The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company Equities 88579Y101   35,966 329 SH   DFND   329 0 0
3M Company Equities 88579Y101   802,518 7,341 SH   SOLE   7,341 0 0
Abbott Labs Equities 002824100   65,492 595 SH   DFND   595 0 0
Abbott Labs Equities 002824100   1,767,724 16,060 SH   SOLE   16,060 0 0
Abbvie Inc Equities 00287Y109   110,029 710 SH   DFND   710 0 0
Abbvie Inc Equities 00287Y109   17,822 115 SH   DFND 1 115 0 0
Abbvie Inc Equities 00287Y109   5,337,167 34,440 SH   SOLE   34,440 0 0
Accenture PLC Ireland Shs Cl A Equities G1151C101   56,146 160 SH   DFND   160 0 0
Accenture PLC Ireland Shs Cl A Equities G1151C101   2,020,540 5,758 SH   SOLE   5,758 0 0
Adobe Inc Equities 00724F101   26,250 44 SH   DFND   44 0 0
Adobe Inc Equities 00724F101   3,012,830 5,050 SH   SOLE   5,050 0 0
Aflac Inc Equities 001055102   580,140 7,032 SH   SOLE   7,032 0 0
Air Products & Chemicals Inc Equities 009158106   22,452 82 SH   DFND   82 0 0
Air Products & Chemicals Inc Equities 009158106   1,475,782 5,390 SH   SOLE   5,390 0 0
Allstate Corp Equities 020002101   452,415 3,232 SH   SOLE   3,232 0 0
Alphabet Inc Cl A Equities 02079K305   167,907 1,202 SH   DFND   1,202 0 0
Alphabet Inc Cl A Equities 02079K305   47,495 340 SH   DFND 1 340 0 0
Alphabet Inc Cl A Equities 02079K305   5,717,651 40,931 SH   SOLE   40,931 0 0
Alphabet Inc Cl C Equities 02079K107   107,107 760 SH   DFND   760 0 0
Alphabet Inc Cl C Equities 02079K107   31,005 220 SH   DFND 1 220 0 0
Alphabet Inc Cl C Equities 02079K107   8,411,689 59,687 SH   SOLE   59,687 0 0
Amazon Inc Equities 023135106   63,511 418 SH   DFND   418 0 0
Amazon Inc Equities 023135106   11,097,850 73,041 SH   SOLE   73,041 0 0
American Tower Corp Equities 03027X100   16,191 75 SH   DFND   75 0 0
American Tower Corp Equities 03027X100   2,049,133 9,492 SH   SOLE   9,492 0 0
Ameriprise Financial Inc Equities 03076C106   8,356 22 SH   DFND   22 0 0
Ameriprise Financial Inc Equities 03076C106   2,609,432 6,870 SH   SOLE   6,870 0 0
Amgen Inc Equities 031162100   64,805 225 SH   DFND   225 0 0
Amgen Inc Equities 031162100   1,282,841 4,454 SH   SOLE   4,454 0 0
Analog Devices Inc Equities 032654105   1,068,848 5,383 SH   SOLE   5,383 0 0
Apple Inc Equities 037833100   263,574 1,369 SH   DFND   1,369 0 0
Apple Inc Equities 037833100   121,679 632 SH   DFND 1 632 0 0
Apple Inc Equities 037833100   26,019,274 135,144 SH   SOLE   135,144 0 0
Atmos Energy Corp Equities 049560105   31,873 275 SH   DFND   275 0 0
Atmos Energy Corp Equities 049560105   430,569 3,715 SH   SOLE   3,715 0 0
Automatic Data Processing Inc Equities 053015103   2,356,492 10,115 SH   SOLE   10,115 0 0
Bank of America Corp Equities 060505104   725,117 21,536 SH   SOLE   21,536 0 0
Berkshire Hathaway Cl B Equities 084670702   32,813 92 SH   DFND   92 0 0
