The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   16,100 83 SH   OTR   0 0 83
CANADIAN PACIFIC KANSAS CITY COM 13646K108   11,631 144 SH   OTR   0 0 144
CVS HEALTH CORP COM 126650100   4,148 60 SH   OTR   0 0 60
ISHARES INC CORE MSCI EMKT 46434G103   73,541 1,492 SH   OTR   0 0 1,492
ISHARES TR CORE MSCI EAFE 46432F842   361,419 5,354 SH   OTR   0 0 5,354
ISHARES TR CORE S&P MCP ETF 464287507   169,962 650 SH   OTR   0 0 650
ISHARES TR CORE S&P500 ETF 464287200   160,456 360 SH   OTR   0 0 360
ISHARES TR CORE US AGGBD ET 464287226   666 7 SH   OTR   0 0 7
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,496 70 SH   OTR   0 0 70
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   869,978 15,112 SH   OTR   0 0 15,112
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   3,468 75 SH   OTR   0 0 75
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   20,666 276 SH   OTR   0 0 276
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   529,850 10,117 SH   OTR   0 0 10,117
SCHWAB STRATEGIC TR US REIT ETF 808524847   397 20 SH   OTR   0 0 20
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   20,587 470 SH   OTR   0 0 470
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   172 4 SH   OTR   0 0 4
VANGUARD INDEX FDS LARGE CAP ETF 922908637   43,003 212 SH   OTR   0 0 212
VANGUARD INDEX FDS SM CP VAL ETF 922908611   609 4 SH   OTR   0 0 4
VANGUARD INDEX FDS SMALL CP ETF 922908751   42,376 213 SH   OTR   0 0 213
VANGUARD INDEX FDS VALUE ETF 922908744   1,379 10 SH   OTR   0 0 10
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   301 7 SH   OTR   0 0 7
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   775 17 SH   OTR   0 0 17
23ANDME HOLDING CO CLASS A COM 90138Q108   3,500 2,000 SH   SOLE   0 0 2,000
3M CO COM 88579Y101   33,030 330 SH   SOLE   0 0 330
ABBVIE INC COM 00287Y109   3,978 30 SH   SOLE   0 0 30
ACTIVISION BLIZZARD INC COM 00507V109   8,430 100 SH   SOLE   0 0 100
ADTRAN HOLDINGS INC COM 00486H105   500,302 47,512 SH   SOLE   0 0 47,512
AFFIRM HLDGS INC COM CL A 00827B106   3,066 200 SH   SOLE   0 0 200
AGENUS INC COM NEW 00847G705   2 1 SH   SOLE   0 0 1
ALIGNMENT HEALTHCARE INC COM 01625V104   87 15 SH   SOLE   0 0 15
ALPHABET INC CAP STK CL A 02079K305   126,882 1,060 SH   SOLE   0 0 1,060
ALPHABET INC CAP STK CL C 02079K107   101,615 840 SH   SOLE   0 0 840
ALTRIA GROUP INC COM 02209S103   7,248 160 SH   SOLE   0 0 160
AMAZON COM INC COM 023135106   52 0 SH   SOLE   0 0 0
AMEREN CORP COM 023608102   22,460 275 SH   SOLE   0 0 275
AMGEN INC COM 031162100   55,794 251 SH   SOLE   0 0 251
APPLE INC COM 037833100   2,125,933 10,960 SH   SOLE   0 0 10,960
ARES CAPITAL CORP COM 04010L103   9,395 500 SH   SOLE   0 0 500
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   67,831 704 SH   SOLE   0 0 704
AT&T INC COM 00206R102   28,012 1,756 SH   SOLE   0 0 1,756
BLOCK H & R INC COM 093671105   638 20 SH   SOLE   0 0 20
BP PLC SPONSORED ADR 055622104   38,643 1,095 SH   SOLE   0 0 1,095
BRISTOL-MYERS SQUIBB CO COM 110122108   88,251 1,380 SH   SOLE   0 0 1,380
CAPITOL FED FINL INC COM 14057J101   26,531 4,300 SH   SOLE   0 0 4,300
CGI INC CL A SUB VTG 12532H104   14,761 140 SH   SOLE   0 0 140
CHARGEPOINT HOLDINGS INC COM CL A 15961R105   2,734 311 SH   SOLE   0 0 311
