The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   586,692 5,330 SH   SOLE   0 0 5,330
ABBOTT LABS COM 002824100   20,143 183 SH   DFND   0 0 183
ABBVIE INC COM 00287Y109   108,479 700 SH   DFND   0 0 700
ABBVIE INC COM 00287Y109   1,333,859 8,607 SH   SOLE   0 0 8,607
ABBVIE INC COM 00287Y109   13,018 84 SH   OTR   0 0 84
ADOBE INC COM 00724F101   563,787 945 SH   SOLE   0 0 945
AES CORP COM 00130H105   285,727 14,843 SH   SOLE   0 0 14,843
AIR PRODS & CHEMS INC COM 009158106   7,393 27 SH   OTR   0 0 27
AIR PRODS & CHEMS INC COM 009158106   848,507 3,099 SH   SOLE   0 0 3,099
AIR PRODS & CHEMS INC COM 009158106   12,595 46 SH   DFND   0 0 46
ALBEMARLE CORP COM 012653101   366,462 2,536 SH   SOLE   0 0 2,536
ALPHABET INC CAP STK CL C 02079K107   260,016 1,845 SH   SOLE   0 0 1,845
ALPHABET INC CAP STK CL A 02079K305   1,877,993 13,444 SH   SOLE   0 0 13,444
ALTRIA GROUP INC COM 02209S103   257,934 6,394 SH   SOLE   0 0 6,394
AMAZON COM INC COM 023135106   1,233,601 8,119 SH   SOLE   0 0 8,119
AMAZON COM INC COM 023135106   6,078 40 SH   DFND   0 0 40
APPLE INC COM 037833100   5,601,933 29,096 SH   SOLE   0 0 29,096
APPLE INC COM 037833100   91,067 473 SH   DFND   0 0 473
APPLE INC COM 037833100   260,494 1,353 SH   OTR   0 0 1,353
APTIV PLC SHS G6095L109   257,945 2,875 SH   SOLE   0 0 2,875
ARISTA NETWORKS INC COM 040413106   296,743 1,260 SH   SOLE   0 0 1,260
BADGER METER INC COM 056525108   519,139 3,363 SH   SOLE   0 0 3,363
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   64,199 180 SH   OTR   0 0 180
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   849,921 2,383 SH   SOLE   0 0 2,383
BLACKROCK INC COM 09247X101   12,989 16 SH   DFND   0 0 16
BLACKROCK INC COM 09247X101   17,048 21 SH   OTR   0 0 21
BLACKROCK INC COM 09247X101   1,474,476 1,816 SH   SOLE   0 0 1,816
BLACKSTONE INC COM 09260D107   63,235 483 SH   DFND   0 0 483
BLACKSTONE INC COM 09260D107   10,212 78 SH   OTR   0 0 78
BLACKSTONE INC COM 09260D107   1,309,316 10,001 SH   SOLE   0 0 10,001
BOEING CO COM 097023105   243,196 933 SH   SOLE   0 0 933
BRISTOL-MYERS SQUIBB CO COM 110122108   9,903 193 SH   DFND   0 0 193
BRISTOL-MYERS SQUIBB CO COM 110122108   8,518 166 SH   OTR   0 0 166
BRISTOL-MYERS SQUIBB CO COM 110122108   480,006 9,355 SH   SOLE   0 0 9,355
BROADCOM INC COM 11135F101   1,809,906 1,621 SH   SOLE   0 0 1,621
BROADCOM INC COM 11135F101   6,698 6 SH   DFND   0 0 6
BROADCOM INC COM 11135F101   13,395 12 SH   OTR   0 0 12
CATERPILLAR INC COM 149123101   2,649,795 8,962 SH   SOLE   0 0 8,962
CF INDS HLDGS INC COM 125269100   314,636 3,958 SH   SOLE   0 0 3,958
CHEVRON CORP NEW COM 166764100   374,015 2,507 SH   SOLE   0 0 2,507
CISCO SYS INC COM 17275R102   608,737 12,049 SH   SOLE   0 0 12,049
CISCO SYS INC COM 17275R102   36,931 731 SH   DFND   0 0 731
CISCO SYS INC COM 17275R102   7,124 141 SH   OTR   0 0 141
COMCAST CORP NEW CL A 20030N101   11,884 271 SH   DFND   0 0 271
COMCAST CORP NEW CL A 20030N101   592,151 13,504 SH   SOLE   0 0 13,504
COMCAST CORP NEW CL A 20030N101   3,158 72 SH   OTR   0 0 72
CORNING INC COM 219350105   3,320 109 SH   DFND   0 0 109
CORNING INC COM 219350105   495,757 16,281 SH   SOLE   0 0 16,281
CORNING INC COM 219350105   7,674 252 SH   OTR   0 0 252
COSTCO WHSL CORP NEW COM 22160K105   12,542 19 SH   OTR   0 0 19