Berkshire Hathaway Cl B Equities 084670702   21,400 60 SH   DFND 1 60 0 0
Berkshire Hathaway Cl B Equities 084670702   3,988,529 11,183 SH   SOLE   11,183 0 0
Blackrock Inc Equities 09247X101   588,555 725 SH   SOLE   725 0 0
Boeing Co Equities 097023105   282,295 1,083 SH   SOLE   1,083 0 0
Booking Hldgs Inc Equities 09857L108   3,547 1 SH   DFND   1 0 0
Booking Hldgs Inc Equities 09857L108   4,058,020 1,144 SH   SOLE   1,144 0 0
Bristol-Meyers Squibb Co Equities 110122108   7,697 150 SH   DFND   150 0 0
Bristol-Meyers Squibb Co Equities 110122108   597,659 11,648 SH   SOLE   11,648 0 0
Broadcom Inc Equities 11135F101   3,349 3 SH   DFND   3 0 0
Broadcom Inc Equities 11135F101   4,489,558 4,022 SH   SOLE   4,022 0 0
Carrier Global Corporation Equities 14448C104   342,747 5,966 SH   SOLE   5,966 0 0
Casey's General Stores Inc Equities 147528103   12,089 44 SH   DFND   44 0 0
Casey's General Stores Inc Equities 147528103   233,254 849 SH   SOLE   849 0 0
Caterpillar Inc Equities 149123101   2,070 7 SH   DFND   7 0 0
Caterpillar Inc Equities 149123101   3,512,855 11,881 SH   SOLE   11,881 0 0
Charles Schwab Corp Equities 808513105   10,733 156 SH   DFND   156 0 0
Charles Schwab Corp Equities 808513105   389,133 5,656 SH   SOLE   5,656 0 0
Chevron Corp Equities 166764100   22,076 148 SH   DFND   148 0 0
Chevron Corp Equities 166764100   2,046,923 13,723 SH   SOLE   13,723 0 0
Chipotle Mexican Grill Equities 169656105   329,322 144 SH   SOLE   144 0 0
Chubb Ltd Ord ADR Equities H1467J104   27,572 122 SH   DFND   122 0 0
Chubb Ltd Ord ADR Equities H1467J104   3,229,088 14,288 SH   SOLE   14,288 0 0
Church & Dwight Inc Equities 171340102   14,184 150 SH   DFND   150 0 0
Church & Dwight Inc Equities 171340102   206,897 2,188 SH   SOLE   2,188 0 0
Cintas Corp Equities 172908105   298,317 495 SH   SOLE   495 0 0
Cisco Systems Inc Equities 17275R102   13,741 272 SH   DFND   272 0 0
Cisco Systems Inc Equities 17275R102   3,604,450 71,347 SH   SOLE   71,347 0 0
Clorox Corp Equities 189054109   206,613 1,449 SH   SOLE   1,449 0 0
CME Group Inc Equities 12572Q105   572,200 2,717 SH   SOLE   2,717 0 0
Coca Cola Co Equities 191216100   121,926 2,069 SH   DFND   2,069 0 0
Coca Cola Co Equities 191216100   1,026,678 17,422 SH   SOLE   17,422 0 0
Colgate-Palmolive Co Equities 194162103   22,717 285 SH   DFND   285 0 0
Colgate-Palmolive Co Equities 194162103   11,957 150 SH   DFND 1 150 0 0
Colgate-Palmolive Co Equities 194162103   286,318 3,592 SH   SOLE   3,592 0 0
Comcast Corp New-Cl A Equities 20030N101   217,321 4,956 SH   SOLE   4,956 0 0
ConocoPhillips Equities 20825C104   48,865 421 SH   DFND   421 0 0
ConocoPhillips Equities 20825C104   2,940,401 25,333 SH   SOLE   25,333 0 0
Costco Wholesale Corp New Equities 22160K105   8,581 13 SH   DFND   13 0 0
Costco Wholesale Corp New Equities 22160K105   4,027,808 6,102 SH   SOLE   6,102 0 0
