The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 428,943 4,285 SH   SOLE   3,685 0 600
ABBOTT LABS COM 002824100 BBG001S5N9M6 1,650,315 15,138 SH   SOLE   11,522 0 3,616
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 2,447,494 18,166 SH   SOLE   14,888 0 3,278
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 480,677 983 SH   SOLE   183 0 800
AFLAC INC COM 001055102 BBG001S5NGJ4 1,742,605 24,947 SH   SOLE   24,147 0 800
AIR PRODS & CHEMS INC COM 009158106 BBG001S5NSB6 678,136 2,264 SH   SOLE   2,264 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 4,507,561 37,662 SH   SOLE   31,562 0 6,100
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,069,632 8,855 SH   SOLE   5,755 0 3,100
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 1,515,545 33,456 SH   SOLE   31,606 0 1,850
AMAZON COM INC COM 023135106 BBG001S5PQL7 6,036,425 46,292 SH   SOLE   39,692 0 6,600
AMER STATES WTR CO COM 029899101 BBG001S9T5Z6 295,800 3,400 SH   SOLE   2,800 0 600
AMERICAN ELEC PWR CO INC COM 025537101 BBG001S5NFD2 330,987 3,931 SH   SOLE   3,931 0 0
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 293,561 1,514 SH   SOLE   1,514 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 591,156 2,663 SH   SOLE   2,480 0 183
APPLE INC COM 037833100 BBG001S5N8V8 11,798,037 60,858 SH   SOLE   52,386 0 8,472
AT&T INC COM 00206R102 BBG001S5VWH2 715,508 44,834 SH   SOLE   44,834 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 1,602,112 7,289 SH   SOLE   6,057 0 1,232
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 234,968 8,190 SH   SOLE   8,190 0 0
BECTON DICKINSON & CO COM 075887109 BBG001S5P374 1,721,236 6,520 SH   SOLE   4,748 0 1,772
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,154,023 3,384 SH   SOLE   3,037 0 347
BLACKROCK INC COM 09247X101 BBG001SDBP55 867,221 1,252 SH   SOLE   1,202 0 50
BLACKSTONE INC COM 09260D107 BBG001S7H949 364,642 3,919 SH   SOLE   3,619 0 300
BROADCOM INC COM 11135F101 BBG00KHY5SY8 251,555 290 SH   SOLE   290 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 467,123 1,898 SH   SOLE   1,560 0 338
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,235,023 7,848 SH   SOLE   7,059 0 789
CISCO SYS INC COM 17275R102 BBG001S6HC62 594,528 11,490 SH   SOLE   10,877 0 613
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 432,315 9,390 SH   SOLE   7,390 0 2,000
CLOROX CO DEL COM 189054109 BBG001S5PX50 208,850 1,313 SH   SOLE   1,313 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 1,012,223 16,797 SH   SOLE   15,347 0 1,450
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 611,664 1,136 SH   SOLE   1,136 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 326,507 9,575 SH   SOLE   9,575 0 0
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 763,222 9,214 SH   SOLE   8,514 0 700
DISNEY WALT CO COM 254687106 BBG001S5QHF3 313,969 3,498 SH   SOLE   3,398 0 100
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 750,592 14,477 SH   SOLE   14,477 0 0
DOVER CORP COM 260003108 BBG001S5QL46 251,005 1,700 SH   SOLE   1,700 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 286,732 3,191 SH   SOLE   2,935 0 256
EATON CORP PLC SHS G29183103 BBG001S5QZ45 261,430 1,300 SH   SOLE   1,300 0 0
ELME COMMUNITIES SH BEN INT 939653101 BBG001S5XJD3 179,316 10,907 SH   SOLE   10,907 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 539,709 5,971 SH   SOLE   5,971 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 2,915,669 27,182 SH   SOLE   27,007 0 175
GALLAGHER ARTHUR J & CO COM 363576109 BBG001S5NKC2 254,540 1,159 SH   SOLE   1,050 0 109
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 205,114 1,867 SH   SOLE   1,768 0 99
GENERAL MLS INC COM 370334104 BBG001S5RKR2 468,786 6,112 SH   SOLE   6,112 0 0
HALOZYME THERAPEUTICS INC COM 40637H109 BBG001SGX585 450,875 12,500 SH   SOLE   9,500 0 3,000
HOME DEPOT INC COM 437076102 BBG001S5RTW7 309,046 994 SH   SOLE   927 0 67
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 301,867 1,454 SH   SOLE   1,454 0 0
HORMEL FOODS CORP COM 440452100 BBG001S5S0D0 660,565 16,898 SH   SOLE   16,898 0 0
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 283,511 1,133 SH   SOLE   823 0 310
INTEL CORP COM 458140100 BBG001S5SF65 285,096 8,526 SH   SOLE   7,625 0 901
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 381,094 2,848 SH   SOLE   2,848 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 BBG00KJR2V68 508,766 1,730 SH   SOLE   1,730 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 234,443 526 SH   SOLE   526 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 407,087 8,119 SH   SOLE   8,119 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 3,196,138 19,328 SH   SOLE   17,637 0 1,691
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 1,681,448 11,561 SH   SOLE   10,861 0 700