COSTCO WHSL CORP NEW COM 22160K105   1,323,461 2,005 SH   SOLE   0 0 2,005
COSTCO WHSL CORP NEW COM 22160K105   5,941 9 SH   DFND   0 0 9
CUMMINS INC COM 231021106   1,293,760 5,400 SH   SOLE   0 0 5,400
CUMMINS INC COM 231021106   12,458 52 SH   OTR   0 0 52
CUMMINS INC COM 231021106   34,738 145 SH   DFND   0 0 145
DANAHER CORPORATION COM 235851102   395,613 1,710 SH   SOLE   0 0 1,710
DEERE & CO COM 244199105   772,209 1,931 SH   SOLE   0 0 1,931
DISCOVER FINL SVCS COM 254709108   1,083,649 9,641 SH   SOLE   0 0 9,641
DISCOVER FINL SVCS COM 254709108   5,171 46 SH   DFND   0 0 46
DISCOVER FINL SVCS COM 254709108   12,140 108 SH   OTR   0 0 108
DISNEY WALT CO COM 254687106   519,349 5,752 SH   SOLE   0 0 5,752
DISNEY WALT CO COM 254687106   17,788 197 SH   DFND   0 0 197
EATON CORP PLC SHS G29183103   14,209 59 SH   OTR   0 0 59
EATON CORP PLC SHS G29183103   1,405,185 5,835 SH   SOLE   0 0 5,835
EATON CORP PLC SHS G29183103   10,115 42 SH   DFND   0 0 42
ELI LILLY & CO COM 532457108   177,208 304 SH   DFND   0 0 304
ELI LILLY & CO COM 532457108   1,862,508 3,195 SH   SOLE   0 0 3,195
ELI LILLY & CO COM 532457108   7,578 13 SH   OTR   0 0 13
ENBRIDGE INC COM 29250N105   11,527 320 SH   DFND   0 0 320
ENBRIDGE INC COM 29250N105   12,680 352 SH   OTR   0 0 352
ENBRIDGE INC COM 29250N105   744,786 20,677 SH   SOLE   0 0 20,677
EOG RES INC COM 26875P101   13,063 108 SH   DFND   0 0 108
EOG RES INC COM 26875P101   9,435 78 SH   OTR   0 0 78
EOG RES INC COM 26875P101   1,003,295 8,295 SH   SOLE   0 0 8,295
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201   211,738 3,505 SH   SOLE   0 0 3,505
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   374,515 6,956 SH   SOLE   0 0 6,956
FORTINET INC COM 34959E109   222,707 3,805 SH   SOLE   0 0 3,805
GENERAL ELECTRIC CO COM NEW 369604301   301,845 2,365 SH   SOLE   0 0 2,365
GLOBAL X FDS S&P 500 COVERED 37954Y475   50,089 1,270 SH   OTR   0 0 1,270
GLOBAL X FDS S&P 500 COVERED 37954Y475   4,131,764 104,761 SH   SOLE   0 0 104,761
GLOBAL X FDS S&P 500 COVERED 37954Y475   50,286 1,275 SH   DFND   0 0 1,275
HOME DEPOT INC COM 437076102   1,119,224 3,230 SH   SOLE   0 0 3,230
HOME DEPOT INC COM 437076102   12,130 35 SH   DFND   0 0 35
HOME DEPOT INC COM 437076102   10,744 31 SH   OTR   0 0 31
HONEYWELL INTL INC COM 438516106   494,706 2,359 SH   SOLE   0 0 2,359
HONEYWELL INTL INC COM 438516106   2,727 13 SH   OTR   0 0 13
HONEYWELL INTL INC COM 438516106   47,605 227 SH   DFND   0 0 227
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   247,849 11,702 SH   SOLE   0 0 11,702
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   10,187 498 SH   OTR   0 0 498
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   628,008 27,629 SH   SOLE   0 0 27,629
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   2,322,610 102,250 SH   SOLE   0 0 102,250
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   12,880 567 SH   DFND   0 0 567
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   2,887 127 SH   OTR   0 0 127
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   3,849,246 184,307 SH   SOLE   0 0 184,307
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   20,458 1,060 SH   OTR   0 0 1,060
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   34,586 1,656 SH   OTR   0 0 1,656