Curtiss Wright Corp Equities 231561101   17,823 80 SH   DFND   80 0 0
Curtiss Wright Corp Equities 231561101   253,758 1,139 SH   SOLE   1,139 0 0
CVS Health Corp Equities 126650100   53,061 672 SH   DFND   672 0 0
CVS Health Corp Equities 126650100   632,943 8,016 SH   SOLE   8,016 0 0
Danaher Corp Equities 235851102   1,388 6 SH   DFND   6 0 0
Danaher Corp Equities 235851102   3,233,902 13,979 SH   SOLE   13,979 0 0
Deere & Co Equities 244199105   14,395 36 SH   DFND   36 0 0
Deere & Co Equities 244199105   1,515,907 3,791 SH   SOLE   3,791 0 0
Digital Realty Trust Inc Equities 253868103   693,894 5,156 SH   SOLE   5,156 0 0
Dimensional US Small Cap ETF Equities 25434V500   14,607 245 SH   DFND   245 0 0
Dimensional US Small Cap ETF Equities 25434V500   15,703,968 263,401 SH   SOLE   263,401 0 0
Disney (Walt) Equities 254687106   36,387 403 SH   DFND   403 0 0
Disney (Walt) Equities 254687106   5,869 65 SH   DFND 1 65 0 0
Disney (Walt) Equities 254687106   2,334,719 25,858 SH   SOLE   25,858 0 0
Dominion Resources Inc Equities 25746U109   262,871 5,593 SH   SOLE   5,593 0 0
Dover Corp Equities 260003108   17,842 116 SH   DFND   116 0 0
Dover Corp Equities 260003108   614,471 3,995 SH   SOLE   3,995 0 0
Dow Inc Equities 260557103   6,800 124 SH   DFND   124 0 0
Dow Inc Equities 260557103   1,901,412 34,672 SH   SOLE   34,672 0 0
Duke Energy Corp New Equities 26441C204   282,289 2,909 SH   SOLE   2,909 0 0
Eaton Corp PLC ADR Equities G29183103   17,098 71 SH   DFND   71 0 0
Eaton Corp PLC ADR Equities G29183103   3,287,193 13,650 SH   SOLE   13,650 0 0
EcoLab Inc Equities 278865100   9,322 47 SH   DFND   47 0 0
EcoLab Inc Equities 278865100   2,747,743 13,853 SH   SOLE   13,853 0 0
Eli Lilly & Co Equities 532457108   11,658 20 SH   DFND   20 0 0
Eli Lilly & Co Equities 532457108   388,225 666 SH   SOLE   666 0 0
Emerson Electric Co Equities 291011104   12,361 127 SH   DFND   127 0 0
Emerson Electric Co Equities 291011104   826,526 8,492 SH   SOLE   8,492 0 0
Enbridge Inc ADR Equities 29250N105   10,014 278 SH   DFND   278 0 0
Enbridge Inc ADR Equities 29250N105   678,004 18,823 SH   SOLE   18,823 0 0
Entergy Corp New Equities 29364G103   11,738 116 SH   DFND   116 0 0
Entergy Corp New Equities 29364G103   204,910 2,025 SH   SOLE   2,025 0 0
Exxon Mobil Corp Equities 30231G102   119,776 1,198 SH   DFND   1,198 0 0
Exxon Mobil Corp Equities 30231G102   4,814,137 48,151 SH   SOLE   48,151 0 0
Fedex Corp Equities 31428X106   43,764 173 SH   DFND   173 0 0
Fedex Corp Equities 31428X106   511,252 2,021 SH   SOLE   2,021 0 0
Fifth Third Bancorp Equities 316773100   320,205 9,284 SH   SOLE   9,284 0 0
Ford Motor Co Equities 345370860   914 75 SH   DFND   75 0 0
Ford Motor Co Equities 345370860   1,269,162 104,115 SH   SOLE   104,115 0 0
