The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   29,228,687 362,582 SH   SOLE   0 0 362,582
ISHARES TR CORE HIGH DV ETF 46429B663   28,818,047 261,587 SH   SOLE   0 0 261,587
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   23,840,397 526,162 SH   SOLE   0 0 526,162
ISHARES TR NATIONAL MUN ETF 464288414   18,514,481 172,068 SH   SOLE   0 0 172,068
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   18,245,746 362,811 SH   SOLE   0 0 362,811
PACER FDS TR US CASH COWS 100 69374H881   16,865,826 290,358 SH   SOLE   0 0 290,358
ISHARES TR CORE US AGGBD ET 464287226   16,140,731 164,802 SH   SOLE   0 0 164,802
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   13,328,382 143,762 SH   SOLE   0 0 143,762
ISHARES TR CORE S&P500 ETF 464287200   11,941,167 22,713 SH   SOLE   0 0 22,713
ISHARES TR EAFE GRWTH ETF 464288885   11,522,309 111,063 SH   SOLE   0 0 111,063
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   10,687,568 155,401 SH   SOLE   0 0 155,401
ISHARES TR MSCI INTL QUALTY 46434V456   10,326,410 260,509 SH   SOLE   0 0 260,509
AMERICAN CENTY ETF TR US SML CP VALU 025072877   9,992,871 106,666 SH   SOLE   0 0 106,666
ISHARES INC MSCI EMRG CHN 46434G764   9,056,699 157,299 SH   SOLE   0 0 157,299
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   8,907,504 139,507 SH   SOLE   0 0 139,507
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   7,438,535 31,549 SH   SOLE   0 0 31,549
SPDR SER TR PRTFLO S&P500 GW 78464A409   6,406,352 87,557 SH   SOLE   0 0 87,557
ISHARES TR CORE TOTAL USD 46434V613   4,241,508 93,036 SH   SOLE   0 0 93,036
APPLE INC COM 037833100   2,962,043 17,273 SH   SOLE   0 0 17,273
ISHARES TR MSCI USA QLT FCT 46432F339   2,906,269 17,683 SH   SOLE   0 0 17,683
ISHARES TR EAFE VALUE ETF 464288877   2,165,296 39,803 SH   SOLE   0 0 39,803
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,724,986 34,091 SH   SOLE   0 0 34,091
ISHARES TR RUS 1000 GRW ETF 464287614   1,420,239 4,214 SH   SOLE   0 0 4,214
ISHARES TR MBS ETF 464288588   1,288,156 13,938 SH   SOLE   0 0 13,938
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,268,880 2 SH   SOLE   0 0 2
ISHARES TR TRS FLT RT BD 46434V860   1,191,029 23,496 SH   SOLE   0 0 23,496
ISHARES INC CORE MSCI EMKT 46434G103   1,062,365 20,588 SH   SOLE   0 0 20,588
ISHARES TR U.S. TECH ETF 464287721   1,048,915 7,766 SH   SOLE   0 0 7,766
AMAZON COM INC COM 023135106   988,482 5,480 SH   SOLE   0 0 5,480
ISHARES TR 20 YR TR BD ETF 464287432   939,819 9,933 SH   SOLE   0 0 9,933
ISHARES TR RUS 1000 VAL ETF 464287598   934,867 5,220 SH   SOLE   0 0 5,220
ISHARES TR RUS 1000 ETF 464287622   900,170 3,125 SH   SOLE   0 0 3,125
ISHARES TR S&P 100 ETF 464287101   794,559 3,212 SH   SOLE   0 0 3,212
ISHARES TR S&P 500 GRWT ETF 464287309   716,239 8,482 SH   SOLE   0 0 8,482
ISHARES TR IBOXX INV CP ETF 464287242   681,412 6,256 SH   SOLE   0 0 6,256
ISHARES TR ESG AWR MSCI USA 46435G425   679,595 5,912 SH   SOLE   0 0 5,912
ISHARES TR RUS MDCP VAL ETF 464287473   650,230 5,188 SH   SOLE   0 0 5,188
ISHARES TR CORE S&P US VLU 464287663   609,916 6,744 SH   SOLE   0 0 6,744
COCA COLA CO COM 191216100   608,931 9,953 SH   SOLE   0 0 9,953
SPDR SER TR PORTFOLIO S&P500 78464A854   591,945 9,620 SH   SOLE   0 0 9,620
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   501,503 2,746 SH   SOLE   0 0 2,746
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   393,374 7,819 SH   SOLE   0 0 7,819
ISHARES TR MSCI ACWI EX US 464288240   390,104 7,307 SH   SOLE   0 0 7,307
SPDR S&P 500 ETF TR TR UNIT 78462F103   370,305 708 SH   SOLE   0 0 708
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505   357,409 7,070 SH   SOLE   0 0 7,070
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   349,443 5,631 SH   SOLE   0 0 5,631
ISHARES TR US INFRASTRUC 46435U713   346,299 7,987 SH   SOLE   0 0 7,987
ISHARES TR CORE MSCI INTL 46435G326   340,868 5,078 SH   SOLE   0 0 5,078
ISHARES TR GLOBAL ENERG ETF 464287341   294,012 6,845 SH   SOLE   0 0 6,845
WISDOMTREE TR INTL EQUITY FD 97717W703   293,634 5,358 SH   SOLE   0 0 5,358
SYNOPSYS INC COM 871607107   272,034 476 SH   SOLE   0 0 476
SIMPLIFY EXCHANGE TRADED FUN HEDGED EQUITY 82889N764   271,946 10,266 SH   SOLE   0 0 10,266
ISHARES TR 7-10 YR TRSY BD 464287440   241,194 2,548 SH   SOLE   0 0 2,548
VANGUARD STAR FDS VG TL INTL STK F 921909768   234,996 3,897 SH   SOLE   0 0 3,897
MASTERCARD INCORPORATED CL A 57636Q104   234,198 486 SH   SOLE   0 0 486
WORLD GOLD TR SPDR GLD MINIS 98149E303   222,364 5,048 SH   SOLE   0 0 5,048
VANGUARD INDEX FDS MID CAP ETF 922908629   214,672 859 SH   SOLE   0 0 859
ISHARES TR MSCI USA MIN VOL 46429B697   214,545 2,567 SH   SOLE   0 0 2,567
MCDONALDS CORP COM 580135101   208,581 740 SH   SOLE   0 0 740
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   207,266 3,920 SH   SOLE   0 0 3,920
VANGUARD INDEX FDS SMALL CP ETF 922908751   205,311 898 SH   SOLE   0 0 898
COSTCO WHSL CORP NEW COM 22160K105   202,593 277 SH   SOLE   0 0 277
AMERIPRISE FINL INC COM 03076C106   200,065 456 SH   SOLE   0 0 456
SHARECARE INC COM CL A 81948W104   116,147 151,332 SH   SOLE   0 0 151,332