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 217,168 1,573 SH   SOLE   1,216 0 357
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 271,311 15,748 SH   SOLE   12,748 0 3,000
L3HARRIS TECHNOLOGIES INC COM 502431109 BBG001S5S0N9 1,044,557 5,336 SH   SOLE   5,221 0 115
LILLY ELI & CO COM 532457108 BBG001S5STL8 1,391,533 2,999 SH   SOLE   2,999 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 366,988 1,626 SH   SOLE   1,626 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 667,024 2,235 SH   SOLE   1,946 0 289
MERCK & CO INC COM 58933Y105 BBG001S5TC52 246,935 2,140 SH   SOLE   2,140 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 BBG001S787B5 218,600 2,440 SH   SOLE   2,440 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 8,702,247 25,571 SH   SOLE   23,254 0 2,317
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 672,573 9,065 SH   SOLE   9,065 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 285,417 2,586 SH   SOLE   2,586 0 0
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 1,025,366 4,522 SH   SOLE   4,522 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,035,193 2,448 SH   SOLE   2,148 0 300
PEPSICO INC COM 713448108 BBG001S695T1 961,985 5,194 SH   SOLE   5,194 0 0
PFIZER INC COM 717081103 BBG001S5V466 738,428 20,131 SH   SOLE   19,431 0 700
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 726,322 7,441 SH   SOLE   6,341 0 1,100
PHILLIPS 66 COM 718546104 BBG00286S4P7 812,731 8,512 SH   SOLE   8,102 0 410
PRICE T ROWE GROUP INC COM 74144T108 BBG001S5WW18 331,355 2,958 SH   SOLE   2,958 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 5,317,835 35,043 SH   SOLE   22,123 0 12,920
QUALCOMM INC COM 747525103 BBG001S6VS70 443,640 3,724 SH   SOLE   3,724 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 411,923 4,205 SH   SOLE   3,623 0 582
REALTY INCOME CORP COM 756109104 BBG001S884K0 813,019 13,598 SH   SOLE   13,598 0 0
RPM INTL INC COM 749685103 BBG001S7X317 233,298 2,600 SH   SOLE   2,600 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 205,345 972 SH   SOLE   672 0 300
SOUTHERN CO COM 842587107 BBG001S5W777 319,427 4,547 SH   SOLE   4,547 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 1,552,826 15,676 SH   SOLE   13,976 0 1,700
SYSCO CORP COM 871829107 BBG001S5WJS8 221,000 2,978 SH   SOLE   1,738 0 1,240
TARGET CORP COM 87612E106 BBG001SC0K41 415,497 3,148 SH   SOLE   2,058 0 1,090
THOMSON REUTERS CORP. COM 884903808 BBG001S5WSW3 238,034 1,764 SH   SOLE   1,764 0 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 239,014 1,334 SH   SOLE   1,314 0 20
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 1,321,843 2,750 SH   SOLE   2,750 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 4,431,414 29,775 SH   SOLE   29,775 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 862,765 3,049 SH   SOLE   3,049 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 49,892,902 246,115 SH   SOLE   235,116 0 10,999
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 36,015,241 163,583 SH   SOLE   155,861 0 7,722
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 385,301 946 SH   SOLE   946 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 723,526 4,374 SH   SOLE   3,374 0 1,000
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 10,607,665 53,333 SH   SOLE   51,298 0 2,035
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,235,071 5,453 SH   SOLE   4,737 0 716
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 1,072,653 7,549 SH   SOLE   7,549 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 5,235,019 128,674 SH   SOLE   123,670 0 5,004
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 1,762,722 35,100 SH   SOLE   35,100 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 1,145,895 14,500 SH   SOLE   14,125 0 375
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 31,192,252 192,037 SH   SOLE   178,191 0 13,846
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 293,441 5,232 SH   SOLE   5,053 0 179
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,555,655 33,685 SH   SOLE   33,560 0 125
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 17,881,361 168,556 SH   SOLE   159,418 0 9,138
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 BBG00C863MQ1 6,771,235 90,177 SH   SOLE   86,213 0 3,964
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 5,181,105 81,974 SH   SOLE   79,614 0 2,360
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 BBG001SHTTM0 434,796 5,352 SH   SOLE   5,352 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 BBG001SHVR32 224,990 919 SH   SOLE   419 0 500
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 653,603 17,575 SH   SOLE   17,575 0 0
WALMART INC COM 931142103 BBG001S5XH92 413,599 2,625 SH   SOLE   2,625 0 0