The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   1,189 7,212 SH   SOLE   0 0 7,212
BANK AMERICA CORP COM 060505104   347 12,141 SH   SOLE   0 0 12,141
BECTON DICKINSON & CO COM 075887109   557 2,251 SH   SOLE   0 0 2,251
CONNECTONE BANCORP INC COM 20786W107   475 26,890 SH   SOLE   0 0 26,890
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   319 11,822 SH   SOLE   0 0 11,822
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   4,603 87,348 SH   SOLE   0 0 87,348
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   579 17,973 SH   SOLE   0 0 17,973
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,429 60,584 SH   SOLE   0 0 60,584
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   395 17,199 SH   SOLE   0 0 17,199
EXXON MOBIL CORP COM 30231G102   3,549 32,359 SH   SOLE   0 0 32,359
ISHARES INC MSCI GBL MIN VOL 464286525   3,237 33,453 SH   SOLE   0 0 33,453
ISHARES TR SHRT NAT MUN ETF 464288158   2,008 19,179 SH   SOLE   0 0 19,179
ISHARES TR S&P 100 ETF 464287101   233 1,244 SH   SOLE   0 0 1,244
ISHARES TR RUS 1000 GRW ETF 464287614   2,261 9,256 SH   SOLE   0 0 9,256
ISHARES TR CORE S&P SCP ETF 464287804   2,350 24,305 SH   SOLE   0 0 24,305
ISHARES TR RUSSELL 2000 ETF 464287655   691 3,872 SH   SOLE   0 0 3,872
ISHARES TR MICRO-CAP ETF 464288869   221 2,110 SH   SOLE   0 0 2,110
ISHARES TR S&P 500 VAL ETF 464287408   3,508 23,114 SH   SOLE   0 0 23,114
ISHARES TR S&P 500 GRWT ETF 464287309   5,957 93,237 SH   SOLE   0 0 93,237
ISHARES TR CORE S&P500 ETF 464287200   509 1,237 SH   SOLE   0 0 1,237
ISHARES TR NATIONAL MUN ETF 464288414   2,528 23,460 SH   SOLE   0 0 23,460
ISHARES TR EAFE SML CP ETF 464288273   1,190 19,993 SH   SOLE   0 0 19,993
ISHARES TR CORE US AGGBD ET 464287226   903 9,063 SH   SOLE   0 0 9,063
ISHARES TR BLACKROCK ULTRA 46434V878   566 11,259 SH   SOLE   0 0 11,259
ISHARES TR MSCI EAFE ETF 464287465   538 7,518 SH   SOLE   0 0 7,518
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   264 5,237 SH   SOLE   0 0 5,237
JOHNSON & JOHNSON COM 478160104   236 1,522 SH   SOLE   0 0 1,522
MERCK & CO INC COM 58933Y105   445 4,183 SH   SOLE   0 0 4,183
MICROSOFT CORP COM 594918104   720 2,498 SH   SOLE   0 0 2,498
ORACLE CORP COM 68389X105   284 3,060 SH   SOLE   0 0 3,060
PHILIP MORRIS INTL INC COM 718172109   200 2,052 SH   SOLE   0 0 2,052
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   653 10,449 SH   SOLE   0 0 10,449
REPLIGEN CORP COM 759916109   253 1,500 SH   SOLE   0 0 1,500
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   720 17,495 SH   SOLE   0 0 17,495
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   282 8,251 SH   SOLE   0 0 8,251
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,862 57,980 SH   SOLE   0 0 57,980
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,841 19,152 SH   SOLE   0 0 19,152
SPDR SER TR PORTFOLIO AGRGTE 78464A649   2,870 111,272 SH   SOLE   0 0 111,272
SPDR SER TR NUVEEN BLMBRG SH 78468R739   2,934 61,699 SH   SOLE   0 0 61,699
SPDR SER TR PORTFOLIO SHORT 78464A474   432 14,578 SH   SOLE   0 0 14,578
SPDR SER TR PORTFOLIO SH TSR 78468R101   14,304 489,371 SH   SOLE   0 0 489,371
SPDR SER TR PORTFOLIO S&P600 78468R853   877 23,231 SH   SOLE   0 0 23,231
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,305 23,578 SH   SOLE   0 0 23,578
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,431 35,134 SH   SOLE   0 0 35,134
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103   6,108 221,482 SH   SOLE   0 0 221,482
UNITED PARCEL SERVICE INC CL B 911312106   4,441 22,894 SH   SOLE   0 0 22,894
UNITEDHEALTH GROUP INC COM 91324P102   204 431 SH   SOLE   0 0 431
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   420 5,687 SH   SOLE   0 0 5,687
VANGUARD INDEX FDS TOTAL STK MKT 922908769   396 1,942 SH   SOLE   0 0 1,942
VANGUARD INDEX FDS VALUE ETF 922908744   729 5,278 SH   SOLE   0 0 5,278
VANGUARD INDEX FDS GROWTH ETF 922908736   6,998 28,056 SH   SOLE   0 0 28,056
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   981 24,295 SH   SOLE   0 0 24,295
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   8,343 174,477 SH   SOLE   0 0 174,477
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,401 67,140 SH   SOLE   0 0 67,140
VANGUARD STAR FDS VG TL INTL STK F 921909768   722 13,085 SH   SOLE   0 0 13,085
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,070 112,235 SH   SOLE   0 0 112,235
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,994 56,819 SH   SOLE   0 0 56,819
VERIZON COMMUNICATIONS INC COM 92343V104   225 5,787 SH   SOLE   0 0 5,787
WISDOMTREE TR US HIGH DIVIDEND 97717W208   356 4,322 SH   SOLE   0 0 4,322