Fortive Corp Equities 34959J108   663 9 SH   DFND   9 0 0
Fortive Corp Equities 34959J108   985,317 13,382 SH   SOLE   13,382 0 0
Honeywell Intl Inc Equities 438516106   22,649 108 SH   DFND   108 0 0
Honeywell Intl Inc Equities 438516106   2,558,462 12,200 SH   SOLE   12,200 0 0
Huntington BancShares Inc Equities 446150104   9,756 767 SH   DFND   767 0 0
Huntington BancShares Inc Equities 446150104   420,269 33,040 SH   SOLE   33,040 0 0
Idexx Labs Inc Equities 45168D104   3,857,042 6,949 SH   SOLE   6,949 0 0
Illinois Tool Works Inc Equities 452308109   34,052 130 SH   DFND   130 0 0
Illinois Tool Works Inc Equities 452308109   1,338,775 5,111 SH   SOLE   5,111 0 0
Intel Corp Equities 458140100   780,533 15,533 SH   SOLE   15,533 0 0
Intercontinential Exch Inc Equities 45866F104   201,892 1,572 SH   SOLE   1,572 0 0
Intl Business Machines Equities 459200101   47,430 290 SH   DFND   290 0 0
Intl Business Machines Equities 459200101   590,579 3,611 SH   SOLE   3,611 0 0
Intuit Equities 461202103   795,038 1,272 SH   SOLE   1,272 0 0
Intuitive Surgical Equities 46120E602   33,736 100 SH   DFND 1 100 0 0
Intuitive Surgical Equities 46120E602   295,865 877 SH   SOLE   877 0 0
IQ Mackay Municipal Intermediat Equities 45409F827   3,092,571 125,919 SH   SOLE   125,919 0 0
iShares Core MSCI Emerging Mkts Equities 46434G103   50,833 1,005 SH   DFND   1,005 0 0
iShares Core MSCI Emerging Mkts Equities 46434G103   5,043,635 99,716 SH   SOLE   99,716 0 0
iShares S&P 400 Midcap Index Equities 464287507   89,519 323 SH   DFND   323 0 0
iShares S&P 400 Midcap Index Equities 464287507   8,158,187 29,436 SH   SOLE   29,436 0 0
iShares Trust Core MSCI EAFE Equities 46432F842   21,246 302 SH   DFND   302 0 0
iShares Trust Core MSCI EAFE Equities 46432F842   1,311,465 18,642 SH   SOLE   18,642 0 0
iShares Trust MSCI Emerging Mar Equities 464287234   259,877 6,463 SH   SOLE   6,463 0 0
iShares Trust S&P Sm Cap 600 In Equities 464287804   21,650 200 SH   DFND   200 0 0
iShares Trust S&P Sm Cap 600 In Equities 464287804   3,585,781 33,125 SH   SOLE   33,125 0 0
iShares USA Min Vol ETF Equities 46429B697   501,187 6,423 SH   SOLE   6,423 0 0
J P Morgan Chase & Co Equities 46625H100   34,871 205 SH   DFND   205 0 0
J P Morgan Chase & Co Equities 46625H100   22,453 132 SH   DFND 1 132 0 0
J P Morgan Chase & Co Equities 46625H100   6,149,625 36,153 SH   SOLE   36,153 0 0
Johnson & Johnson Equities 478160104   127,430 813 SH   DFND   813 0 0
Johnson & Johnson Equities 478160104   3,472,731 22,156 SH   SOLE   22,156 0 0
Kimberly Clark Corp Equities 494368103   259,181 2,133 SH   SOLE   2,133 0 0
Lam Research Corp Equities 512807108   202,864 259 SH   SOLE   259 0 0
Lockheed Martin Corp Equities 539830109   1,507,023 3,325 SH   SOLE   3,325 0 0
Lord Abbett Short Duration Inco Mutual Funds 543916688   60,984 15,839 SH   SOLE   15,839 0 0
