The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ASIA PACIFIC INCOME FU COM 003009107   95,824 35,359 SH   SOLE   0 0 35,359
ABRDN INCOME CREDIT STRATEGI COM 003057106   254,648 37,448 SH   SOLE   0 0 37,448
ADVENT CONV & INCOME FD COM 00764C109   127,984 11,246 SH   SOLE   0 0 11,246
ALLIANCEBERNSTEIN NATL MUN I COM 01864U106   577,706 53,294 SH   SOLE   0 0 53,294
APOLLO SR FLOATING RATE FD I COM 037636107   161,089 12,158 SH   SOLE   0 0 12,158
APPLE INC COM 037833100   4,148,084 21,545 SH   SOLE   0 0 21,545
BNY MELLON STRATEGIC MUNS IN COM 05588W108   353,772 60,371 SH   SOLE   0 0 60,371
BNY MELLON MUN INCOME INC COM 05589T104   257,691 39,645 SH   SOLE   0 0 39,645
BLACKROCK FLOATING RATE INC COM 091941104   1,238,151 100,012 SH   SOLE   0 0 100,012
BLACKROCK INVT QUALITY MUN T COM 09247D105   235,402 19,848 SH   SOLE   0 0 19,848
BLACKROCK INCOME TR INC COM NEW 09247F209   4,300,668 353,093 SH   SOLE   0 0 353,093
BLACKROCK CALIF MUN INCOME T SH BEN INT 09248E102   910,576 75,692 SH   SOLE   0 0 75,692
BLACKROCK MUN INCOME TR SH BEN INT 09248F109   1,014,362 100,731 SH   SOLE   0 0 100,731
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100   243,378 14,968 SH   SOLE   0 0 14,968
BLACKROCK CORE BD TR SHS BEN INT 09249E101   999,264 91,592 SH   SOLE   0 0 91,592
BLACKROCK MUNI INCOME TR II COM 09249N101   944,007 88,390 SH   SOLE   0 0 88,390
BLACKROCK CR ALLOCATION INCO COM 092508100   135,974 13,176 SH   SOLE   0 0 13,176
BLACKROCK LONG-TERM MUN ADVA COM 09250B103   450,028 43,991 SH   SOLE   0 0 43,991
BLACKROCK MUNIHOLDINGS FD IN COM 09253N104   2,244,135 195,924 SH   SOLE   0 0 195,924
BLACKROCK MUNIVEST FD INC COM 09253R105   1,252,714 175,943 SH   SOLE   0 0 175,943
BLACKROCK MUNIVEST FD II INC COM 09253T101   594,877 55,235 SH   SOLE   0 0 55,235
BLACKROCK MUNICIPAL INCOME COM 09253X102   1,291,813 110,981 SH   SOLE   0 0 110,981
BLACKROCK MUNIHOLDINGS QUALI COM 09254C107   177,966 17,761 SH   SOLE   0 0 17,761
BLACKROCK MUNIYIELD QUALITY COM 09254E103   2,541,436 218,336 SH   SOLE   0 0 218,336
BLACKROCK MUNIYILD QULT FD I COM 09254F100   2,446,460 200,694 SH   SOLE   0 0 200,694
BLACKROCK MUNIYIELD QUALITY COM 09254G108   169,023 16,331 SH   SOLE   0 0 16,331
BLACKROCK MUNIASSETS FD INC COM 09254J102   906,093 85,561 SH   SOLE   0 0 85,561
BLACKROCK MUNIHLDNGS CALI QL COM 09254L107   881,442 79,195 SH   SOLE   0 0 79,195
BLACKROCK MUNIYIELD MICH QU COM 09254V105   561,429 49,422 SH   SOLE   0 0 49,422
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101   550,962 48,288 SH   SOLE   0 0 48,288
BLACKROCK MUNIHLDGS NY QLTY COM 09255C106   121,916 11,600 SH   SOLE   0 0 11,600
BLACKROCK CORPOR HI YLD FD I COM 09255P107   818,854 87,883 SH   SOLE   0 0 87,883
BLACKROCK DEBT STRATEGIES FD COM NEW 09255R202   568,915 52,726 SH   SOLE   0 0 52,726
BLACKROCK FLOATING RATE INCO COM 09255X100   777,881 61,444 SH   SOLE   0 0 61,444
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105   240,162 11,546 SH   SOLE   0 0 11,546
