM 718172109   268,510 2,653 SH   SOLE 0 0 0 2,653
PROCTER AND GAMBLE CO COM 742718109   3,149,417 20,780 SH   SOLE 0 0 0 20,780
QUALCOMM INC COM 747525103   283,425 2,578 SH   SOLE 0 0 0 2,578
REGENERON PHARMACEUTICALS COM 75886F107   261,901 363 SH   SOLE 0 0 0 363
SEMPRA COM 816851109   226,247 1,464 SH   SOLE 0 0 0 1,464
SHERWIN WILLIAMS CO COM 824348106   723,619 3,049 SH   SOLE 0 0 0 3,049
SNAP ON INC COM 833034101   249,511 1,092 SH   SOLE 0 0 0 1,092
SPDR SER TR PRTFLO S&P500 VL 78464A508   293,814 7,555 SH   SOLE 0 0 0 7,555
SPDR SER TR PORTFOLIO S&P500 78464A854   208,617 4,638 SH   SOLE 0 0 0 4,638
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   4,428,794 48,418 SH   SOLE 0 0 0 48,418
SPDR SER TR BBG CONV SEC ETF 78464A359   1,959,668 30,458 SH   SOLE 0 0 0 30,458
SPDR SER TR BLOOMBERG SHT TE 78468R408   234,958 9,693 SH   SOLE 0 0 0 9,693
SPDR SER TR BLOOMBERG HIGH Y 78468R622   1,328,670 14,763 SH   SOLE 0 0 0 14,763
STARBUCKS CORP COM 855244109   218,240 2,200 SH   SOLE 0 0 0 2,200
THERMO FISHER SCIENTIFIC INC COM 883556102   281,403 511 SH   SOLE 0 0 0 511
TRADEWEB MKTS INC CL A 892672106   200,764 3,092 SH   SOLE 0 0 0 3,092
UNITED THERAPEUTICS CORP DEL COM 91307C102   350,393 1,260 SH   SOLE 0 0 0 1,260
UNITEDHEALTH GROUP INC COM 91324P102   459,136 866 SH   SOLE 0 0 0 866
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   278,093 3,871 SH   SOLE 0 0 0 3,871
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   610,519 12,872 SH   SOLE 0 0 0 12,872
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   6,559,236 18,669 SH   SOLE 0 0 0 18,669
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   2,087,559 11,613 SH   SOLE 0 0 0 11,613
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,681,674 19,829 SH   SOLE 0 0 0 19,829
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,354,452 6,754 SH   SOLE 0 0 0 6,754
VANGUARD INDEX FDS VALUE ETF 922908744   805,725 5,740 SH   SOLE 0 0 0 5,740
VANGUARD INDEX FDS MID CAP ETF 922908629   423,110 2,076 SH   SOLE 0 0 0 2,076
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,065,702 19,305 SH   SOLE 0 0 0 19,305
VANGUARD INDEX FDS SMALL CP ETF 922908751   313,853 1,710 SH   SOLE 0 0 0 1,710
VANGUARD INDEX FDS GROWTH ETF 922908736   505,284 2,371 SH   SOLE 0 0 0 2,371
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,282,630 9,654 SH   SOLE 0 0 0 9,654
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   438,690 4,267 SH   SOLE 0 0 0 4,267
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   233,882 4,045 SH   SOLE 0 0 0 4,045
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   756,542 16,620 SH   SOLE 0 0 0 16,620
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   201,883 2,605 SH   SOLE 0 0 0 2,605
VANGUARD WORLD FD MEGA GRWTH IND 921910816   7,028,887 40,849 SH   SOLE 0 0 0 40,849
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   7,410,137 72,048 SH   SOLE 0 0 0 72,048
VEEVA SYS INC CL A COM 922475108   598,720 3,710 SH   SOLE 0 0 0 3,710
VERIZON COMMUNICATIONS INC COM 92343V104   239,355 6,075 SH   SOLE 0 0 0 6,075
VERTEX PHARMACEUTICALS INC COM 92532F100   465,802 1,613 SH   SOLE 0 0 0 1,613
VIRTUS CONVERTIBLE & INC 202 COM 92838R105   318,842 36,903 SH   SOLE 0 0 0 36,903
VISA INC COM CL A 92826C839   366,489 1,764 SH   SOLE 0 0 0 1,764
WESTERN ASSET HIGH YIELD DEF COM 95768B107   1,265,572 101,408 SH   SOLE 0 0 0 101,408