Lowe's Companies Inc Equities 548661107   30,044 135 SH   DFND 1 135 0 0
Lowe's Companies Inc Equities 548661107   918,686 4,128 SH   SOLE   4,128 0 0
Lululemon Athletica Inc Equities 550021109   219,855 430 SH   SOLE   430 0 0
M&T Bank Corp Equities 55261F104   1,481,012 10,804 SH   SOLE   10,804 0 0
Marsh & McLennan Co Inc Equities 571748102   336,878 1,778 SH   SOLE   1,778 0 0
Mastercard Inc Equities 57636Q104   59,711 140 SH   DFND 1 140 0 0
Mastercard Inc Equities 57636Q104   2,714,736 6,365 SH   SOLE   6,365 0 0
McCormick & Co Equities 579780206   5,200 76 SH   DFND   76 0 0
McCormick & Co Equities 579780206   394,304 5,763 SH   SOLE   5,763 0 0
McDonald's Corp Equities 580135101   61,971 209 SH   DFND   209 0 0
McDonald's Corp Equities 580135101   6,162,960 20,785 SH   SOLE   20,785 0 0
Medtronic PLC ADR Equities G5960L103   16,476 200 SH   DFND   200 0 0
Medtronic PLC ADR Equities G5960L103   424,339 5,151 SH   SOLE   5,151 0 0
Merck & Co Inc New Equities 58933Y105   20,714 190 SH   DFND   190 0 0
Merck & Co Inc New Equities 58933Y105   5,367,600 49,235 SH   SOLE   49,235 0 0
Meta Platforms Inc Cl A Equities 30303M102   73,624 208 SH   DFND   208 0 0
Meta Platforms Inc Cl A Equities 30303M102   3,466,330 9,793 SH   SOLE   9,793 0 0
Microsoft Corp Equities 594918104   265,108 705 SH   DFND   705 0 0
Microsoft Corp Equities 594918104   22,651,145 60,236 SH   SOLE   60,236 0 0
Mondelez Intl Inc Equities 609207105   721,693 9,964 SH   SOLE   9,964 0 0
Monolithic Pwr Sys Inc Equities 609839105   268,082 425 SH   SOLE   425 0 0
Netflix Inc Equities 64110L106   220,557 453 SH   SOLE   453 0 0
Nextera Energy Inc Equities 65339F101   76,289 1,256 SH   DFND   1,256 0 0
Nextera Energy Inc Equities 65339F101   1,807,440 29,757 SH   SOLE   29,757 0 0
Nike Inc CL B Equities 654106103   68,942 635 SH   DFND   635 0 0
Nike Inc CL B Equities 654106103   844,457 7,778 SH   SOLE   7,778 0 0
Norfolk Southern Corp Equities 655844108   32,148 136 SH   DFND   136 0 0
Norfolk Southern Corp Equities 655844108   1,139,824 4,822 SH   SOLE   4,822 0 0
Northrop Grumman Corp Equities 666807102   1,404 3 SH   DFND   3 0 0
Northrop Grumman Corp Equities 666807102   2,015,343 4,305 SH   SOLE   4,305 0 0
Novartis AG ADR Equities 66987V109   8,078 80 SH   DFND   80 0 0
Novartis AG ADR Equities 66987V109   1,019,494 10,097 SH   SOLE   10,097 0 0
Novo-Nordisk ADR Equities 670100205   93,105 900 SH   DFND 1 900 0 0
Novo-Nordisk ADR Equities 670100205   155,175 1,500 SH   SOLE   1,500 0 0
Nvidia Corp Equities 67066G104   20,304 41 SH   DFND   41 0 0
Nvidia Corp Equities 67066G104   6,468,068 13,061 SH   SOLE   13,061 0 0
Palo Alto Networks Equities 697435105   616,004 2,089 SH   SOLE   2,089 0 0
Paramount Global Class B Com Equities 92556H206   13,326 901 SH   DFND   901 0 0