BLACKSTONE STRATEGIC CRED 20 COM SHS BEN IN 09257R101   126,410 11,167 SH   SOLE   0 0 11,167
BNY MELLON HIGH YIELD STRATE SH BEN INT 09660L105   277,783 121,303 SH   SOLE   0 0 121,303
BNY MELLON STRATEGIC MUN BD COM 09662E109   182,027 31,879 SH   SOLE   0 0 31,879
BNY MELLON MUN BD INFRASTRUC COM SHS 09662W109   200,587 19,456 SH   SOLE   0 0 19,456
BROOKFIELD REAL ASSETS INCOM SHS BEN INT 112830104   195,821 15,287 SH   SOLE   0 0 15,287
CALAMOS CONV OPPORTUNITIES & SH BEN INT 128117108   144,238 13,923 SH   SOLE   0 0 13,923
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108   204,539 17,833 SH   SOLE   0 0 17,833
COMMUNITY BK SYS INC COM 203607106   251,431 4,825 SH   SOLE   0 0 4,825
CREDIT SUISSE HIGH YIELD BD SH BEN INT 22544F103   50,219 25,363 SH   SOLE   0 0 25,363
DTF TAX-FREE INCOME 2028 TER COM 23334J107   153,762 14,303 SH   SOLE   0 0 14,303
DWS MUN INCOME TR NEW COM 233368109   1,413,396 158,987 SH   SOLE   0 0 158,987
DWS STRATEGIC MUN INCOME TR COM 23342Q101   290,981 33,639 SH   SOLE   0 0 33,639
ABRDN NATL MUN INCOME FD SH BEN INT 24610T108   308,964 30,261 SH   SOLE   0 0 30,261
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   2,468,241 74,233 SH   SOLE   0 0 74,233
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,263,910 44,131 SH   SOLE   0 0 44,131
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,288,758 24,628 SH   SOLE   0 0 24,628
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   9,152,683 313,126 SH   SOLE   0 0 313,126
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,497,637 67,105 SH   SOLE   0 0 67,105
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   1,864,549 64,030 SH   SOLE   0 0 64,030
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,710,816 70,058 SH   SOLE   0 0 70,058
DOUBLELINE OPPORTUNISTIC CR COM 258623107   237,670 15,483 SH   SOLE   0 0 15,483
EATON VANCE CALIF MUN INCOM SH BEN INT 27826F101   212,555 20,557 SH   SOLE   0 0 20,557
EATON VANCE SR INCOME TR SH BEN INT 27826S103   124,921 19,797 SH   SOLE   0 0 19,797
EATON VANCE MUNI INCOME TRUS SH BEN INT 27826U108   4,191,479 431,729 SH   SOLE   0 0 431,729
EATON VANCE FLTING RATE INC COM 278279104   382,325 30,464 SH   SOLE   0 0 30,464
EATON VANCE MUN BD FD COM 27827X101   1,703,824 169,682 SH   SOLE   0 0 169,682
EATON VANCE NEW YORK MUN BD COM 27827Y109   592,981 61,449 SH   SOLE   0 0 61,449
EATON VANCE CALIF MUN BD FD COM 27828A100   386,669 42,259 SH   SOLE   0 0 42,259
EATON VANCE LTD DURATION INC COM 27828H105   915,596 96,301 SH   SOLE   0 0 96,301
EATON VANCE SHORT DURATION D COM 27828V104   282,916 27,256 SH   SOLE   0 0 27,256
EATON VANCE NATL MUN OPPORT COM SHS 27829L105   1,473,890 87,109 SH   SOLE   0 0 87,109
EATON VANCE MUN INCOME 2028 SHS 27829U105   311,665 17,974 SH   SOLE   0 0 17,974
EVERSOURCE ENERGY COM 30040W108   242,187 3,924 SH   SOLE   0 0 3,924
EXXON MOBIL CORP COM 30231G102   1,264,643 12,649 SH   SOLE   0 0 12,649
HANCOCK JOHN INCOME SECS TR COM 410123103   201,479 18,518 SH   SOLE   0 0 18,518
