The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   27,238,830 355,804 SH   SOLE   0 0 355,804
ISHARES TR CORE HIGH DV ETF 46429B663   25,974,892 253,194 SH   SOLE   0 0 253,194
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   23,436,558 505,727 SH   SOLE   0 0 505,727
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   18,594,901 368,062 SH   SOLE   0 0 368,062
ISHARES TR NATIONAL MUN ETF 464288414   16,961,124 156,454 SH   SOLE   0 0 156,454
ISHARES TR CORE US AGGBD ET 464287226   15,853,860 158,617 SH   SOLE   0 0 158,617
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   13,611,601 162,609 SH   SOLE   0 0 162,609
ISHARES TR CORE S&P500 ETF 464287200   11,062,263 23,161 SH   SOLE   0 0 23,161
ISHARES TR EAFE GRWTH ETF 464288885   10,952,592 112,461 SH   SOLE   0 0 112,461
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   10,233,474 152,996 SH   SOLE   0 0 152,996
AMERICAN CENTY ETF TR US SML CP VALU 025072877   10,163,784 112,607 SH   SOLE   0 0 112,607
ISHARES TR MSCI INTL QUALTY 46434V456   10,027,086 265,469 SH   SOLE   0 0 265,469
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   8,802,378 137,408 SH   SOLE   0 0 137,408
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   8,204,234 199,616 SH   SOLE   0 0 199,616
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   7,481,221 33,878 SH   SOLE   0 0 33,878
SPDR SER TR PRTFLO S&P500 GW 78464A409   6,144,072 94,437 SH   SOLE   0 0 94,437
ISHARES TR CORE TOTAL USD 46434V613   4,272,420 92,738 SH   SOLE   0 0 92,738
APPLE INC COM 037833100   3,310,948 17,197 SH   SOLE   0 0 17,197
ISHARES TR MSCI USA QLT FCT 46432F339   2,399,999 16,311 SH   SOLE   0 0 16,311
ISHARES TR EAFE VALUE ETF 464288877   2,086,355 40,045 SH   SOLE   0 0 40,045
ISHARES TR RUS 1000 GRW ETF 464287614   1,884,265 6,215 SH   SOLE   0 0 6,215
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,731,474 33,917 SH   SOLE   0 0 33,917
ISHARES TR MBS ETF 464288588   1,313,677 14,155 SH   SOLE   0 0 14,155
ISHARES TR TRS FLT RT BD 46434V860   1,177,001 23,321 SH   SOLE   0 0 23,321
ISHARES INC CORE MSCI EMKT 46434G103   1,147,374 22,684 SH   SOLE   0 0 22,684
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,085,250 2 SH   SOLE   0 0 2
ISHARES TR U.S. TECH ETF 464287721   995,383 8,109 SH   SOLE   0 0 8,109
ISHARES TR 20 YR TR BD ETF 464287432   979,947 9,910 SH   SOLE   0 0 9,910
ISHARES TR RUS 1000 VAL ETF 464287598   832,991 5,041 SH   SOLE   0 0 5,041
AMAZON COM INC COM 023135106   832,631 5,480 SH   SOLE   0 0 5,480
ISHARES TR RUS 1000 ETF 464287622   817,151 3,116 SH   SOLE   0 0 3,116
ISHARES TR S&P 100 ETF 464287101   733,493 3,283 SH   SOLE   0 0 3,283
ISHARES TR IBOXX INV CP ETF 464287242   692,077 6,254 SH   SOLE   0 0 6,254
ISHARES TR S&P 500 GRWT ETF 464287309   658,971 8,775 SH   SOLE   0 0 8,775
ISHARES TR ESG AWR MSCI USA 46435G425   628,719 5,992 SH   SOLE   0 0 5,992
ISHARES TR RUS MDCP VAL ETF 464287473   601,450 5,172 SH   SOLE   0 0 5,172
COCA COLA CO COM 191216100   586,536 11,745 SH   SOLE   0 0 11,745
SPDR SER TR PORTFOLIO S&P500 78464A854   570,236 10,201 SH   SOLE   0 0 10,201
ISHARES TR CORE S&P US VLU 464287663   565,909 6,711 SH   SOLE   0 0 6,711
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   518,237 3,041 SH   SOLE   0 0 3,041
INNOVATOR ETFS TR EMRGNG MKT JAN 45782C516   436,329 15,219 SH   SOLE   0 0 15,219
ISHARES INC MSCI EMRG CHN 46434G764   395,108 6,197 SH   SOLE   0 0 6,197
ISHARES TR MSCI ACWI EX US 464288240   372,933 7,307 SH   SOLE   0 0 7,307
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824   372,511 250,478 SH   SOLE   0 0 250,478
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   343,813 6,096 SH   SOLE   0 0 6,096
ISHARES TR CORE MSCI INTL 46435G326   338,392 5,316 SH   SOLE   0 0 5,316
SPDR S&P 500 ETF TR TR UNIT 78462F103   335,185 705 SH   SOLE   0 0 705
ISHARES TR US INFRASTRUC 46435U713   320,003 7,946 SH   SOLE   0 0 7,946
ISHARES TR BLACKROCK ULTRA 46434V878   310,699 6,170 SH   SOLE   0 0 6,170
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505   278,358 5,462 SH   SOLE   0 0 5,462
WISDOMTREE TR INTL EQUITY FD 97717W703   271,931 5,179 SH   SOLE   0 0 5,179
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   265,508 5,289 SH   SOLE   0 0 5,289
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   264,253 5,521 SH   SOLE   0 0 5,521
ISHARES TR GLOBAL ENERG ETF 464287341   256,591 6,561 SH   SOLE   0 0 6,561
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   247,448 5,166 SH   SOLE   0 0 5,166
SYNOPSYS INC COM 871607107   245,097 476 SH   SOLE   0 0 476
ISHARES TR 7-10 YR TRSY BD 464287440   243,096 2,522 SH   SOLE   0 0 2,522
MCDONALDS CORP COM 580135101   218,475 737 SH   SOLE   0 0 737
VANGUARD INDEX FDS MID CAP ETF 922908629   209,477 900 SH   SOLE   0 0 900
MASTERCARD INCORPORATED CL A 57636Q104   207,125 486 SH   SOLE   0 0 486
SHARECARE INC COM CL A 81948W104   163,439 151,332 SH   SOLE   0 0 151,332