The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,295,676 4,050 SH   SOLE   0 0 4,050
APPLE INC COM 037833100   1,114,579 7,877 SH   SOLE   0 0 7,877
APTARGROUP INC COM 038336103   1,281,342 10,736 SH   SOLE   0 0 10,736
BECTON DICKINSON & CO COM 075887109   1,906,334 7,755 SH   SOLE   0 0 7,755
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,721,043 17,297 SH   SOLE   0 0 17,297
CARLISLE COS INC COM 142339100   1,646,180 8,281 SH   SOLE   0 0 8,281
CHURCH & DWIGHT CO INC COM 171340102   1,795,372 21,744 SH   SOLE   0 0 21,744
CVS HEALTH CORP COM 126650100   1,868,532 22,019 SH   SOLE   0 0 22,019
DIREXION SHS ETF TR AUSPCE CMD STG 25460E307   9,953,782 863,499 SH   SOLE   0 0 863,499
DISCOVERY INC COM SER A 25470F104   947,153 38,423 SH   SOLE   0 0 38,423
DISNEY WALT CO COM 254687106   1,321,392 7,811 SH   SOLE   0 0 7,811
EXXON MOBIL CORP COM 30231G102   2,478,204 42,132 SH   SOLE   0 0 42,132
FRANCO NEV CORP COM 351858105   1,310,792 10,090 SH   SOLE   0 0 10,090
GLOBAL PMTS INC COM 37940X102   423,260 2,686 SH   SOLE   0 0 2,686
JOHNSON & JOHNSON COM 478160104   4,746,302 29,389 SH   SOLE   0 0 29,389
JPMORGAN CHASE & CO COM 46625H100   3,614,930 22,084 SH   SOLE   0 0 22,084
LOCKHEED MARTIN CORP COM 539830109   222,590 645 SH   SOLE   0 0 645
MICROSOFT CORP COM 594918104   5,343,664 18,955 SH   SOLE   0 0 18,955
PEPSICO INC COM 713448108   1,130,095 7,513 SH   SOLE   0 0 7,513
PROCTER AND GAMBLE CO COM 742718109   2,784,833 19,920 SH   SOLE   0 0 19,920
QUALCOMM INC COM 747525103   1,963,592 15,224 SH   SOLE   0 0 15,224
RAYTHEON TECHNOLOGIES CORP COM 75513E101   786,878 9,154 SH   SOLE   0 0 9,154
REGIONS FINANCIAL CORP NEW COM 7591EP100   327,684 15,377 SH   SOLE   0 0 15,377
ROSS STORES INC COM 778296103   1,221,950 11,226 SH   SOLE   0 0 11,226
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   20,898,185 281,495 SH   SOLE   0 0 281,495
SCHWAB STRATEGIC TR US TIPS ETF 808524870   15,192,072 242,762 SH   SOLE   0 0 242,762
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   341,520 6,294 SH   SOLE   0 0 6,294
SOUTHERN CO COM 842587107   1,068,565 42,158 SH   SOLE   0 0 42,158
SPDR SER TR PORTFOLIO LN TSR 78464A664   18,881,197 457,283 SH   SOLE   0 0 457,283
VANECK ETF TRUST CHINA BOND ETF 92189F379   897,942 36,816 SH   SOLE   0 0 36,816
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   7,665,324 139,955 SH   SOLE   0 0 139,955
VULCAN MATLS CO COM 929160109   207,221 1,225 SH   SOLE   0 0 1,225
WALMART INC COM 931142103   3,171,871 624,145 SH   SOLE   0 0 624,145