The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ASIA PACIFIC INCOME FU COM 003009107   86,630 35,359 SH   SOLE   0 0 35,359
ABRDN INCOME CREDIT STRATEGI COM 003057106   255,140 37,521 SH   SOLE   0 0 37,521
ADVENT CONV & INCOME FD COM 00764C109   117,330 11,185 SH   SOLE   0 0 11,185
ALLIANCEBERNSTEIN NATL MUN I COM 01864U106   498,354 53,357 SH   SOLE   0 0 53,357
APOLLO SR FLOATING RATE FD I COM 037636107   160,054 11,909 SH   SOLE   0 0 11,909
APPLE INC COM 037833100   3,733,634 21,807 SH   SOLE   0 0 21,807
BNY MELLON STRATEGIC MUNS IN COM 05588W108   264,477 49,620 SH   SOLE   0 0 49,620
BNY MELLON MUN INCOME INC COM 05589T104   224,401 39,577 SH   SOLE   0 0 39,577
BLACKROCK FLOATING RATE INC COM 091941104   1,200,533 99,547 SH   SOLE   0 0 99,547
BLACKROCK INVT QUALITY MUN T COM 09247D105   200,552 19,817 SH   SOLE   0 0 19,817
BLACKROCK INCOME TR INC COM NEW 09247F209   3,957,966 347,800 SH   SOLE   0 0 347,800
BLACKROCK CALIF MUN INCOME T SH BEN INT 09248E102   776,951 75,505 SH   SOLE   0 0 75,505
BLACKROCK MUN INCOME TR SH BEN INT 09248F109   950,169 107,122 SH   SOLE   0 0 107,122
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100   225,777 14,893 SH   SOLE   0 0 14,893
BLACKROCK CORE BD TR SHS BEN INT 09249E101   842,116 84,720 SH   SOLE   0 0 84,720
BLACKROCK MUNI INCOME TR II COM 09249N101   802,716 87,825 SH   SOLE   0 0 87,825
BLACKROCK CR ALLOCATION INCO COM 092508100   126,828 13,102 SH   SOLE   0 0 13,102
BLACKROCK LONG-TERM MUN ADVA COM 09250B103   394,599 43,991 SH   SOLE   0 0 43,991
BLACKROCK MUNIHOLDINGS FD IN COM 09253N104   2,051,486 198,980 SH   SOLE   0 0 198,980
BLACKROCK MUNIVEST FD INC COM 09253R105   1,011,171 166,860 SH   SOLE   0 0 166,860
BLACKROCK MUNIVEST FD II INC COM 09253T101   512,882 55,208 SH   SOLE   0 0 55,208
BLACKROCK MUNICIPAL INCOME COM 09253X102   1,085,871 106,982 SH   SOLE   0 0 106,982
BLACKROCK MUNIHOLDINGS QUALI COM 09254C107   154,147 17,557 SH   SOLE   0 0 17,557
BLACKROCK MUNIYIELD QUALITY COM 09254E103   2,081,500 217,958 SH   SOLE   0 0 217,958
BLACKROCK MUNIYILD QULT FD I COM 09254F100   2,048,503 200,245 SH   SOLE   0 0 200,245
BLACKROCK MUNIYIELD QUALITY COM 09254G108   145,704 16,207 SH   SOLE   0 0 16,207
BLACKROCK MUNIASSETS FD INC COM 09254J102   767,196 85,244 SH   SOLE   0 0 85,244
BLACKROCK MUNIHLDNGS CALI QL COM 09254L107   754,545 78,927 SH   SOLE   0 0 78,927
BLACKROCK MUNIYIELD MICH QU COM 09254V105   490,698 49,416 SH   SOLE   0 0 49,416
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101   485,092 47,934 SH   SOLE   0 0 47,934
BLACKROCK MUNIHLDGS NY QLTY COM 09255C106   105,908 11,600 SH   SOLE   0 0 11,600
BLACKROCK ENHANCED GOVT FD I COM 09255K108   121,492 12,327 SH   SOLE   0 0 12,327
BLACKROCK CORPOR HI YLD FD I COM 09255P107   719,383 83,358 SH   SOLE   0 0 83,358
BLACKROCK DEBT STRATEGIES FD COM NEW 09255R202   523,818 51,005 SH   SOLE   0 0 51,005