CHEVRON CORP NEW COM 166764100   31,470 200 SH   SOLE   0 0 200
CLEAN ENERGY FUELS CORP COM 184499101   199 40 SH   SOLE   0 0 40
CLOROX CO DEL COM 189054109   39,765 250 SH   SOLE   0 0 250
COCA COLA CO COM 191216100   1,024 17 SH   SOLE   0 0 17
COINBASE GLOBAL INC COM CL A 19260Q107   7,155 100 SH   SOLE   0 0 100
COLGATE PALMOLIVE CO COM 194162103   487,587 6,329 SH   SOLE   0 0 6,329
COSTCO WHSL CORP NEW COM 22160K105   130,561 243 SH   SOLE   0 0 243
CROWDSTRIKE HLDGS INC CL A 22788C105   29,374 200 SH   SOLE   0 0 200
CYBERARK SOFTWARE LTD SHS M2682V108   122,563 784 SH   SOLE   0 0 784
DELL TECHNOLOGIES INC CL C 24703L202   54,435 1,006 SH   SOLE   0 0 1,006
DELTA AIR LINES INC DEL COM NEW 247361702   47 1 SH   SOLE   0 0 1
DEXCOM INC COM 252131107   190 1 SH   SOLE   0 0 1
DICKS SPORTING GOODS INC COM 253393102   4,892 37 SH   SOLE   0 0 37
DILLARDS INC CL A 254067101   10,441 32 SH   SOLE   0 0 32
DISNEY WALT CO COM 254687106   47,408 531 SH   SOLE   0 0 531
DNP SELECT INCOME FD INC COM 23325P104   55,544 5,300 SH   SOLE   0 0 5,300
DRAFTKINGS INC NEW COM CL A 26142V105   27 1 SH   SOLE   0 0 1
ENTERPRISE PRODS PARTNERS L COM 293792107   36,890 1,400 SH   SOLE   0 0 1,400
EPR PPTYS COM SH BEN INT 26884U109   28,228 603 SH   SOLE   0 0 603
ETF SER SOLUTIONS US GLB JETS 26922A842   40,698 1,900 SH   SOLE   0 0 1,900
EVERGY INC COM 30034W106   8,822 151 SH   SOLE   0 0 151
EXXON MOBIL CORP COM 30231G102   30,459 284 SH   SOLE   0 0 284
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   10,940 436 SH   SOLE   0 0 436
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   4,088 90 SH   SOLE   0 0 90
FISKER INC CL A COM STK 33813J106   564 100 SH   SOLE   0 0 100
FLAHERTY & CRUMRINE PFD SECS COM 338478100   2,556 186 SH   SOLE   0 0 186
FORD MTR CO DEL COM 345370860   3,026 200 SH   SOLE   0 0 200
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   7,862 1,655 SH   SOLE   0 0 1,655
FUBOTV INC COM 35953D104   208 100 SH   SOLE   0 0 100
GARMIN LTD SHS H2906T109   82,598 792 SH   SOLE   0 0 792
HANESBRANDS INC COM 410345102   5,521 1,216 SH   SOLE   0 0 1,216
HARTFORD FINL SVCS GROUP INC COM 416515104   11,452 159 SH   SOLE   0 0 159
HENRY JACK & ASSOC INC COM 426281101   218,031 1,303 SH   SOLE   0 0 1,303
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804   1,348 29 SH   SOLE   0 0 29
INVESCO CURRENCYSHARES BRIT BRIT POUN STRL 46138M109   369,135 3,020 SH   SOLE   0 0 3,020
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   181,189 2,145 SH   SOLE   0 0 2,145
INVESCO QQQ TR UNIT SER 1 46090E103   104,546 283 SH   SOLE   0 0 283
ISHARES INC CORE MSCI EMKT 46434G103   2,572,236 52,186 SH   SOLE   0 0 52,186
ISHARES INC ESG AWR MSCI EM 46434G863   32,421 1,025 SH   SOLE   0 0 1,025
ISHARES SILVER TR ISHARES 46428Q109   7,625 365 SH   SOLE   0 0 365
ISHARES TR CORE MSCI EAFE 46432F842   7,728,780 114,500 SH   SOLE   0 0 114,500
ISHARES TR CORE MSCI TOTAL 46432F834   2,067 33 SH   SOLE   0 0 33
ISHARES TR CORE S&P MCP ETF 464287507   972,968 3,721 SH   SOLE   0 0 3,721
ISHARES TR CORE S&P SCP ETF 464287804   2,732,759 27,424 SH   SOLE   0 0 27,424
ISHARES TR CORE S&P TTL STK 464287150   4,697 48 SH   SOLE   0 0 48
ISHARES TR CORE S&P US VLU 464287663   570,281 7,287 SH   SOLE   0 0 7,287
