The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   351,395 2,357 SH   SOLE   0 0 2,357
AIM ETF PRODUCTS TRUST U S LRGCP 6M JAN 00888H869   45,621 1,859 SH   SOLE   0 0 1,859
ALPHABET INC CAP STK CL A 02079K305   571,073 4,364 SH   SOLE   0 0 4,364
AMAZON COM INC COM 023135106   785,729 6,181 SH   SOLE   0 0 6,181
APPLE INC COM 037833100   1,962,806 11,464 SH   SOLE   0 0 11,464
ARCHER DANIELS MIDLAND CO COM 039483102   205,511 2,725 SH   SOLE   0 0 2,725
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   580,097 1,656 SH   SOLE   0 0 1,656
BROADCOM INC COM 11135F101   219,822 265 SH   SOLE   0 0 265
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   817,299 9,489 SH   SOLE   0 0 9,489
CHEVRON CORP NEW COM 166764100   1,073,313 6,365 SH   SOLE   0 0 6,365
DOW INC COM 260557103   205,668 3,989 SH   SOLE   0 0 3,989
ELI LILLY CO COM 532457108   251,908 469 SH   SOLE   0 0 469
EVERSOURCE ENERGY COM 30040W108   360,545 6,200 SH   SOLE   0 0 6,200
EXXON MOBIL CORP COM 30231G102   1,398,185 11,891 SH   SOLE   0 0 11,891
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709   222,922 4,119 SH   SOLE   0 0 4,119
FIDELITY MERRIMACK STR TR LOW DURTIN ETF 316188408   229,895 4,641 SH   SOLE   0 0 4,641
FLEXSHARES TR CR SCD US BD 33939L761   385,132 8,371 SH   SOLE   0 0 8,371
GENERAL DYNAMICS CORP COM 369550108   373,364 1,690 SH   SOLE   0 0 1,690
GENERAL ELECTRIC CO COM NEW 369604301   228,259 2,065 SH   SOLE   0 0 2,065
GLOBAL X FDS GLOBX SUPDV US 37950E291   185,979 11,484 SH   SOLE   0 0 11,484
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   2,114,425 65,890 SH   SOLE   0 0 65,890
HOME DEPOT INC COM 437076102   302,008 999 SH   SOLE   0 0 999
HONEYWELL INTL INC COM 438516106   518,677 2,808 SH   SOLE   0 0 2,808
ISHARES GOLD TR SHARES REPRESENT 46436F103   399,018 21,627 SH   SOLE   0 0 21,627
ISHARES INC CORE MSCI EMKT 46434G103   4,164,090 87,499 SH   SOLE   0 0 87,499
ISHARES TR 20 YR TR BD ETF 464287432   296,594 3,344 SH   SOLE   0 0 3,344
ISHARES TR CMBS ETF 46429B366   266,231 5,911 SH   SOLE   0 0 5,911
ISHARES TR CORE LT USDB ETF 464289479   728,858 15,426 SH   SOLE   0 0 15,426
ISHARES TR CORE MSCI EAFE 46432F842   239,734 3,725 SH   SOLE   0 0 3,725
ISHARES TR CORE MSCI INTL 46435G326   934,885 16,041 SH   SOLE   0 0 16,041
ISHARES TR CORE SP500 ETF 464287200   274,177 638 SH   SOLE   0 0 638
ISHARES TR CORE TOTAL USD 46434V613   300,339 6,870 SH   SOLE   0 0 6,870
ISHARES TR CORE US AGGBD ET 464287226   743,668 7,908 SH   SOLE   0 0 7,908
ISHARES TR EAFE GRWTH ETF 464288885   3,322,504 38,499 SH   SOLE   0 0 38,499
ISHARES TR EAFE VALUE ETF 464288877   3,489,617 71,319 SH   SOLE   0 0 71,319
ISHARES TR ISHS 1 5YR INVS 464288646   449,623 9,023 SH   SOLE   0 0 9,023
ISHARES TR JPMORGAN USD EMG 464288281   259,056 3,139 SH   SOLE   0 0 3,139