BLACKROCK FLOATING RATE INCO COM 09255X100   781,097 61,894 SH   SOLE   0 0 61,894
BLACKSTONE STRATEGIC CRED 20 COM SHS BEN IN 09257R101   122,725 11,167 SH   SOLE   0 0 11,167
BNY MELLON HIGH YIELD STRATE SH BEN INT 09660L105   55,860 26,103 SH   SOLE   0 0 26,103
BNY MELLON MUN BD INFRASTRUC COM SHS 09662W109   143,242 14,440 SH   SOLE   0 0 14,440
CALAMOS CONV OPPORTUNITIES & SH BEN INT 128117108   145,980 13,850 SH   SOLE   0 0 13,850
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108   199,011 17,833 SH   SOLE   0 0 17,833
COMMUNITY BK SYS INC COM 203607106   205,774 4,875 SH   SOLE   0 0 4,875
CREDIT SUISSE HIGH YIELD BD SH BEN INT 22544F103   47,683 25,363 SH   SOLE   0 0 25,363
DTF TAX-FREE INCOME 2028 TER COM 23334J107   152,112 14,256 SH   SOLE   0 0 14,256
DWS MUN INCOME TR COM 233368109   1,156,363 150,177 SH   SOLE   0 0 150,177
DWS STRATEGIC MUN INCOME TR COM 23342Q101   252,778 33,570 SH   SOLE   0 0 33,570
ABRDN NATL MUN INCOME FD SH BEN INT 24610T108   218,887 25,422 SH   SOLE   0 0 25,422
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   2,228,410 74,404 SH   SOLE   0 0 74,404
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   652,910 25,006 SH   SOLE   0 0 25,006
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,172,365 25,659 SH   SOLE   0 0 25,659
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   7,166,844 273,544 SH   SOLE   0 0 273,544
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,408,823 70,806 SH   SOLE   0 0 70,806
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   754,513 29,776 SH   SOLE   0 0 29,776
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,628,995 72,335 SH   SOLE   0 0 72,335
DOUBLELINE OPPORTUNISTIC CR COM 258623107   223,241 15,311 SH   SOLE   0 0 15,311
EATON VANCE CALIF MUN INCOM SH BEN INT 27826F101   187,350 20,453 SH   SOLE   0 0 20,453
EATON VANCE SR INCOME TR SH BEN INT 27826S103   116,804 19,797 SH   SOLE   0 0 19,797
EATON VANCE MUNI INCOME TRUS SH BEN INT 27826U108   3,838,008 430,753 SH   SOLE   0 0 430,753
EATON VANCE FLTING RATE INC COM 278279104   403,944 32,814 SH   SOLE   0 0 32,814
EATON VANCE MUN BD FD COM 27827X101   1,485,776 165,823 SH   SOLE   0 0 165,823
EATON VANCE NEW YORK MUN BD COM 27827Y109   508,143 61,296 SH   SOLE   0 0 61,296
EATON VANCE CALIF MUN BD FD COM 27828A100   240,390 29,605 SH   SOLE   0 0 29,605
EATON VANCE LTD DURATION INC COM 27828H105   937,766 103,735 SH   SOLE   0 0 103,735
EATON VANCE SHORT DURATION D COM 27828V104   289,287 27,897 SH   SOLE   0 0 27,897
EATON VANCE NATL MUN OPPORT COM SHS 27829L105   1,411,780 87,039 SH   SOLE   0 0 87,039
EATON VANCE MUN INCOME 2028 SHS 27829U105   349,848 20,628 SH   SOLE   0 0 20,628
EVERSOURCE ENERGY COM 30040W108   227,306 3,909 SH   SOLE   0 0 3,909
EXXON MOBIL CORP COM 30231G102   1,972,635 16,777 SH   SOLE   0 0 16,777
HANCOCK JOHN INCOME SECS TR COM 410123103   189,916 18,510 SH   SOLE   0 0 18,510