ISHARES TR CORE S&P500 ETF 464287200   2,611,886 5,860 SH   SOLE   0 0 5,860
ISHARES TR CORE US AGGBD ET 464287226   27,622 282 SH   SOLE   0 0 282
ISHARES TR ESG AW MSCI EAFE 46435G516   107,937 1,480 SH   SOLE   0 0 1,480
ISHARES TR ESG AWARE AGGRSV 46436E668   51,102 1,660 SH   SOLE   0 0 1,660
ISHARES TR ESG AWARE MSCI 46435U663   73,882 2,080 SH   SOLE   0 0 2,080
ISHARES TR ESG MSCI USA ETF 46436E767   8,483 236 SH   SOLE   0 0 236
ISHARES TR ISHARES BIOTECH 464287556   9,142 72 SH   SOLE   0 0 72
ISHARES TR RUS 1000 ETF 464287622   43,142 177 SH   SOLE   0 0 177
ISHARES TR RUS 1000 GRW ETF 464287614   66,594 242 SH   SOLE   0 0 242
ISHARES TR RUS 1000 VAL ETF 464287598   2,143 14 SH   SOLE   0 0 14
ISHARES TR RUS MID CAP ETF 464287499   76,682 1,050 SH   SOLE   0 0 1,050
ISHARES TR RUSSELL 2000 ETF 464287655   93,635 500 SH   SOLE   0 0 500
ISHARES TR SELECT DIVID ETF 464287168   60,462 534 SH   SOLE   0 0 534
JOHNSON & JOHNSON COM 478160104   11,090 67 SH   SOLE   0 0 67
KINDER MORGAN INC DEL COM 49456B101   9,248 537 SH   SOLE   0 0 537
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   1,010 76 SH   SOLE   0 0 76
LUMEN TECHNOLOGIES INC COM 550241103   1,314 581 SH   SOLE   0 0 581
MANAGED PORTFOLIO SERIES TORTOISE NRAM PI 56167N720   84,437 3,425 SH   SOLE   0 0 3,425
MEDTRONIC PLC SHS G5960L103   124 1 SH   SOLE   0 0 1
META PLATFORMS INC CL A 30303M102   157,266 548 SH   SOLE   0 0 548
MICRON TECHNOLOGY INC COM 595112103   6,311 100 SH   SOLE   0 0 100
MICROSOFT CORP COM 594918104   815,594 2,395 SH   SOLE   0 0 2,395
MOLSON COORS BEVERAGE CO CL B 60871R209   725 11 SH   SOLE   0 0 11
MONDELEZ INTL INC CL A 609207105   55,508 761 SH   SOLE   0 0 761
NETFLIX INC COM 64110L106   370,893 842 SH   SOLE   0 0 842
NIO INC SPON ADS 62914V106   969 100 SH   SOLE   0 0 100
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888   34,684 1,270 SH   SOLE   0 0 1,270
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   38,100 1,030 SH   SOLE   0 0 1,030
OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162   411 11 SH   SOLE   0 0 11
OCCIDENTAL PETE CORP COM 674599105   5,175 88 SH   SOLE   0 0 88
OPENDOOR TECHNOLOGIES INC COM 683712103   804 200 SH   SOLE   0 0 200
PEPSICO INC COM 713448108   225,587 1,218 SH   SOLE   0 0 1,218
PFIZER INC COM 717081103   47,066 1,283 SH   SOLE   0 0 1,283
PG&E CORP COM 69331C108   14,792 856 SH   SOLE   0 0 856
PHILLIPS 66 COM 718546104   54,749 574 SH   SOLE   0 0 574
PINTEREST INC CL A 72352L106   2,734 100 SH   SOLE   0 0 100
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   7,812 103 SH   SOLE   0 0 103
PROCTER AND GAMBLE CO COM 742718109   293,314 1,933 SH   SOLE   0 0 1,933
PRUDENTIAL FINL INC COM 744320102   1,236 14 SH   SOLE   0 0 14
ROBLOX CORP CL A 771049103   8,060 200 SH   SOLE   0 0 200
ROKU INC COM CL A 77543R102   6,396 100 SH   SOLE   0 0 100
SALESFORCE INC COM 79466L302   212 1 SH   SOLE   0 0 1
SCHWAB CHARLES CORP COM 808513105   43,361 765 SH   SOLE   0 0 765
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,120,014 86,074 SH   SOLE   0 0 86,074
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   17,564,725 492,699 SH   SOLE   0 0 492,699
