The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
22ND CENTY GROUP INC COM 90137F103   29,812 38,767 SH   SOLE   0 0 38,767
AMAZON COM INC COM 023135106   1,205,303 11,669 SH   SOLE   0 0 133
APPLE INC COM 037833100   417,672 2,532 SH   SOLE   0 0 2,483
AXT INC COM 00246W103   53,198 13,366 SH   SOLE   0 0 13,366
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   424,945 1,376 SH   SOLE   0 0 1,369
BERKSHIRE HATHAWAY INC DEL CL A 084670108   465,600 1 SH   SOLE   0 0 1
BOEING CO COM 097023105   268,039 1,262 SH   SOLE   0 0 1,262
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   4,179,484 122,926 SH   SOLE   0 0 122,926
INSULET CORP COM 45784P101   247,513 776 SH   SOLE   0 0 776
INVESCO QQQ TR UNIT SER 1 46090E103   777,147 2,422 SH   SOLE   0 0 2,422
ISHARES GOLD TR SHARES REPRESENT 46436F103   290,605 14,759 SH   SOLE   0 0 14,759
ISHARES INC CORE MSCI EMKT 46434G103   6,635,209 135,995 SH   SOLE   0 0 135,995
ISHARES TR MBS ETF 464288588   357,915 3,778 SH   SOLE   0 0 2,907
ISHARES TR 1 3 YR TREAS BD 464287457   797,976 9,712 SH   SOLE   0 0 8,704
ISHARES TR CORE S&P500 ETF 464287200   230,510 561 SH   SOLE   0 0 127
ISHARES TR CORE US AGGBD ET 464287226   375,213 3,766 SH   SOLE   0 0 148
ISHARES TR IBOXX HI YD ETF 464288513   462,978 6,128 SH   SOLE   0 0 5,581
ISHARES TR NATIONAL MUN ETF 464288414   4,049,018 37,581 SH   SOLE   0 0 10,112
ISHARES TR EAFE SML CP ETF 464288273   682,144 11,463 SH   SOLE   0 0 9,409
ISHARES TR CORE S&P SCP ETF 464287804   1,848,960 19,120 SH   SOLE   0 0 17,390
ISHARES TR RUS MDCP VAL ETF 464287473   5,091,561 47,944 SH   SOLE   0 0 791
ISHARES TR RUS MD CP GR ETF 464287481   2,426,553 26,651 SH   SOLE   0 0 314
ISHARES TR RUS TP200 GR ETF 464289438   12,721,016 91,564 SH   SOLE   0 0 1,267
ISHARES TR RUS TP200 VL ETF 464289420   9,789,689 150,379 SH   SOLE   0 0 2,202
ISHARES TR EAFE GRWTH ETF 464288885   6,561,126 70,037 SH   SOLE   0 0 876
ISHARES TR IBOXX INV CP ETF 464287242   593,691 5,416 SH   SOLE   0 0 525
ISHARES TR GLOBAL TECH ETF 464287291   228,962 4,212 SH   SOLE   0 0 4,212
ISHARES TR 20 YR TR BD ETF 464287432   331,507 3,117 SH   SOLE   0 0 3,117
ISHARES TR U.S. TECH ETF 464287721   474,010 5,108 SH   SOLE   0 0 5,010
ISHARES TR USD INV GRDE ETF 464288620   2,976,590 58,756 SH   SOLE   0 0 58,730
ISHARES TR EAFE VALUE ETF 464288877   5,457,127 112,448 SH   SOLE   0 0 110,871
ISHARES TR MSCI USA MIN VOL 46429B697   488,206 6,712 SH   SOLE   0 0 6,712
ISHARES TR MSCI USA QLT FCT 46432F339   831,481 6,702 SH   SOLE   0 0 6,702
ISHARES TR CORE MSCI INTL 46435G326   2,528,220 41,809 SH   SOLE   0 0 41,809
ISHARES TR ESG AWR MSCI USA 46435G425   2,140,805 23,668 SH   SOLE   0 0 23,668
MICROSOFT CORP COM 594918104   413,470 1,434 SH   SOLE   0 0 533
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   661,024 18,995 SH   SOLE   0 0 18,995
SCHWAB STRATEGIC TR US TIPS ETF 808524870   545,305 10,172 SH   SOLE   0 0 914
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   493,844 1,485 SH   SOLE   0 0 1,485
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,227,666 35,971 SH   SOLE   0 0 35,971
SPDR S&P 500 ETF TR TR UNIT 78462F103   601,539 1,469 SH   SOLE   0 0 1,469
SPDR SER TR PORTFOLIO S&P500 78464A854   3,430,974 71,256 SH   SOLE   0 0 71,256
SPDR SER TR PORTFOLIO LN TSR 78464A664   1,069,231 34,626 SH   SOLE   0 0 34,626
SPDR SER TR PRTFLO S&P500 GW 78464A409   205,330 3,708 SH   SOLE   0 0 3,708
TJX COS INC NEW COM 872540109   730,550 9,323 SH   SOLE   0 0 9,323
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   463,226 9,469 SH   SOLE   0 0 9,469
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   19,150,153 50,921 SH   SOLE   0 0 37,517
VANGUARD INDEX FDS TOTAL STK MKT 922908769   551,722 2,703 SH   SOLE   0 0 2,703
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,284,510 50,839 SH   SOLE   0 0 49,098
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,568,166 26,788 SH   SOLE   0 0 26,788
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   934,021 14,258 SH   SOLE   0 0 14,258
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,963,358 32,745 SH   SOLE   0 0 32,745
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   3,360,854 46,626 SH   SOLE   0 0 46,626
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   3,229,245 69,372 SH   SOLE   0 0 69,372
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   335,196 7,421 SH   SOLE   0 0 7,421
WISDOMTREE TR EM EX ST-OWNED 97717X578   570,950 20,509 SH   SOLE   0 0 20,509
WISDOMTREE TR US QTLY DIV GRT 97717X669   304,602 4,886 SH   SOLE   0 0 4,886