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   1,409,219 68,894 SH   SOLE   0 0 68,894
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   12,468 646 SH   DFND   0 0 646
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   21,012 925 SH   OTR   0 0 925
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   1,615,237 83,691 SH   SOLE   0 0 83,691
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   7,426 363 SH   DFND   0 0 363
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   25,250 1,209 SH   DFND   0 0 1,209
INVESCO QQQ TR UNIT SER 1 46090E103   491,015 1,199 SH   SOLE   0 0 1,199
ISHARES TR CORE S&P MCP ETF 464287507   30,487 110 SH   DFND   0 0 110
ISHARES TR U.S. TECH ETF 464287721   213,831 1,742 SH   SOLE   0 0 1,742
ISHARES TR CORE S&P TTL STK 464287150   13,680 130 SH   DFND   0 0 130
ISHARES TR CORE S&P TTL STK 464287150   283,806 2,697 SH   SOLE   0 0 2,697
ISHARES TR CRE U S REIT ETF 464288521   381 7 SH   OTR   0 0 7
ISHARES TR CORE S&P MCP ETF 464287507   99,497 359 SH   OTR   0 0 359
ISHARES TR CORE S&P MCP ETF 464287507   9,331,488 33,669 SH   SOLE   0 0 33,669
ISHARES TR CORE S&P TTL STK 464287150   8,524 81 SH   OTR   0 0 81
ISHARES TR CRE U S REIT ETF 464288521   357,609 6,587 SH   SOLE   0 0 6,587
JOHNSON & JOHNSON COM 478160104   1,877,076 11,976 SH   SOLE   0 0 11,976
JOHNSON & JOHNSON COM 478160104   9,718 62 SH   DFND   0 0 62
JOHNSON & JOHNSON COM 478160104   6,584 42 SH   OTR   0 0 42
JPMORGAN CHASE & CO COM 46625H100   2,987,808 17,565 SH   SOLE   0 0 17,565
JPMORGAN CHASE & CO COM 46625H100   35,041 206 SH   DFND   0 0 206
JPMORGAN CHASE & CO COM 46625H100   6,634 39 SH   OTR   0 0 39
KLA CORP COM NEW 482480100   9,883 17 SH   OTR   0 0 17
KLA CORP COM NEW 482480100   5,813 10 SH   DFND   0 0 10
KLA CORP COM NEW 482480100   1,323,825 2,277 SH   SOLE   0 0 2,277
LKQ CORP COM 501889208   289,105 6,049 SH   SOLE   0 0 6,049
LOCKHEED MARTIN CORP COM 539830109   248,376 548 SH   SOLE   0 0 548
LOWES COS INC COM 548661107   239,687 1,077 SH   SOLE   0 0 1,077
MASTERCARD INCORPORATED CL A 57636Q104   981,454 2,301 SH   SOLE   0 0 2,301
MATTHEWS INTL FDS PACIFIC TIGER AC 577130578   3,743,904 147,166 SH   SOLE   0 0 147,166
MATTHEWS INTL FDS PACIFIC TIGER AC 577130578   7,683 302 SH   OTR   0 0 302
MATTHEWS INTL FDS PACIFIC TIGER AC 577130578   14,120 555 SH   DFND   0 0 555
MCDONALDS CORP COM 580135101   1,093,233 3,687 SH   SOLE   0 0 3,687
MCDONALDS CORP COM 580135101   10,675 36 SH   OTR   0 0 36
MCDONALDS CORP COM 580135101   32,024 108 SH   DFND   0 0 108
MEDTRONIC PLC SHS G5960L103   699,247 8,488 SH   SOLE   0 0 8,488
MEDTRONIC PLC SHS G5960L103   10,545 128 SH   DFND   0 0 128
MEDTRONIC PLC SHS G5960L103   4,861 59 SH   OTR   0 0 59
MERCADOLIBRE INC COM 58733R102   235,731 150 SH   SOLE   0 0 150
METLIFE INC COM 59156R108   8,002 121 SH   OTR   0 0 121
METLIFE INC COM 59156R108   8,994 136 SH   DFND   0 0 136
METLIFE INC COM 59156R108   1,167,120 17,649 SH   SOLE   0 0 17,649
MICROSOFT CORP COM 594918104   3,900,985 10,374 SH   SOLE   0 0 10,374
MICROSOFT CORP COM 594918104   100,027 266 SH   DFND   0 0 266
MICROSOFT CORP COM 594918104   9,401 25 SH   OTR   0 0 25
MONDELEZ INTL INC CL A 609207105   514,636 7,105 SH   SOLE   0 0 7,105
MORGAN STANLEY COM NEW 617446448   1,453,849 15,591 SH   SOLE   0 0 15,591