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789   142,419 2,510 SH   SOLE   0 0 2,510
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   34,331,104 596,337 SH   SOLE   0 0 596,337
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   36,310 500 SH   SOLE   0 0 500
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,215,698 18,120 SH   SOLE   0 0 18,120
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   15,898,705 303,584 SH   SOLE   0 0 303,584
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,395,598 19,648 SH   SOLE   0 0 19,648
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,638,707 60,244 SH   SOLE   0 0 60,244
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   40,616 306 SH   SOLE   0 0 306
SNAP INC CL A 83304A106   592 50 SH   SOLE   0 0 50
SONOS INC COM 83570H108   1,633 100 SH   SOLE   0 0 100
SOUTHWEST AIRLS CO COM 844741108   1,830 51 SH   SOLE   0 0 51
SPDR S&P 500 ETF TR TR UNIT 78462F103   171,773 388 SH   SOLE   0 0 388
SPDR SER TR SPDR S&P 500 ETF 78468R796   175,787 4,860 SH   SOLE   0 0 4,860
STARBUCKS CORP COM 855244109   793 8 SH   SOLE   0 0 8
TESLA INC COM 88160R101   160,989 615 SH   SOLE   0 0 615
TEXTRON INC COM 883203101   36,171 535 SH   SOLE   0 0 535
THE CIGNA GROUP COM 125523100   26,377 94 SH   SOLE   0 0 94
T-MOBILE US INC COM 872590104   28,892 208 SH   SOLE   0 0 208
TRACTOR SUPPLY CO COM 892356106   34,050 154 SH   SOLE   0 0 154
UMB FINL CORP COM 902788108   206,269 3,387 SH   SOLE   0 0 3,387
UNION PAC CORP COM 907818108   25,169 123 SH   SOLE   0 0 123
UNITED AIRLS HLDGS INC COM 910047109   37,422 682 SH   SOLE   0 0 682
UNITED PARCEL SERVICE INC CL B 911312106   409 2 SH   SOLE   0 0 2
UNITI GROUP INC COM 91325V108   33 7 SH   SOLE   0 0 7
US BANCORP DEL COM NEW 902973304   760 23 SH   SOLE   0 0 23
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,369 28 SH   SOLE   0 0 28
VANGUARD INDEX FDS GROWTH ETF 922908736   105,463 373 SH   SOLE   0 0 373
VANGUARD INDEX FDS LARGE CAP ETF 922908637   17,174,673 84,721 SH   SOLE   0 0 84,721
VANGUARD INDEX FDS SMALL CP ETF 922908751   9,992,175 50,240 SH   SOLE   0 0 50,240
VANGUARD INDEX FDS VALUE ETF 922908744   29,273 206 SH   SOLE   0 0 206
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   39,606 201 SH   SOLE   0 0 201
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   166,664 3,609 SH   SOLE   0 0 3,609
VANGUARD WORLD FD ESG INTL STK ETF 921910725   39,833 750 SH   SOLE   0 0 750
VANGUARD WORLD FDS ENERGY ETF 92204A306   7,677 68 SH   SOLE   0 0 68
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   93,426 1,150 SH   SOLE   0 0 1,150
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   104,821 510 SH   SOLE   0 0 510
VERIZON COMMUNICATIONS INC COM 92343V104   4,649 125 SH   SOLE   0 0 125
VIATRIS INC COM 92556V106   1,570 157 SH   SOLE   0 0 157
VMWARE INC CL A COM 928563402   63,655 443 SH   SOLE   0 0 443
WALMART INC COM 931142103   75,918 483 SH   SOLE   0 0 483
WARNER BROS DISCOVERY INC COM SER A 934423104   5,305 423 SH   SOLE   0 0 423
XCEL ENERGY INC COM 98389B100   11,937 192 SH   SOLE   0 0 192
YUM BRANDS INC COM 988498101   278 2 SH   SOLE   0 0 2
ZILLOW GROUP INC CL C CAP STK 98954M200   5,077 101 SH   SOLE   0 0 101
ZIONS BANCORPORATION N A COM 989701107   5,929 221 SH   SOLE   0 0 221