Paramount Global Class B Com Equities 92556H206   206,350 13,952 SH   SOLE   13,952 0 0
Paychex Inc Equities 704326107   23,822 200 SH   DFND   200 0 0
Paychex Inc Equities 704326107   401,520 3,371 SH   SOLE   3,371 0 0
PayPal Holdings Inc Equities 70450Y103   9,396 153 SH   DFND   153 0 0
PayPal Holdings Inc Equities 70450Y103   1,801,032 29,328 SH   SOLE   29,328 0 0
Pepsico Inc Equities 713448108   80,844 476 SH   DFND   476 0 0
Pepsico Inc Equities 713448108   5,889,542 34,677 SH   SOLE   34,677 0 0
Pfizer Inc Equities 717081103   16,209 563 SH   DFND   563 0 0
Pfizer Inc Equities 717081103   1,351,172 46,932 SH   SOLE   46,932 0 0
Philip Morris Intl Inc Equities 718172109   10,349 110 SH   DFND   110 0 0
Philip Morris Intl Inc Equities 718172109   734,953 7,812 SH   SOLE   7,812 0 0
Pinnacle West Capital Equities 723484101   10,058 140 SH   DFND   140 0 0
Pinnacle West Capital Equities 723484101   303,021 4,218 SH   SOLE   4,218 0 0
PNC Finl Svcs Group Equities 693475105   10,065 65 SH   DFND   65 0 0
PNC Finl Svcs Group Equities 693475105   1,905,120 12,303 SH   SOLE   12,303 0 0
Procter & Gamble Co Equities 742718109   276,668 1,888 SH   DFND   1,888 0 0
Procter & Gamble Co Equities 742718109   4,842,561 33,046 SH   SOLE   33,046 0 0
Progressive Corp Equities 743315103   236,212 1,483 SH   SOLE   1,483 0 0
ProLogis Inc Equities 74340W103   381,371 2,861 SH   SOLE   2,861 0 0
Prudential Financial Inc Equities 744320102   430,293 4,149 SH   SOLE   4,149 0 0
Qualcomm Inc Equities 747525103   28,637 198 SH   DFND   198 0 0
Qualcomm Inc Equities 747525103   3,259,816 22,539 SH   SOLE   22,539 0 0
Quest Diagnostics Inc Equities 74834L100   409,228 2,968 SH   SOLE   2,968 0 0
Raytheon Technologies Corp Equities 75513E101   31,637 376 SH   DFND   376 0 0
Raytheon Technologies Corp Equities 75513E101   3,204,977 38,091 SH   SOLE   38,091 0 0
Realty Income Corp Equities 756109104   247,078 4,303 SH   SOLE   4,303 0 0
Roche Holding Ltd Adr Equities 771195104   14,525 400 SH   DFND   400 0 0
Roche Holding Ltd Adr Equities 771195104   19,972 550 SH   DFND 1 550 0 0
Roche Holding Ltd Adr Equities 771195104   188,898 5,202 SH   SOLE   5,202 0 0
S&P Global Inc Equities 78409V104   176,208 400 SH   DFND   400 0 0
S&P Global Inc Equities 78409V104   465,189 1,056 SH   SOLE   1,056 0 0
Salesforce.com Inc Equities 79466L302   14,736 56 SH   DFND   56 0 0
Salesforce.com Inc Equities 79466L302   3,755,271 14,271 SH   SOLE   14,271 0 0
Schlumberger Ltd ADR Equities 806857108   5,204 100 SH   DFND   100 0 0
Schlumberger Ltd ADR Equities 806857108   259,836 4,993 SH   SOLE   4,993 0 0
Schwab Intermediate-Term Us Tre Equities 808524854   4,723 95 SH   DFND   95 0 0
Schwab Intermediate-Term Us Tre Equities 808524854   227,817 4,582 SH   SOLE   4,582 0 0
Schwab Short Term US Treas ETF Equities 808524862   8,576 177 SH   DFND   177 0 0
