The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
22ND CENTY GROUP INC COM 90137F103   35,685 38,767 SH   SOLE   0 0 38,767
AMAZON COM INC COM 023135106   969,859 11,546 SH   SOLE   0 0 11,546
APPLE INC COM 037833100   340,258 2,619 SH   SOLE   0 0 2,619
AXT INC COM 00246W103   58,544 13,366 SH   SOLE   0 0 13,366
BOEING CO COM 097023105   240,356 1,262 SH   SOLE   0 0 1,262
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   3,447,448 104,342 SH   SOLE   0 0 104,342
INSULET CORP COM 45784P101   228,447 776 SH   SOLE   0 0 776
INVESCO QQQ TR UNIT SER 1 46090E103   622,442 2,338 SH   SOLE   0 0 2,338
ISHARES GOLD TR SHARES REPRESENT 46436F103   249,532 13,703 SH   SOLE   0 0 13,703
ISHARES INC CORE MSCI EMKT 46434G103   6,068,540 129,947 SH   SOLE   0 0 129,947
ISHARES INC MSCI EMERG MRKT 464286533   924,218 17,422 SH   SOLE   0 0 17,422
ISHARES TR EAFE GRWTH ETF 464288885   5,603,629 66,901 SH   SOLE   0 0 66,901
ISHARES TR CORE MSCI INTL 46435G326   2,381,054 42,534 SH   SOLE   0 0 42,534
ISHARES TR IBOXX HI YD ETF 464288513   491,602 6,861 SH   SOLE   0 0 6,861
ISHARES TR MSCI USA MIN VOL 46429B697   414,507 5,749 SH   SOLE   0 0 5,749
ISHARES TR CORE US AGGBD ET 464287226   210,776 2,173 SH   SOLE   0 0 2,173
ISHARES TR CORE S&P SCP ETF 464287804   2,140,422 22,616 SH   SOLE   0 0 22,616
ISHARES TR USD INV GRDE ETF 464288620   2,687,123 54,716 SH   SOLE   0 0 54,716
ISHARES TR ESG AWR MSCI USA 46435G425   4,028,227 47,531 SH   SOLE   0 0 47,531
ISHARES TR RUS MD CP GR ETF 464287481   2,093,255 25,039 SH   SOLE   0 0 25,039
ISHARES TR RUS MDCP VAL ETF 464287473   4,773,428 45,315 SH   SOLE   0 0 45,315
ISHARES TR RUS TP200 VL ETF 464289420   9,111,971 140,249 SH   SOLE   0 0 140,249
ISHARES TR RUS TP200 GR ETF 464289438   10,639,122 88,270 SH   SOLE   0 0 88,270
ISHARES TR GLOBAL TECH ETF 464287291   226,209 5,046 SH   SOLE   0 0 5,046
ISHARES TR U.S. ENERGY ETF 464287796   337,253 7,254 SH   SOLE   0 0 7,254
ISHARES TR U.S. TECH ETF 464287721   284,719 3,822 SH   SOLE   0 0 3,822
ISHARES TR NATIONAL MUN ETF 464288414   4,019,319 38,091 SH   SOLE   0 0 38,091
ISHARES TR MBS ETF 464288588   355,821 3,836 SH   SOLE   0 0 3,836
ISHARES TR MSCI USA QLT FCT 46432F339   333,007 2,922 SH   SOLE   0 0 2,922
ISHARES TR MSCI USA MMENTM 46432F396   257,596 1,765 SH   SOLE   0 0 1,765
ISHARES TR 20 YR TR BD ETF 464287432   314,664 3,161 SH   SOLE   0 0 3,161
ISHARES TR 0-5YR HI YL CP 46434V407   219,300 5,363 SH   SOLE   0 0 5,363
ISHARES TR 1 3 YR TREAS BD 464287457   879,472 10,835 SH   SOLE   0 0 10,835
ISHARES TR IBOXX INV CP ETF 464287242   643,904 6,107 SH   SOLE   0 0 6,107
ISHARES TR SHORT TREAS BD 464288679   336,362 3,060 SH   SOLE   0 0 3,060
ISHARES TR EAFE SML CP ETF 464288273   775,374 13,728 SH   SOLE   0 0 13,728
ISHARES TR EAFE VALUE ETF 464288877   5,427,595 118,300 SH   SOLE   0 0 118,300
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   253,281 8,985 SH   SOLE   0 0 8,985
MICROSOFT CORP COM 594918104   361,677 1,508 SH   SOLE   0 0 1,508
SCHWAB STRATEGIC TR US TIPS ETF 808524870   580,984 11,218 SH   SOLE   0 0 11,218
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   827,629 25,695 SH   SOLE   0 0 25,695
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   226,394 1,667 SH   SOLE   0 0 1,667
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   489,622 1,478 SH   SOLE   0 0 1,478
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,421,555 43,130 SH   SOLE   0 0 43,130
SPDR S&P 500 ETF TR TR UNIT 78462F103   503,592 1,317 SH   SOLE   0 0 1,317
SPDR SER TR PORTFOLIO LN TSR 78464A664   882,202 30,389 SH   SOLE   0 0 30,389
SPDR SER TR PORTFOLIO S&P600 78468R853   343,828 9,300 SH   SOLE   0 0 9,300
SPDR SER TR PORTFOLIO S&P500 78464A854   3,490,096 77,592 SH   SOLE   0 0 77,592
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   494,022 10,416 SH   SOLE   0 0 10,416
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   18,180,318 51,746 SH   SOLE   0 0 51,746
VANGUARD INDEX FDS TOTAL STK MKT 922908769   645,123 3,374 SH   SOLE   0 0 3,374
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   691,692 11,225 SH   SOLE   0 0 11,225
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,266,783 21,909 SH   SOLE   0 0 21,909
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   3,069,797 43,624 SH   SOLE   0 0 43,624
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   2,929,485 64,356 SH   SOLE   0 0 64,356
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,770,945 30,283 SH   SOLE   0 0 30,283
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,744,565 65,393 SH   SOLE   0 0 65,393
WISDOMTREE TR US QTLY DIV GRT 97717X669   348,824 5,779 SH   SOLE   0 0 5,779
WISDOMTREE TR EM EX ST-OWNED 97717X578   233,574 8,755 SH   SOLE   0 0 8,755