ISHARES TR MSCI USA MIN VOL 46429B697   330,735 4,569 SH   SOLE   0 0 4,569
ISHARES TR MSCI USA QLT FCT 46432F339   313,287 2,377 SH   SOLE   0 0 2,377
ISHARES TR NATIONAL MUN ETF 464288414   12,591,310 122,794 SH   SOLE   0 0 122,794
ISHARES TR RUS MD CP GR ETF 464287481   1,056,105 11,561 SH   SOLE   0 0 11,561
ISHARES TR RUS MDCP VAL ETF 464287473   3,568,544 34,201 SH   SOLE   0 0 34,201
ISHARES TR RUS TP200 GR ETF 464289438   10,105,246 65,691 SH   SOLE   0 0 65,691
ISHARES TR RUS TP200 VL ETF 464289420   6,670,814 102,047 SH   SOLE   0 0 102,047
ISHARES TR TRS FLT RT BD 46434V860   321,548 6,337 SH   SOLE   0 0 6,337
ISHARES TR US TREAS BD ETF 46429B267   578,594 26,252 SH   SOLE   0 0 26,252
ISHARES TR USD INV GRDE ETF 464288620   5,984,017 124,485 SH   SOLE   0 0 124,485
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   248,025 4,943 SH   SOLE   0 0 4,943
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   334,713 6,978 SH   SOLE   0 0 6,978
JOHNSON JOHNSON COM 478160104   1,443,447 9,268 SH   SOLE   0 0 9,268
JPMORGAN CHASE CO COM 46625H100   535,071 3,690 SH   SOLE   0 0 3,690
MASTERCARD INCORPORATED CL A 57636Q104   209,849 530 SH   SOLE   0 0 530
MCDONALDS CORP COM 580135101   342,759 1,301 SH   SOLE   0 0 1,301
META PLATFORMS INC CL A 30303M102   318,823 1,062 SH   SOLE   0 0 1,062
MICROSOFT CORP COM 594918104   1,251,258 3,963 SH   SOLE   0 0 3,963
NVIDIA CORPORATION COM 67066G104   567,810 1,305 SH   SOLE   0 0 1,305
PEPSICO INC COM 713448108   369,573 2,181 SH   SOLE   0 0 2,181
PROCTER AND GAMBLE CO COM 742718109   624,158 4,279 SH   SOLE   0 0 4,279
SCHWAB STRATEGIC TR US TIPS ETF 808524870   335,113 6,637 SH   SOLE   0 0 6,637
SOUTHERN CO COM 842587107   332,826 5,143 SH   SOLE   0 0 5,143
SPDR SER TR PORTFOLIO CRPORT 78464A144   744,681 27,001 SH   SOLE   0 0 27,001
SPDR SER TR PORTFOLIO LN TSR 78464A664   398,503 15,239 SH   SOLE   0 0 15,239
SPDR SER TR PORTFOLIO SP500 78464A854   709,954 14,126 SH   SOLE   0 0 14,126
TESLA INC COM 88160R101   545,229 2,179 SH   SOLE   0 0 2,179
UNITEDHEALTH GROUP INC COM 91324P102   1,376,078 2,729 SH   SOLE   0 0 2,729
VANGUARD INDEX FDS SP 500 ETF SHS 922908363   5,614,991 14,298 SH   SOLE   0 0 14,298
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,885,029 67,980 SH   SOLE   0 0 67,980
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   1,577,718 28,422 SH   SOLE   0 0 28,422
VANGUARD SCOTTSDALE FDS MTG BKD SECS ETF 92206C771   6,519,029 148,904 SH   SOLE   0 0 148,904
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   3,953,394 68,635 SH   SOLE   0 0 68,635
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   2,355,203 32,968 SH   SOLE   0 0 32,968
VANGUARD TAX MANAGED FDS VAN FTSE DEV MKT 921943858   208,340 4,765 SH   SOLE   0 0 4,765
WISDOMTREE TR YIELD ENHANCD US 97717X511   571,542 13,769 SH   SOLE   0 0 13,769