HIGH INCOME SECS FD SHS BEN INT 42968F108   186,431 30,118 SH   SOLE   0 0 30,118
HIGHLAND OPPORTUNITIES HIGHLAND INCOME 43010E404   255,439 31,771 SH   SOLE   0 0 31,771
INVESCO HIGH INCOME TR II COM 46131F101   709,778 71,408 SH   SOLE   0 0 71,408
INVESCO SR INCOME TR COM 46131H107   232,238 59,244 SH   SOLE   0 0 59,244
INVESCO MUNICIPAL TRUST COM 46131J103   259,860 31,158 SH   SOLE   0 0 31,158
INVESCO TR INVT GRADE MUNS COM 46131M106   317,560 37,360 SH   SOLE   0 0 37,360
INVESCO MUN OPPORTUNITY TR COM 46132C107   428,567 52,074 SH   SOLE   0 0 52,074
INVESCO ADVANTAGE MUN INCOME SH BEN INT 46132E103   722,329 97,480 SH   SOLE   0 0 97,480
INVESCO BD FD COM 46132L107   335,911 23,214 SH   SOLE   0 0 23,214
INVESCO MUNI INCOME OPP TRST COM 46132X101   416,025 71,605 SH   SOLE   0 0 71,605
INVESCO QUALITY MUN INCOME T COM 46133G107   125,647 14,976 SH   SOLE   0 0 14,976
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   879,802 31,254 SH   SOLE   0 0 31,254
ISHARES TR DOW JONES US ETF 464287846   242,496 2,321 SH   SOLE   0 0 2,321
ISHARES TR PFD AND INCM SEC 464288687   325,259 10,788 SH   SOLE   0 0 10,788
MFS MUN INCOME TR SH BEN INT 552738106   524,897 115,362 SH   SOLE   0 0 115,362
MFS INTER INCOME TR SH BEN INT 55273C107   135,697 50,633 SH   SOLE   0 0 50,633
MFS INVT GRADE MUN TR SH BEN INT 59318B108   480,054 67,900 SH   SOLE   0 0 67,900
MFS HIGH INCOME MUN TR SH BEN INT 59318D104   412,942 132,353 SH   SOLE   0 0 132,353
MFS HIGH YIELD MUN TR SH BEN INT 59318E102   381,136 121,769 SH   SOLE   0 0 121,769
NEUBERGER BRMAN CLIFRN MUNI COM 64123C101   1,470,678 150,222 SH   SOLE   0 0 150,222
NEUBERGER BERMAN MUN FD INC COM 64124P101   323,050 35,076 SH   SOLE   0 0 35,076
NEUBERGER BERMAN HIGH YIELD COM 64128C106   448,589 59,574 SH   SOLE   0 0 59,574
NUVEEN MASSACHUSETS QLT MUN COM 67061E104   437,408 46,140 SH   SOLE   0 0 46,140
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107   681,409 82,997 SH   SOLE   0 0 82,997
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100   1,346,381 101,232 SH   SOLE   0 0 101,232
NUVEEN N Y MUN VALUE FD COM 67062M105   251,578 31,408 SH   SOLE   0 0 31,408
NUVEEN MUN CR OPPORTUNITIES COM 670663103   354,214 36,555 SH   SOLE   0 0 36,555
NUVEEN QUALITY MUNCP INCOME COM 67066V101   348,369 34,356 SH   SOLE   0 0 34,356
NUVEEN CA QUALTY MUN INCOME COM 67066Y105   115,761 11,996 SH   SOLE   0 0 11,996
NUVEEN AMT-FREE MUN VALUE FD COM 670695105   467,830 34,913 SH   SOLE   0 0 34,913
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   117,011 11,219 SH   SOLE   0 0 11,219
NUVEEN AMT FREE MUN CR INC F COM 67071L106   1,911,888 185,440 SH   SOLE   0 0 185,440
NUVEEN PFD & INCOME SECS FD COM 67072C105   282,467 45,781 SH   SOLE   0 0 45,781
NUVEEN FLOATING RATE INCOME COM 67072T108   1,069,087 130,218 SH   SOLE   0 0 130,218
NUVEEN PFD & INCOME OPPORTUN COM 67073B106   399,024 63,037 SH   SOLE   0 0 63,037