MORGAN STANLEY COM NEW 617446448   9,325 100 SH   DFND   0 0 100
MORGAN STANLEY COM NEW 617446448   11,004 118 SH   OTR   0 0 118
NORFOLK SOUTHN CORP COM 655844108   848,750 3,591 SH   SOLE   0 0 3,591
NORTHROP GRUMMAN CORP COM 666807102   3,746 8 SH   OTR   0 0 8
NORTHROP GRUMMAN CORP COM 666807102   2,809 6 SH   DFND   0 0 6
NORTHROP GRUMMAN CORP COM 666807102   287,907 615 SH   SOLE   0 0 615
NVIDIA CORPORATION COM 67066G104   2,632,120 5,315 SH   SOLE   0 0 5,315
PACKAGING CORP AMER COM 695156109   5,865 36 SH   OTR   0 0 36
PACKAGING CORP AMER COM 695156109   775,941 4,763 SH   SOLE   0 0 4,763
PACKAGING CORP AMER COM 695156109   4,073 25 SH   DFND   0 0 25
PAYPAL HLDGS INC COM 70450Y103   302,568 4,927 SH   SOLE   0 0 4,927
PEPSICO INC COM 713448108   22,080 130 SH   DFND   0 0 130
PEPSICO INC COM 713448108   4,077 24 SH   OTR   0 0 24
PEPSICO INC COM 713448108   1,010,888 5,952 SH   SOLE   0 0 5,952
PHILIP MORRIS INTL INC COM 718172109   235,461 2,503 SH   SOLE   0 0 2,503
PROCTER AND GAMBLE CO COM 742718109   910,307 6,212 SH   SOLE   0 0 6,212
PROCTER AND GAMBLE CO COM 742718109   22,128 151 SH   DFND   0 0 151
PROCTER AND GAMBLE CO COM 742718109   4,543 31 SH   OTR   0 0 31
PROLOGIS INC. COM 74340W103   257,456 1,931 SH   SOLE   0 0 1,931
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   798,069 13,051 SH   SOLE   0 0 13,051
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   4,709 77 SH   OTR   0 0 77
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   13,025 213 SH   DFND   0 0 213
PULTE GROUP INC COM 745867101   610,821 5,918 SH   SOLE   0 0 5,918
QUALCOMM INC COM 747525103   14,463 100 SH   DFND   0 0 100
QUALCOMM INC COM 747525103   1,035,117 7,157 SH   SOLE   0 0 7,157
QUALCOMM INC COM 747525103   9,112 63 SH   OTR   0 0 63
QUANTA SVCS INC COM 74762E102   447,785 2,075 SH   SOLE   0 0 2,075
REGENERON PHARMACEUTICALS COM 75886F107   377,665 430 SH   SOLE   0 0 430
ROPER TECHNOLOGIES INC COM 776696106   365,842 671 SH   SOLE   0 0 671
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   437,019 6,067 SH   SOLE   0 0 6,067
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   200,007 1,119 SH   SOLE   0 0 1,119
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   427,143 3,132 SH   SOLE   0 0 3,132
SELECT SECTOR SPDR TR ENERGY 81369Y506   376,917 4,496 SH   SOLE   0 0 4,496
SHOPIFY INC CL A 82509L107   625,304 8,027 SH   SOLE   0 0 8,027
SOFI TECHNOLOGIES INC COM 83406F102   352,370 35,414 SH   SOLE   0 0 35,414
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   354,344 10,007 SH   SOLE   0 0 10,007
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   614,345 18,064 SH   SOLE   0 0 18,064
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,075 61 SH   OTR   0 0 61
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   425 12 SH   OTR   0 0 12
SPDR S&P 500 ETF TR TR UNIT 78462F103   980,660 2,063 SH   SOLE   0 0 2,063
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   309,506 610 SH   SOLE   0 0 610
SPDR SER TR PORTFOLIO S&P500 78464A854   23,814 426 SH   OTR   0 0 426
SPDR SER TR PRTFLO S&P500 GW 78464A409   911 14 SH   OTR   0 0 14
SPDR SER TR PORTFOLIO S&P400 78464A847   649,584 13,333 SH   SOLE   0 0 13,333
SPDR SER TR PORTFOLIO AGRGTE 78464A649   696,152 27,151 SH   SOLE   0 0 27,151
