The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE HIGH DV ETF 46429B663   22,223,816 210,015 SH   SOLE   0 0 210,015
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   19,898,768 403,045 SH   SOLE   0 0 403,045
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   18,276,847 237,673 SH   SOLE   0 0 237,673
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   15,969,214 304,280 SH   SOLE   0 0 304,280
ISHARES TR NATIONAL MUN ETF 464288414   15,573,991 144,032 SH   SOLE   0 0 144,032
ISHARES TR CORE US AGGBD ET 464287226   13,367,039 124,918 SH   SOLE   0 0 124,918
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824   13,079,236 208,058 SH   SOLE   0 0 208,058
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   12,769,647 186,824 SH   SOLE   0 0 186,824
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   9,842,607 153,891 SH   SOLE   0 0 153,891
ISHARES TR EAFE GRWTH ETF 464288885   8,945,614 91,697 SH   SOLE   0 0 91,697
AMERICAN CENTY ETF TR US SML CP VALU 025072877   7,882,106 102,775 SH   SOLE   0 0 102,775
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   7,333,392 174,902 SH   SOLE   0 0 174,902
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   7,206,350 110,243 SH   SOLE   0 0 110,243
ISHARES TR MSCI INTL QUALTY 46434V456   7,105,246 192,139 SH   SOLE   0 0 192,139
ISHARES TR CORE S&P500 ETF 464287200   6,923,460 16,560 SH   SOLE   0 0 16,560
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   6,663,977 32,856 SH   SOLE   0 0 32,856
SPDR SER TR PRTFLO S&P500 GW 78464A409   5,449,344 97,866 SH   SOLE   0 0 97,866
ISHARES TR CORE TOTAL USD 46434V613   4,338,976 91,613 SH   SOLE   0 0 91,613
ISHARES TR ESG AWR MSCI USA 46435G425   3,268,957 36,373 SH   SOLE   0 0 36,373
APPLE INC COM 037833100   2,836,327 17,337 SH   SOLE   0 0 17,337
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,883,808 37,185 SH   SOLE   0 0 37,185
ISHARES TR EAFE VALUE ETF 464288877   1,847,170 37,743 SH   SOLE   0 0 37,743
ISHARES TR MBS ETF 464288588   1,637,537 19,588 SH   SOLE   0 0 19,588
ISHARES INC CORE MSCI EMKT 46434G103   1,613,193 37,968 SH   SOLE   0 0 37,968
ISHARES TR RUS 1000 GRW ETF 464287614   1,198,983 7,078 SH   SOLE   0 0 7,078
ISHARES TR RUS 1000 VAL ETF 464287598   1,054,597 8,420 SH   SOLE   0 0 8,420
BERKSHIRE HATHAWAY INC DEL CL A 084670108   931,200 2 SH   SOLE   0 0 2
ISHARES TR U.S. TECH ETF 464287721   786,662 8,237 SH   SOLE   0 0 8,237
ISHARES TR 10-20 YR TRS ETF 464288653   777,479 6,736 SH   SOLE   0 0 6,736
ISHARES TR RUS 1000 ETF 464287622   694,322 3,083 SH   SOLE   0 0 3,083
ISHARES TR MSCI USA MIN VOL 46429B697   692,906 9,346 SH   SOLE   0 0 9,346
AMAZON COM INC COM 023135106   634,201 6,200 SH   SOLE   0 0 6,200
COCA COLA CO COM 191216100   598,652 14,779 SH   SOLE   0 0 14,779
ISHARES TR RUS MDCP VAL ETF 464287473   541,517 5,099 SH   SOLE   0 0 5,099
VANGUARD INDEX FDS SML CP GRW ETF 922908595   528,059 2,440 SH   SOLE   0 0 2,440
ISHARES TR MSCI USA MMENTM 46432F396   481,156 3,490 SH   SOLE   0 0 3,490
ISHARES TR CORE S&P SCP ETF 464287804   477,528 5,898 SH   SOLE   0 0 5,898
SPDR SER TR PORTFOLIO S&P500 78464A854   466,579 9,528 SH   SOLE   0 0 9,528
ISHARES TR 0-3 MNTH TREASRY 46436E718   445,544 4,643 SH   SOLE   0 0 4,643
ISHARES TR JPMORGAN USD EMG 464288281   438,075 5,031 SH   SOLE   0 0 5,031
ISHARES TR MSCI ACWI EX US 464288240   345,729 7,089 SH   SOLE   0 0 7,089
SPDR S&P 500 ETF TR TR UNIT 78462F103   336,273 887 SH   SOLE   0 0 887
WORLD GOLD TR SPDR GLD MINIS 98149E303   325,473 8,322 SH   SOLE   0 0 8,322
ISHARES TR US TREAS BD ETF 46429B267   309,227 11,104 SH   SOLE   0 0 11,104
ISHARES TR CORE MSCI INTL 46435G326   297,864 4,868 SH   SOLE   0 0 4,868
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   291,472 6,026 SH   SOLE   0 0 6,026
NVIDIA CORPORATION COM 67066G104   288,734 1,039 SH   SOLE   0 0 1,039
ISHARES TR US INFRASTRUC 46435U713   287,851 7,587 SH   SOLE   0 0 7,587
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505   268,082 5,324 SH   SOLE   0 0 5,324
WISDOMTREE TR INTL EQUITY FD 97717W703   248,853 5,004 SH   SOLE   0 0 5,004
ISHARES TR CORE MSCI EAFE 46432F842   246,877 8,538 SH   SOLE   0 0 8,538
ISHARES TR 0-5 YR TIPS ETF 46429B747   234,877 2,367 SH   SOLE   0 0 2,367
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   225,192 8,369 SH   SOLE   0 0 8,369
SHARECARE INC COM CL A 81948W104   214,891 151,332 SH   SOLE   0 0 151,332
MCDONALDS CORP COM 580135101   207,944 780 SH   SOLE   0 0 780
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   207,718 3,408 SH   SOLE   0 0 3,408
AMBEV SA SPONSORED ADR 02319V103   59,663 21,157 SH   SOLE   0 0 21,157