Schwab Short Term US Treas ETF Equities 808524862   598,551 12,354 SH   SOLE   12,354 0 0
Schwab Strategic Tr Equities 808524797   367,784 4,831 SH   SOLE   4,831 0 0
Schwab US Large Cap Growth ETF Equities 808524300   921,852 11,112 SH   SOLE   11,112 0 0
Schwab US Large Cap Value ETF Equities 808524409   514,043 7,333 SH   SOLE   7,333 0 0
Service Now Inc Equities 81762P102   405,525 574 SH   SOLE   574 0 0
Sherwin Williams Equities 824348106   2,770,608 8,883 SH   SOLE   8,883 0 0
Southern Co Equities 842587107   14,375 205 SH   DFND   205 0 0
Southern Co Equities 842587107   205,311 2,928 SH   SOLE   2,928 0 0
SPDR ICE Preferred Sec ETF Equities 78464A292   258,439 7,710 SH   SOLE   7,710 0 0
SPDR S&P 600 SmallCap Val Equities 78464A300   15,412 185 SH   DFND   185 0 0
SPDR S&P 600 SmallCap Val Equities 78464A300   5,319,677 63,854 SH   SOLE   63,854 0 0
SPDR S&P Dividend Equities 78464A763   31,367 251 SH   DFND   251 0 0
SPDR S&P Dividend Equities 78464A763   360,788 2,887 SH   SOLE   2,887 0 0
SPDR S&P Midcap 400 Equities 78467Y107   575,369 1,134 SH   SOLE   1,134 0 0
Starbucks Corp Equities 855244109   53,766 560 SH   DFND   560 0 0
Starbucks Corp Equities 855244109   10,561 110 SH   DFND 1 110 0 0
Starbucks Corp Equities 855244109   2,868,011 29,872 SH   SOLE   29,872 0 0
Stryker Corp Equities 863667101   487,221 1,627 SH   SOLE   1,627 0 0
Synopsys Inc Equities 871607107   260,544 506 SH   SOLE   506 0 0
Sysco Corp Equities 871829107   225,240 3,080 SH   SOLE   3,080 0 0
Target Corp Equities 87612E106   851,672 5,980 SH   SOLE   5,980 0 0
TC Energy Corp ADR Equities 87807B107   273,395 6,994 SH   SOLE   6,994 0 0
TE Connectivity LTD ADR Equities H84989104   984 7 SH   DFND   7 0 0
TE Connectivity LTD ADR Equities H84989104   1,747,539 12,438 SH   SOLE   12,438 0 0
Tesla Inc Equities 88160R101   12,672 51 SH   DFND   51 0 0
Tesla Inc Equities 88160R101   2,996,917 12,061 SH   SOLE   12,061 0 0
Tetra Tech Inc New Equities 88162G103   609,795 3,653 SH   SOLE   3,653 0 0
The Home Depot Inc Equities 437076102   44,705 129 SH   DFND   129 0 0
The Home Depot Inc Equities 437076102   5,766,592 16,640 SH   SOLE   16,640 0 0
The Travelers Co Inc Equities 89417E109   19,049 100 SH   DFND   100 0 0
The Travelers Co Inc Equities 89417E109   247,637 1,300 SH   SOLE   1,300 0 0
Thermo Fisher Scientific Inc Equities 883556102   2,123 4 SH   DFND   4 0 0
Thermo Fisher Scientific Inc Equities 883556102   3,288,244 6,195 SH   SOLE   6,195 0 0
Truist Finl Corp Equities 89832Q109   404,680 10,961 SH   SOLE   10,961 0 0
Union Pacific Corp Equities 907818108   7,860 32 SH   DFND   32 0 0
Union Pacific Corp Equities 907818108   4,614,217 18,786 SH   SOLE   18,786 0 0
United Health Group Inc Equities 91324P102   13,162 25 SH   DFND   25 0 0