SPDR SER TR PORTFOLIO S&P600 78468R853   633 15 SH   OTR   0 0 15
SPDR SER TR PRTFLO S&P500 VL 78464A508   2,006 43 SH   OTR   0 0 43
SPDR SER TR PORTFOLIO INTRMD 78464A375   1,993,504 60,722 SH   SOLE   0 0 60,722
SPDR SER TR PORTFOLIO S&P600 78468R853   769,395 18,241 SH   SOLE   0 0 18,241
SPDR SER TR PORTFOLIO INTRMD 78464A375   4,695 143 SH   OTR   0 0 143
SPDR SER TR PRTFLO S&P500 GW 78464A409   733,552 11,275 SH   SOLE   0 0 11,275
SPDR SER TR PORTFOLIO S&P400 78464A847   829 17 SH   OTR   0 0 17
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,399,600 30,015 SH   SOLE   0 0 30,015
SPDR SER TR PORTFOLIO S&P500 78464A854   3,251,871 58,173 SH   SOLE   0 0 58,173
STARBUCKS CORP COM 855244109   16,610 173 SH   DFND   0 0 173
STARBUCKS CORP COM 855244109   11,810 123 SH   OTR   0 0 123
STARBUCKS CORP COM 855244109   1,173,819 12,226 SH   SOLE   0 0 12,226
STRYKER CORPORATION COM 863667101   475,015 1,586 SH   SOLE   0 0 1,586
TESLA INC COM 88160R101   513,112 2,065 SH   SOLE   0 0 2,065
THERMO FISHER SCIENTIFIC INC COM 883556102   277,604 523 SH   SOLE   0 0 523
UNILEVER PLC SPON ADR NEW 904767704   702,670 14,494 SH   SOLE   0 0 14,494
UNILEVER PLC SPON ADR NEW 904767704   3,927 81 SH   OTR   0 0 81
UNILEVER PLC SPON ADR NEW 904767704   4,848 100 SH   DFND   0 0 100
UNITED PARCEL SERVICE INC CL B 911312106   543,230 3,455 SH   SOLE   0 0 3,455
UNITED PARCEL SERVICE INC CL B 911312106   16,510 105 SH   DFND   0 0 105
UNITED PARCEL SERVICE INC CL B 911312106   7,705 49 SH   OTR   0 0 49
VALERO ENERGY CORP COM 91913Y100   13,000 100 SH   DFND   0 0 100
VALERO ENERGY CORP COM 91913Y100   13,260 102 SH   OTR   0 0 102
VALERO ENERGY CORP COM 91913Y100   1,389,440 10,688 SH   SOLE   0 0 10,688
VANGUARD INDEX FDS TOTAL STK MKT 922908769   225,597 951 SH   SOLE   0 0 951
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   570,024 1,305 SH   SOLE   0 0 1,305
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   13,541 210 SH   DFND   0 0 210
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   3,307,023 51,288 SH   SOLE   0 0 51,288
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   20,376 316 SH   OTR   0 0 316
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   26,242 154 SH   DFND   0 0 154
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   428,055 2,512 SH   SOLE   0 0 2,512
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   316,140 6,600 SH   SOLE   0 0 6,600
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,470 49 SH   DFND   0 0 49
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,583,255 14,183 SH   SOLE   0 0 14,183
VANGUARD WORLD FDS UTILITIES ETF 92204A876   4,661 34 SH   DFND   0 0 34
VANGUARD WORLD FDS UTILITIES ETF 92204A876   522,511 3,812 SH   SOLE   0 0 3,812
VANGUARD WORLD FDS UTILITIES ETF 92204A876   3,976 29 SH   OTR   0 0 29
VERIZON COMMUNICATIONS INC COM 92343V104   496,698 13,175 SH   SOLE   0 0 13,175
VERIZON COMMUNICATIONS INC COM 92343V104   2,828 75 SH   OTR   0 0 75
VERIZON COMMUNICATIONS INC COM 92343V104   9,048 240 SH   DFND   0 0 240
WALMART INC COM 931142103   102,473 650 SH   OTR   0 0 650
WALMART INC COM 931142103   548,722 3,481 SH   SOLE   0 0 3,481
WELLTOWER INC COM 95040Q104   243,470 2,700 SH   SOLE   0 0 2,700
ZOETIS INC CL A 98978V103   346,863 1,757 SH   SOLE   0 0 1,757