HIGH INCOME SECS FD SHS BEN INT 42968F108   203,078 31,632 SH   SOLE   0 0 31,632
HIGHLAND OPPORTUNITIES HIGHLAND INCOME 43010E404   244,920 31,849 SH   SOLE   0 0 31,849
INVESCO HIGH INCOME TR II COM 46131F101   744,794 71,684 SH   SOLE   0 0 71,684
INVESCO SR INCOME TR COM 46131H107   243,562 59,405 SH   SOLE   0 0 59,405
INVESCO MUNICIPAL TRUST COM 46131J103   298,802 31,354 SH   SOLE   0 0 31,354
INVESCO TR INVT GRADE MUNS COM 46131M106   369,490 37,360 SH   SOLE   0 0 37,360
INVESCO MUN OPPORTUNITY TR COM 46132C107   416,459 52,086 SH   SOLE   0 0 52,086
INVESCO ADVANTAGE MUN INCOME SH BEN INT 46132E103   726,803 97,512 SH   SOLE   0 0 97,512
INVESCO BD FD COM 46132L107   353,090 23,214 SH   SOLE   0 0 23,214
INVESCO MUNI INCOME OPP TRST COM 46132X101   477,519 75,200 SH   SOLE   0 0 75,200
INVESCO QUALITY MUN INCOME T COM 46133G107   144,154 15,158 SH   SOLE   0 0 15,158
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   1,021,263 31,289 SH   SOLE   0 0 31,289
ISHARES TR DOW JONES US ETF 464287846   270,463 2,321 SH   SOLE   0 0 2,321
ISHARES TR PFD AND INCM SEC 464288687   343,504 11,013 SH   SOLE   0 0 11,013
MFS MUN INCOME TR SH BEN INT 552738106   596,422 115,362 SH   SOLE   0 0 115,362
MFS INTER INCOME TR SH BEN INT 55273C107   91,477 34,133 SH   SOLE   0 0 34,133
MFS INVT GRADE MUN TR SH BEN INT 59318B108   504,945 69,426 SH   SOLE   0 0 69,426
MFS HIGH INCOME MUN TR SH BEN INT 59318D104   470,788 132,616 SH   SOLE   0 0 132,616
MFS HIGH YIELD MUN TR SH BEN INT 59318E102   370,182 111,837 SH   SOLE   0 0 111,837
NEUBERGER BERMAN MUN FD INC COM 64124P101   2,313,633 223,539 SH   SOLE   0 0 223,539
NEUBERGER BERMAN HIGH YIELD COM 64128C106   462,298 59,883 SH   SOLE   0 0 59,883
NUVEEN MASSACHUSETS QLT MUN COM 67061E104   526,603 50,105 SH   SOLE   0 0 50,105
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107   742,502 82,869 SH   SOLE   0 0 82,869
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100   1,494,931 101,146 SH   SOLE   0 0 101,146
NUVEEN N Y MUN VALUE FD COM 67062M105   247,638 29,908 SH   SOLE   0 0 29,908
NUVEEN MUN CR OPPORTUNITIES COM 670663103   405,333 40,655 SH   SOLE   0 0 40,655
NUVEEN QUALITY MUNCP INCOME COM 67066V101   393,375 34,356 SH   SOLE   0 0 34,356
NUVEEN CA QUALTY MUN INCOME COM 67066Y105   180,352 16,263 SH   SOLE   0 0 16,263
NUVEEN MUN HIGH INCOME OPPOR COM 670682103   218,870 22,153 SH   SOLE   0 0 22,153
NUVEEN AMT-FREE MUN VALUE FD COM 670695105   476,506 34,960 SH   SOLE   0 0 34,960
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   132,749 11,231 SH   SOLE   0 0 11,231
NUVEEN AMT FREE MUN CR INC F COM 67071L106   2,073,727 185,442 SH   SOLE   0 0 185,442
NUVEEN FLOATING RATE INCOME COM 67072T108   1,029,752 125,274 SH   SOLE   0 0 125,274
NUVEEN MORTGAGE AND INCOME F COM 670735109   181,345 10,743 SH   SOLE   0 0 10,743
NUVEEN PFD & INCOME OPPORTUN COM 67073B106   706,019 104,441 SH   SOLE   0 0 104,441