United Health Group Inc Equities 91324P102   4,274,410 8,119 SH   SOLE   8,119 0 0
United Parcel Service Equities 911312106   7,547 48 SH   DFND   48 0 0
United Parcel Service Equities 911312106   11,792 75 SH   DFND 1 75 0 0
United Parcel Service Equities 911312106   363,201 2,310 SH   SOLE   2,310 0 0
Unitil Corporation Equities 913259107   340,075 6,469 SH   SOLE   6,469 0 0
US Bancorp Equities 902973304   31,291 723 SH   DFND   723 0 0
US Bancorp Equities 902973304   414,103 9,568 SH   SOLE   9,568 0 0
Vanguard FTSE Developed Mkt Equities 921943858   109,595 2,288 SH   DFND   2,288 0 0
Vanguard FTSE Developed Mkt Equities 921943858   6,912,832 144,318 SH   SOLE   144,318 0 0
Vanguard Index Fds S&P ETF Equities 922908363   26,645 61 SH   DFND   61 0 0
Vanguard Index Fds S&P ETF Equities 922908363   2,139,010 4,897 SH   SOLE   4,897 0 0
Vanguard Index Fds Sm Cap Equities 922908611   57,590 320 SH   DFND   320 0 0
Vanguard Index Fds Sm Cap Equities 922908611   152,255 846 SH   SOLE   846 0 0
Vanguard Index Mid Cap Growth Equities 922908538   266,119 1,212 SH   SOLE   1,212 0 0
Vanguard Intermediate-Term Bond Equities 921937819   119,382 1,563 SH   DFND   1,563 0 0
Vanguard Intermediate-Term Bond Equities 921937819   11,098,931 145,312 SH   SOLE   145,312 0 0
Vanguard Mid Cap ETF Equities 922908629   134,466 578 SH   DFND   578 0 0
Vanguard Mid Cap ETF Equities 922908629   35,555,069 152,833 SH   SOLE   152,833 0 0
Vanguard REIT ETF Equities 922908553   104,176 1,179 SH   DFND   1,179 0 0
Vanguard REIT ETF Equities 922908553   10,073 114 SH   DFND 1 114 0 0
Vanguard REIT ETF Equities 922908553   10,111,212 114,432 SH   SOLE   114,432 0 0
Verizon Communications Equities 92343V104   46,107 1,223 SH   DFND   1,223 0 0
Verizon Communications Equities 92343V104   846,817 22,462 SH   SOLE   22,462 0 0
Visa Inc Equities 92826C839   76,283 293 SH   DFND   293 0 0
Visa Inc Equities 92826C839   3,565,233 13,694 SH   SOLE   13,694 0 0
Wal-Mart Inc Equities 931142103   12,297 78 SH   DFND   78 0 0
Wal-Mart Inc Equities 931142103   2,488,348 15,784 SH   SOLE   15,784 0 0
Waste Management Inc Equities 94106L109   15,224 85 SH   DFND   85 0 0
Waste Management Inc Equities 94106L109   355,155 1,983 SH   SOLE   1,983 0 0
Wells Fargo & Co Equities 949746101   349,708 7,105 SH   SOLE   7,105 0 0
Williams Companies Inc Equities 969457100   10,797 310 SH   DFND   310 0 0
Williams Companies Inc Equities 969457100   847,832 24,342 SH   SOLE   24,342 0 0
Wisdom MidCap Div Equities 97717W505   99,147 2,170 SH   DFND   2,170 0 0
Wisdom MidCap Div Equities 97717W505   421,719 9,230 SH   SOLE   9,230 0 0
Wisdomtree US Small Cap Dividen Equities 97717W604   60,029 1,866 SH   DFND   1,866 0 0
Wisdomtree US Small Cap Dividen Equities 97717W604   382,501 11,890 SH   SOLE   11,890 0 0
Zoetis Inc. Equities 98978V103   288,358 1,461 SH   SOLE   1,461 0 0