NUVEEN REAL ASSET INCOME & G COM 67074Y105   128,481 12,098 SH   SOLE   0 0 12,098
NUVEEN MUN VALUE FD INC COM 670928100   356,762 43,191 SH   SOLE   0 0 43,191
PGIM GLOBAL HIGH YIELD FD FO COM 69346J106   424,679 39,395 SH   SOLE   0 0 39,395
PIMCO CALIF MUN INCOME FD COM 72200N106   1,154,409 138,418 SH   SOLE   0 0 138,418
PIMCO MUN INCOME FD COM 72200R107   178,859 21,293 SH   SOLE   0 0 21,293
PIMCO NEW YORK MUN INCOME FD COM 72200T103   333,819 46,299 SH   SOLE   0 0 46,299
PIMCO NEW YORK MUN FD II COM 72200Y102   389,258 60,632 SH   SOLE   0 0 60,632
PIMCO MUN INCOME FD III COM 72201A103   281,839 43,561 SH   SOLE   0 0 43,561
PIMCO CALIF MUN INCOME FD II COM 72201C109   72,199 10,540 SH   SOLE   0 0 10,540
PIMCO NEW YORK MUN INCOME FD COM 72201E105   67,690 12,748 SH   SOLE   0 0 12,748
PIMCO DYNAMIC INCOME FD SHS 72201Y101   295,934 17,126 SH   SOLE   0 0 17,126
PIONEER FLOATING RATE FUND I COM 72369J102   282,083 31,308 SH   SOLE   0 0 31,308
PIONEER MUNICIPAL HIGH INCOM COM 723762100   209,197 31,084 SH   SOLE   0 0 31,084
PUTNAM MANAGED MUN INCOME TR COM 746823103   524,223 95,836 SH   SOLE   0 0 95,836
PUTNAM PREMIER INCOME TR SH BEN INT 746853100   55,275 16,500 SH   SOLE   0 0 16,500
PUTNAM MASTER INTER INCOME T SH BEN INT 746909100   244,782 81,054 SH   SOLE   0 0 81,054
PUTNAM MUN OPPORTUNITIES TR SH BEN INT 746922103   4,455,494 484,293 SH   SOLE   0 0 484,293
RIVERNORTH MANAGED DUR MUN I COM 76882H105   148,816 10,847 SH   SOLE   0 0 10,847
SPDR SER TR S&P BIOTECH 78464A870   485,154 6,644 SH   SOLE   0 0 6,644
VIRTUS STONE HBR EMG MKTS TO COM 86164W100   53,543 10,218 SH   SOLE   0 0 10,218
TEMPLETON GLOBAL INCOME FD COM 880198106   188,175 48,750 SH   SOLE   0 0 48,750
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   622,596 4,007 SH   SOLE   0 0 4,007
VANGUARD STAR FDS VG TL INTL STK F 921909768   594,601 11,110 SH   SOLE   0 0 11,110
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   203,554 2,185 SH   SOLE   0 0 2,185
VANGUARD INDEX FDS SM CP VAL ETF 922908611   227,034 1,423 SH   SOLE   0 0 1,423
VANGUARD INDEX FDS TOTAL STK MKT 922908769   624,112 2,938 SH   SOLE   0 0 2,938
CARLYLE CREDIT INCOME FUND SHS BEN INT 92535C104   181,491 22,187 SH   SOLE   0 0 22,187
VIRTUS CONVERTIBLE & INCOME COM 92838X102   112,594 36,204 SH   SOLE   0 0 36,204
WESTERN ASSET PREMIER BD FD SHS BEN INT 957664105   236,101 23,399 SH   SOLE   0 0 23,399
WESTERN ASSET HIGH INCOME OP COM 95766K109   100,439 27,593 SH   SOLE   0 0 27,593
WESTERN ASSET MANAGED MUNS F COM 95766M105   259,078 29,012 SH   SOLE   0 0 29,012
WESTERN ASSET MUN HIGH INCOM COM 95766N103   381,541 62,650 SH   SOLE   0 0 62,650
WESTERN ASSET MUN PARTNERS F COM 95766P108   729,011 68,905 SH   SOLE   0 0 68,905
WESTERN ASST INFLTN LKD INM COM SH BEN INT 95766Q106   96,168 12,298 SH   SOLE   0 0 12,298
WESTERN ASSET INTER MUNI FD COM 958435109   162,869 22,747 SH   SOLE   0 0 22,747