NUVEEN REAL ASSET INCOME & G COM 67074Y105   141,789 12,098 SH   SOLE   0 0 12,098
NUVEEN MUN VALUE FD INC COM 670928100   372,297 43,290 SH   SOLE   0 0 43,290
PGIM GLOBAL HIGH YIELD FD FO COM 69346J106   449,849 39,599 SH   SOLE   0 0 39,599
PIMCO CALIF MUN INCOME FD COM 72200N106   1,484,013 159,229 SH   SOLE   0 0 159,229
PIMCO MUN INCOME FD COM 72200R107   221,819 23,775 SH   SOLE   0 0 23,775
PIMCO NEW YORK MUN INCOME FD COM 72200T103   469,123 59,685 SH   SOLE   0 0 59,685
PIMCO NEW YORK MUN FD II COM 72200Y102   460,959 60,732 SH   SOLE   0 0 60,732
PIMCO MUN INCOME FD III COM 72201A103   322,072 43,582 SH   SOLE   0 0 43,582
PIMCO CALIF MUN INCOME FD II COM 72201C109   77,680 10,540 SH   SOLE   0 0 10,540
PIMCO NEW YORK MUN INCOME FD COM 72201E105   205,162 34,423 SH   SOLE   0 0 34,423
PIMCO DYNAMIC INCOME FD SHS 72201Y101   307,409 17,126 SH   SOLE   0 0 17,126
PIONEER FLOATING RATE FUND I COM 72369J102   287,340 31,335 SH   SOLE   0 0 31,335
PIONEER MUN HIGH INCOME OPPO COMMON STOCK 723760104   178,105 16,850 SH   SOLE   0 0 16,850
PIONEER MUNICIPAL HIGH INCOM COM 723762100   439,710 54,827 SH   SOLE   0 0 54,827
PUTNAM MANAGED MUN INCOME TR COM 746823103   583,275 95,933 SH   SOLE   0 0 95,933
PUTNAM MASTER INTER INCOME T SH BEN INT 746909100   235,419 73,799 SH   SOLE   0 0 73,799
PUTNAM MUN OPPORTUNITIES TR SH BEN INT 746922103   4,961,208 484,967 SH   SOLE   0 0 484,967
RIVERNORTH MANAGED DUR MUN I COM 76882H105   153,805 10,847 SH   SOLE   0 0 10,847
SPDR SER TR S&P BIOTECH 78464A870   593,314 6,645 SH   SOLE   0 0 6,645
VIRTUS STONE HBR EMRG MKTS I COM 86164T107   115,456 26,788 SH   SOLE   0 0 26,788
TEMPLETON GLOBAL INCOME FD COM 880198106   127,913 33,750 SH   SOLE   0 0 33,750
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   676,954 3,973 SH   SOLE   0 0 3,973
VANGUARD STAR FDS VG TL INTL STK F 921909768   651,672 11,243 SH   SOLE   0 0 11,243
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   216,379 1,920 SH   SOLE   0 0 1,920
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   226,848 2,205 SH   SOLE   0 0 2,205
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   204,385 4,973 SH   SOLE   0 0 4,973
VANGUARD INDEX FDS SM CP VAL ETF 922908611   286,397 1,591 SH   SOLE   0 0 1,591
VANGUARD INDEX FDS TOTAL STK MKT 922908769   697,515 2,940 SH   SOLE   0 0 2,940
CARLYLE CREDIT INCOME FUND SHS BEN INT 92535C104   179,541 22,584 SH   SOLE   0 0 22,584
VIRTUS CONVERTIBLE & INCOME COM 92838X102   122,007 36,204 SH   SOLE   0 0 36,204
WESTERN ASSET PREMIER BD FD SHS BEN INT 957664105   240,636 22,281 SH   SOLE   0 0 22,281
WESTERN ASSET HIGH INCOME OP COM 95766K109   73,147 18,950 SH   SOLE   0 0 18,950
WESTERN ASSET MANAGED MUNS F COM 95766M105   1,107,598 108,908 SH   SOLE   0 0 108,908
WESTERN ASSET MUN HIGH INCOM COM 95766N103   404,147 62,951 SH   SOLE   0 0 62,951
WESTERN ASST INFLTN LKD INM COM SH BEN INT 95766Q106   99,857 12,298 SH   SOLE   0 0 12,298
WESTERN ASSET INTER MUNI FD COM 958435109   175,152 22,747 SH   SOLE   0 0 22,747